38774 ZIP Code — Shelby, MS

Bolivar County, Mississippi

ZIP code 38774 is located in Shelby, Mississippi, within Bolivar County. It covers approximately 62.67 square miles and serves a population of 1,809 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 662.

About ZIP code 38774

The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $84,800. Owner-occupancy sits near the national average at 57%.

Median household income is $28,235. Poverty affects 50% of residents, above the national average. SNAP benefit usage at 35% of households reflects economic stress in the area. 48% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 38 minutes suggests many residents work outside the immediate area.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of obesity (49%), diabetes (21%), smoking (26%) compared to national benchmarks. 18% of residents lack health insurance, above the national average.

Overall, ZIP code 38774 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

1,809

population

62.67

sq mi land

Standard

ZIP type

Central (CT)

timezone

38774 ZIP code map

Cities in ZIP code 38774

Below are the cities the US Postal Service accepts for ZIP code 38774. Using any city not on this list may result in mail delivery delays.

City	Status
Shelby	Acceptable
Shelby	Preferred

Nearby ZIP codes

38762 Mound Bayou (5.5 mi) 38740 Duncan (7.6 mi) 38720 Alligator (10.4 mi) 38759 Merigold (11.3 mi) 38746 Gunnison (11.5 mi) 38737 Drew (13.3 mi) 38732 Cleveland (14.7 mi) 38733 Cleveland (15.8 mi) 38769 Rosedale (16.1 mi) 38614 Clarksdale (16.3 mi) 38963 Tutwiler (19.9 mi)

Demographics updated 05/2026

Population
Total population	1,809
Population density	29 / sq mi
State FIPS	28
County FIPS	011

Geography
Land area	62.67 sq mi
Water area	0.14 sq mi
Latitude	33.9728
Longitude	-90.7460
Timezone	Central (CT)
Area code	662

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	81.5%	64.0%	52.9%
$50k – $100k	12.7%	23.1%	28.4%
$100k – $200k	3.5%	10.4%	15.3%
Over $200k	2.3%	2.5%	3.4%

Demographics & statistics

1,809

Population

People per sq mi

42.0

Median age

$28,235

Median household income

$13,709

Per capita income

$84,800

Median home value

$638

Median monthly rent

57.4%

Home ownership

49.9%

Poverty rate

20.9%

Unemployment

559

Housing units

17.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

115

25–34

113

35–44

45–54

111

55–59

60–64

110

65–74

113

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	338	18.7%
18 and over	1,471	81.3%
65 and over	321	17.7%
Median age	42.0 years

Race & ethnicity

Black or African American 95.5%

White 3.2%

Two or more races 1.3%

Group	Count	%
Black or African American	1,728	95.5%
White	57	3.2%
Two or more races	24	1.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	81.5%	64.0%	52.9%
$50k – $100k	12.7%	23.1%	28.4%
$100k – $200k	3.5%	10.4%	15.3%
Over $200k	2.3%	2.5%	3.4%

Under $10k 25.8%

$10k–$15k 4.5%

$15k–$25k 11.5%

$25k–$35k 22.8%

$35k–$50k 21.4%

$50k–$75k 7.2%

$75k–$100k 4.3%

$100k–$150k 2.5%

Range	% of households
Under $10k	25.8%
$10k–$15k	4.5%
$15k–$25k	11.5%
$25k–$35k	22.8%
$35k–$50k	21.4%
$50k–$75k	7.2%
$75k–$100k	4.3%
$100k–$150k	2.5%
Median income	$28,235

Housing

Home values

Under $50k 18.9%

$50k–$100k 51.7%

$100k–$150k 11.5%

$150k–$200k 3.6%

$200k–$300k 9.4%

$300k–$500k 2.9%

$500k–$1M 2.0%

Housing overview

Metric	Value
Median home value	$84,800
Median rent / month	$638
Owner occupied	57.4%
Renter occupied	42.6%
Vacant	12.8%
Single-family detached	54.7%
Large apartment buildings	0.0%
Mobile homes	11.2%
Median rooms	5.5
Avg household size (owned)	2.11

Year built

Era	%
2020 or later	0.0%
2010–2019	1.2%
2000–2009	12.4%
1990–1999	12.5%
1980–1989	8.0%
1970–1979	22.0%
1960–1969	10.2%
1950–1959	12.6%
1940–1949	13.3%
1939 or earlier	7.8%

Bedrooms

Size	% of units
No bedroom (studio)	1.3%
1 bedroom	11.7%
2 bedrooms	23.8%
3 bedrooms	53.1%
4 bedrooms	7.9%
5+ bedrooms	2.1%

Vehicles per household

Vehicles	% of households
No vehicle	17.2%
1 vehicle	41.0%
2 vehicles	30.8%
3 or more	11.0%

Heating fuel

Fuel type	%
Utility gas	44.4%
Electricity	49.7%
Propane / LP gas	5.9%

Households & families

Household type	Count	%
Married-couple family	206	26.6%
Cohabiting couple	46	5.9%
Male householder, no spouse	120	15.5%
Female householder, no spouse	403	52.0%
Households with children under 18	173	22.3%
Households with seniors (65+)	231	29.8%
Average household size	2.26

Marital status

Status	Male	Female
Never married	52.1%	60.6%
Married	30.5%	21.3%
Separated	4.1%	4.4%
Widowed	3.9%	8.2%
Divorced	9.4%	5.5%

Education

Less than 9th grade 8.4%

Some HS, no diploma 12.8%

HS graduate 19.8%

Some college, no degree 24.8%

Associate's degree 16.5%

Bachelor's degree 9.6%

Graduate / professional 8.2%

Metric	%
HS diploma or higher	78.9%
Bachelor's or higher	17.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	32	8.6%
Elementary school	126	33.9%
High school	108	29.0%
College / grad school	106	28.5%

Employment

Industry of employment

Education & healthcare 50.0%

Retail trade 9.8%

Public administration 9.8%

Construction 9.5%

Agriculture & mining 8.6%

Professional & management 4.9%

Other services 4.0%

Transportation & utilities 3.4%

Occupation

Category	%
Management, business & arts	34.5%
Service	30.5%
Sales & office	14.1%
Natural resources & construction	17.5%
Production & transportation	3.4%

Employment type

Type	%
Private sector	50.3%
Government	49.7%
Self-employed	0.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	78.9%
Carpool	12.0%
Public transit	0.0%
Walk	0.0%
Work from home	0.0%
Other means	9.1%
Avg commute (minutes)	37.6

Poverty

All people 49.9%

Under 18 years 64.5%

18 and over 46.4%

Married-couple families 23.3%

Female-led households 48.3%

Income support

Source	% of households
Social Security	47.7%
Retirement income	19.2%
Supplemental Security	11.9%
Cash public assistance	1.5%
Food stamps / SNAP	34.6%

Health indicators

Condition	%
Obesity	49.1%
High blood pressure	54.3%
High cholesterol	36.4%
Diabetes	20.6%
Heart disease	8.5%
Stroke	6.8%
Asthma	13.6%
Arthritis	34.5%
Kidney disease	5.0%
Pulmonary disease	10.5%
Cancer	5.2%

Behavior / access	%
Smoking	25.9%
Binge drinking	9.9%
No physical activity	41.7%
Less than 7 hrs sleep	41.5%
Depression	21.3%
Fair or poor health	33.8%
Poor mental health	18.6%
Poor physical health	16.5%
No health insurance	26.3%
Visited doctor (checkup)	83.1%
Visited dentist	42.4%
Cholesterol screening	88.2%
Teeth loss	31.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	132	9.1%

Disability	%
Any disability	16.1%
Under 18	3.6%
18–64 years	16.6%
65 and over	29.2%

Health insurance coverage

Type	%
Private insurance	32.2%
Public insurance	57.5%
No insurance	18.4%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,718	95.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,809	100.0%
Born in same state	1,809	100.0%
Born in different state	1,706	94.3%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Arab	33	1.8%

Technology access

Metric	% of households
Computer access	42.8%
Internet access	85.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38774

What city is ZIP code 38774 in?

ZIP code 38774 is primarily assigned to Shelby, Mississippi.

What county is ZIP code 38774 in?

ZIP code 38774 falls within Bolivar County, Mississippi.

What is the poverty rate in ZIP code 38774?

50% of residents in ZIP code 38774 live below the poverty line, above the national average.

Does ZIP code 38774 have a large retiree population?

48% of households in ZIP code 38774 receive Social Security income, suggesting a significant retiree or disability population.

What are the health statistics for ZIP code 38774?

Health data for ZIP code 38774 shows elevated rates of obesity (49%) and diabetes (21%) and smoking (26%) compared to national benchmarks.

What is the typical home value in ZIP code 38774?

The median home value in ZIP code 38774 is $84,800.

What timezone is ZIP code 38774 in?

ZIP code 38774 observes the CST timezone.