14781 ZIP Code — Sherman, NY

Chautauqua County, New York

ZIP code 14781 is located in Sherman, New York, within Chautauqua County. It covers approximately 72.53 square miles and serves a population of 1,827 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 716.

About ZIP code 14781

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $109,600. Owner-occupancy is high at 81%, well above the national average.

Median household income is $59,643. Poverty affects 18% of residents, above the national average. 44% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 14781 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

1,827

population

72.53

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

14781 ZIP code map

Cities in ZIP code 14781

Below are the cities the US Postal Service accepts for ZIP code 14781. Using any city not on this list may result in mail delivery delays.

City	Status
Sherman	Preferred

Nearby ZIP codes

14775 Ripley (5.3 mi) 14757 Mayville (6.6 mi) 14724 Clymer (7.2 mi) 14736 Findley Lake (7.5 mi) 14767 Panama (9.3 mi) 14787 Westfield (10 mi) 14710 Ashville (11.2 mi) 14712 Bemus Point (12 mi) 14728 Dewittville (12 mi) 16428 North East (12.2 mi) 16442 Wattsburg (14.9 mi) 14750 Lakewood (15.1 mi)

Demographics updated 05/2026

Population
Total population	1,827
Population density	25 / sq mi
State FIPS	36
County FIPS	013

Geography
Land area	72.53 sq mi
Water area	0.09 sq mi
Latitude	42.1681
Longitude	-79.6086
Timezone	Eastern (ET)
Area code	716

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.2%	51.6%	37.0%
$50k – $100k	34.8%	30.0%	27.0%
$100k – $200k	15.3%	16.3%	24.4%
Over $200k	0.6%	2.1%	11.5%

Demographics & statistics

1,827

Population

People per sq mi

45.8

Median age

$59,643

Median household income

$29,617

Per capita income

$109,600

Median home value

$819

Median monthly rent

80.5%

Home ownership

17.7%

Poverty rate

5.1%

Unemployment

766

Housing units

15.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

102

125

65–74

128

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	435	23.8%
18 and over	1,392	76.2%
65 and over	381	20.9%
Median age	45.8 years

Race & ethnicity

White 90.6%

Two or more races 4.1%

Hispanic or Latino 3.6%

Other race 0.8%

American Indian / Alaska Native 0.6%

Asian 0.2%

Group	Count	%
White	1,718	90.6%
Two or more races	78	4.1%
Hispanic or Latino	69	3.6%
Other race	16	0.8%
American Indian / Alaska Native	11	0.6%
Asian	4	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.2%	51.6%	37.0%
$50k – $100k	34.8%	30.0%	27.0%
$100k – $200k	15.3%	16.3%	24.4%
Over $200k	0.6%	2.1%	11.5%

Under $10k 4.1%

$10k–$15k 10.4%

$15k–$25k 11.5%

$25k–$35k 8.1%

$35k–$50k 11.8%

$50k–$75k 14.2%

$75k–$100k 16.8%

$100k–$150k 17.4%

$150k–$200k 3.3%

$200k+ 2.3%

Range	% of households
Under $10k	4.1%
$10k–$15k	10.4%
$15k–$25k	11.5%
$25k–$35k	8.1%
$35k–$50k	11.8%
$50k–$75k	14.2%
$75k–$100k	16.8%
$100k–$150k	17.4%
$150k–$200k	3.3%
$200k+	2.3%
Median income	$59,643

Housing

Home values

Under $50k 14.3%

$50k–$100k 31.2%

$100k–$150k 18.9%

$150k–$200k 14.2%

$200k–$300k 14.6%

$300k–$500k 6.1%

$500k–$1M 0.6%

Housing overview

Metric	Value
Median home value	$109,600
Median rent / month	$819
Owner occupied	80.5%
Renter occupied	19.5%
Vacant	15.0%
Single-family detached	82.6%
Large apartment buildings	0.4%
Mobile homes	12.6%
Median rooms	5.9
Avg household size (owned)	2.31

Year built

Era	%
2020 or later	0.0%
2010–2019	5.3%
2000–2009	9.8%
1990–1999	11.9%
1980–1989	5.0%
1970–1979	8.2%
1960–1969	8.9%
1950–1959	7.8%
1940–1949	7.3%
1939 or earlier	35.7%

Bedrooms

Size	% of units
No bedroom (studio)	2.9%
1 bedroom	7.5%
2 bedrooms	28.4%
3 bedrooms	34.3%
4 bedrooms	22.5%
5+ bedrooms	4.2%

Vehicles per household

Vehicles	% of households
No vehicle	11.3%
1 vehicle	30.4%
2 vehicles	40.3%
3 or more	18.1%

Heating fuel

Fuel type	%
Utility gas	39.2%
Electricity	5.1%
Propane / LP gas	21.9%
Fuel oil	10.8%
Wood	12.7%
Solar	0.6%
No fuel used	0.8%

Households & families

Household type	Count	%
Married-couple family	407	52.2%
Cohabiting couple	35	4.5%
Male householder, no spouse	165	21.2%
Female householder, no spouse	173	22.2%
Households with children under 18	175	22.4%
Households with seniors (65+)	310	39.7%
Average household size	2.34

Marital status

Status	Male	Female
Never married	26.8%	16.5%
Married	58.4%	58.4%
Separated	3.3%	0.7%
Widowed	3.3%	12.3%
Divorced	8.3%	12.1%

Education

Less than 9th grade 6.9%

Some HS, no diploma 6.1%

HS graduate 39.0%

Some college, no degree 16.2%

Associate's degree 16.0%

Bachelor's degree 7.0%

Graduate / professional 8.9%

Metric	%
HS diploma or higher	87.1%
Bachelor's or higher	15.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	35	9.7%
Kindergarten	12	3.3%
Elementary school	195	54.0%
High school	83	23.0%
College / grad school	36	10.0%

Employment

Industry of employment

Education & healthcare 18.6%

Manufacturing 14.3%

Construction 13.7%

Arts, food & hospitality 9.2%

Retail trade 7.9%

Agriculture & mining 7.7%

Other services 7.0%

Professional & management 5.5%

Finance & real estate 5.2%

Transportation & utilities 4.8%

Public administration 4.0%

Information 1.6%

Wholesale trade 0.7%

Occupation

Category	%
Management, business & arts	30.3%
Service	20.5%
Sales & office	16.9%
Natural resources & construction	16.7%
Production & transportation	15.6%

Employment type

Type	%
Private sector	73.0%
Government	13.9%
Self-employed	13.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	70.1%
Carpool	15.9%
Public transit	0.3%
Walk	3.8%
Work from home	8.2%
Other means	1.6%
Avg commute (minutes)	21.1

Poverty

All people 17.7%

Under 18 years 26.7%

18 and over 15.2%

Married-couple families 9.1%

Female-led households 18.2%

Income support

Source	% of households
Social Security	44.0%
Retirement income	31.2%
Supplemental Security	5.6%
Cash public assistance	1.7%
Food stamps / SNAP	12.3%

Health indicators

Condition	%
Obesity	33.8%
High blood pressure	34.1%
High cholesterol	32.6%
Diabetes	10.2%
Heart disease	7.3%
Stroke	3.5%
Asthma	10.9%
Arthritis	24.8%
Kidney disease	3.2%
Pulmonary disease	8.9%
Cancer	6.8%

Behavior / access	%
Smoking	21.0%
Binge drinking	17.9%
No physical activity	27.4%
Less than 7 hrs sleep	35.7%
Depression	23.7%
Fair or poor health	15.3%
Poor mental health	15.9%
Poor physical health	11.8%
No health insurance	12.8%
Visited doctor (checkup)	75.9%
Visited dentist	60.5%
Cholesterol screening	88.7%
Teeth loss	18.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	89	6.4%

Disability	%
Any disability	17.8%
Under 18	7.6%
18–64 years	14.1%
65 and over	39.4%

Health insurance coverage

Type	%
Private insurance	59.9%
Public insurance	47.7%
No insurance	6.4%
Uninsured under 19	3.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,695	92.8%
Spanish	26	1.5%
Other Indo-European	3	0.2%
Asian & Pacific Islander	23	1.4%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,816	99.4%
Born in same state	1,816	99.4%
Born in different state	1,113	60.9%
Foreign born	0	0.0%
Naturalized citizen	11	0.6%
Not a US citizen	4	36.4%

Ancestry

Ancestry	Count	%
French	271	14.8%
Italian	176	9.6%
Arab	142	7.8%
English	127	7%

Ancestry	Count	%
Polish	13	0.7%
Irish	4	0.2%
German	3	0.2%
Norwegian	3	0.2%

Technology access

Metric	% of households
Computer access	42.7%
Internet access	87.4%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 14781

What city is ZIP code 14781 in?

ZIP code 14781 is primarily assigned to Sherman, New York.

What county is ZIP code 14781 in?

ZIP code 14781 falls within Chautauqua County, New York.

Does ZIP code 14781 have a large retiree population?

44% of households in ZIP code 14781 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 14781?

18% of residents in ZIP code 14781 live below the poverty line, above the national average.

Is ZIP code 14781 mostly owner-occupied?

81% of occupied units in ZIP code 14781 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 14781?

The median home value in ZIP code 14781 is $109,600.

What timezone is ZIP code 14781 in?

ZIP code 14781 observes the EST timezone.