65785 ZIP Code — Stockton, MO

Cedar County, Missouri

ZIP code 65785 is located in Stockton, Missouri, within Cedar County. It covers approximately 219.07 square miles and serves a population of 5,578 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 417.

About ZIP code 65785

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $156,100. Owner-occupancy is high at 76%, well above the national average.

The gap between median ($44,806) and mean household income suggests income inequality — a small number of higher earners pull the average up. 55% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 28 minutes is near the national average.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 12% of civilians, above the national average of 7%.

Overall, ZIP code 65785 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

5,578

population

219.07

sq mi land

Standard

ZIP type

Central (CT)

timezone

65785 ZIP code map

Cities in ZIP code 65785

Below are the cities the US Postal Service accepts for ZIP code 65785. Using any city not on this list may result in mail delivery delays.

City	Status
Stockton	Preferred

Nearby ZIP codes

64738 Collins (10.7 mi) 65649 Fair Play (11.1 mi) 65635 Dadeville (11.7 mi) 65674 Humansville (12.5 mi) 64756 Jerico Springs (13.2 mi) 65640 Dunnegan (13.6 mi) 64744 El Dorado Springs (14.7 mi) 65603 Arcola (15.2 mi) 65774 Weaubleau (17 mi) 65650 Flemington (18.1 mi) 65661 Greenfield (19.1 mi) 65601 Aldrich (19.2 mi)

Demographics updated 05/2026

Population
Total population	5,578
Population density	25 / sq mi
State FIPS	29
County FIPS	039

Geography
Land area	219.07 sq mi
Water area	12.66 sq mi
Latitude	37.7362
Longitude	-93.7782
Timezone	Central (CT)
Area code	417

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.3%	64.9%	43.8%
$50k – $100k	31.4%	26.2%	31.5%
$100k – $200k	7.1%	7.6%	19.5%
Over $200k	1.2%	1.3%	5.2%

Demographics & statistics

5,578

Population

People per sq mi

48.2

Median age

$44,806

Median household income

$30,421

Per capita income

$156,100

Median home value

$821

Median monthly rent

75.8%

Home ownership

11.7%

Poverty rate

4.0%

Unemployment

2,258

Housing units

21.7%

Bachelor's or higher

Age distribution

Male Female

177

Under 5

186

114

5–9

120

167

10–14

174

138

15–19

145

113

20–24

118

287

25–34

301

274

35–44

286

347

45–54

364

106

55–59

110

248

60–64

260

389

65–74

407

304

75–84

319

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,161	20.8%
18 and over	4,417	79.2%
65 and over	1,543	27.7%
Median age	48.2 years

Race & ethnicity

White 88.4%

Hispanic or Latino 4.6%

Two or more races 4%

Other race 2.4%

Black or African American 0.6%

Group	Count	%
White	5,166	88.4%
Hispanic or Latino	269	4.6%
Two or more races	236	4%
Other race	138	2.4%
Black or African American	38	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.3%	64.9%	43.8%
$50k – $100k	31.4%	26.2%	31.5%
$100k – $200k	7.1%	7.6%	19.5%
Over $200k	1.2%	1.3%	5.2%

Under $10k 4.6%

$10k–$15k 6.5%

$15k–$25k 17.9%

$25k–$35k 9.4%

$35k–$50k 15.9%

$50k–$75k 12.1%

$75k–$100k 18.1%

$100k–$150k 8.3%

$150k–$200k 4.3%

$200k+ 2.8%

Range	% of households
Under $10k	4.6%
$10k–$15k	6.5%
$15k–$25k	17.9%
$25k–$35k	9.4%
$35k–$50k	15.9%
$50k–$75k	12.1%
$75k–$100k	18.1%
$100k–$150k	8.3%
$150k–$200k	4.3%
$200k+	2.8%
Median income	$44,806

Housing

Home values

Under $50k 21.0%

$50k–$100k 14.8%

$100k–$150k 12.2%

$150k–$200k 13.9%

$200k–$300k 23.5%

$300k–$500k 12.1%

$500k–$1M 1.0%

$1M+ 1.5%

Housing overview

Metric	Value
Median home value	$156,100
Median rent / month	$821
Owner occupied	75.8%
Renter occupied	24.2%
Vacant	22.4%
Single-family detached	71.6%
Large apartment buildings	0.5%
Mobile homes	22.5%
Median rooms	5.9
Avg household size (owned)	2.35

Year built

Era	%
2020 or later	0.0%
2010–2019	4.1%
2000–2009	29.3%
1990–1999	18.9%
1980–1989	8.4%
1970–1979	16.8%
1960–1969	6.8%
1950–1959	4.4%
1940–1949	3.2%
1939 or earlier	8.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.1%
1 bedroom	6.2%
2 bedrooms	29.2%
3 bedrooms	43.0%
4 bedrooms	16.2%
5+ bedrooms	5.4%

Vehicles per household

Vehicles	% of households
No vehicle	3.8%
1 vehicle	31.6%
2 vehicles	34.0%
3 or more	30.5%

Heating fuel

Fuel type	%
Utility gas	16.3%
Electricity	50.7%
Propane / LP gas	22.2%
Fuel oil	0.1%
Wood	10.0%

Households & families

Household type	Count	%
Married-couple family	1,087	50.4%
Cohabiting couple	76	3.5%
Male householder, no spouse	476	22.1%
Female householder, no spouse	518	24.0%
Households with children under 18	532	24.7%
Households with seniors (65+)	1,086	50.3%
Average household size	2.52

Marital status

Status	Male	Female
Never married	23.4%	14.3%
Married	52.5%	55.9%
Separated	1.8%	2.5%
Widowed	5.2%	18.8%
Divorced	17.1%	8.5%

Education

Less than 9th grade 2.3%

Some HS, no diploma 9.4%

HS graduate 39.6%

Some college, no degree 17.2%

Associate's degree 9.8%

Bachelor's degree 13.5%

Graduate / professional 8.2%

Metric	%
HS diploma or higher	88.3%
Bachelor's or higher	21.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	62	6.7%
Kindergarten	30	3.2%
Elementary school	517	55.6%
High school	194	20.9%
College / grad school	127	13.7%

Employment

Industry of employment

Education & healthcare 21.4%

Retail trade 16.5%

Manufacturing 13.7%

Transportation & utilities 8.7%

Other services 8.1%

Professional & management 7.9%

Construction 7.4%

Finance & real estate 6.2%

Arts, food & hospitality 5.4%

Public administration 2.0%

Agriculture & mining 1.5%

Wholesale trade 1.3%

Occupation

Category	%
Management, business & arts	34.2%
Service	14.4%
Sales & office	19.4%
Natural resources & construction	14.6%
Production & transportation	17.4%

Employment type

Type	%
Private sector	77.8%
Government	11.0%
Self-employed	11.0%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	71.0%
Carpool	9.8%
Public transit	0.0%
Walk	0.0%
Work from home	14.2%
Other means	4.9%
Avg commute (minutes)	27.9

Poverty

All people 11.7%

Under 18 years 12.6%

18 and over 11.4%

Married-couple families 2.9%

Female-led households 44.4%

Income support

Source	% of households
Social Security	54.7%
Retirement income	33.3%
Supplemental Security	6.7%
Cash public assistance	1.1%
Food stamps / SNAP	12.2%

Health indicators

Condition	%
Obesity	36.1%
High blood pressure	39.7%
High cholesterol	39.9%
Diabetes	14.2%
Heart disease	10.5%
Stroke	4.8%
Asthma	9.8%
Arthritis	36.2%
Kidney disease	4.1%
Pulmonary disease	12.0%
Cancer	9.0%

Behavior / access	%
Smoking	22.8%
Binge drinking	14.1%
No physical activity	30.6%
Less than 7 hrs sleep	32.8%
Depression	23.8%
Fair or poor health	21.3%
Poor mental health	15.3%
Poor physical health	15.0%
No health insurance	16.6%
Visited doctor (checkup)	76.2%
Visited dentist	55.7%
Cholesterol screening	89.8%
Teeth loss	21.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	507	11.5%

Disability	%
Any disability	21.5%
Under 18	2.2%
18–64 years	22.2%
65 and over	35.3%

Health insurance coverage

Type	%
Private insurance	54.6%
Public insurance	52.3%
No insurance	12.0%
Uninsured under 19	5.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	5,215	93.5%
Spanish	21	0.4%
Other Indo-European	0	0.0%
Asian & Pacific Islander	21	0.4%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	5,530	99.1%
Born in same state	5,503	98.7%
Born in different state	3,221	57.7%
Foreign born	27	0.5%
Naturalized citizen	48	0.9%
Not a US citizen	11	22.9%

Ancestry

Ancestry	Count	%
French	927	16.6%
Italian	561	10.1%
Arab	320	5.7%
English	154	2.8%

Ancestry	Count	%
Polish	46	0.8%
Dutch	46	0.8%
German	13	0.2%

Technology access

Metric	% of households
Computer access	38.7%
Internet access	87.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 65785

What city is ZIP code 65785 in?

ZIP code 65785 is primarily assigned to Stockton, Missouri.

What county is ZIP code 65785 in?

ZIP code 65785 falls within Cedar County, Missouri.

Does ZIP code 65785 have a large retiree population?

55% of households in ZIP code 65785 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 65785 have an older population?

28% of residents in ZIP code 65785 are 65 or older, above the national average of ~17%.

Does ZIP code 65785 have a large veteran population?

12% of civilians in ZIP code 65785 are veterans, above the national average of ~7%.

What is the typical home value in ZIP code 65785?

The median home value in ZIP code 65785 is $156,100.

What timezone is ZIP code 65785 in?

ZIP code 65785 observes the CST timezone.