64401 ZIP Code — Agency, MO

Buchanan County, Missouri

ZIP code 64401 is located in Agency, Missouri, within Buchanan County. It covers approximately 37.12 square miles and serves a population of 1,299 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 816.

About ZIP code 64401

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1980s, giving the area an established character. Median home value is $216,600. Owner-occupancy is high at 98%, well above the national average.

Median household income is $98,563.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 28 minutes is near the national average.

Educational attainment is near the national average, with 27% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (20%) compared to national benchmarks.

1,299
population
37.12
sq mi land
Standard
ZIP type
Central (CT)
timezone
64401 ZIP code map
Cities in ZIP code 64401

Below are the cities the US Postal Service accepts for ZIP code 64401. Using any city not on this list may result in mail delivery delays.

City Status
Agency Preferred
Nearby ZIP codes
64507 Saint Joseph (5.6 mi) 64448 Faucett (5.9 mi) 64443 Easton (6.1 mi) 64454 Gower (6.2 mi) 64503 Saint Joseph (7.5 mi) 64439 Dearborn (9.6 mi) 64501 Saint Joseph (9.9 mi) 64506 Saint Joseph (10.8 mi) 64504 Saint Joseph (11.7 mi) 64490 Stewartsville (12.1 mi) 64444 Edgerton (12.5 mi) 64440 De Kalb (13.7 mi)
Demographics updated 05/2026
Population
Total population 1,299
Population density 35 / sq mi
State FIPS 29
County FIPS 021
Geography
Land area 37.12 sq mi
Water area 0.63 sq mi
Latitude 39.6587
Longitude -94.7040
Timezone Central (CT)
Area code 816
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 28.2% 48.1% 43.8%
$50k – $100k 45.6% 32.1% 31.5%
$100k – $200k 22.1% 16.5% 19.5%
Over $200k 4.0% 3.3% 5.2%

Demographics & statistics

1,299
Population
35
People per sq mi
44.3
Median age
$98,563
Median household income
$39,017
Per capita income
$216,600
Median home value
$775
Median monthly rent
97.9%
Home ownership
1.3%
Poverty rate
2.2%
Unemployment
530
Housing units
26.9%
Bachelor's or higher

Age distribution

Male Female
34
Under 5
28
52
5–9
42
53
10–14
44
37
15–19
30
20
20–24
16
66
25–34
55
116
35–44
96
135
45–54
112
78
55–59
64
25
60–64
21
63
65–74
52
29
75–84
24
4
85+
3
← Male
Female →

Age summary

GroupCount%
Under 1830423.4%
18 and over99576.6%
65 and over17513.5%
Median age44.3 years

Race & ethnicity

White 93.4%
Two or more races 3.8%
Hispanic or Latino 2.3%
Other race 0.5%
American Indian / Alaska Native 0.1%
GroupCount%
White1,24193.4%
Two or more races513.8%
Hispanic or Latino302.3%
Other race60.5%
American Indian / Alaska Native10.1%

Household income

Income range This ZIP County avg State avg
Under $50k 28.2% 48.1% 43.8%
$50k – $100k 45.6% 32.1% 31.5%
$100k – $200k 22.1% 16.5% 19.5%
Over $200k 4.0% 3.3% 5.2%
$10k–$15k 0.2%
$15k–$25k 4.6%
$25k–$35k 1.7%
$35k–$50k 7.5%
$50k–$75k 12.1%
$75k–$100k 26.4%
$100k–$150k 26.6%
$150k–$200k 19.1%
$200k+ 1.9%
Range% of households
$10k–$15k0.2%
$15k–$25k4.6%
$25k–$35k1.7%
$35k–$50k7.5%
$50k–$75k12.1%
$75k–$100k26.4%
$100k–$150k26.6%
$150k–$200k19.1%
$200k+1.9%
Median income$98,563

Housing

Home values

Under $50k 4.9%
$50k–$100k 5.3%
$100k–$150k 13.0%
$150k–$200k 18.0%
$200k–$300k 41.2%
$300k–$500k 10.2%
$500k–$1M 7.4%

Housing overview

MetricValue
Median home value$216,600
Median rent / month$775
Owner occupied97.9%
Renter occupied2.1%
Vacant10.9%
Single-family detached87.2%
Large apartment buildings0.2%
Mobile homes11.7%
Median rooms6.5
Avg household size (owned)2.72

Year built

Era%
2020 or later0.0%
2010–20199.4%
2000–200912.0%
1990–199917.8%
1980–198926.1%
1970–197919.4%
1960–19693.0%
1950–19590.0%
1940–19492.6%
1939 or earlier9.6%

Bedrooms

Size% of units
No bedroom (studio)0.9%
1 bedroom0.9%
2 bedrooms17.0%
3 bedrooms57.2%
4 bedrooms23.3%
5+ bedrooms0.6%

Vehicles per household

Vehicles% of households
No vehicle1.9%
1 vehicle10.0%
2 vehicles39.1%
3 or more49.1%

Heating fuel

Fuel type%
Utility gas1.9%
Electricity71.9%
Propane / LP gas21.0%
Wood5.2%

Households & families

Household typeCount%
Married-couple family35273.2%
Cohabiting couple367.5%
Male householder, no spouse4910.2%
Female householder, no spouse449.1%
Households with children under 1816734.7%
Households with seniors (65+)11323.5%
Average household size2.70

Marital status

StatusMaleFemale
Never married23.5%19.4%
Married66.4%69.9%
Separated0.0%0.0%
Widowed0.4%3.2%
Divorced9.7%7.5%

Education

Less than 9th grade 1.6%
Some HS, no diploma 1.0%
HS graduate 37.0%
Some college, no degree 26.1%
Associate's degree 7.4%
Bachelor's degree 19.5%
Graduate / professional 7.4%
Metric%
HS diploma or higher97.5%
Bachelor's or higher26.9%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool4314.1%
Kindergarten41.3%
Elementary school17256.4%
High school7023.0%
College / grad school165.2%

Employment

Industry of employment

Manufacturing 20.5%
Education & healthcare 19.9%
Public administration 12.3%
Transportation & utilities 11.3%
Retail trade 9.0%
Finance & real estate 7.6%
Construction 6.0%
Professional & management 5.4%
Arts, food & hospitality 4.7%
Agriculture & mining 1.6%
Wholesale trade 0.9%
Other services 0.8%

Occupation

Category%
Management, business & arts38.0%
Service10.1%
Sales & office18.8%
Natural resources & construction9.8%
Production & transportation23.3%

Employment type

Type%
Private sector76.9%
Government19.8%
Self-employed2.8%
Unpaid family workers0.5%

Commute

Method%
Drive alone83.7%
Carpool10.8%
Public transit0.0%
Walk0.0%
Work from home3.7%
Other means1.8%
Avg commute (minutes)27.8

Poverty

All people 1.3%
Under 18 years 1.3%
18 and over 1.3%
Married-couple families 0.0%
Female-led households 0.0%

Income support

Source% of households
Social Security26.2%
Retirement income23.1%
Supplemental Security6.4%
Cash public assistance1.9%
Food stamps / SNAP3.3%

Health indicators

Condition%
Obesity33.9%
High blood pressure30.2%
High cholesterol33.3%
Diabetes9.1%
Heart disease6.3%
Stroke2.7%
Asthma9.0%
Arthritis26.6%
Kidney disease2.5%
Pulmonary disease7.3%
Cancer6.8%
Behavior / access%
Smoking20.1%
Binge drinking17.7%
No physical activity22.3%
Less than 7 hrs sleep32.3%
Depression24.3%
Fair or poor health13.7%
Poor mental health15.4%
Poor physical health10.4%
No health insurance13.6%
Visited doctor (checkup)73.6%
Visited dentist64.4%
Cholesterol screening89.8%
Teeth loss13.5%

Veterans & disability

VeteransCount%
Civilian veterans828.2%
Disability%
Any disability6.5%
Under 181.0%
18–64 years4.3%
65 and over26.9%

Health insurance coverage

Type%
Private insurance86.8%
Public insurance20.8%
No insurance6.4%
Uninsured under 190.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only1,23795.2%
Spanish70.6%
Other Indo-European70.6%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)1,28999.2%
Born in same state1,28799.1%
Born in different state1,08083.1%
Foreign born20.2%
Naturalized citizen100.8%
Not a US citizen10100.0%

Ancestry

AncestryCount%
Italian23518.1%
French1199.2%
Arab1068.2%
AncestryCount%
English473.6%
Polish110.8%

Technology access

Metric% of households
Computer access37.0%
Internet access98.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 64401

What city is ZIP code 64401 in?

ZIP code 64401 is primarily assigned to Agency, Missouri.

What county is ZIP code 64401 in?

ZIP code 64401 falls within Buchanan County, Missouri.

Is ZIP code 64401 mostly owner-occupied?

98% of occupied units in ZIP code 64401 are owner-occupied, well above the national average.

What is the population of ZIP code 64401?

ZIP code 64401 has an estimated population of 1,299 residents, with a density of 35 people per square mile.

What is the median household income in ZIP code 64401?

The median household income in ZIP code 64401 is $98,563, above the national median of ~$75,000.

What is the typical home value in ZIP code 64401?

The median home value in ZIP code 64401 is $216,600.

What timezone is ZIP code 64401 in?

ZIP code 64401 observes the CST timezone.

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