64490 ZIP Code — Stewartsville, MO

Dekalb County, Missouri

ZIP code 64490 is located in Stewartsville, Missouri, within Dekalb County. It covers approximately 87.10 square miles and serves a population of 1,897 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 816.

About ZIP code 64490

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $186,400. Owner-occupancy is high at 84%, well above the national average.

Median household income is $77,946. The poverty rate of 5% is below the national average. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 28 minutes is near the national average.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 64490 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

1,897

population

87.10

sq mi land

Standard

ZIP type

Central (CT)

timezone

64490 ZIP code map

Cities in ZIP code 64490

Below are the cities the US Postal Service accepts for ZIP code 64490. Using any city not on this list may result in mail delivery delays.

City	Status
Stewartsville	Acceptable
Stewartsville	Preferred

Nearby ZIP codes

64474 Osborn (6.9 mi) 64430 Clarksdale (7.3 mi) 64443 Easton (9.4 mi) 64477 Plattsburg (10.3 mi) 64454 Gower (11.1 mi) 64422 Amity (11.1 mi) 64401 Agency (12.1 mi) 64429 Cameron (12.8 mi) 64436 Cosby (13.2 mi) 64493 Turney (14.3 mi) 64507 Saint Joseph (14.5 mi) 64459 Helena (15.3 mi)

Demographics updated 05/2026

Population
Total population	1,897
Population density	22 / sq mi
State FIPS	29
County FIPS	063

Geography
Land area	87.10 sq mi
Water area	0.36 sq mi
Latitude	39.7402
Longitude	-94.5025
Timezone	Central (CT)
Area code	816

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	32.0%	36.3%	43.8%
$50k – $100k	40.6%	43.8%	31.5%
$100k – $200k	25.6%	18.9%	19.5%
Over $200k	1.8%	1.1%	5.2%

Demographics & statistics

1,897

Population

People per sq mi

38.7

Median age

$77,946

Median household income

$34,388

Per capita income

$186,400

Median home value

$800

Median monthly rent

83.7%

Home ownership

4.8%

Poverty rate

1.1%

Unemployment

640

Housing units

18.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

120

25–34

125

115

35–44

120

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	478	25.2%
18 and over	1,419	74.8%
65 and over	351	18.5%
Median age	38.7 years

Race & ethnicity

White 91.3%

Hispanic or Latino 2.6%

Two or more races 2.5%

Black or African American 2.3%

Other race 1.1%

American Indian / Alaska Native 0.3%

Group	Count	%
White	1,777	91.3%
Hispanic or Latino	50	2.6%
Two or more races	49	2.5%
Black or African American	45	2.3%
Other race	21	1.1%
American Indian / Alaska Native	5	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	32.0%	36.3%	43.8%
$50k – $100k	40.6%	43.8%	31.5%
$100k – $200k	25.6%	18.9%	19.5%
Over $200k	1.8%	1.1%	5.2%

Under $10k 1.4%

$10k–$15k 0.3%

$15k–$25k 3.7%

$25k–$35k 8.5%

$35k–$50k 8.7%

$50k–$75k 22.2%

$75k–$100k 17.8%

$100k–$150k 27.7%

$150k–$200k 2.4%

$200k+ 7.3%

Range	% of households
Under $10k	1.4%
$10k–$15k	0.3%
$15k–$25k	3.7%
$25k–$35k	8.5%
$35k–$50k	8.7%
$50k–$75k	22.2%
$75k–$100k	17.8%
$100k–$150k	27.7%
$150k–$200k	2.4%
$200k+	7.3%
Median income	$77,946

Housing

Home values

Under $50k 3.8%

$50k–$100k 19.1%

$100k–$150k 15.1%

$150k–$200k 17.6%

$200k–$300k 27.3%

$300k–$500k 11.8%

$500k–$1M 4.4%

$1M+ 0.9%

Housing overview

Metric	Value
Median home value	$186,400
Median rent / month	$800
Owner occupied	83.7%
Renter occupied	16.3%
Vacant	12.0%
Single-family detached	86.3%
Large apartment buildings	0.0%
Mobile homes	9.4%
Median rooms	6.5
Avg household size (owned)	3.01

Year built

Era	%
2020 or later	0.0%
2010–2019	3.6%
2000–2009	18.1%
1990–1999	12.6%
1980–1989	12.2%
1970–1979	12.2%
1960–1969	7.4%
1950–1959	4.7%
1940–1949	3.5%
1939 or earlier	25.8%

Bedrooms

Size	% of units
No bedroom (studio)	0.7%
1 bedroom	3.6%
2 bedrooms	17.1%
3 bedrooms	52.1%
4 bedrooms	19.9%
5+ bedrooms	6.6%

Vehicles per household

Vehicles	% of households
No vehicle	3.2%
1 vehicle	18.3%
2 vehicles	30.3%
3 or more	48.2%

Heating fuel

Fuel type	%
Utility gas	25.0%
Electricity	32.7%
Propane / LP gas	30.3%
Wood	11.3%
Solar	0.5%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	425	64.7%
Cohabiting couple	31	4.7%
Male householder, no spouse	48	7.3%
Female householder, no spouse	153	23.3%
Households with children under 18	220	33.5%
Households with seniors (65+)	198	30.1%
Average household size	2.89

Marital status

Status	Male	Female
Never married	20.3%	21.3%
Married	69.6%	63.6%
Separated	0.0%	1.6%
Widowed	1.2%	10.1%
Divorced	8.9%	3.4%

Education

Less than 9th grade 0.7%

Some HS, no diploma 2.1%

HS graduate 51.2%

Some college, no degree 19.8%

Associate's degree 7.9%

Bachelor's degree 12.3%

Graduate / professional 5.9%

Metric	%
HS diploma or higher	97.2%
Bachelor's or higher	18.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	17	4.2%
Kindergarten	41	10.1%
Elementary school	261	64.3%
High school	69	17.0%
College / grad school	18	4.4%

Employment

Industry of employment

Manufacturing 19.6%

Education & healthcare 16.0%

Retail trade 14.8%

Construction 10.5%

Finance & real estate 7.8%

Transportation & utilities 7.6%

Arts, food & hospitality 5.5%

Agriculture & mining 4.8%

Public administration 4.3%

Wholesale trade 3.0%

Professional & management 3.0%

Other services 2.1%

Information 0.9%

Occupation

Category	%
Management, business & arts	35.1%
Service	10.4%
Sales & office	23.2%
Natural resources & construction	13.7%
Production & transportation	17.7%

Employment type

Type	%
Private sector	81.4%
Government	8.3%
Self-employed	10.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	77.9%
Carpool	6.0%
Public transit	0.0%
Walk	3.2%
Work from home	10.8%
Other means	2.0%
Avg commute (minutes)	27.8

Poverty

All people 4.8%

Under 18 years 5.7%

18 and over 4.6%

Married-couple families 0.0%

Female-led households 9.2%

Income support

Source	% of households
Social Security	33.3%
Retirement income	25.6%
Supplemental Security	5.3%
Cash public assistance	0.5%
Food stamps / SNAP	1.8%

Health indicators

Condition	%
Obesity	37.3%
High blood pressure	31.7%
High cholesterol	35.6%
Diabetes	10.3%
Heart disease	7.4%
Stroke	3.2%
Asthma	9.1%
Arthritis	28.7%
Kidney disease	2.9%
Pulmonary disease	8.1%
Cancer	7.3%

Behavior / access	%
Smoking	19.8%
Binge drinking	17.0%
No physical activity	24.6%
Less than 7 hrs sleep	31.5%
Depression	22.7%
Fair or poor health	14.9%
Poor mental health	14.8%
Poor physical health	11.2%
No health insurance	14.5%
Visited doctor (checkup)	75.0%
Visited dentist	62.3%
Cholesterol screening	89.4%
Teeth loss	15.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	104	7.3%

Disability	%
Any disability	12.9%
Under 18	3.1%
18–64 years	6.8%
65 and over	44.4%

Health insurance coverage

Type	%
Private insurance	77.2%
Public insurance	29.6%
No insurance	7.2%
Uninsured under 19	4.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,803	95.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,895	99.9%
Born in same state	1,895	99.9%
Born in different state	1,476	77.8%
Foreign born	0	0.0%
Naturalized citizen	2	0.1%
Not a US citizen	2	100.0%

Ancestry

Ancestry	Count	%
Italian	384	20.2%
Arab	272	14.3%
French	202	10.6%

Ancestry	Count	%
English	13	0.7%
Polish	8	0.4%
Dutch	2	0.1%

Technology access

Metric	% of households
Computer access	34.6%
Internet access	90.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 64490

What city is ZIP code 64490 in?

ZIP code 64490 is primarily assigned to Stewartsville, Missouri.

What county is ZIP code 64490 in?

ZIP code 64490 falls within Dekalb County, Missouri.

Is ZIP code 64490 mostly owner-occupied?

84% of occupied units in ZIP code 64490 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 64490?

The median home value in ZIP code 64490 is $186,400.

What is the population of ZIP code 64490?

ZIP code 64490 has an estimated population of 1,897 residents, with a density of 22 people per square mile.

What is the median household income in ZIP code 64490?

The median household income in ZIP code 64490 is $77,946, above the national median of ~$75,000.

What timezone is ZIP code 64490 in?

ZIP code 64490 observes the CST timezone.