98446 ZIP Code — Tacoma, WA
Pierce County, Washington
ZIP code 98446 is located in Tacoma, Washington, within Pierce County. It covers approximately 10.89 square miles and serves a population of 13,821 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 253.
About ZIP code 98446
The housing stock consists of a mix of housing types. Most homes were built in the 2000s, giving the area an established character. Median home value is $438,500. Owner-occupancy sits near the national average at 72%.
Median household income is $95,926. The poverty rate of 5% is below the national average.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average.
Educational attainment is near the national average, with 25% of residents holding a bachelor's degree or higher.
Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%.
13,821
population
10.89
sq mi land
Standard
ZIP type
Pacific (PT)
timezone
98446 ZIP code map
Cities in ZIP code 98446
Below are the cities the US Postal Service accepts for ZIP code 98446. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Tacoma | Acceptable |
| Tacoma | Preferred |
Nearby ZIP codes
98445 Tacoma (1.7 mi)
98373 Puyallup (2.7 mi)
98375 Puyallup (2.9 mi)
98447 Tacoma (3.4 mi)
98444 Tacoma (3.8 mi)
98387 Spanaway (4.8 mi)
98443 Tacoma (5.4 mi)
98374 Puyallup (5.8 mi)
98371 Puyallup (5.8 mi)
98404 Tacoma (5.9 mi)
98408 Tacoma (5.9 mi)
98499 Lakewood (6.5 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 13,821 |
| Population density | 1,269 / sq mi |
| State FIPS | 53 |
| County FIPS | 053 |
| Geography | |
|---|---|
| Land area | 10.89 sq mi |
| Water area | 0.01 sq mi |
| Latitude | 47.1280 |
| Longitude | -122.3755 |
| Timezone | Pacific (PT) |
| Area code | 253 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 21.9% | 31.0% | 31.7% |
| $50k – $100k | 37.1% | 33.3% | 30.6% |
| $100k – $200k | 36.2% | 28.4% | 27.1% |
| Over $200k | 4.8% | 7.3% | 10.6% |
Demographics & statistics
13,821
Population
1,269
People per sq mi
36.1
Median age
$95,926
Median household income
$42,658
Per capita income
$438,500
Median home value
$1,773
Median monthly rent
71.7%
Home ownership
4.7%
Poverty rate
6.7%
Unemployment
3,692
Housing units
25.1%
Bachelor's or higher
Age distribution
Male
Female
509
Under 5
487
608
5–9
582
476
10–14
455
354
15–19
338
271
20–24
259
1,199
25–34
1,148
1,028
35–44
984
723
45–54
691
542
55–59
519
480
60–64
459
477
65–74
457
344
75–84
330
52
85+
49
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 3,496 | 25.3% |
| 18 and over | 10,325 | 74.7% |
| 65 and over | 1,709 | 12.4% |
| Median age | 36.1 years | |
Race & ethnicity
White
66.9%
Two or more races
13.5%
Hispanic or Latino
7.1%
Asian
4.9%
Black or African American
3.3%
Other race
2.8%
American Indian / Alaska Native
1.2%
Native Hawaiian / Pacific Islander
0.4%
| Group | Count | % |
|---|---|---|
| White | 9,948 | 66.9% |
| Two or more races | 2,005 | 13.5% |
| Hispanic or Latino | 1,058 | 7.1% |
| Asian | 732 | 4.9% |
| Black or African American | 484 | 3.3% |
| Other race | 410 | 2.8% |
| American Indian / Alaska Native | 184 | 1.2% |
| Native Hawaiian / Pacific Islander | 58 | 0.4% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 21.9% | 31.0% | 31.7% |
| $50k – $100k | 37.1% | 33.3% | 30.6% |
| $100k – $200k | 36.2% | 28.4% | 27.1% |
| Over $200k | 4.8% | 7.3% | 10.6% |
Under $10k
1.4%
$10k–$15k
1.0%
$15k–$25k
2.5%
$25k–$35k
2.9%
$35k–$50k
8.5%
$50k–$75k
14.9%
$75k–$100k
22.6%
$100k–$150k
23.5%
$150k–$200k
7.5%
$200k+
15.1%
| Range | % of households |
|---|---|
| Under $10k | 1.4% |
| $10k–$15k | 1.0% |
| $15k–$25k | 2.5% |
| $25k–$35k | 2.9% |
| $35k–$50k | 8.5% |
| $50k–$75k | 14.9% |
| $75k–$100k | 22.6% |
| $100k–$150k | 23.5% |
| $150k–$200k | 7.5% |
| $200k+ | 15.1% |
| Median income | $95,926 |
Housing
Home values
Under $50k
2.2%
$50k–$100k
1.7%
$100k–$150k
0.6%
$150k–$200k
0.8%
$200k–$300k
10.0%
$300k–$500k
55.0%
$500k–$1M
26.5%
$1M+
3.1%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $438,500 |
| Median rent / month | $1,773 |
| Owner occupied | 71.7% |
| Renter occupied | 28.3% |
| Vacant | 5.0% |
| Single-family detached | 69.6% |
| Large apartment buildings | 0.6% |
| Mobile homes | 7.9% |
| Median rooms | 6.0 |
| Avg household size (owned) | 2.79 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.6% |
| 2010–2019 | 15.4% |
| 2000–2009 | 19.8% |
| 1990–1999 | 14.9% |
| 1980–1989 | 9.0% |
| 1970–1979 | 14.6% |
| 1960–1969 | 11.0% |
| 1950–1959 | 3.8% |
| 1940–1949 | 2.9% |
| 1939 or earlier | 7.9% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 1.8% |
| 1 bedroom | 2.1% |
| 2 bedrooms | 15.6% |
| 3 bedrooms | 56.4% |
| 4 bedrooms | 20.2% |
| 5+ bedrooms | 3.9% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 1.5% |
| 1 vehicle | 12.9% |
| 2 vehicles | 57.4% |
| 3 or more | 28.3% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 15.6% |
| Electricity | 77.5% |
| Propane / LP gas | 2.4% |
| Fuel oil | 1.2% |
| Wood | 2.8% |
| No fuel used | 0.2% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 2,651 | 55.2% |
| Cohabiting couple | 739 | 15.4% |
| Male householder, no spouse | 635 | 13.2% |
| Female householder, no spouse | 775 | 16.1% |
| Households with children under 18 | 1,553 | 32.4% |
| Households with seniors (65+) | 1,080 | 22.5% |
| Average household size | 2.87 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 27.2% | 23.7% |
| Married | 52.6% | 52.7% |
| Separated | 0.0% | 0.9% |
| Widowed | 3.1% | 6.8% |
| Divorced | 17.1% | 15.9% |
Education
Less than 9th grade
3.5%
Some HS, no diploma
8.2%
HS graduate
24.2%
Some college, no degree
24.4%
Associate's degree
14.6%
Bachelor's degree
20.0%
Graduate / professional
5.0%
| Metric | % |
|---|---|
| HS diploma or higher | 88.3% |
| Bachelor's or higher | 25.1% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 93 | 2.8% |
| Kindergarten | 269 | 8.0% |
| Elementary school | 1,715 | 50.9% |
| High school | 589 | 17.5% |
| College / grad school | 706 | 20.9% |
Employment
Industry of employment
Education & healthcare
25.6%
Construction
11.1%
Retail trade
10.5%
Manufacturing
10.0%
Arts, food & hospitality
8.1%
Transportation & utilities
7.3%
Professional & management
7.0%
Other services
6.9%
Finance & real estate
5.8%
Public administration
4.0%
Wholesale trade
2.3%
Information
1.2%
Agriculture & mining
0.2%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 36.2% |
| Service | 12.6% |
| Sales & office | 20.8% |
| Natural resources & construction | 12.8% |
| Production & transportation | 17.6% |
Employment type
| Type | % |
|---|---|
| Private sector | 79.0% |
| Government | 16.1% |
| Self-employed | 4.6% |
| Unpaid family workers | 0.3% |
Commute
| Method | % |
|---|---|
| Drive alone | 72.7% |
| Carpool | 10.6% |
| Public transit | 3.6% |
| Walk | 2.7% |
| Work from home | 8.7% |
| Other means | 1.8% |
| Avg commute (minutes) | 33.4 |
Poverty
All people
4.7%
Under 18 years
2.5%
18 and over
5.3%
Married-couple families
1.2%
Female-led households
0.0%
Income support
| Source | % of households |
|---|---|
| Social Security | 28.3% |
| Retirement income | 25.7% |
| Supplemental Security | 5.2% |
| Cash public assistance | 2.9% |
| Food stamps / SNAP | 12.4% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 33.1% |
| High blood pressure | 34.0% |
| High cholesterol | 34.4% |
| Diabetes | 8.9% |
| Heart disease | 5.4% |
| Stroke | 2.7% |
| Asthma | 10.7% |
| Arthritis | 24.4% |
| Kidney disease | 2.6% |
| Pulmonary disease | 6.0% |
| Cancer | 6.4% |
| Behavior / access | % |
|---|---|
| Smoking | 16.4% |
| Binge drinking | 16.8% |
| No physical activity | 20.5% |
| Less than 7 hrs sleep | 32.8% |
| Depression | 25.8% |
| Fair or poor health | 13.2% |
| Poor mental health | 15.9% |
| Poor physical health | 10.5% |
| No health insurance | 11.1% |
| Visited doctor (checkup) | 68.7% |
| Visited dentist | 65.5% |
| Cholesterol screening | 87.2% |
| Teeth loss | 11.6% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,366 | 13.3% |
| Disability | % |
|---|---|
| Any disability | 14.2% |
| Under 18 | 4.4% |
| 18–64 years | 11.1% |
| 65 and over | 50.0% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 74.1% |
| Public insurance | 34.8% |
| No insurance | 5.2% |
| Uninsured under 19 | 3.6% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 12,825 | 92.8% |
| Spanish | 572 | 4.5% |
| Other Indo-European | 289 | 2.3% |
| Asian & Pacific Islander | 109 | 0.8% |
| Other languages | 174 | 1.4% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 12,858 | 93.0% |
| Born in same state | 12,211 | 88.4% |
| Born in different state | 7,838 | 56.7% |
| Foreign born | 647 | 4.7% |
| Naturalized citizen | 963 | 7.0% |
| Not a US citizen | 856 | 88.9% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 1,940 | 14% |
| Italian | 1,262 | 9.1% |
| Polish | 592 | 4.3% |
| Arab | 474 | 3.4% |
| Dutch | 461 | 3.3% |
| Ancestry | Count | % |
|---|---|---|
| German | 157 | 1.1% |
| English | 64 | 0.5% |
| Irish | 42 | 0.3% |
| Norwegian | 1 | 0% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 34.7% |
| Internet access | 97.9% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 98446
What city is ZIP code 98446 in?
ZIP code 98446 is primarily assigned to Tacoma, Washington.
What county is ZIP code 98446 in?
ZIP code 98446 falls within Pierce County, Washington.
Does ZIP code 98446 have a large veteran population?
13% of civilians in ZIP code 98446 are veterans, above the national average of ~7%.
What is the typical home value in ZIP code 98446?
The median home value in ZIP code 98446 is $438,500.
What is the population of ZIP code 98446?
ZIP code 98446 has an estimated population of 13,821 residents, with a density of 1,269 people per square mile.
What is the median household income in ZIP code 98446?
The median household income in ZIP code 98446 is $95,926, above the national median of ~$75,000.
What timezone is ZIP code 98446 in?
ZIP code 98446 observes the PST timezone.