98465 ZIP Code — Tacoma, WA

Pierce County, Washington

ZIP code 98465 is located in Tacoma, Washington, within Pierce County. It covers approximately 1.62 square miles and serves a population of 7,528 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 253.

About ZIP code 98465

The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $485,600. Owner-occupancy sits near the national average at 53%.

The gap between median ($73,259) and mean household income suggests income inequality — a small number of higher earners pull the average up. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

Educational attainment is near the national average, with 39% of residents holding a bachelor's degree or higher.

7,528

population

1.62

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

98465 ZIP code map

Cities in ZIP code 98465

Below are the cities the US Postal Service accepts for ZIP code 98465. Using any city not on this list may result in mail delivery delays.

City	Status
Tacoma	Preferred

Nearby ZIP codes

98406 Tacoma (1.3 mi) 98466 Tacoma (1.5 mi) 98416 Tacoma (2.5 mi) 98405 Tacoma (2.8 mi) 98402 Tacoma (3.2 mi) 98407 Tacoma (3.3 mi) 98467 University Place (3.5 mi) 98403 Tacoma (3.6 mi) 98409 Tacoma (3.7 mi) 98481 Tacoma (4.2 mi) 98471 Tacoma (4.2 mi) 98431 Tacoma (4.2 mi)

Demographics updated 05/2026

Population
Total population	7,528
Population density	4,647 / sq mi
State FIPS	53
County FIPS	053

Geography
Land area	1.62 sq mi
Water area	0.65 sq mi
Latitude	47.2491
Longitude	-122.5317
Timezone	Pacific (PT)
Area code	253

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.8%	31.0%	31.7%
$50k – $100k	19.1%	33.3%	30.6%
$100k – $200k	31.4%	28.4%	27.1%
Over $200k	4.8%	7.3%	10.6%

Demographics & statistics

7,528

Population

4,647

People per sq mi

41.1

Median age

$73,259

Median household income

$53,769

Per capita income

$485,600

Median home value

$1,378

Median monthly rent

52.7%

Home ownership

7.5%

Poverty rate

4.2%

Unemployment

2,091

Housing units

39.2%

Bachelor's or higher

Age distribution

Male Female

278

Under 5

304

5–9

180

10–14

196

15–19

307

20–24

335

635

25–34

693

396

35–44

433

352

45–54

384

321

55–59

350

233

60–64

254

367

65–74

401

269

75–84

293

85+

106

← Male

Female →

Age summary

Group	Count	%
Under 18	1,218	16.2%
18 and over	6,310	83.8%
65 and over	1,534	20.4%
Median age	41.1 years

Race & ethnicity

White 66.7%

Black or African American 11.3%

Two or more races 8.2%

Hispanic or Latino 6.1%

Other race 4.7%

Asian 2.9%

American Indian / Alaska Native 0.2%

Group	Count	%
White	5,348	66.7%
Black or African American	906	11.3%
Two or more races	655	8.2%
Hispanic or Latino	489	6.1%
Other race	375	4.7%
Asian	229	2.9%
American Indian / Alaska Native	15	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	44.8%	31.0%	31.7%
$50k – $100k	19.1%	33.3%	30.6%
$100k – $200k	31.4%	28.4%	27.1%
Over $200k	4.8%	7.3%	10.6%

Under $10k 3.0%

$10k–$15k 3.3%

$15k–$25k 5.6%

$25k–$35k 5.1%

$35k–$50k 19.8%

$50k–$75k 13.8%

$75k–$100k 8.8%

$100k–$150k 19.0%

$150k–$200k 12.1%

$200k+ 9.6%

Range	% of households
Under $10k	3.0%
$10k–$15k	3.3%
$15k–$25k	5.6%
$25k–$35k	5.1%
$35k–$50k	19.8%
$50k–$75k	13.8%
$75k–$100k	8.8%
$100k–$150k	19.0%
$150k–$200k	12.1%
$200k+	9.6%
Median income	$73,259

Housing

Home values

Under $50k 1.9%

$50k–$100k 1.9%

$200k–$300k 14.7%

$300k–$500k 34.3%

$500k–$1M 37.9%

$1M+ 9.3%

Housing overview

Metric	Value
Median home value	$485,600
Median rent / month	$1,378
Owner occupied	52.7%
Renter occupied	47.3%
Vacant	3.7%
Single-family detached	55.4%
Large apartment buildings	11.0%
Mobile homes	0.3%
Median rooms	4.7
Avg household size (owned)	2.22

Year built

Era	%
2020 or later	0.5%
2010–2019	7.8%
2000–2009	7.3%
1990–1999	4.8%
1980–1989	6.5%
1970–1979	26.8%
1960–1969	19.7%
1950–1959	8.4%
1940–1949	15.0%
1939 or earlier	3.3%

Bedrooms

Size	% of units
No bedroom (studio)	5.1%
1 bedroom	17.7%
2 bedrooms	30.4%
3 bedrooms	29.0%
4 bedrooms	13.4%
5+ bedrooms	4.5%

Vehicles per household

Vehicles	% of households
No vehicle	12.7%
1 vehicle	33.9%
2 vehicles	34.5%
3 or more	18.9%

Heating fuel

Fuel type	%
Utility gas	27.6%
Electricity	70.5%
Propane / LP gas	0.9%
Fuel oil	0.4%
Wood	0.7%

Households & families

Household type	Count	%
Married-couple family	1,265	34.2%
Cohabiting couple	379	10.2%
Male householder, no spouse	854	23.1%
Female householder, no spouse	1,201	32.5%
Households with children under 18	837	22.6%
Households with seniors (65+)	1,145	31.0%
Average household size	2.01

Marital status

Status	Male	Female
Never married	37.8%	28.4%
Married	44.1%	38.8%
Separated	1.1%	1.7%
Widowed	1.7%	13.8%
Divorced	15.3%	17.3%

Education

Less than 9th grade 0.4%

Some HS, no diploma 3.2%

HS graduate 27.1%

Some college, no degree 20.6%

Associate's degree 9.5%

Bachelor's degree 24.4%

Graduate / professional 14.8%

Metric	%
HS diploma or higher	96.4%
Bachelor's or higher	39.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	82	5.2%
Kindergarten	21	1.3%
Elementary school	463	29.5%
High school	149	9.5%
College / grad school	852	54.4%

Employment

Industry of employment

Education & healthcare 33.9%

Professional & management 10.6%

Arts, food & hospitality 10.3%

Retail trade 10.0%

Construction 7.0%

Public administration 5.4%

Other services 5.2%

Finance & real estate 4.7%

Manufacturing 3.9%

Transportation & utilities 3.5%

Wholesale trade 2.8%

Agriculture & mining 1.4%

Information 1.3%

Occupation

Category	%
Management, business & arts	49.3%
Service	15.0%
Sales & office	17.9%
Natural resources & construction	10.4%
Production & transportation	7.4%

Employment type

Type	%
Private sector	73.5%
Government	23.1%
Self-employed	3.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	69.5%
Carpool	7.4%
Public transit	4.2%
Walk	1.4%
Work from home	16.2%
Other means	1.2%
Avg commute (minutes)	25.5

Poverty

All people 7.5%

Under 18 years 4.9%

18 and over 8.0%

Married-couple families 1.7%

Female-led households 10.0%

Income support

Source	% of households
Social Security	33.9%
Retirement income	29.0%
Supplemental Security	5.5%
Cash public assistance	2.5%
Food stamps / SNAP	11.5%

Health indicators

Condition	%
Obesity	32.3%
High blood pressure	36.6%
High cholesterol	35.5%
Diabetes	9.9%
Heart disease	6.2%
Stroke	3.2%
Asthma	10.5%
Arthritis	26.3%
Kidney disease	3.0%
Pulmonary disease	6.2%
Cancer	7.4%

Behavior / access	%
Smoking	14.5%
Binge drinking	15.0%
No physical activity	21.2%
Less than 7 hrs sleep	31.9%
Depression	24.2%
Fair or poor health	13.9%
Poor mental health	14.8%
Poor physical health	10.8%
No health insurance	10.6%
Visited doctor (checkup)	70.9%
Visited dentist	65.5%
Cholesterol screening	87.9%
Teeth loss	11.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	620	10.0%

Disability	%
Any disability	11.7%
Under 18	0.0%
18–64 years	9.1%
65 and over	29.3%

Health insurance coverage

Type	%
Private insurance	70.1%
Public insurance	38.8%
No insurance	7.1%
Uninsured under 19	3.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	6,946	92.3%
Spanish	314	4.5%
Other Indo-European	55	0.8%
Asian & Pacific Islander	89	1.3%
Other languages	110	1.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	6,900	91.7%
Born in same state	6,844	90.9%
Born in different state	4,123	54.8%
Foreign born	56	0.7%
Naturalized citizen	628	8.3%
Not a US citizen	385	61.3%

Ancestry

Ancestry	Count	%
Italian	940	12.5%
French	893	11.9%
Arab	439	5.8%
English	359	4.8%

Ancestry	Count	%
Polish	263	3.5%
German	116	1.5%
Irish	31	0.4%
Dutch	20	0.3%

Technology access

Metric	% of households
Computer access	49.1%
Internet access	90.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 98465

What city is ZIP code 98465 in?

ZIP code 98465 is primarily assigned to Tacoma, Washington.

What county is ZIP code 98465 in?

ZIP code 98465 falls within Pierce County, Washington.

What is the typical home value in ZIP code 98465?

The median home value in ZIP code 98465 is $485,600.

Does ZIP code 98465 have a large veteran population?

10% of civilians in ZIP code 98465 are veterans, above the national average of ~7%.

What is the population of ZIP code 98465?

ZIP code 98465 has an estimated population of 7,528 residents, with a density of 4,650 people per square mile.

What is the median household income in ZIP code 98465?

The median household income in ZIP code 98465 is $73,259, below the national median of ~$75,000.

What timezone is ZIP code 98465 in?

ZIP code 98465 observes the PST timezone.