26764 ZIP Code — Terra Alta, WV

Preston County, West Virginia

ZIP code 26764 is located in Terra Alta, West Virginia, within Preston County. It covers approximately 93.24 square miles and serves a population of 4,594 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 304/681.

About ZIP code 26764

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $113,400. Owner-occupancy is high at 78%, well above the national average.

Median household income is $55,821. Poverty affects 22% of residents, above the national average. SNAP benefit usage at 18% of households reflects economic stress in the area. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 14% of civilians, above the national average of 7%.

Overall, ZIP code 26764 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

4,594

population

93.24

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

26764 ZIP code map

Cities in ZIP code 26764

Below are the cities the US Postal Service accepts for ZIP code 26764. Using any city not on this list may result in mail delivery delays.

City	Status
Terra Alta	Acceptable
Terra Alta	Preferred

Nearby ZIP codes

26537 Kingwood (7.8 mi) 26525 Bruceton Mills (10.1 mi) 26444 Tunnelton (11.6 mi) 26705 Aurora (12 mi) 26410 Newburg (12.2 mi) 26547 Reedsville (12.6 mi) 21541 Mc Henry (12.9 mi) 26542 Masontown (13.6 mi) 21550 Oakland (13.7 mi) 26425 Rowlesburg (13.8 mi) 26716 Eglon (15.1 mi) 21531 Friendsville (15.9 mi)

Demographics updated 05/2026

Population
Total population	4,594
Population density	49 / sq mi
State FIPS	54
County FIPS	077

Geography
Land area	93.24 sq mi
Water area	0.17 sq mi
Latitude	39.4637
Longitude	-79.5919
Timezone	Eastern (ET)
Area code	304/681

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	53.9%	48.6%	51.6%
$50k – $100k	30.8%	29.8%	29.4%
$100k – $200k	14.1%	19.3%	15.8%
Over $200k	1.2%	2.3%	3.1%

Demographics & statistics

4,594

Population

People per sq mi

43.7

Median age

$55,821

Median household income

$25,332

Per capita income

$113,400

Median home value

$712

Median monthly rent

77.8%

Home ownership

21.9%

Poverty rate

6.5%

Unemployment

2,139

Housing units

14.4%

Bachelor's or higher

Age distribution

Male Female

134

Under 5

128

176

5–9

168

134

10–14

129

135

15–19

129

105

20–24

101

278

25–34

267

238

35–44

227

296

45–54

283

174

55–59

167

170

60–64

162

272

65–74

261

164

75–84

157

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,071	23.3%
18 and over	3,523	76.7%
65 and over	993	21.6%
Median age	43.7 years

Race & ethnicity

White 87.3%

Two or more races 7.1%

Hispanic or Latino 4.9%

Black or African American 0.4%

American Indian / Alaska Native 0.3%

Group	Count	%
White	4,217	87.3%
Two or more races	344	7.1%
Hispanic or Latino	237	4.9%
Black or African American	17	0.4%
American Indian / Alaska Native	16	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	53.9%	48.6%	51.6%
$50k – $100k	30.8%	29.8%	29.4%
$100k – $200k	14.1%	19.3%	15.8%
Over $200k	1.2%	2.3%	3.1%

Under $10k 6.7%

$10k–$15k 10.7%

$15k–$25k 8.1%

$25k–$35k 11.2%

$35k–$50k 8.2%

$50k–$75k 19.9%

$75k–$100k 14.2%

$100k–$150k 14.8%

$150k–$200k 5.2%

$200k+ 1.0%

Range	% of households
Under $10k	6.7%
$10k–$15k	10.7%
$15k–$25k	8.1%
$25k–$35k	11.2%
$35k–$50k	8.2%
$50k–$75k	19.9%
$75k–$100k	14.2%
$100k–$150k	14.8%
$150k–$200k	5.2%
$200k+	1.0%
Median income	$55,821

Housing

Home values

Under $50k 22.6%

$50k–$100k 22.0%

$100k–$150k 15.5%

$150k–$200k 11.6%

$200k–$300k 20.5%

$300k–$500k 6.0%

$500k–$1M 1.1%

$1M+ 0.9%

Housing overview

Metric	Value
Median home value	$113,400
Median rent / month	$712
Owner occupied	77.8%
Renter occupied	22.2%
Vacant	29.6%
Single-family detached	78.1%
Large apartment buildings	1.1%
Mobile homes	14.3%
Median rooms	5.6
Avg household size (owned)	2.56

Year built

Era	%
2020 or later	0.4%
2010–2019	9.6%
2000–2009	14.6%
1990–1999	11.3%
1980–1989	10.0%
1970–1979	18.8%
1960–1969	7.5%
1950–1959	3.6%
1940–1949	3.1%
1939 or earlier	21.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	8.6%
2 bedrooms	34.3%
3 bedrooms	40.8%
4 bedrooms	12.5%
5+ bedrooms	3.7%

Vehicles per household

Vehicles	% of households
No vehicle	8.3%
1 vehicle	28.9%
2 vehicles	40.7%
3 or more	22.1%

Heating fuel

Fuel type	%
Utility gas	28.1%
Electricity	28.6%
Propane / LP gas	11.7%
Fuel oil	4.3%
Wood	20.2%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	922	51.7%
Cohabiting couple	152	8.5%
Male householder, no spouse	343	19.2%
Female householder, no spouse	366	20.5%
Households with children under 18	519	29.1%
Households with seniors (65+)	663	37.2%
Average household size	2.52

Marital status

Status	Male	Female
Never married	28.4%	18.5%
Married	55.9%	54.1%
Separated	1.8%	2.3%
Widowed	3.3%	11.1%
Divorced	10.5%	14.1%

Education

Less than 9th grade 3.1%

Some HS, no diploma 10.5%

HS graduate 45.0%

Some college, no degree 21.1%

Associate's degree 5.8%

Bachelor's degree 8.3%

Graduate / professional 6.2%

Metric	%
HS diploma or higher	86.4%
Bachelor's or higher	14.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	66	7.1%
Kindergarten	87	9.4%
Elementary school	462	49.9%
High school	234	25.3%
College / grad school	77	8.3%

Employment

Industry of employment

Education & healthcare 22.6%

Arts, food & hospitality 13.8%

Public administration 11.5%

Retail trade 10.7%

Professional & management 8.6%

Construction 6.9%

Agriculture & mining 6.0%

Transportation & utilities 5.1%

Finance & real estate 4.9%

Manufacturing 4.3%

Other services 3.1%

Wholesale trade 1.9%

Information 0.7%

Occupation

Category	%
Management, business & arts	27.8%
Service	26.5%
Sales & office	19.2%
Natural resources & construction	13.7%
Production & transportation	12.7%

Employment type

Type	%
Private sector	75.1%
Government	20.7%
Self-employed	4.0%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	79.6%
Carpool	12.4%
Public transit	0.4%
Walk	0.6%
Work from home	5.9%
Other means	1.0%
Avg commute (minutes)	31.6

Poverty

All people 21.9%

Under 18 years 32.4%

18 and over 18.8%

Married-couple families 6.9%

Female-led households 32.3%

Income support

Source	% of households
Social Security	40.7%
Retirement income	28.9%
Supplemental Security	12.2%
Cash public assistance	3.3%
Food stamps / SNAP	18.4%

Health indicators

Condition	%
Obesity	41.3%
High blood pressure	42.6%
High cholesterol	37.2%
Diabetes	13.9%
Heart disease	9.1%
Stroke	3.8%
Asthma	11.4%
Arthritis	38.1%
Kidney disease	3.4%
Pulmonary disease	11.8%
Cancer	7.7%

Behavior / access	%
Smoking	23.6%
Binge drinking	12.1%
No physical activity	28.6%
Less than 7 hrs sleep	37.3%
Depression	26.8%
Fair or poor health	21.1%
Poor mental health	17.8%
Poor physical health	14.7%
No health insurance	11.0%
Visited doctor (checkup)	83.2%
Visited dentist	56.1%
Cholesterol screening	90.5%
Teeth loss	20.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	481	13.7%

Disability	%
Any disability	18.5%
Under 18	2.0%
18–64 years	16.2%
65 and over	43.8%

Health insurance coverage

Type	%
Private insurance	61.6%
Public insurance	53.7%
No insurance	5.9%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,332	94.3%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,590	99.9%
Born in same state	4,529	98.6%
Born in different state	2,469	53.7%
Foreign born	61	1.3%
Naturalized citizen	4	0.1%
Not a US citizen	4	100.0%

Ancestry

Ancestry	Count	%
Arab	1,182	25.7%
Italian	749	16.3%
French	399	8.7%

Ancestry	Count	%
English	44	1%
Irish	6	0.1%

Technology access

Metric	% of households
Computer access	38.8%
Internet access	86.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 26764

What city is ZIP code 26764 in?

ZIP code 26764 is primarily assigned to Terra Alta, West Virginia.

What county is ZIP code 26764 in?

ZIP code 26764 falls within Preston County, West Virginia.

What is the poverty rate in ZIP code 26764?

22% of residents in ZIP code 26764 live below the poverty line, above the national average.

How educated is the population of ZIP code 26764?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 26764 have a large retiree population?

41% of households in ZIP code 26764 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 26764 have a large veteran population?

14% of civilians in ZIP code 26764 are veterans, above the national average of ~7%.

What timezone is ZIP code 26764 in?

ZIP code 26764 observes the EST timezone.