50544 ZIP Code — Harcourt, IA

Webster County, Iowa

ZIP code 50544 is located in Harcourt, Iowa, within Webster County. It covers approximately 31.73 square miles and serves a population of 537 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 515.

About ZIP code 50544

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $120,800. Owner-occupancy is high at 89%, well above the national average.

Median household income is $53,500. Poverty affects 24% of residents, above the national average. SNAP benefit usage at 19% of households reflects economic stress in the area. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 15 minutes is near the national average.

College attainment at 13% is below the national average, consistent with a trades and production-oriented local economy.

17% of residents lack health insurance, above the national average.

Overall, ZIP code 50544 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

537

population

31.73

sq mi land

Standard

ZIP type

Central (CT)

timezone

50544 ZIP code map

Cities in ZIP code 50544

Below are the cities the US Postal Service accepts for ZIP code 50544. Using any city not on this list may result in mail delivery delays.

City	Status
Harcourt	Acceptable
Harcourt	Preferred

Nearby ZIP codes

50530 Dayton (6.2 mi) 50543 Gowrie (6.3 mi) 50217 Paton (7.1 mi) 50223 Pilot Mound (9 mi) 50557 Lehigh (9.9 mi) 50523 Callender (10.6 mi) 50064 Dana (11 mi) 50249 Stratford (13.5 mi) 50501 Fort Dodge (14.1 mi) 50566 Moorland (14.2 mi) 50538 Farnhamville (14.5 mi) 50212 Ogden (15.5 mi)

Demographics updated 05/2026

Population
Total population	537
Population density	17 / sq mi
State FIPS	19
County FIPS	187

Geography
Land area	31.73 sq mi
Water area	0.00 sq mi
Latitude	42.2530
Longitude	-94.1647
Timezone	Central (CT)
Area code	515

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.8%	48.3%	40.1%
$50k – $100k	33.8%	33.3%	33.4%
$100k – $200k	7.8%	16.1%	21.5%
Over $200k	3.7%	2.2%	5.0%

Demographics & statistics

537

Population

People per sq mi

27.6

Median age

$53,500

Median household income

$24,528

Per capita income

$120,800

Median home value

$765

Median monthly rent

88.8%

Home ownership

24.0%

Poverty rate

0.0%

Unemployment

250

Housing units

13.0%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	137	25.5%
18 and over	400	74.5%
65 and over	98	18.2%
Median age	27.6 years

Race & ethnicity

White 98.7%

Two or more races 0.6%

Hispanic or Latino 0.4%

Other race 0.4%

Group	Count	%
White	532	98.7%
Two or more races	3	0.6%
Hispanic or Latino	2	0.4%
Other race	2	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	54.8%	48.3%	40.1%
$50k – $100k	33.8%	33.3%	33.4%
$100k – $200k	7.8%	16.1%	21.5%
Over $200k	3.7%	2.2%	5.0%

Under $10k 4.3%

$10k–$15k 20.3%

$15k–$25k 6.9%

$25k–$35k 4.3%

$35k–$50k 6.5%

$50k–$75k 26.3%

$75k–$100k 22.4%

$100k–$150k 6.5%

$150k–$200k 0.9%

$200k+ 1.7%

Range	% of households
Under $10k	4.3%
$10k–$15k	20.3%
$15k–$25k	6.9%
$25k–$35k	4.3%
$35k–$50k	6.5%
$50k–$75k	26.3%
$75k–$100k	22.4%
$100k–$150k	6.5%
$150k–$200k	0.9%
$200k+	1.7%
Median income	$53,500

Housing

Home values

Under $50k 30.1%

$50k–$100k 15.0%

$100k–$150k 31.6%

$150k–$200k 0.5%

$200k–$300k 16.5%

$300k–$500k 5.3%

$500k–$1M 1.0%

Housing overview

Metric	Value
Median home value	$120,800
Median rent / month	$765
Owner occupied	88.8%
Renter occupied	11.2%
Vacant	15.9%
Single-family detached	85.5%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	6.0
Avg household size (owned)	2.34

Year built

Era	%
2020 or later	0.0%
2010–2019	0.4%
2000–2009	2.2%
1990–1999	5.8%
1980–1989	0.0%
1970–1979	6.2%
1960–1969	11.2%
1950–1959	10.9%
1940–1949	15.9%
1939 or earlier	47.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	11.2%
2 bedrooms	22.5%
3 bedrooms	39.5%
4 bedrooms	25.4%
5+ bedrooms	1.4%

Vehicles per household

Vehicles	% of households
No vehicle	0.9%
1 vehicle	36.2%
2 vehicles	15.9%
3 or more	47.0%

Heating fuel

Fuel type	%
Utility gas	48.3%
Electricity	15.9%
Propane / LP gas	35.8%

Households & families

Household type	Count	%
Married-couple family	76	32.8%
Cohabiting couple	52	22.4%
Male householder, no spouse	47	20.3%
Female householder, no spouse	57	24.6%
Households with children under 18	93	40.1%
Households with seniors (65+)	86	37.1%
Average household size	2.31

Marital status

Status	Male	Female
Never married	38.3%	40.5%
Married	40.3%	33.5%
Separated	0.0%	0.0%
Widowed	14.9%	10.7%
Divorced	6.5%	15.3%

Education

Less than 9th grade 1.7%

Some HS, no diploma 3.7%

HS graduate 44.1%

Some college, no degree 21.7%

Associate's degree 15.7%

Bachelor's degree 8.0%

Graduate / professional 5.0%

Metric	%
HS diploma or higher	94.6%
Bachelor's or higher	13.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	18	21.7%
Kindergarten	11	13.3%
Elementary school	28	33.7%
High school	20	24.1%
College / grad school	6	7.2%

Employment

Industry of employment

Manufacturing 31.9%

Education & healthcare 25.6%

Agriculture & mining 14.5%

Finance & real estate 12.1%

Retail trade 7.7%

Construction 2.9%

Other services 1.4%

Wholesale trade 1.0%

Transportation & utilities 1.0%

Professional & management 1.0%

Arts, food & hospitality 0.5%

Public administration 0.5%

Occupation

Category	%
Management, business & arts	47.3%
Service	18.8%
Sales & office	17.4%
Natural resources & construction	7.7%
Production & transportation	8.7%

Employment type

Type	%
Private sector	89.9%
Government	6.8%
Self-employed	3.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	75.3%
Carpool	4.2%
Public transit	0.0%
Walk	15.8%
Work from home	4.7%
Other means	0.0%
Avg commute (minutes)	14.7

Poverty

All people 24.0%

Under 18 years 2.3%

18 and over 31.3%

Married-couple families 0.0%

Female-led households 58.3%

Income support

Source	% of households
Social Security	39.2%
Retirement income	16.8%
Supplemental Security	5.2%
Cash public assistance	0.0%
Food stamps / SNAP	19.0%

Health indicators

Condition	%
Obesity	36.4%
High blood pressure	33.7%
High cholesterol	34.1%
Diabetes	10.6%
Heart disease	7.3%
Stroke	3.2%
Asthma	9.5%
Arthritis	25.7%
Kidney disease	3.0%
Pulmonary disease	7.3%
Cancer	7.4%

Behavior / access	%
Smoking	18.1%
Binge drinking	21.0%
No physical activity	24.2%
Less than 7 hrs sleep	31.0%
Depression	17.9%
Fair or poor health	13.0%
Poor mental health	13.4%
Poor physical health	10.0%
No health insurance	9.0%
Visited doctor (checkup)	75.7%
Visited dentist	66.5%
Cholesterol screening	89.0%
Teeth loss	13.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	7	1.8%

Disability	%
Any disability	10.4%
Under 18	0.0%
18–64 years	6.5%
65 and over	36.7%

Health insurance coverage

Type	%
Private insurance	60.5%
Public insurance	32.7%
No insurance	16.6%
Uninsured under 19	4.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	462	86.0%
Spanish	4	0.9%
Other Indo-European	4	0.9%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	533	99.3%
Born in same state	531	98.9%
Born in different state	443	82.5%
Foreign born	2	0.4%
Naturalized citizen	4	0.7%
Not a US citizen	2	50.0%

Ancestry

Ancestry	Count	%
Polish	80	14.9%
French	32	6%
Italian	19	3.5%
Arab	9	1.7%

Ancestry	Count	%
English	8	1.5%
German	1	0.2%
Dutch	1	0.2%

Technology access

Metric	% of households
Computer access	43.2%
Internet access	94.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 50544

What city is ZIP code 50544 in?

ZIP code 50544 is primarily assigned to Harcourt, Iowa.

What county is ZIP code 50544 in?

ZIP code 50544 falls within Webster County, Iowa.

What is the poverty rate in ZIP code 50544?

24% of residents in ZIP code 50544 live below the poverty line, above the national average.

Is ZIP code 50544 mostly owner-occupied?

89% of occupied units in ZIP code 50544 are owner-occupied, well above the national average.

How educated is the population of ZIP code 50544?

13% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 50544 have a large retiree population?

39% of households in ZIP code 50544 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 50544 in?

ZIP code 50544 observes the CST timezone.