38740 ZIP Code — Duncan, MS

Bolivar County, Mississippi

ZIP code 38740 is located in Duncan, Mississippi, within Bolivar County. It covers approximately 67.82 square miles and serves a population of 386 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 662.

About ZIP code 38740

The housing stock consists of a higher-than-average concentration of mobile homes. Much of the housing stock is relatively new, reflecting recent development activity. Owner-occupancy is high at 88%, well above the national average.

Median household income is $46,481. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 30 minutes is near the national average.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of obesity (46%), diabetes (21%), smoking (26%) compared to national benchmarks. 16% of residents lack health insurance, above the national average.

Overall, ZIP code 38740 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

386

population

67.82

sq mi land

Standard

ZIP type

Central (CT)

timezone

38740 ZIP code map

Cities in ZIP code 38740

Below are the cities the US Postal Service accepts for ZIP code 38740. Using any city not on this list may result in mail delivery delays.

City	Status
Duncan	Acceptable
Duncan	Preferred

Nearby ZIP codes

38720 Alligator (3.4 mi) 38774 Shelby (7.6 mi) 38746 Gunnison (10.7 mi) 38762 Mound Bayou (12.1 mi) 38614 Clarksdale (12.4 mi) 38769 Rosedale (18 mi) 38759 Merigold (18.8 mi) 72333 Elaine (19.1 mi)

Demographics updated 05/2026

Population
Total population	386
Population density	6 / sq mi
State FIPS	28
County FIPS	011

Geography
Land area	67.82 sq mi
Water area	1.06 sq mi
Latitude	34.0618
Longitude	-90.8238
Timezone	Central (CT)
Area code	662

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	70.1%	64.0%	52.9%
$50k – $100k	17.9%	23.1%	28.4%
$100k – $200k	4.5%	10.4%	15.3%
Over $200k	7.5%	2.5%	3.4%

Demographics & statistics

386

Population

People per sq mi

48.4

Median age

$46,481

Median household income

$30,586

Per capita income

Median home value

$794

Median monthly rent

88.3%

Home ownership

14.3%

Poverty rate

11.0%

Unemployment

170

Housing units

15.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	34	8.8%
18 and over	352	91.2%
65 and over	85	22.0%
Median age	48.4 years

Race & ethnicity

Black or African American 61.4%

White 33%

Two or more races 2.8%

Asian 1.5%

Hispanic or Latino 1.3%

Group	Count	%
Black or African American	240	61.4%
White	129	33%
Two or more races	11	2.8%
Asian	6	1.5%
Hispanic or Latino	5	1.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	70.1%	64.0%	52.9%
$50k – $100k	17.9%	23.1%	28.4%
$100k – $200k	4.5%	10.4%	15.3%
Over $200k	7.5%	2.5%	3.4%

Under $10k 6.9%

$10k–$15k 2.8%

$15k–$25k 8.3%

$25k–$35k 1.4%

$35k–$50k 49.0%

$50k–$75k 17.9%

$75k–$100k 4.1%

$100k–$150k 6.2%

$200k+ 3.4%

Range	% of households
Under $10k	6.9%
$10k–$15k	2.8%
$15k–$25k	8.3%
$25k–$35k	1.4%
$35k–$50k	49.0%
$50k–$75k	17.9%
$75k–$100k	4.1%
$100k–$150k	6.2%
$200k+	3.4%
Median income	$46,481

Housing

Home values

Under $50k 55.5%

$50k–$100k 15.6%

$100k–$150k 11.7%

$150k–$200k 3.1%

$200k–$300k 9.4%

$300k–$500k 4.7%

Housing overview

Metric	Value
Median home value	$0
Median rent / month	$794
Owner occupied	88.3%
Renter occupied	11.7%
Vacant	22.5%
Single-family detached	46.0%
Large apartment buildings	0.0%
Mobile homes	43.3%
Median rooms	6.7
Avg household size (owned)	2.05

Year built

Era	%
2020 or later	0.0%
2010–2019	40.1%
2000–2009	0.0%
1990–1999	20.3%
1980–1989	6.4%
1970–1979	6.4%
1960–1969	7.5%
1950–1959	5.3%
1940–1949	0.0%
1939 or earlier	13.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	3.2%
2 bedrooms	25.7%
3 bedrooms	63.6%
4 bedrooms	7.5%
5+ bedrooms	0.0%

Vehicles per household

Vehicles	% of households
No vehicle	11.0%
1 vehicle	20.7%
2 vehicles	62.1%
3 or more	6.2%

Heating fuel

Fuel type	%
Utility gas	24.1%
Electricity	59.3%
Propane / LP gas	11.0%
Fuel oil	5.5%

Households & families

Household type	Count	%
Married-couple family	22	15.2%
Cohabiting couple	10	6.9%
Male householder, no spouse	72	49.7%
Female householder, no spouse	41	28.3%
Households with children under 18	16	11.0%
Households with seniors (65+)	34	23.4%
Average household size	2.12

Marital status

Status	Male	Female
Never married	58.0%	25.6%
Married	23.5%	33.1%
Separated	0.0%	0.0%
Widowed	4.9%	21.8%
Divorced	13.7%	19.5%

Education

Less than 9th grade 21.1%

Some HS, no diploma 4.2%

HS graduate 25.9%

Some college, no degree 4.2%

Associate's degree 28.9%

Bachelor's degree 8.6%

Graduate / professional 7.1%

Metric	%
HS diploma or higher	74.7%
Bachelor's or higher	15.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	18	17.8%
High school	15	14.9%
College / grad school	68	67.3%

Employment

Industry of employment

Transportation & utilities 44.5%

Manufacturing 15.3%

Education & healthcare 15.3%

Agriculture & mining 10.2%

Public administration 10.2%

Other services 3.6%

Arts, food & hospitality 0.7%

Occupation

Category	%
Management, business & arts	19.0%
Service	13.1%
Sales & office	0.0%
Natural resources & construction	8.0%
Production & transportation	59.9%

Employment type

Type	%
Private sector	31.4%
Government	65.0%
Self-employed	3.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	95.6%
Carpool	4.4%
Public transit	0.0%
Walk	0.0%
Work from home	0.0%
Other means	0.0%
Avg commute (minutes)	30.2

Poverty

All people 14.3%

Under 18 years 5.9%

18 and over 15.3%

Married-couple families 0.0%

Female-led households 11.8%

Income support

Source	% of households
Social Security	40.0%
Retirement income	17.9%
Supplemental Security	18.6%
Cash public assistance	0.0%
Food stamps / SNAP	15.2%

Health indicators

Condition	%
Obesity	46.3%
High blood pressure	55.1%
High cholesterol	40.4%
Diabetes	21.1%
Heart disease	11.0%
Stroke	7.0%
Asthma	12.2%
Arthritis	37.8%
Kidney disease	5.2%
Pulmonary disease	12.5%
Cancer	6.2%

Behavior / access	%
Smoking	26.4%
Binge drinking	10.3%
No physical activity	40.3%
Less than 7 hrs sleep	38.0%
Depression	22.0%
Fair or poor health	33.5%
Poor mental health	17.4%
Poor physical health	17.4%
No health insurance	24.2%
Visited doctor (checkup)	81.7%
Visited dentist	44.4%
Cholesterol screening	89.0%
Teeth loss	29.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	13	3.7%

Disability	%
Any disability	18.8%
Under 18	0.0%
18–64 years	19.0%
65 and over	35.1%

Health insurance coverage

Type	%
Private insurance	47.4%
Public insurance	44.8%
No insurance	15.9%
Uninsured under 19	5.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	383	99.2%
Spanish	11	2.9%
Other Indo-European	0	0.0%
Asian & Pacific Islander	5	1.3%
Other languages	6	1.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	380	98.4%
Born in same state	380	98.4%
Born in different state	334	86.5%
Foreign born	0	0.0%
Naturalized citizen	6	1.6%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
French	32	8.3%

Ancestry	Count	%
Arab	18	4.7%

Technology access

Metric	% of households
Computer access	37.6%
Internet access	91.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 38740

What city is ZIP code 38740 in?

ZIP code 38740 is primarily assigned to Duncan, Mississippi.

What county is ZIP code 38740 in?

ZIP code 38740 falls within Bolivar County, Mississippi.

Is ZIP code 38740 mostly owner-occupied?

88% of occupied units in ZIP code 38740 are owner-occupied, well above the national average.

What are the health statistics for ZIP code 38740?

Health data for ZIP code 38740 shows elevated rates of obesity (46%) and diabetes (21%) and smoking (26%) compared to national benchmarks.

Does ZIP code 38740 have a large retiree population?

40% of households in ZIP code 38740 receive Social Security income, suggesting a significant retiree or disability population.

What is the median household income in ZIP code 38740?

The median household income in ZIP code 38740 is $46,481, below the national median of ~$75,000.

What timezone is ZIP code 38740 in?

ZIP code 38740 observes the CST timezone.