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New York ZIP Codes
Chautauqua County
Bemus Point, NY
14712
14712 ZIP Code — Bemus Point, NY
Chautauqua County, New York
ZIP code 14712 is located in
Bemus Point ,
New York ,
within Chautauqua County .
It covers approximately 25.78 square miles and serves a population of
3,089 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 716 .
About ZIP code 14712
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $203,300. Owner-occupancy is high at 89%, well above the national average.
The gap between median ($74,464) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average. 53% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.
Educational attainment is near the national average, with 31% of residents holding a bachelor's degree or higher.
Overall, ZIP code 14712 reflects a community defined by high homeownership and a significant Social Security-dependent population.
14712 ZIP code map
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Cities in ZIP code 14712
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
3,089
Population density
120 / sq mi
State FIPS
36
County FIPS
013
Geography
Land area
25.78 sq mi
Water area
0.07 sq mi
Latitude
42.1687
Longitude
-79.3750
Timezone
Eastern (ET)
Area code
716
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
40.6%
51.6%
37.0%
$50k – $100k
22.6%
30.0%
27.0%
$100k – $200k
31.4%
16.3%
24.4%
Over $200k
5.4%
2.1%
11.5%
Demographics & statistics
$74,464
Median household income
$203,300
Median home value
30.5%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 434 14.0%
18 and over 2,655 86.0%
65 and over 1,100 35.6%
Median age 56.9 years
Race & ethnicity
Native Hawaiian / Pacific Islander
0.4%
American Indian / Alaska Native
0.3%
Black or African American
0.1%
Group Count %
White 2,968 94%
Two or more races 77 2.4%
Hispanic or Latino 68 2.2%
Native Hawaiian / Pacific Islander 13 0.4%
Asian 11 0.3%
American Indian / Alaska Native 9 0.3%
Other race 7 0.2%
Black or African American 4 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
40.6%
51.6%
37.0%
$50k – $100k
22.6%
30.0%
27.0%
$100k – $200k
31.4%
16.3%
24.4%
Over $200k
5.4%
2.1%
11.5%
Range % of households
Under $10k 0.6%
$10k–$15k 2.5%
$15k–$25k 9.4%
$25k–$35k 5.9%
$35k–$50k 7.5%
$50k–$75k 24.8%
$75k–$100k 9.1%
$100k–$150k 11.2%
$150k–$200k 16.6%
$200k+ 12.3%
Median income $74,464
Housing
Housing overview
Metric Value
Median home value $203,300
Median rent / month $785
Owner occupied 89.2%
Renter occupied 10.8%
Vacant 37.3%
Single-family detached 80.0%
Large apartment buildings 1.1%
Mobile homes 12.3%
Median rooms 6.0
Avg household size (owned) 2.14
Year built
Era %
2020 or later 0.1%
2010–2019 2.5%
2000–2009 15.4%
1990–1999 12.4%
1980–1989 11.1%
1970–1979 10.9%
1960–1969 5.9%
1950–1959 11.2%
1940–1949 9.7%
1939 or earlier 20.9%
Bedrooms
Size % of units
No bedroom (studio) 0.6%
1 bedroom 10.8%
2 bedrooms 18.5%
3 bedrooms 33.3%
4 bedrooms 31.8%
5+ bedrooms 5.0%
Vehicles per household
Vehicles % of households
No vehicle 0.2%
1 vehicle 31.9%
2 vehicles 46.2%
3 or more 21.7%
Heating fuel
Fuel type %
Utility gas 70.7%
Electricity 1.7%
Propane / LP gas 13.2%
Fuel oil 9.9%
Wood 2.2%
Households & families
Household type Count %
Married-couple family 801 56.4%
Cohabiting couple 26 1.8%
Male householder, no spouse 298 21.0%
Female householder, no spouse 296 20.8%
Households with children under 18 289 20.3%
Households with seniors (65+) 727 51.2%
Average household size 2.12
Marital status
Status Male Female
Never married 25.2% 15.3%
Married 56.8% 60.2%
Separated 0.7% 0.4%
Widowed 10.4% 20.5%
Divorced 6.9% 3.6%
Education
Some college, no degree
23.6%
Graduate / professional
17.4%
Metric %
HS diploma or higher 98.3%
Bachelor's or higher 30.5%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 0 0.0%
Kindergarten 19 3.9%
Elementary school 166 34.1%
High school 137 28.1%
College / grad school 165 33.9%
Employment
Industry of employment
Education & healthcare
20.2%
Finance & real estate
9.6%
Professional & management
7.5%
Arts, food & hospitality
7.0%
Public administration
4.3%
Transportation & utilities
0.6%
Occupation
Category %
Management, business & arts 45.7%
Service 12.0%
Sales & office 30.2%
Natural resources & construction 8.7%
Production & transportation 3.5%
Employment type
Type %
Private sector 80.8%
Government 11.3%
Self-employed 7.9%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 90.8%
Carpool 4.5%
Public transit 0.0%
Walk 1.2%
Work from home 3.4%
Other means 0.1%
Avg commute (minutes) 26.8
Poverty
Married-couple families
5.9%
Female-led households
0.0%
Income support
Source % of households
Social Security 52.6%
Retirement income 52.3%
Supplemental Security 4.0%
Cash public assistance 0.9%
Food stamps / SNAP 6.5%
Health indicators
Condition %
Obesity 31.8%
High blood pressure 36.6%
High cholesterol 36.3%
Diabetes 10.4%
Heart disease 7.6%
Stroke 3.3%
Asthma 9.8%
Arthritis 27.0%
Kidney disease 3.2%
Pulmonary disease 7.7%
Cancer 8.6%
Behavior / access %
Smoking 15.4%
Binge drinking 16.1%
No physical activity 23.4%
Less than 7 hrs sleep 33.1%
Depression 20.7%
Fair or poor health 12.2%
Poor mental health 12.8%
Poor physical health 10.2%
No health insurance 8.8%
Visited doctor (checkup) 79.2%
Visited dentist 69.6%
Cholesterol screening 93.3%
Teeth loss 12.0%
Veterans & disability
Veterans Count %
Civilian veterans 270 10.2%
Disability %
Any disability 13.4%
Under 18 1.2%
18–64 years 4.8%
65 and over 31.7%
Health insurance coverage
Type %
Private insurance 80.1%
Public insurance 47.7%
No insurance 2.1%
Uninsured under 19 5.0%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 2,976 96.3%
Spanish 33 1.1%
Other Indo-European 5 0.2%
Asian & Pacific Islander 28 0.9%
Other languages 0 0.0%
Place of birth & citizenship
Origin Count %
Native born (US) 3,064 99.2%
Born in same state 3,038 98.3%
Born in different state 2,332 75.5%
Foreign born 26 0.8%
Naturalized citizen 25 0.8%
Not a US citizen 25 100.0%
Ancestry
Ancestry Count %
French 761 24.6%
Italian 553 17.9%
Arab 103 3.3%
English 93 3%
Ancestry Count %
Polish 47 1.5%
German 9 0.3%
Irish 8 0.3%
Technology access
Metric % of households
Computer access 46.0%
Internet access 88.5%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 14712
What city is ZIP code 14712 in?
ZIP code 14712 is primarily assigned to Bemus Point, New York.
What county is ZIP code 14712 in?
ZIP code 14712 falls within Chautauqua County, New York.
Does ZIP code 14712 have an older population?
36% of residents in ZIP code 14712 are 65 or older, above the national average of ~17%.
Does ZIP code 14712 have a large retiree population?
53% of households in ZIP code 14712 receive Social Security income, suggesting a significant retiree or disability population.
Is ZIP code 14712 mostly owner-occupied?
89% of occupied units in ZIP code 14712 are owner-occupied, well above the national average.
Does ZIP code 14712 have a large veteran population?
10% of civilians in ZIP code 14712 are veterans, above the national average of ~7%.
What timezone is ZIP code 14712 in?
ZIP code 14712 observes the EST timezone.
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