97540 ZIP Code — Talent, OR

Jackson County, Oregon

ZIP code 97540 is located in Talent, Oregon, within Jackson County. It covers approximately 44.95 square miles and serves a population of 8,641 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 541/458.

About ZIP code 97540

The housing stock consists of a mix of housing types. Most homes were built in the 1990s, giving the area an established character. Median home value is $390,700. Owner-occupancy sits near the national average at 61%.

Median household income is $54,672. SNAP benefit usage at 21% of households reflects economic stress in the area. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 19 minutes is near the national average.

Educational attainment is near the national average, with 44% of residents holding a bachelor's degree or higher.

Overall, ZIP code 97540 reflects a community defined by a significant Social Security-dependent population and elevated reliance on food assistance.

8,641

population

44.95

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

97540 ZIP code map

Cities in ZIP code 97540

Below are the cities the US Postal Service accepts for ZIP code 97540. Using any city not on this list may result in mail delivery delays.

City	Status
Talent	Preferred

Nearby ZIP codes

97535 Phoenix (5.1 mi) 97501 Medford (6.1 mi) 97520 Ashland (8.8 mi) 97504 Medford (8.9 mi) 97530 Jacksonville (11.7 mi) 97502 Central Point (16.7 mi)

Demographics updated 05/2026

Population
Total population	8,641
Population density	192 / sq mi
State FIPS	41
County FIPS	029

Geography
Land area	44.95 sq mi
Water area	0.02 sq mi
Latitude	42.1950
Longitude	-122.8109
Timezone	Pacific (PT)
Area code	541/458

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.9%	44.0%	38.1%
$50k – $100k	30.7%	32.7%	31.4%
$100k – $200k	10.0%	18.0%	23.2%
Over $200k	3.4%	5.3%	7.2%

Demographics & statistics

8,641

Population

192

People per sq mi

41.5

Median age

$54,672

Median household income

$33,667

Per capita income

$390,700

Median home value

$1,282

Median monthly rent

61.4%

Home ownership

13.6%

Poverty rate

3.5%

Unemployment

2,518

Housing units

44.4%

Bachelor's or higher

Age distribution

Male Female

147

Under 5

160

200

5–9

216

264

10–14

286

233

15–19

253

463

20–24

502

433

25–34

468

504

35–44

545

448

45–54

484

167

55–59

181

374

60–64

405

514

65–74

556

362

75–84

391

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,651	19.1%
18 and over	6,990	80.9%
65 and over	1,908	22.1%
Median age	41.5 years

Race & ethnicity

White 81.5%

Two or more races 6.6%

Hispanic or Latino 5.1%

Asian 3.1%

Other race 3%

American Indian / Alaska Native 0.5%

Black or African American 0.2%

Group	Count	%
White	7,422	81.5%
Two or more races	604	6.6%
Hispanic or Latino	466	5.1%
Asian	279	3.1%
Other race	274	3%
American Indian / Alaska Native	46	0.5%
Black or African American	16	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	55.9%	44.0%	38.1%
$50k – $100k	30.7%	32.7%	31.4%
$100k – $200k	10.0%	18.0%	23.2%
Over $200k	3.4%	5.3%	7.2%

Under $10k 5.4%

$10k–$15k 6.2%

$15k–$25k 8.8%

$25k–$35k 5.4%

$35k–$50k 18.9%

$50k–$75k 18.8%

$75k–$100k 12.9%

$100k–$150k 14.3%

$150k–$200k 4.7%

$200k+ 4.7%

Range	% of households
Under $10k	5.4%
$10k–$15k	6.2%
$15k–$25k	8.8%
$25k–$35k	5.4%
$35k–$50k	18.9%
$50k–$75k	18.8%
$75k–$100k	12.9%
$100k–$150k	14.3%
$150k–$200k	4.7%
$200k+	4.7%
Median income	$54,672

Housing

Home values

Under $50k 10.9%

$50k–$100k 1.4%

$100k–$150k 3.5%

$150k–$200k 2.1%

$200k–$300k 15.7%

$300k–$500k 37.8%

$500k–$1M 25.7%

$1M+ 2.9%

Housing overview

Metric	Value
Median home value	$390,700
Median rent / month	$1,282
Owner occupied	61.4%
Renter occupied	38.6%
Vacant	6.2%
Single-family detached	61.1%
Large apartment buildings	4.8%
Mobile homes	12.4%
Median rooms	4.9
Avg household size (owned)	2.42

Year built

Era	%
2020 or later	1.7%
2010–2019	4.9%
2000–2009	19.9%
1990–1999	20.7%
1980–1989	13.6%
1970–1979	14.4%
1960–1969	9.7%
1950–1959	6.7%
1940–1949	3.6%
1939 or earlier	4.7%

Bedrooms

Size	% of units
No bedroom (studio)	1.0%
1 bedroom	6.4%
2 bedrooms	34.0%
3 bedrooms	49.0%
4 bedrooms	8.4%
5+ bedrooms	1.3%

Vehicles per household

Vehicles	% of households
No vehicle	5.0%
1 vehicle	36.0%
2 vehicles	40.7%
3 or more	18.3%

Heating fuel

Fuel type	%
Utility gas	24.4%
Electricity	65.3%
Propane / LP gas	0.9%
Fuel oil	2.6%
Wood	5.1%
Solar	0.5%
No fuel used	0.2%

Households & families

Household type	Count	%
Married-couple family	1,407	38.0%
Cohabiting couple	179	4.8%
Male householder, no spouse	718	19.4%
Female householder, no spouse	1,400	37.8%
Households with children under 18	843	22.8%
Households with seniors (65+)	1,477	39.9%
Average household size	2.30

Marital status

Status	Male	Female
Never married	38.9%	28.6%
Married	45.2%	40.5%
Separated	0.6%	2.0%
Widowed	1.4%	6.3%
Divorced	13.9%	22.5%

Education

Less than 9th grade 1.2%

Some HS, no diploma 3.2%

HS graduate 12.5%

Some college, no degree 26.7%

Associate's degree 11.9%

Bachelor's degree 26.9%

Graduate / professional 17.5%

Metric	%
HS diploma or higher	95.6%
Bachelor's or higher	44.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	127	5.8%
Kindergarten	74	3.4%
Elementary school	782	35.5%
High school	458	20.8%
College / grad school	764	34.6%

Employment

Industry of employment

Education & healthcare 23.5%

Arts, food & hospitality 19.0%

Retail trade 14.9%

Professional & management 11.3%

Manufacturing 6.5%

Finance & real estate 5.5%

Other services 4.5%

Public administration 4.1%

Transportation & utilities 3.0%

Wholesale trade 2.7%

Information 2.4%

Agriculture & mining 1.9%

Construction 0.7%

Occupation

Category	%
Management, business & arts	39.4%
Service	24.6%
Sales & office	20.1%
Natural resources & construction	5.1%
Production & transportation	10.7%

Employment type

Type	%
Private sector	76.5%
Government	12.4%
Self-employed	11.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	69.7%
Carpool	10.7%
Public transit	1.6%
Walk	3.7%
Work from home	11.3%
Other means	2.9%
Avg commute (minutes)	19.0

Poverty

All people 13.6%

Under 18 years 6.3%

18 and over 15.3%

Married-couple families 2.5%

Female-led households 19.9%

Income support

Source	% of households
Social Security	38.2%
Retirement income	26.0%
Supplemental Security	4.0%
Cash public assistance	4.4%
Food stamps / SNAP	20.8%

Health indicators

Condition	%
Obesity	26.3%
High blood pressure	30.4%
High cholesterol	34.7%
Diabetes	9.7%
Heart disease	6.7%
Stroke	3.4%
Asthma	11.0%
Arthritis	25.0%
Kidney disease	3.2%
Pulmonary disease	7.1%
Cancer	7.4%

Behavior / access	%
Smoking	14.4%
Binge drinking	15.4%
No physical activity	18.0%
Less than 7 hrs sleep	30.7%
Depression	22.6%
Fair or poor health	14.1%
Poor mental health	14.5%
Poor physical health	10.6%
No health insurance	11.1%
Visited doctor (checkup)	74.9%
Visited dentist	67.2%
Cholesterol screening	90.4%
Teeth loss	12.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	382	5.5%

Disability	%
Any disability	11.5%
Under 18	7.6%
18–64 years	7.0%
65 and over	26.8%

Health insurance coverage

Type	%
Private insurance	61.7%
Public insurance	50.6%
No insurance	6.0%
Uninsured under 19	1.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	8,334	96.4%
Spanish	404	4.8%
Other Indo-European	244	2.9%
Asian & Pacific Islander	66	0.8%
Other languages	94	1.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	8,008	92.7%
Born in same state	7,912	91.6%
Born in different state	2,894	33.5%
Foreign born	96	1.1%
Naturalized citizen	633	7.3%
Not a US citizen	218	34.4%

Ancestry

Ancestry	Count	%
French	1,042	12.1%
Italian	989	11.4%
Arab	369	4.3%
Polish	329	3.8%
English	62	0.7%

Ancestry	Count	%
Dutch	51	0.6%
Irish	38	0.4%
German	20	0.2%
Norwegian	6	0.1%

Technology access

Metric	% of households
Computer access	42.9%
Internet access	93.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 97540

What city is ZIP code 97540 in?

ZIP code 97540 is primarily assigned to Talent, Oregon.

What county is ZIP code 97540 in?

ZIP code 97540 falls within Jackson County, Oregon.

Does ZIP code 97540 have a large retiree population?

38% of households in ZIP code 97540 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 97540?

The median home value in ZIP code 97540 is $390,700.

What is the population of ZIP code 97540?

ZIP code 97540 has an estimated population of 8,641 residents, with a density of 192 people per square mile.

What is the median household income in ZIP code 97540?

The median household income in ZIP code 97540 is $54,672, below the national median of ~$75,000.

What timezone is ZIP code 97540 in?

ZIP code 97540 observes the PST timezone.