99203 ZIP Code — Spokane, WA

Spokane County, Washington

ZIP code 99203 is located in Spokane, Washington, within Spokane County. It covers approximately 4.65 square miles and serves a population of 21,984 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 509.

About ZIP code 99203

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $414,600. Owner-occupancy is high at 76%, well above the national average.

The gap between median ($91,735) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 19 minutes is near the national average.

Educational attainment is high — 59% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 99203 reflects a community defined by a highly educated population, high homeownership, and a significant Social Security-dependent population.

21,984
population
4.65
sq mi land
Standard
ZIP type
Pacific (PT)
timezone
99203 ZIP code map
Cities in ZIP code 99203

Below are the cities the US Postal Service accepts for ZIP code 99203. Using any city not on this list may result in mail delivery delays.

City Status
Spokane Acceptable
Spokane Preferred
Nearby ZIP codes
99204 Spokane (1.6 mi) 99260 Spokane (2.3 mi) 99252 Spokane (2.3 mi) 99256 Spokane (2.3 mi) 99258 Spokane (2.3 mi) 99202 Spokane (2.3 mi) 99201 Spokane (2.9 mi) 99223 Spokane (3.7 mi) 99207 Spokane (4.4 mi) 99212 Spokane (5.1 mi) 99205 Spokane (5.3 mi) 99224 Spokane (6.7 mi)
Demographics updated 05/2026
Population
Total population 21,984
Population density 4,728 / sq mi
State FIPS 53
County FIPS 063
Geography
Land area 4.65 sq mi
Water area 0.01 sq mi
Latitude 47.6282
Longitude -117.4074
Timezone Pacific (PT)
Area code 509
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 30.8% 41.6% 31.7%
$50k – $100k 30.2% 32.2% 30.6%
$100k – $200k 27.4% 20.8% 27.1%
Over $200k 11.6% 5.5% 10.6%

Demographics & statistics

21,984
Population
4,728
People per sq mi
43.1
Median age
$91,735
Median household income
$53,043
Per capita income
$414,600
Median home value
$1,208
Median monthly rent
76.0%
Home ownership
5.2%
Poverty rate
4.7%
Unemployment
7,355
Housing units
59.1%
Bachelor's or higher

Age distribution

Male Female
523
Under 5
607
581
5–9
673
679
10–14
786
498
15–19
577
416
20–24
482
1,365
25–34
1,582
1,277
35–44
1,480
1,296
45–54
1,501
662
55–59
768
692
60–64
801
1,245
65–74
1,443
670
75–84
776
280
85+
324
← Male
Female →

Age summary

GroupCount%
Under 184,56220.8%
18 and over17,42279.2%
65 and over4,73821.6%
Median age43.1 years

Race & ethnicity

White 87%
Two or more races 5.9%
Hispanic or Latino 2.6%
Asian 1.7%
Black or African American 1.3%
Other race 0.9%
American Indian / Alaska Native 0.4%
GroupCount%
White19,65487%
Two or more races1,3275.9%
Hispanic or Latino5982.6%
Asian3941.7%
Black or African American3021.3%
Other race1950.9%
American Indian / Alaska Native1010.4%

Household income

Income range This ZIP County avg State avg
Under $50k 30.8% 41.6% 31.7%
$50k – $100k 30.2% 32.2% 30.6%
$100k – $200k 27.4% 20.8% 27.1%
Over $200k 11.6% 5.5% 10.6%
Under $10k 2.1%
$10k–$15k 2.4%
$15k–$25k 3.7%
$25k–$35k 4.8%
$35k–$50k 8.9%
$50k–$75k 18.0%
$75k–$100k 13.3%
$100k–$150k 21.7%
$150k–$200k 9.9%
$200k+ 15.2%
Range% of households
Under $10k2.1%
$10k–$15k2.4%
$15k–$25k3.7%
$25k–$35k4.8%
$35k–$50k8.9%
$50k–$75k18.0%
$75k–$100k13.3%
$100k–$150k21.7%
$150k–$200k9.9%
$200k+15.2%
Median income$91,735

Housing

Home values

Under $50k 0.7%
$50k–$100k 2.4%
$100k–$150k 1.1%
$150k–$200k 2.2%
$200k–$300k 14.8%
$300k–$500k 47.8%
$500k–$1M 26.4%
$1M+ 4.5%

Housing overview

MetricValue
Median home value$414,600
Median rent / month$1,208
Owner occupied76.0%
Renter occupied24.0%
Vacant3.0%
Single-family detached82.7%
Large apartment buildings5.3%
Mobile homes0.2%
Median rooms7.0
Avg household size (owned)2.49

Year built

Era%
2020 or later0.0%
2010–20191.6%
2000–20091.9%
1990–19994.1%
1980–19898.7%
1970–197910.9%
1960–19695.1%
1950–195919.6%
1940–194915.8%
1939 or earlier32.3%

Bedrooms

Size% of units
No bedroom (studio)1.1%
1 bedroom7.1%
2 bedrooms25.4%
3 bedrooms31.9%
4 bedrooms24.9%
5+ bedrooms9.6%

Vehicles per household

Vehicles% of households
No vehicle7.5%
1 vehicle26.5%
2 vehicles47.6%
3 or more18.4%

Heating fuel

Fuel type%
Utility gas68.0%
Electricity24.8%
Propane / LP gas1.3%
Fuel oil3.7%
Wood0.5%
No fuel used1.7%

Households & families

Household typeCount%
Married-couple family4,87652.4%
Cohabiting couple5556.0%
Male householder, no spouse1,07511.6%
Female householder, no spouse2,79830.1%
Households with children under 182,62628.2%
Households with seniors (65+)3,37736.3%
Average household size2.34

Marital status

StatusMaleFemale
Never married27.2%25.0%
Married61.4%50.0%
Separated1.2%0.3%
Widowed1.2%9.5%
Divorced9.0%15.1%

Education

Less than 9th grade 0.4%
Some HS, no diploma 1.0%
HS graduate 11.5%
Some college, no degree 17.0%
Associate's degree 11.0%
Bachelor's degree 30.9%
Graduate / professional 28.3%
Metric%
HS diploma or higher98.6%
Bachelor's or higher59.1%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool3997.9%
Kindergarten1593.2%
Elementary school2,18843.5%
High school98919.7%
College / grad school1,29625.8%

Employment

Industry of employment

Education & healthcare 34.0%
Professional & management 13.5%
Arts, food & hospitality 9.0%
Retail trade 8.6%
Finance & real estate 7.9%
Manufacturing 5.5%
Public administration 5.0%
Other services 4.0%
Transportation & utilities 3.9%
Construction 3.3%
Wholesale trade 2.4%
Information 2.3%
Agriculture & mining 0.6%

Occupation

Category%
Management, business & arts59.5%
Service13.8%
Sales & office16.4%
Natural resources & construction3.1%
Production & transportation7.1%

Employment type

Type%
Private sector78.9%
Government15.0%
Self-employed6.1%
Unpaid family workers0.0%

Commute

Method%
Drive alone71.8%
Carpool6.8%
Public transit4.0%
Walk1.0%
Work from home15.1%
Other means1.2%
Avg commute (minutes)18.9

Poverty

All people 5.2%
Under 18 years 3.9%
18 and over 5.6%
Married-couple families 1.1%
Female-led households 8.8%

Income support

Source% of households
Social Security35.1%
Retirement income26.8%
Supplemental Security4.1%
Cash public assistance1.7%
Food stamps / SNAP5.1%

Health indicators

Condition%
Obesity29.6%
High blood pressure28.2%
High cholesterol32.1%
Diabetes7.7%
Heart disease5.6%
Stroke2.5%
Asthma10.3%
Arthritis26.6%
Kidney disease2.7%
Pulmonary disease5.1%
Cancer7.7%
Behavior / access%
Smoking10.3%
Binge drinking16.3%
No physical activity14.7%
Less than 7 hrs sleep28.3%
Depression23.9%
Fair or poor health10.3%
Poor mental health13.3%
Poor physical health8.8%
No health insurance6.7%
Visited doctor (checkup)71.8%
Visited dentist75.3%
Cholesterol screening90.7%
Teeth loss7.7%

Veterans & disability

VeteransCount%
Civilian veterans1,5248.8%
Disability%
Any disability12.4%
Under 182.6%
18–64 years8.7%
65 and over31.8%

Health insurance coverage

Type%
Private insurance79.9%
Public insurance35.3%
No insurance2.5%
Uninsured under 190.9%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only20,85494.9%
Spanish2101.0%
Other Indo-European1090.5%
Asian & Pacific Islander130.1%
Other languages880.4%

Place of birth & citizenship

OriginCount%
Native born (US)21,08295.9%
Born in same state20,66894.0%
Born in different state10,90549.6%
Foreign born4141.9%
Naturalized citizen9024.1%
Not a US citizen57063.2%

Ancestry

AncestryCount%
French3,44815.7%
Italian3,20614.6%
Polish1,2035.5%
Arab1,1085%
English4021.8%
AncestryCount%
Dutch1810.8%
German1800.8%
Norwegian790.4%
Irish650.3%

Technology access

Metric% of households
Computer access42.3%
Internet access97.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 99203

What city is ZIP code 99203 in?

ZIP code 99203 is primarily assigned to Spokane, Washington.

What county is ZIP code 99203 in?

ZIP code 99203 falls within Spokane County, Washington.

How educated is the population of ZIP code 99203?

59% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the typical home value in ZIP code 99203?

The median home value in ZIP code 99203 is $414,600.

Does ZIP code 99203 have a large retiree population?

35% of households in ZIP code 99203 receive Social Security income, suggesting a significant retiree or disability population.

What is the population of ZIP code 99203?

ZIP code 99203 has an estimated population of 21,984 residents, with a density of 4,732 people per square mile.

What timezone is ZIP code 99203 in?

ZIP code 99203 observes the PST timezone.

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