01564 ZIP Code — Sterling, MA

Worcester County, Massachusetts

ZIP code 01564 is located in Sterling, Massachusetts, within Worcester County. It covers approximately 30.62 square miles and serves a population of 8,053 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 978.

About ZIP code 01564

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $423,300. Owner-occupancy is high at 89%, well above the national average.

The gap between median ($131,058) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 3% is below the national average. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

Educational attainment is high — 50% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 01564 reflects a community defined by high homeownership and a significant Social Security-dependent population.

8,053

population

30.62

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

01564 ZIP code map

Cities in ZIP code 01564

Below are the cities the US Postal Service accepts for ZIP code 01564. Using any city not on this list may result in mail delivery delays.

City	Status
Sterling	Acceptable
Sterling	Preferred

Nearby ZIP codes

01510 Clinton (4.7 mi) 01583 West Boylston (5.5 mi) 01453 Leominster (5.9 mi) 01541 Princeton (5.9 mi) 01523 Lancaster (6 mi) 01522 Jefferson (6.5 mi) 01505 Boylston (6.6 mi) 01520 Holden (8.3 mi) 01503 Berlin (8.4 mi) 01740 Bolton (8.8 mi) 01606 Worcester (8.8 mi) 01420 Fitchburg (10 mi)

Demographics updated 06/2026

Population
Total population	8,053
Population density	263 / sq mi
State FIPS	25
County FIPS	027

Geography
Land area	30.62 sq mi
Water area	1.06 sq mi
Latitude	42.4393
Longitude	-71.7766
Timezone	Eastern (ET)
Area code	978

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	18.6%	33.6%	31.3%
$50k – $100k	23.4%	27.5%	25.9%
$100k – $200k	33.7%	28.7%	28.5%
Over $200k	24.3%	10.3%	14.3%

Demographics & statistics

8,053

Population

263

People per sq mi

51.1

Median age

$131,058

Median household income

$69,244

Per capita income

$423,300

Median home value

$1,223

Median monthly rent

88.8%

Home ownership

2.5%

Poverty rate

4.2%

Unemployment

3,091

Housing units

49.7%

Bachelor's or higher

Age distribution

Male Female

191

Under 5

195

5–9

100

354

10–14

363

161

15–19

166

20–24

427

25–34

437

353

35–44

363

587

45–54

602

578

55–59

592

308

60–64

315

590

65–74

606

236

75–84

243

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,577	19.6%
18 and over	6,476	80.4%
65 and over	1,746	21.7%
Median age	51.1 years

Race & ethnicity

White 93.6%

Hispanic or Latino 2.3%

Two or more races 1.9%

Other race 0.9%

Black or African American 0.8%

Asian 0.3%

American Indian / Alaska Native 0.2%

Group	Count	%
White	7,716	93.6%
Hispanic or Latino	189	2.3%
Two or more races	154	1.9%
Other race	72	0.9%
Black or African American	69	0.8%
Asian	22	0.3%
American Indian / Alaska Native	20	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	18.6%	33.6%	31.3%
$50k – $100k	23.4%	27.5%	25.9%
$100k – $200k	33.7%	28.7%	28.5%
Over $200k	24.3%	10.3%	14.3%

Under $10k 1.9%

$10k–$15k 0.4%

$15k–$25k 3.6%

$25k–$35k 7.5%

$35k–$50k 5.7%

$50k–$75k 15.6%

$75k–$100k 6.7%

$100k–$150k 20.4%

$150k–$200k 9.4%

$200k+ 28.8%

Range	% of households
Under $10k	1.9%
$10k–$15k	0.4%
$15k–$25k	3.6%
$25k–$35k	7.5%
$35k–$50k	5.7%
$50k–$75k	15.6%
$75k–$100k	6.7%
$100k–$150k	20.4%
$150k–$200k	9.4%
$200k+	28.8%
Median income	$131,058

Housing

Home values

Under $50k 2.6%

$150k–$200k 0.8%

$200k–$300k 9.8%

$300k–$500k 58.5%

$500k–$1M 27.6%

$1M+ 0.6%

Housing overview

Metric	Value
Median home value	$423,300
Median rent / month	$1,223
Owner occupied	88.8%
Renter occupied	11.2%
Vacant	0.5%
Single-family detached	84.1%
Large apartment buildings	1.7%
Mobile homes	0.0%
Median rooms	6.8
Avg household size (owned)	2.32

Year built

Era	%
2020 or later	1.7%
2010–2019	4.1%
2000–2009	13.9%
1990–1999	11.7%
1980–1989	13.6%
1970–1979	15.0%
1960–1969	11.3%
1950–1959	6.5%
1940–1949	7.5%
1939 or earlier	14.7%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	5.4%
2 bedrooms	19.8%
3 bedrooms	44.9%
4 bedrooms	22.6%
5+ bedrooms	7.4%

Vehicles per household

Vehicles	% of households
No vehicle	2.7%
1 vehicle	25.1%
2 vehicles	38.7%
3 or more	33.5%

Heating fuel

Fuel type	%
Utility gas	4.4%
Electricity	7.8%
Propane / LP gas	5.8%
Fuel oil	73.0%
Wood	7.8%

Households & families

Household type	Count	%
Married-couple family	2,035	58.8%
Cohabiting couple	114	3.3%
Male householder, no spouse	371	10.7%
Female householder, no spouse	941	27.2%
Households with children under 18	1,000	28.9%
Households with seniors (65+)	1,256	36.3%
Average household size	2.28

Marital status

Status	Male	Female
Never married	22.5%	23.1%
Married	64.7%	56.8%
Separated	0.6%	0.8%
Widowed	5.8%	7.9%
Divorced	6.4%	11.4%

Education

Less than 9th grade 0.3%

Some HS, no diploma 2.8%

HS graduate 23.3%

Some college, no degree 16.9%

Associate's degree 7.0%

Bachelor's degree 31.2%

Graduate / professional 18.5%

Metric	%
HS diploma or higher	96.9%
Bachelor's or higher	49.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	76	4.9%
Kindergarten	43	2.7%
Elementary school	680	43.4%
High school	466	29.8%
College / grad school	301	19.2%

Employment

Industry of employment

Education & healthcare 31.3%

Manufacturing 16.4%

Professional & management 12.5%

Finance & real estate 11.8%

Construction 7.3%

Other services 5.4%

Wholesale trade 3.4%

Retail trade 2.8%

Transportation & utilities 2.5%

Agriculture & mining 2.2%

Arts, food & hospitality 1.9%

Public administration 1.9%

Information 0.7%

Occupation

Category	%
Management, business & arts	61.5%
Service	8.8%
Sales & office	14.9%
Natural resources & construction	11.1%
Production & transportation	3.8%

Employment type

Type	%
Private sector	76.4%
Government	12.1%
Self-employed	11.2%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	80.0%
Carpool	4.6%
Public transit	4.9%
Walk	0.0%
Work from home	10.0%
Other means	0.5%
Avg commute (minutes)	28.6

Poverty

All people 2.5%

Under 18 years 0.0%

18 and over 3.1%

Married-couple families 0.8%

Female-led households 0.0%

Income support

Source	% of households
Social Security	34.0%
Retirement income	18.9%
Supplemental Security	1.2%
Cash public assistance	0.0%
Food stamps / SNAP	5.7%

Health indicators

Condition	%
Obesity	28.1%
High blood pressure	28.0%
High cholesterol	31.7%
Diabetes	7.4%
Heart disease	5.2%
Stroke	2.2%
Asthma	10.0%
Arthritis	26.5%
Kidney disease	2.3%
Pulmonary disease	4.6%
Cancer	7.5%

Behavior / access	%
Smoking	11.7%
Binge drinking	17.2%
No physical activity	17.0%
Less than 7 hrs sleep	30.3%
Depression	18.2%
Fair or poor health	8.3%
Poor mental health	12.3%
Poor physical health	7.3%
No health insurance	4.4%
Visited doctor (checkup)	80.9%
Visited dentist	79.9%
Cholesterol screening	93.4%
Teeth loss	8.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	585	9.0%

Disability	%
Any disability	12.0%
Under 18	11.7%
18–64 years	7.1%
65 and over	26.3%

Health insurance coverage

Type	%
Private insurance	87.8%
Public insurance	27.7%
No insurance	0.2%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,667	95.2%
Spanish	85	1.1%
Other Indo-European	0	0.0%
Asian & Pacific Islander	85	1.1%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,738	96.1%
Born in same state	7,696	95.6%
Born in different state	5,975	74.2%
Foreign born	42	0.5%
Naturalized citizen	315	3.9%
Not a US citizen	134	42.5%

Ancestry

Ancestry	Count	%
Italian	2,225	27.6%
French	1,263	15.7%
German	606	7.5%
Arab	453	5.6%
Dutch	159	2%

Ancestry	Count	%
Norwegian	111	1.4%
Irish	64	0.8%
English	22	0.3%
Polish	10	0.1%

Technology access

Metric	% of households
Computer access	43.0%
Internet access	97.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 01564

What city is ZIP code 01564 in?

ZIP code 01564 is primarily assigned to Sterling, Massachusetts.

What county is ZIP code 01564 in?

ZIP code 01564 falls within Worcester County, Massachusetts.

Is ZIP code 01564 mostly owner-occupied?

89% of occupied units in ZIP code 01564 are owner-occupied, well above the national average.

How educated is the population of ZIP code 01564?

50% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the median household income in ZIP code 01564?

The median household income in ZIP code 01564 is $131,058, above the national median of ~$75,000.

What is the typical home value in ZIP code 01564?

The median home value in ZIP code 01564 is $423,300.

What timezone is ZIP code 01564 in?

ZIP code 01564 observes the EST timezone.