97520 ZIP Code — Ashland, OR

Jackson County, Oregon

ZIP code 97520 is located in Ashland, Oregon, within Jackson County. It covers approximately 328.83 square miles and serves a population of 26,556 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 541.

About ZIP code 97520

The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $568,900. Owner-occupancy sits near the national average at 58%.

The gap between median ($66,048) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 18% of residents, above the national average. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 17 minutes is near the national average. Remote work is prevalent — 21% of workers work from home.

Educational attainment is high — 59% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 97520 reflects a community defined by a highly educated population, economic challenges above the national average, a high rate of remote workers, and a significant Social Security-dependent population.

26,556

population

328.83

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

97520 ZIP code map

Cities in ZIP code 97520

Below are the cities the US Postal Service accepts for ZIP code 97520. Using any city not on this list may result in mail delivery delays.

City	Status
Ashland	Preferred

Nearby ZIP codes

97540 Talent (8.8 mi) 97535 Phoenix (10.1 mi) 97504 Medford (11.6 mi) 97501 Medford (13.8 mi) 97524 Eagle Point (19 mi) 96044 Hornbrook (19.4 mi)

Demographics updated 05/2026

Population
Total population	26,556
Population density	81 / sq mi
State FIPS	41
County FIPS	029

Geography
Land area	328.83 sq mi
Water area	4.69 sq mi
Latitude	42.2003
Longitude	-122.6382
Timezone	Pacific (PT)
Area code	541

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.6%	44.0%	38.1%
$50k – $100k	26.5%	32.7%	31.4%
$100k – $200k	19.6%	18.0%	23.2%
Over $200k	9.4%	5.3%	7.2%

Demographics & statistics

26,556

Population

People per sq mi

48.8

Median age

$66,048

Median household income

$44,834

Per capita income

$568,900

Median home value

$1,214

Median monthly rent

58.3%

Home ownership

17.8%

Poverty rate

5.9%

Unemployment

8,721

Housing units

59.3%

Bachelor's or higher

Age distribution

Male Female

427

Under 5

478

525

5–9

589

533

10–14

597

792

15–19

887

1,074

20–24

1,204

1,203

25–34

1,349

1,269

35–44

1,423

1,396

45–54

1,566

854

55–59

957

977

60–64

1,096

2,354

65–74

2,639

742

75–84

831

374

85+

420

← Male

Female →

Age summary

Group	Count	%
Under 18	3,795	14.3%
18 and over	22,761	85.7%
65 and over	7,360	27.7%
Median age	48.8 years

Race & ethnicity

White 81.7%

Two or more races 8.1%

Hispanic or Latino 5.8%

Asian 1.4%

Other race 1.2%

Black or African American 1%

American Indian / Alaska Native 0.5%

Native Hawaiian / Pacific Islander 0.3%

Group	Count	%
White	23,032	81.7%
Two or more races	2,288	8.1%
Hispanic or Latino	1,642	5.8%
Asian	399	1.4%
Other race	339	1.2%
Black or African American	272	1%
American Indian / Alaska Native	133	0.5%
Native Hawaiian / Pacific Islander	93	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.6%	44.0%	38.1%
$50k – $100k	26.5%	32.7%	31.4%
$100k – $200k	19.6%	18.0%	23.2%
Over $200k	9.4%	5.3%	7.2%

Under $10k 6.8%

$10k–$15k 3.4%

$15k–$25k 11.4%

$25k–$35k 9.2%

$35k–$50k 10.6%

$50k–$75k 14.1%

$75k–$100k 10.4%

$100k–$150k 16.1%

$150k–$200k 8.3%

$200k+ 9.7%

Range	% of households
Under $10k	6.8%
$10k–$15k	3.4%
$15k–$25k	11.4%
$25k–$35k	9.2%
$35k–$50k	10.6%
$50k–$75k	14.1%
$75k–$100k	10.4%
$100k–$150k	16.1%
$150k–$200k	8.3%
$200k+	9.7%
Median income	$66,048

Housing

Home values

Under $50k 5.1%

$50k–$100k 1.6%

$100k–$150k 1.1%

$150k–$200k 1.1%

$200k–$300k 5.9%

$300k–$500k 23.6%

$500k–$1M 54.1%

$1M+ 7.4%

Housing overview

Metric	Value
Median home value	$568,900
Median rent / month	$1,214
Owner occupied	58.3%
Renter occupied	41.7%
Vacant	11.6%
Single-family detached	59.4%
Large apartment buildings	6.7%
Mobile homes	5.0%
Median rooms	5.0
Avg household size (owned)	2.26

Year built

Era	%
2020 or later	0.7%
2010–2019	8.2%
2000–2009	12.9%
1990–1999	14.8%
1980–1989	14.0%
1970–1979	15.5%
1960–1969	9.7%
1950–1959	6.8%
1940–1949	5.9%
1939 or earlier	11.7%

Bedrooms

Size	% of units
No bedroom (studio)	5.5%
1 bedroom	15.2%
2 bedrooms	30.3%
3 bedrooms	35.0%
4 bedrooms	11.3%
5+ bedrooms	2.7%

Vehicles per household

Vehicles	% of households
No vehicle	4.8%
1 vehicle	39.9%
2 vehicles	39.3%
3 or more	16.1%

Heating fuel

Fuel type	%
Utility gas	39.3%
Electricity	52.1%
Propane / LP gas	2.7%
Fuel oil	0.5%
Wood	4.3%
Solar	0.7%
No fuel used	0.1%

Households & families

Household type	Count	%
Married-couple family	4,955	40.6%
Cohabiting couple	1,094	9.0%
Male householder, no spouse	2,493	20.4%
Female householder, no spouse	3,651	29.9%
Households with children under 18	2,223	18.2%
Households with seniors (65+)	5,418	44.4%
Average household size	2.10

Marital status

Status	Male	Female
Never married	33.2%	31.6%
Married	49.2%	42.2%
Separated	0.0%	0.2%
Widowed	2.5%	6.3%
Divorced	15.2%	19.7%

Education

Less than 9th grade 1.5%

Some HS, no diploma 3.0%

HS graduate 10.8%

Some college, no degree 21.5%

Associate's degree 3.9%

Bachelor's degree 31.1%

Graduate / professional 28.2%

Metric	%
HS diploma or higher	95.5%
Bachelor's or higher	59.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	266	4.4%
Kindergarten	260	4.3%
Elementary school	1,702	28.1%
High school	960	15.8%
College / grad school	2,869	47.4%

Employment

Industry of employment

Education & healthcare 29.4%

Arts, food & hospitality 15.3%

Professional & management 11.3%

Retail trade 10.3%

Other services 6.9%

Information 6.0%

Manufacturing 4.6%

Finance & real estate 4.1%

Agriculture & mining 3.5%

Construction 3.3%

Public administration 3.2%

Transportation & utilities 1.3%

Wholesale trade 0.8%

Occupation

Category	%
Management, business & arts	56.6%
Service	16.5%
Sales & office	17.2%
Natural resources & construction	3.5%
Production & transportation	6.2%

Employment type

Type	%
Private sector	70.3%
Government	16.7%
Self-employed	12.9%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	59.2%
Carpool	6.2%
Public transit	1.0%
Walk	8.5%
Work from home	20.8%
Other means	4.2%
Avg commute (minutes)	16.7

Poverty

All people 17.8%

Under 18 years 27.6%

18 and over 16.1%

Married-couple families 5.0%

Female-led households 39.3%

Income support

Source	% of households
Social Security	41.6%
Retirement income	31.3%
Supplemental Security	4.5%
Cash public assistance	4.9%
Food stamps / SNAP	11.2%

Health indicators

Condition	%
Obesity	24.0%
High blood pressure	28.4%
High cholesterol	33.2%
Diabetes	8.5%
Heart disease	5.9%
Stroke	2.9%
Asthma	10.7%
Arthritis	23.2%
Kidney disease	2.9%
Pulmonary disease	5.9%
Cancer	7.3%

Behavior / access	%
Smoking	11.5%
Binge drinking	15.6%
No physical activity	15.0%
Less than 7 hrs sleep	29.0%
Depression	22.1%
Fair or poor health	11.4%
Poor mental health	13.9%
Poor physical health	9.1%
No health insurance	8.2%
Visited doctor (checkup)	75.4%
Visited dentist	71.6%
Cholesterol screening	90.3%
Teeth loss	9.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,475	6.5%

Disability	%
Any disability	9.9%
Under 18	3.3%
18–64 years	7.7%
65 and over	17.9%

Health insurance coverage

Type	%
Private insurance	65.9%
Public insurance	48.0%
No insurance	5.4%
Uninsured under 19	3.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	25,651	96.6%
Spanish	492	1.9%
Other Indo-European	306	1.2%
Asian & Pacific Islander	63	0.2%
Other languages	123	0.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	24,581	92.6%
Born in same state	24,222	91.2%
Born in different state	6,809	25.6%
Foreign born	359	1.4%
Naturalized citizen	1,975	7.4%
Not a US citizen	1,364	69.1%

Ancestry

Ancestry	Count	%
French	5,204	19.6%
Italian	4,017	15.1%
Polish	1,130	4.3%
Arab	712	2.7%
English	467	1.8%

Ancestry	Count	%
Dutch	183	0.7%
German	180	0.7%
Irish	179	0.7%
Norwegian	45	0.2%

Technology access

Metric	% of households
Computer access	45.9%
Internet access	97.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 97520

What city is ZIP code 97520 in?

ZIP code 97520 is primarily assigned to Ashland, Oregon.

What county is ZIP code 97520 in?

ZIP code 97520 falls within Jackson County, Oregon.

Does ZIP code 97520 have an older population?

28% of residents in ZIP code 97520 are 65 or older, above the national average of ~17%.

How educated is the population of ZIP code 97520?

59% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the poverty rate in ZIP code 97520?

18% of residents in ZIP code 97520 live below the poverty line, above the national average.

Does ZIP code 97520 have a large retiree population?

42% of households in ZIP code 97520 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 97520 in?

ZIP code 97520 observes the PST timezone.