98407 ZIP Code — Tacoma, WA

Pierce County, Washington

ZIP code 98407 is located in Tacoma, Washington, within Pierce County. It covers approximately 5.39 square miles and serves a population of 21,050 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 253.

About ZIP code 98407

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $567,200. Owner-occupancy sits near the national average at 65%.

The gap between median ($103,900) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

Educational attainment is high — 49% of residents hold a bachelor's degree or higher, well above the national average of 33%.

21,050
population
5.39
sq mi land
Standard
ZIP type
Pacific (PT)
timezone
98407 ZIP code map
Cities in ZIP code 98407

Below are the cities the US Postal Service accepts for ZIP code 98407. Using any city not on this list may result in mail delivery delays.

City Status
Tacoma Acceptable
Tacoma Preferred
Nearby ZIP codes
98406 Tacoma (2.3 mi) 98416 Tacoma (2.5 mi) 98402 Tacoma (2.9 mi) 98403 Tacoma (3 mi) 98465 Tacoma (3.3 mi) 98405 Tacoma (3.5 mi) 98431 Tacoma (4.1 mi) 98481 Tacoma (4.1 mi) 98471 Tacoma (4.1 mi) 98493 Tacoma (4.1 mi) 98413 Tacoma (4.3 mi) 98466 Tacoma (4.8 mi)
Demographics updated 05/2026
Population
Total population 21,050
Population density 3,905 / sq mi
State FIPS 53
County FIPS 053
Geography
Land area 5.39 sq mi
Water area 1.59 sq mi
Latitude 47.2939
Longitude -122.5075
Timezone Pacific (PT)
Area code 253
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 26.6% 31.0% 31.7%
$50k – $100k 29.9% 33.3% 30.6%
$100k – $200k 32.8% 28.4% 27.1%
Over $200k 10.7% 7.3% 10.6%

Demographics & statistics

21,050
Population
3,905
People per sq mi
46.3
Median age
$103,900
Median household income
$61,300
Per capita income
$567,200
Median home value
$1,693
Median monthly rent
65.3%
Home ownership
5.9%
Poverty rate
2.8%
Unemployment
7,008
Housing units
49.2%
Bachelor's or higher

Age distribution

Male Female
461
Under 5
479
633
5–9
658
475
10–14
495
363
15–19
377
253
20–24
263
1,464
25–34
1,524
1,322
35–44
1,376
1,483
45–54
1,543
704
55–59
732
947
60–64
985
1,378
65–74
1,434
602
75–84
627
231
85+
241
← Male
Female →

Age summary

GroupCount%
Under 183,74217.8%
18 and over17,30882.2%
65 and over4,51321.4%
Median age46.3 years

Race & ethnicity

White 75.1%
Two or more races 9.3%
Hispanic or Latino 5.5%
Asian 5%
Black or African American 2.5%
Other race 2.1%
American Indian / Alaska Native 0.3%
Native Hawaiian / Pacific Islander 0.3%
GroupCount%
White16,71575.1%
Two or more races2,0649.3%
Hispanic or Latino1,2195.5%
Asian1,1205%
Black or African American5662.5%
Other race4652.1%
American Indian / Alaska Native640.3%
Native Hawaiian / Pacific Islander560.3%

Household income

Income range This ZIP County avg State avg
Under $50k 26.6% 31.0% 31.7%
$50k – $100k 29.9% 33.3% 30.6%
$100k – $200k 32.8% 28.4% 27.1%
Over $200k 10.7% 7.3% 10.6%
Under $10k 3.7%
$10k–$15k 4.4%
$15k–$25k 3.5%
$25k–$35k 4.2%
$35k–$50k 6.1%
$50k–$75k 12.9%
$75k–$100k 12.7%
$100k–$150k 20.1%
$150k–$200k 14.4%
$200k+ 18.1%
Range% of households
Under $10k3.7%
$10k–$15k4.4%
$15k–$25k3.5%
$25k–$35k4.2%
$35k–$50k6.1%
$50k–$75k12.9%
$75k–$100k12.7%
$100k–$150k20.1%
$150k–$200k14.4%
$200k+18.1%
Median income$103,900

Housing

Home values

Under $50k 1.1%
$50k–$100k 0.9%
$100k–$150k 0.4%
$150k–$200k 0.8%
$200k–$300k 3.0%
$300k–$500k 34.3%
$500k–$1M 51.4%
$1M+ 8.2%

Housing overview

MetricValue
Median home value$567,200
Median rent / month$1,693
Owner occupied65.3%
Renter occupied34.7%
Vacant6.4%
Single-family detached70.3%
Large apartment buildings12.8%
Mobile homes0.5%
Median rooms5.7
Avg household size (owned)2.36

Year built

Era%
2020 or later0.0%
2010–20197.6%
2000–20097.0%
1990–19995.7%
1980–198913.5%
1970–197914.1%
1960–196910.6%
1950–19599.5%
1940–19496.3%
1939 or earlier25.6%

Bedrooms

Size% of units
No bedroom (studio)1.1%
1 bedroom14.4%
2 bedrooms24.3%
3 bedrooms40.1%
4 bedrooms16.4%
5+ bedrooms3.7%

Vehicles per household

Vehicles% of households
No vehicle6.6%
1 vehicle32.0%
2 vehicles39.9%
3 or more21.4%

Heating fuel

Fuel type%
Utility gas45.2%
Electricity52.1%
Propane / LP gas0.5%
Fuel oil1.2%
Wood0.9%
Solar0.1%

Households & families

Household typeCount%
Married-couple family4,72348.6%
Cohabiting couple7748.0%
Male householder, no spouse1,57716.2%
Female householder, no spouse2,64427.2%
Households with children under 182,30623.7%
Households with seniors (65+)3,35434.5%
Average household size2.15

Marital status

StatusMaleFemale
Never married26.6%21.9%
Married57.2%51.9%
Separated1.1%1.0%
Widowed2.0%8.8%
Divorced13.1%16.4%

Education

Less than 9th grade 1.4%
Some HS, no diploma 2.2%
HS graduate 16.1%
Some college, no degree 22.4%
Associate's degree 8.6%
Bachelor's degree 28.5%
Graduate / professional 20.7%
Metric%
HS diploma or higher96.4%
Bachelor's or higher49.2%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool39210.2%
Kindergarten2977.7%
Elementary school1,67643.5%
High school64516.8%
College / grad school84021.8%

Employment

Industry of employment

Education & healthcare 32.4%
Professional & management 9.2%
Manufacturing 8.2%
Public administration 8.0%
Arts, food & hospitality 7.9%
Finance & real estate 7.0%
Retail trade 6.7%
Transportation & utilities 6.6%
Construction 5.9%
Other services 3.6%
Wholesale trade 2.9%
Information 0.9%
Agriculture & mining 0.6%

Occupation

Category%
Management, business & arts53.2%
Service13.6%
Sales & office18.0%
Natural resources & construction4.0%
Production & transportation11.2%

Employment type

Type%
Private sector72.8%
Government21.3%
Self-employed5.8%
Unpaid family workers0.0%

Commute

Method%
Drive alone74.2%
Carpool6.3%
Public transit2.2%
Walk1.0%
Work from home14.1%
Other means2.2%
Avg commute (minutes)28.7

Poverty

All people 5.9%
Under 18 years 3.6%
18 and over 6.4%
Married-couple families 0.7%
Female-led households 7.6%

Income support

Source% of households
Social Security33.4%
Retirement income31.2%
Supplemental Security4.8%
Cash public assistance3.2%
Food stamps / SNAP8.0%

Health indicators

Condition%
Obesity31.5%
High blood pressure34.9%
High cholesterol35.5%
Diabetes8.7%
Heart disease5.7%
Stroke2.8%
Asthma10.3%
Arthritis25.8%
Kidney disease2.8%
Pulmonary disease5.6%
Cancer7.6%
Behavior / access%
Smoking13.2%
Binge drinking15.9%
No physical activity18.4%
Less than 7 hrs sleep30.5%
Depression24.6%
Fair or poor health11.8%
Poor mental health14.3%
Poor physical health9.9%
No health insurance8.7%
Visited doctor (checkup)70.7%
Visited dentist70.1%
Cholesterol screening89.7%
Teeth loss9.7%

Veterans & disability

VeteransCount%
Civilian veterans1,6319.5%
Disability%
Any disability13.2%
Under 182.9%
18–64 years9.7%
65 and over31.8%

Health insurance coverage

Type%
Private insurance81.5%
Public insurance33.4%
No insurance2.2%
Uninsured under 190.8%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only20,11095.5%
Spanish9304.6%
Other Indo-European2071.0%
Asian & Pacific Islander3021.5%
Other languages4132.1%

Place of birth & citizenship

OriginCount%
Native born (US)19,07090.6%
Born in same state18,46187.7%
Born in different state10,13048.1%
Foreign born6092.9%
Naturalized citizen1,9809.4%
Not a US citizen1,54277.9%

Ancestry

AncestryCount%
French3,14715%
Italian2,75113.1%
Polish1,3136.2%
Arab6002.9%
English1480.7%
AncestryCount%
Dutch1430.7%
German700.3%
Irish700.3%
Norwegian170.1%

Technology access

Metric% of households
Computer access46.2%
Internet access95.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 98407

What city is ZIP code 98407 in?

ZIP code 98407 is primarily assigned to Tacoma, Washington.

What county is ZIP code 98407 in?

ZIP code 98407 falls within Pierce County, Washington.

How educated is the population of ZIP code 98407?

49% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the typical home value in ZIP code 98407?

The median home value in ZIP code 98407 is $567,200.

Does ZIP code 98407 have a large veteran population?

10% of civilians in ZIP code 98407 are veterans, above the national average of ~7%.

What is the median household income in ZIP code 98407?

The median household income in ZIP code 98407 is $103,900, above the national median of ~$75,000.

What timezone is ZIP code 98407 in?

ZIP code 98407 observes the PST timezone.

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