Oakland ZIP Codes — Garrett County, MD

There is one unique ZIP code in Oakland, Maryland and it is 21550. Area code: 301/240.

ZIP codes

205.47

sq mi land

3.44

sq mi water

301/240

area code

Oakland, MD ZIP code map

About Oakland, MD

Oakland, Maryland, is a charming town located in the picturesque Garrett County. With a rich history and a close-knit community, it serves as the county seat and offers a unique blend of outdoor activities and cultural attractions. Visitors and residents alike enjoy the town's serene atmosphere and its proximity to various recreational opportunities, particularly around Deep Creek Lake.

Location & geography

Geographically, Oakland is situated in western Maryland, surrounded by the breathtaking Appalachian Mountains. The town is located near several other communities, with McHenry being just approximately 10 miles away, and Friendsville and Loch Lynn Heights around 12 miles apart. The total land area of Oakland is 410.93 square miles, complemented by a water area of 6.89 square miles, contributing to its scenic beauty and natural attractions.

Community & economy

The community of Oakland is known for its friendly residents and a strong sense of belonging that fosters a small-town charm. The local economy thrives on tourism, with many small businesses, restaurants, and outdoor recreational services catering to visitors year-round. Daily life in Oakland often revolves around community events, outdoor adventures, and family-oriented activities, making it a welcoming place for all.

Transportation

Transportation in Oakland is primarily facilitated by major roadways, including Maryland Route 135 and U.S. Route 219, providing access to neighboring towns and attractions. The nearest named airport is the Garrett County Airport, located just a few miles from downtown Oakland, enhancing connectivity to larger regional airports. Public transit options are limited, making personal vehicles the most common mode of transportation for residents and visitors.

History

Oakland was founded in the 18th century and has played a significant role in the development of Garrett County. Historically, the town was important for the timber industry and later became a popular destination for summer tourism due to its beautiful landscapes and outdoor activities. Notable events in its history include the establishment of the Oakland Historic District, which showcases the town's rich architectural heritage.

Did you know?

A lesser-known fact about Oakland, MD, is that it was once a vital hub for lumber milling during the late 1800s, significantly contributing to the town's growth. Additionally, it is home to the historic Oakland Railroad Station, which remains a symbol of the town's transportation past.

ZIP codes for Oakland, MD (1)

ZIP code	City	County	Map
21550	Oakland	Garrett	View map

Demographics & statistics

13,640

Population

47.4

Median age

$61,824

Median household income

$39,691

Per capita income

$211,900

Median home value

$677

Median monthly rent

78.5%

Home ownership

10.5%

Poverty rate

5.4%

Unemployment

6,976

Housing units

26.0%

Bachelor's or higher

Age distribution

Male Female

350

Under 5

377

380

5–9

409

280

10–14

301

339

15–19

366

310

20–24

335

772

25–34

831

725

35–44

782

760

45–54

818

534

55–59

576

530

60–64

571

926

65–74

998

489

75–84

527

170

85+

184

← Male

Female →

Age summary

Group	Count	%
Under 18	2,548	18.7%
18 and over	11,092	81.3%
65 and over	3,294	24.1%
Median age	47.4 years

Race & ethnicity

White 95.2%

Two or more races 1.6%

Hispanic or Latino 1.4%

Other race 0.6%

Asian 0.6%

Black or African American 0.5%

American Indian / Alaska Native 0.1%

Group	Count	%
White	13,170	95.2%
Two or more races	221	1.6%
Hispanic or Latino	190	1.4%
Other race	84	0.6%
Asian	78	0.6%
Black or African American	73	0.5%
American Indian / Alaska Native	14	0.1%

Household income

Under $10k 4.6%

$10k–$15k 3.2%

$15k–$25k 8.8%

$25k–$35k 9.9%

$35k–$50k 15.0%

$50k–$75k 16.4%

$75k–$100k 14.5%

$100k–$150k 14.9%

$150k–$200k 5.3%

$200k+ 7.4%

Range	% of households
Under $10k	4.6%
$10k–$15k	3.2%
$15k–$25k	8.8%
$25k–$35k	9.9%
$35k–$50k	15.0%
$50k–$75k	16.4%
$75k–$100k	14.5%
$100k–$150k	14.9%
$150k–$200k	5.3%
$200k+	7.4%
Median income	$61,824

Housing

Home values

Under $50k 6.1%

$50k–$100k 10.3%

$100k–$150k 14.9%

$150k–$200k 15.8%

$200k–$300k 23.8%

$300k–$500k 19.8%

$500k–$1M 6.9%

$1M+ 2.5%

Housing overview

Metric	Value
Median home value	$211,900
Median rent / month	$677
Owner occupied	78.5%
Renter occupied	21.5%
Vacant	29.8%
Single-family detached	79.1%
Large apartment buildings	3.9%
Mobile homes	8.7%
Median rooms	6.1
Avg household size (owned)	2.40

Year built

Era	%
2020 or later	0.5%
2010–2019	5.1%
2000–2009	13.5%
1990–1999	16.5%
1980–1989	12.5%
1970–1979	22.3%
1960–1969	8.3%
1950–1959	6.0%
1940–1949	2.6%
1939 or earlier	12.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.1%
1 bedroom	6.9%
2 bedrooms	22.5%
3 bedrooms	44.6%
4 bedrooms	16.2%
5+ bedrooms	9.7%

Vehicles per household

Vehicles	% of households
No vehicle	8.8%
1 vehicle	31.9%
2 vehicles	36.2%
3 or more	23.1%

Heating fuel

Fuel type	%
Utility gas	22.0%
Electricity	25.2%
Propane / LP gas	18.8%
Fuel oil	19.5%
Wood	11.1%
No fuel used	1.6%

Households & families

Household type	Count	%
Married-couple family	3,020	52.4%
Cohabiting couple	340	5.9%
Male householder, no spouse	960	16.6%
Female householder, no spouse	1,447	25.1%
Households with children under 18	1,695	29.4%
Households with seniors (65+)	2,339	40.6%
Average household size	2.31

Marital status

Status	Male	Female
Never married	26.2%	19.7%
Married	58.7%	52.9%
Separated	2.0%	3.1%
Widowed	4.1%	13.6%
Divorced	9.0%	10.7%

Education

Less than 9th grade 3.2%

Some HS, no diploma 6.2%

HS graduate 41.3%

Some college, no degree 15.9%

Associate's degree 7.4%

Bachelor's degree 14.5%

Graduate / professional 11.5%

Metric	%
HS diploma or higher	90.6%
Bachelor's or higher	26.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	175	7.4%
Kindergarten	203	8.6%
Elementary school	987	41.7%
High school	558	23.6%
College / grad school	442	18.7%

Employment

Industry of employment

Education & healthcare 20.7%

Arts, food & hospitality 10.6%

Professional & management 10.4%

Construction 10.3%

Public administration 9.2%

Other services 8.5%

Retail trade 8.2%

Finance & real estate 5.9%

Manufacturing 5.4%

Transportation & utilities 3.8%

Wholesale trade 3.0%

Agriculture & mining 2.7%

Information 1.1%

Occupation

Category	%
Management, business & arts	33.5%
Service	20.3%
Sales & office	21.1%
Natural resources & construction	13.1%
Production & transportation	12.0%

Employment type

Type	%
Private sector	68.5%
Government	22.3%
Self-employed	9.0%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	77.3%
Carpool	6.8%
Public transit	1.4%
Walk	1.4%
Other means	1.0%
Avg commute (minutes)	21.7

Poverty

All people 10.5%

Under 18 years 13.0%

18 and over 10.0%

Married-couple families 5.3%

Female-led households 12.3%

Income support

Source	% of households
Social Security	42.7%
Retirement income	29.6%
Supplemental Security	4.6%
Cash public assistance	1.2%
Food stamps / SNAP	18.9%

Health indicators

Condition	%
High blood pressure	38.1%
High cholesterol	35.8%
Heart disease	7.9%
Stroke	3.5%
Asthma	10.1%
Arthritis	32.2%
Kidney disease	3.2%
Pulmonary disease	8.5%
Cancer	7.8%

Behavior / access	%
Binge drinking	14.7%
No physical activity	26.6%
Less than 7 hrs sleep	33.4%
Fair or poor health	15.5%
Poor mental health	15.1%
Poor physical health	10.8%
No health insurance	10.9%
Visited doctor (checkup)	76.3%
Visited dentist	61.7%
Cholesterol screening	91.2%
Teeth loss	15.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,009	9.1%

Disability	%
Any disability	18.9%
Under 18	5.7%
18–64 years	13.2%
65 and over	43.4%

Health insurance coverage

Type	%
Private insurance	58.2%
Public insurance	51.0%
Uninsured under 19	1.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	12,913	94.7%
Spanish	71	0.5%
Other Indo-European	54	0.4%
Asian & Pacific Islander	11	0.1%
Other languages	6	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	13,480	98.8%
Born in same state	13,323	97.7%
Born in different state	9,115	66.8%
Foreign born	157	1.2%
Naturalized citizen	160	1.2%
Not a US citizen	127	79.4%

Ancestry

Ancestry	Count	%
French	1,885	13.8%
Italian	1,734	12.7%
Arab	833	6.1%
English	260	1.9%
German	74	0.5%

Ancestry	Count	%
Polish	47	0.3%
Irish	18	0.1%
Norwegian	7	0.1%
Dutch	4	0%

Technology access

Metric	% of households
Computer access	42.3%
Internet access	88.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions

What ZIP codes does Oakland, MD have?

Oakland, MD has one ZIP code: 21550. Each ZIP code serves a distinct delivery area within the city and surrounding region.