98445 ZIP Code — Tacoma, WA

Pierce County, Washington

ZIP code 98445 is located in Tacoma, Washington, within Pierce County. It covers approximately 10.45 square miles and serves a population of 33,252 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 253.

About ZIP code 98445

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $373,900. Owner-occupancy sits near the national average at 71%.

Median household income is $85,403.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average.

College attainment at 17% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%.

Overall, ZIP code 98445 reflects a community defined by a trades-oriented workforce and a strong veteran community.

33,252

population

10.45

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

98445 ZIP code map

Cities in ZIP code 98445

Below are the cities the US Postal Service accepts for ZIP code 98445. Using any city not on this list may result in mail delivery delays.

City	Status
Tacoma	Acceptable
Tacoma	Preferred

Nearby ZIP codes

98446 Tacoma (1.7 mi) 98447 Tacoma (1.8 mi) 98444 Tacoma (2.1 mi) 98373 Puyallup (4.2 mi) 98375 Puyallup (4.5 mi) 98499 Lakewood (4.9 mi) 98408 Tacoma (4.9 mi) 98387 Spanaway (5.1 mi) 98439 Lakewood (5.2 mi) 98443 Tacoma (5.4 mi) 98404 Tacoma (5.4 mi) 98409 Tacoma (6.3 mi)

Demographics updated 05/2026

Population
Total population	33,252
Population density	3,182 / sq mi
State FIPS	53
County FIPS	053

Geography
Land area	10.45 sq mi
Water area	0.00 sq mi
Latitude	47.1319
Longitude	-122.4119
Timezone	Pacific (PT)
Area code	253

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.6%	31.0%	31.7%
$50k – $100k	35.5%	33.3%	30.6%
$100k – $200k	27.8%	28.4%	27.1%
Over $200k	3.0%	7.3%	10.6%

Demographics & statistics

33,252

Population

3,182

People per sq mi

37.6

Median age

$85,403

Median household income

$35,660

Per capita income

$373,900

Median home value

$1,626

Median monthly rent

71.0%

Home ownership

11.9%

Poverty rate

4.2%

Unemployment

8,972

Housing units

16.5%

Bachelor's or higher

Age distribution

Male Female

732

Under 5

747

1,142

5–9

1,164

1,033

10–14

1,052

1,214

15–19

1,237

1,085

20–24

1,107

2,500

25–34

2,549

2,130

35–44

2,172

1,824

45–54

1,860

1,074

55–59

1,094

1,028

60–64

1,047

1,802

65–74

1,837

690

75–84

703

212

85+

217

← Male

Female →

Age summary

Group	Count	%
Under 18	7,616	22.9%
18 and over	25,636	77.1%
65 and over	5,461	16.4%
Median age	37.6 years

Race & ethnicity

White 56.2%

Two or more races 11.1%

Black or African American 9.5%

Hispanic or Latino 7.1%

Asian 5.7%

American Indian / Alaska Native 4.5%

Other race 3.2%

Native Hawaiian / Pacific Islander 2.7%

Group	Count	%
White	20,124	56.2%
Two or more races	3,975	11.1%
Black or African American	3,418	9.5%
Hispanic or Latino	2,544	7.1%
Asian	2,033	5.7%
American Indian / Alaska Native	1,596	4.5%
Other race	1,147	3.2%
Native Hawaiian / Pacific Islander	959	2.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.6%	31.0%	31.7%
$50k – $100k	35.5%	33.3%	30.6%
$100k – $200k	27.8%	28.4%	27.1%
Over $200k	3.0%	7.3%	10.6%

Under $10k 4.4%

$10k–$15k 1.9%

$15k–$25k 3.8%

$25k–$35k 5.7%

$35k–$50k 9.9%

$50k–$75k 18.3%

$75k–$100k 14.5%

$100k–$150k 25.5%

$150k–$200k 9.9%

$200k+ 6.1%

Range	% of households
Under $10k	4.4%
$10k–$15k	1.9%
$15k–$25k	3.8%
$25k–$35k	5.7%
$35k–$50k	9.9%
$50k–$75k	18.3%
$75k–$100k	14.5%
$100k–$150k	25.5%
$150k–$200k	9.9%
$200k+	6.1%
Median income	$85,403

Housing

Home values

Under $50k 2.5%

$50k–$100k 1.2%

$100k–$150k 2.8%

$150k–$200k 1.7%

$200k–$300k 18.3%

$300k–$500k 59.7%

$500k–$1M 13.3%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$373,900
Median rent / month	$1,626
Owner occupied	71.0%
Renter occupied	29.0%
Vacant	3.4%
Single-family detached	70.5%
Large apartment buildings	4.4%
Mobile homes	6.3%
Median rooms	5.9
Avg household size (owned)	2.78

Year built

Era	%
2020 or later	0.1%
2010–2019	8.5%
2000–2009	17.7%
1990–1999	20.8%
1980–1989	14.0%
1970–1979	13.5%
1960–1969	10.3%
1950–1959	6.3%
1940–1949	3.4%
1939 or earlier	5.4%

Bedrooms

Size	% of units
No bedroom (studio)	1.3%
1 bedroom	5.8%
2 bedrooms	17.7%
3 bedrooms	52.8%
4 bedrooms	18.9%
5+ bedrooms	3.4%

Vehicles per household

Vehicles	% of households
No vehicle	5.3%
1 vehicle	21.7%
2 vehicles	40.7%
3 or more	32.3%

Heating fuel

Fuel type	%
Utility gas	29.7%
Electricity	65.3%
Propane / LP gas	0.8%
Fuel oil	0.7%
Wood	2.3%
Solar	0.1%
No fuel used	0.7%

Households & families

Household type	Count	%
Married-couple family	6,092	50.6%
Cohabiting couple	1,225	10.2%
Male householder, no spouse	1,829	15.2%
Female householder, no spouse	2,899	24.1%
Households with children under 18	3,848	31.9%
Households with seniors (65+)	3,923	32.6%
Average household size	2.75

Marital status

Status	Male	Female
Never married	37.1%	29.5%
Married	50.6%	47.3%
Separated	1.3%	1.4%
Widowed	2.6%	7.7%
Divorced	8.4%	14.0%

Education

Less than 9th grade 3.6%

Some HS, no diploma 5.5%

HS graduate 37.4%

Some college, no degree 25.2%

Associate's degree 11.8%

Bachelor's degree 10.9%

Graduate / professional 5.7%

Metric	%
HS diploma or higher	91.0%
Bachelor's or higher	16.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	367	4.7%
Kindergarten	348	4.5%
Elementary school	3,481	45.0%
High school	1,963	25.4%
College / grad school	1,572	20.3%

Employment

Industry of employment

Education & healthcare 22.3%

Retail trade 12.9%

Construction 11.3%

Arts, food & hospitality 9.5%

Professional & management 9.0%

Transportation & utilities 7.7%

Manufacturing 6.8%

Public administration 6.1%

Wholesale trade 4.2%

Finance & real estate 3.9%

Other services 3.8%

Information 1.4%

Agriculture & mining 1.2%

Occupation

Category	%
Management, business & arts	29.0%
Service	22.6%
Sales & office	20.8%
Natural resources & construction	12.8%
Production & transportation	14.8%

Employment type

Type	%
Private sector	77.7%
Government	17.5%
Self-employed	4.8%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	78.1%
Carpool	9.0%
Public transit	3.0%
Walk	0.7%
Work from home	8.0%
Other means	1.2%
Avg commute (minutes)	32.7

Poverty

All people 11.9%

Under 18 years 19.8%

18 and over 9.6%

Married-couple families 5.1%

Female-led households 18.5%

Income support

Source	% of households
Social Security	29.9%
Retirement income	22.8%
Supplemental Security	3.8%
Cash public assistance	5.8%
Food stamps / SNAP	13.1%

Health indicators

Condition	%
Obesity	34.1%
High blood pressure	34.2%
High cholesterol	33.2%
Diabetes	9.5%
Heart disease	5.3%
Stroke	2.9%
Asthma	11.1%
Arthritis	23.5%
Kidney disease	2.7%
Pulmonary disease	6.1%
Cancer	5.8%

Behavior / access	%
Smoking	17.6%
Binge drinking	16.0%
No physical activity	23.1%
Less than 7 hrs sleep	34.5%
Depression	25.5%
Fair or poor health	14.8%
Poor mental health	16.6%
Poor physical health	11.0%
No health insurance	12.9%
Visited doctor (checkup)	68.6%
Visited dentist	61.1%
Cholesterol screening	85.5%
Teeth loss	13.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	3,179	12.6%

Disability	%
Any disability	14.6%
Under 18	5.2%
18–64 years	11.1%
65 and over	40.4%

Health insurance coverage

Type	%
Private insurance	64.7%
Public insurance	43.9%
No insurance	8.0%
Uninsured under 19	5.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	31,773	95.6%
Spanish	2,527	8.0%
Other Indo-European	880	2.8%
Asian & Pacific Islander	262	0.8%
Other languages	1,147	3.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	28,646	86.1%
Born in same state	27,539	82.8%
Born in different state	16,919	50.9%
Foreign born	1,107	3.3%
Naturalized citizen	4,606	13.9%
Not a US citizen	2,633	57.2%

Ancestry

Ancestry	Count	%
French	2,802	8.4%
Italian	2,389	7.2%
Arab	1,770	5.3%
Polish	856	2.6%
German	385	1.2%

Ancestry	Count	%
English	259	0.8%
Irish	131	0.4%
Dutch	85	0.3%
Norwegian	16	0%

Technology access

Metric	% of households
Computer access	36.2%
Internet access	97.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 98445

What city is ZIP code 98445 in?

ZIP code 98445 is primarily assigned to Tacoma, Washington.

What county is ZIP code 98445 in?

ZIP code 98445 falls within Pierce County, Washington.

Does ZIP code 98445 have a large veteran population?

13% of civilians in ZIP code 98445 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 98445?

The median home value in ZIP code 98445 is $373,900.

What is the population of ZIP code 98445?

ZIP code 98445 has an estimated population of 33,252 residents, with a density of 3,182 people per square mile.

What is the median household income in ZIP code 98445?

The median household income in ZIP code 98445 is $85,403, above the national median of ~$75,000.

What timezone is ZIP code 98445 in?

ZIP code 98445 observes the PST timezone.