65649 ZIP Code — Fair Play, MO

Polk County, Missouri

ZIP code 65649 is located in Fair Play, Missouri, within Polk County. It covers approximately 67.14 square miles and serves a population of 2,191 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 417.

About ZIP code 65649

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $208,800. Owner-occupancy is high at 82%, well above the national average.

Median household income is $44,434. Poverty affects 18% of residents, above the national average. SNAP benefit usage at 18% of households reflects economic stress in the area. 46% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (23%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 16% of civilians, above the national average of 7%.

Overall, ZIP code 65649 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a strong veteran community, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

2,191

population

67.14

sq mi land

Standard

ZIP type

Central (CT)

timezone

65649 ZIP code map

Cities in ZIP code 65649

Below are the cities the US Postal Service accepts for ZIP code 65649. Using any city not on this list may result in mail delivery delays.

City	Status
Fair Play	Preferred

Nearby ZIP codes

65635 Dadeville (5.5 mi) 65640 Dunnegan (7.8 mi) 65601 Aldrich (8.2 mi) 65785 Stockton (11.1 mi) 65674 Humansville (11.2 mi) 65613 Bolivar (13.1 mi) 65603 Arcola (14.2 mi) 65650 Flemington (14.3 mi) 65710 Morrisville (14.9 mi) 65661 Greenfield (15.5 mi) 65770 Walnut Grove (16.1 mi) 64738 Collins (17.5 mi)

Demographics updated 05/2026

Population
Total population	2,191
Population density	33 / sq mi
State FIPS	29
County FIPS	167

Geography
Land area	67.14 sq mi
Water area	5.05 sq mi
Latitude	37.6253
Longitude	-93.6323
Timezone	Central (CT)
Area code	417

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	65.3%	54.9%	43.8%
$50k – $100k	14.4%	28.6%	31.5%
$100k – $200k	11.7%	13.6%	19.5%
Over $200k	8.6%	2.9%	5.2%

Demographics & statistics

2,191

Population

People per sq mi

47.6

Median age

$44,434

Median household income

$26,879

Per capita income

$208,800

Median home value

$915

Median monthly rent

81.6%

Home ownership

18.0%

Poverty rate

7.1%

Unemployment

919

Housing units

14.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

117

25–34

100

35–44

160

45–54

137

55–59

130

60–64

110

172

65–74

147

100

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	522	23.8%
18 and over	1,669	76.2%
65 and over	524	23.9%
Median age	47.6 years

Race & ethnicity

White 96.4%

American Indian / Alaska Native 1.4%

Two or more races 1.2%

Asian 1%

Group	Count	%
White	2,112	96.4%
American Indian / Alaska Native	30	1.4%
Two or more races	27	1.2%
Asian	22	1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	65.3%	54.9%	43.8%
$50k – $100k	14.4%	28.6%	31.5%
$100k – $200k	11.7%	13.6%	19.5%
Over $200k	8.6%	2.9%	5.2%

Under $10k 2.1%

$10k–$15k 4.8%

$15k–$25k 20.9%

$25k–$35k 6.8%

$35k–$50k 21.0%

$50k–$75k 18.7%

$75k–$100k 11.9%

$100k–$150k 5.2%

$150k–$200k 3.1%

$200k+ 5.6%

Range	% of households
Under $10k	2.1%
$10k–$15k	4.8%
$15k–$25k	20.9%
$25k–$35k	6.8%
$35k–$50k	21.0%
$50k–$75k	18.7%
$75k–$100k	11.9%
$100k–$150k	5.2%
$150k–$200k	3.1%
$200k+	5.6%
Median income	$44,434

Housing

Home values

Under $50k 11.7%

$50k–$100k 13.4%

$100k–$150k 14.5%

$150k–$200k 8.6%

$200k–$300k 14.0%

$300k–$500k 33.9%

$500k–$1M 3.8%

Housing overview

Metric	Value
Median home value	$208,800
Median rent / month	$915
Owner occupied	81.6%
Renter occupied	18.4%
Vacant	19.6%
Single-family detached	68.6%
Large apartment buildings	0.0%
Mobile homes	25.3%
Median rooms	5.8
Avg household size (owned)	2.65

Year built

Era	%
2020 or later	0.0%
2010–2019	7.9%
2000–2009	16.4%
1990–1999	23.4%
1980–1989	16.4%
1970–1979	14.9%
1960–1969	3.5%
1950–1959	4.4%
1940–1949	4.1%
1939 or earlier	9.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	7.0%
2 bedrooms	21.2%
3 bedrooms	52.4%
4 bedrooms	16.4%
5+ bedrooms	3.1%

Vehicles per household

Vehicles	% of households
No vehicle	1.4%
1 vehicle	28.9%
2 vehicles	40.4%
3 or more	29.3%

Heating fuel

Fuel type	%
Utility gas	3.2%
Electricity	41.2%
Propane / LP gas	26.8%
Wood	28.7%

Households & families

Household type	Count	%
Married-couple family	536	61.8%
Cohabiting couple	56	6.5%
Male householder, no spouse	167	19.2%
Female householder, no spouse	109	12.6%
Households with children under 18	273	31.5%
Households with seniors (65+)	366	42.2%
Average household size	2.52

Marital status

Status	Male	Female
Never married	19.9%	11.1%
Married	61.7%	62.5%
Separated	0.0%	0.2%
Widowed	5.2%	7.2%
Divorced	13.2%	19.0%

Education

Less than 9th grade 2.9%

Some HS, no diploma 8.6%

HS graduate 42.1%

Some college, no degree 27.2%

Associate's degree 5.1%

Bachelor's degree 9.5%

Graduate / professional 4.7%

Metric	%
HS diploma or higher	88.6%
Bachelor's or higher	14.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	63	15.6%
Kindergarten	10	2.5%
Elementary school	180	44.4%
High school	104	25.7%
College / grad school	48	11.9%

Employment

Industry of employment

Education & healthcare 25.3%

Agriculture & mining 13.1%

Manufacturing 12.0%

Retail trade 11.7%

Other services 8.0%

Professional & management 7.0%

Construction 5.9%

Transportation & utilities 5.5%

Public administration 5.5%

Wholesale trade 2.8%

Arts, food & hospitality 2.3%

Information 0.6%

Finance & real estate 0.4%

Occupation

Category	%
Management, business & arts	39.2%
Service	13.1%
Sales & office	27.4%
Natural resources & construction	11.0%
Production & transportation	9.3%

Employment type

Type	%
Private sector	64.7%
Government	17.2%
Self-employed	17.6%
Unpaid family workers	0.6%

Commute

Method	%
Drive alone	84.3%
Carpool	9.4%
Public transit	0.0%
Walk	0.0%
Work from home	5.4%
Other means	0.9%
Avg commute (minutes)	32.4

Poverty

All people 18.0%

Under 18 years 24.4%

18 and over 16.0%

Married-couple families 11.6%

Female-led households 57.0%

Income support

Source	% of households
Social Security	46.1%
Retirement income	24.5%
Supplemental Security	8.2%
Cash public assistance	3.8%
Food stamps / SNAP	18.3%

Health indicators

Condition	%
Obesity	37.4%
High blood pressure	38.7%
High cholesterol	39.1%
Diabetes	14.2%
Heart disease	10.1%
Stroke	4.6%
Asthma	9.9%
Arthritis	35.3%
Kidney disease	4.0%
Pulmonary disease	11.7%
Cancer	8.5%

Behavior / access	%
Smoking	23.2%
Binge drinking	14.6%
No physical activity	30.0%
Less than 7 hrs sleep	33.7%
Depression	24.4%
Fair or poor health	20.8%
Poor mental health	15.6%
Poor physical health	14.8%
No health insurance	16.2%
Visited doctor (checkup)	75.5%
Visited dentist	55.0%
Cholesterol screening	89.6%
Teeth loss	20.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	260	15.6%

Disability	%
Any disability	20.1%
Under 18	14.2%
18–64 years	24.4%
65 and over	16.6%

Health insurance coverage

Type	%
Private insurance	48.2%
Public insurance	44.5%
No insurance	14.4%
Uninsured under 19	15.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,045	93.3%
Spanish	3	0.1%
Other Indo-European	0	0.0%
Asian & Pacific Islander	3	0.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,169	99.0%
Born in same state	2,146	97.9%
Born in different state	1,384	63.2%
Foreign born	23	1.0%
Naturalized citizen	22	1.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	199	9.1%
Arab	196	8.9%
French	163	7.4%
English	62	2.8%

Ancestry	Count	%
Dutch	17	0.8%
Polish	4	0.2%
Norwegian	1	0%

Technology access

Metric	% of households
Computer access	39.6%
Internet access	91.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 65649

What city is ZIP code 65649 in?

ZIP code 65649 is primarily assigned to Fair Play, Missouri.

What county is ZIP code 65649 in?

ZIP code 65649 falls within Cedar County, Missouri.

Does ZIP code 65649 have a large retiree population?

46% of households in ZIP code 65649 receive Social Security income, suggesting a significant retiree or disability population.

How educated is the population of ZIP code 65649?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

What is the poverty rate in ZIP code 65649?

18% of residents in ZIP code 65649 live below the poverty line, above the national average.

Is ZIP code 65649 mostly owner-occupied?

82% of occupied units in ZIP code 65649 are owner-occupied, well above the national average.

What timezone is ZIP code 65649 in?

ZIP code 65649 observes the CST timezone.