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Iowa ZIP Codes
Hamilton County
Stratford, IA
50249
50249 ZIP Code — Stratford, IA
Hamilton County, Iowa
ZIP code 50249 is located in
Stratford ,
Iowa ,
within Hamilton County .
It covers approximately 79.35 square miles and serves a population of
1,404 residents.
This is a standard ZIP code in the Central (CT) timezone,
served by area code 515 .
About ZIP code 50249
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $110,600. Owner-occupancy is high at 85%, well above the national average.
Median household income is $49,444. 52% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 29 minutes is near the national average.
College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.
Overall, ZIP code 50249 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.
50249 ZIP code map
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Cities in ZIP code 50249
Below are the cities the US Postal Service accepts for ZIP code 50249. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
1,404
Population density
18 / sq mi
State FIPS
19
County FIPS
079
Geography
Land area
79.35 sq mi
Water area
0.29 sq mi
Latitude
42.2896
Longitude
-93.9060
Timezone
Central (CT)
Area code
515
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
47.1%
41.0%
40.1%
$50k – $100k
35.0%
38.7%
33.4%
$100k – $200k
14.8%
17.3%
21.5%
Over $200k
3.1%
2.9%
5.0%
Demographics & statistics
$49,444
Median household income
$110,600
Median home value
13.8%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 272 19.4%
18 and over 1,132 80.6%
65 and over 411 29.3%
Median age 51.4 years
Race & ethnicity
Black or African American
3.1%
Group Count %
White 1,324 92.7%
Black or African American 44 3.1%
Hispanic or Latino 25 1.7%
Other race 25 1.7%
Two or more races 11 0.8%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
47.1%
41.0%
40.1%
$50k – $100k
35.0%
38.7%
33.4%
$100k – $200k
14.8%
17.3%
21.5%
Over $200k
3.1%
2.9%
5.0%
Range % of households
Under $10k 4.1%
$10k–$15k 4.8%
$15k–$25k 10.5%
$25k–$35k 9.6%
$35k–$50k 21.3%
$50k–$75k 17.0%
$75k–$100k 8.9%
$100k–$150k 17.5%
$150k–$200k 3.3%
$200k+ 2.9%
Median income $49,444
Housing
Housing overview
Metric Value
Median home value $110,600
Median rent / month $696
Owner occupied 84.7%
Renter occupied 15.3%
Vacant 11.6%
Single-family detached 85.7%
Large apartment buildings 2.7%
Mobile homes 6.5%
Median rooms 6.2
Avg household size (owned) 2.31
Year built
Era %
2020 or later 0.8%
2010–2019 2.1%
2000–2009 11.2%
1990–1999 6.2%
1980–1989 2.0%
1970–1979 13.2%
1960–1969 7.1%
1950–1959 7.1%
1940–1949 1.5%
1939 or earlier 48.6%
Bedrooms
Size % of units
No bedroom (studio) 0.0%
1 bedroom 9.0%
2 bedrooms 26.6%
3 bedrooms 48.8%
4 bedrooms 14.6%
5+ bedrooms 1.1%
Vehicles per household
Vehicles % of households
No vehicle 2.2%
1 vehicle 27.8%
2 vehicles 33.7%
3 or more 36.3%
Heating fuel
Fuel type %
Utility gas 50.5%
Electricity 7.2%
Propane / LP gas 37.8%
Wood 0.9%
Solar 0.3%
No fuel used 1.2%
Households & families
Household type Count %
Married-couple family 260 44.7%
Cohabiting couple 31 5.3%
Male householder, no spouse 141 24.2%
Female householder, no spouse 150 25.8%
Households with children under 18 123 21.1%
Households with seniors (65+) 281 48.3%
Average household size 2.33
Marital status
Status Male Female
Never married 27.3% 22.8%
Married 49.8% 46.2%
Separated 3.6% 0.0%
Widowed 1.4% 18.6%
Divorced 18.0% 12.5%
Education
Some college, no degree
23.5%
Graduate / professional
3.1%
Metric %
HS diploma or higher 95.4%
Bachelor's or higher 13.8%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 9 3.3%
Kindergarten 0 0.0%
Elementary school 163 60.1%
High school 70 25.8%
College / grad school 29 10.7%
Employment
Industry of employment
Education & healthcare
21.0%
Agriculture & mining
10.2%
Transportation & utilities
5.4%
Public administration
4.6%
Professional & management
3.6%
Arts, food & hospitality
3.0%
Finance & real estate
0.8%
Occupation
Category %
Management, business & arts 36.9%
Service 11.5%
Sales & office 18.6%
Natural resources & construction 15.6%
Production & transportation 17.4%
Employment type
Type %
Private sector 74.7%
Government 15.8%
Self-employed 9.2%
Unpaid family workers 0.3%
Commute
Method %
Drive alone 81.0%
Carpool 2.5%
Public transit 0.0%
Walk 5.7%
Work from home 10.8%
Other means 0.0%
Avg commute (minutes) 29.3
Poverty
Married-couple families
1.9%
Female-led households
20.7%
Income support
Source % of households
Social Security 52.4%
Retirement income 35.2%
Supplemental Security 1.7%
Cash public assistance 1.7%
Food stamps / SNAP 8.1%
Health indicators
Condition %
Obesity 37.6%
High blood pressure 36.1%
High cholesterol 34.2%
Diabetes 10.9%
Heart disease 7.9%
Stroke 3.5%
Asthma 9.3%
Arthritis 27.8%
Kidney disease 3.3%
Pulmonary disease 7.5%
Cancer 8.3%
Behavior / access %
Smoking 16.9%
Binge drinking 20.2%
No physical activity 25.6%
Less than 7 hrs sleep 29.2%
Depression 17.1%
Fair or poor health 13.5%
Poor mental health 12.8%
Poor physical health 10.2%
No health insurance 9.0%
Visited doctor (checkup) 77.3%
Visited dentist 65.4%
Cholesterol screening 89.9%
Teeth loss 13.3%
Veterans & disability
Veterans Count %
Civilian veterans 78 6.9%
Disability %
Any disability 14.0%
Under 18 16.2%
18–64 years 9.0%
65 and over 22.4%
Health insurance coverage
Type %
Private insurance 70.8%
Public insurance 44.9%
No insurance 3.2%
Uninsured under 19 1.5%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 1,368 97.4%
Spanish 3 0.2%
Other Indo-European 3 0.2%
Asian & Pacific Islander 0 0.0%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 1,400 99.7%
Born in same state 1,396 99.4%
Born in different state 1,191 84.8%
Foreign born 4 0.3%
Naturalized citizen 4 0.3%
Not a US citizen 1 25.0%
Ancestry
Ancestry Count %
French 145 10.3%
Arab 91 6.5%
Italian 87 6.2%
Ancestry Count %
Polish 53 3.8%
Dutch 47 3.3%
English 12 0.9%
Technology access
Metric % of households
Computer access 41.5%
Internet access 84.9%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 50249
What city is ZIP code 50249 in?
ZIP code 50249 is primarily assigned to Stratford, Iowa.
What county is ZIP code 50249 in?
ZIP code 50249 falls within Hamilton County, Iowa.
Does ZIP code 50249 have an older population?
29% of residents in ZIP code 50249 are 65 or older, above the national average of ~17%.
Does ZIP code 50249 have a large retiree population?
52% of households in ZIP code 50249 receive Social Security income, suggesting a significant retiree or disability population.
Is ZIP code 50249 mostly owner-occupied?
85% of occupied units in ZIP code 50249 are owner-occupied, well above the national average.
How educated is the population of ZIP code 50249?
14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.
What timezone is ZIP code 50249 in?
ZIP code 50249 observes the CST timezone.
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