04074 ZIP Code — Scarborough, ME

Cumberland County, Maine

ZIP code 04074 is located in Scarborough, Maine, within Cumberland County. It covers approximately 47.64 square miles and serves a population of 22,098 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 207.

About ZIP code 04074

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $463,000. Owner-occupancy is high at 79%, well above the national average.

The gap between median ($114,395) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 4% is below the national average. 36% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 19 minutes is near the national average.

Educational attainment is high — 55% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 04074 reflects a community defined by a highly educated population, high homeownership, and a significant Social Security-dependent population.

22,098

population

47.64

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

04074 ZIP code map

Cities in ZIP code 04074

Below are the cities the US Postal Service accepts for ZIP code 04074. Using any city not on this list may result in mail delivery delays.

City	Status
Scarborough	Acceptable
Scarborough	Preferred

Nearby ZIP codes

04106 South Portland (4.3 mi) 04064 Old Orchard Beach (4.8 mi) 04072 Saco (6 mi) 04102 Portland (6.1 mi) 04107 Cape Elizabeth (6.7 mi) 04092 Westbrook (7.1 mi) 04101 Portland (7.4 mi) 04123 Portland (7.6 mi) 04122 Portland (7.6 mi) 04124 Portland (7.6 mi) 04103 Portland (8.2 mi) 04093 Buxton (8.6 mi)

Demographics updated 05/2026

Population
Total population	22,098
Population density	464 / sq mi
State FIPS	23
County FIPS	005

Geography
Land area	47.64 sq mi
Water area	4.87 sq mi
Latitude	43.5917
Longitude	-70.3733
Timezone	Eastern (ET)
Area code	207

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	18.0%	32.3%	42.3%
$50k – $100k	30.2%	31.4%	32.3%
$100k – $200k	35.1%	27.4%	20.6%
Over $200k	16.6%	8.9%	4.9%

Demographics & statistics

22,098

Population

464

People per sq mi

47.3

Median age

$114,395

Median household income

$63,745

Per capita income

$463,000

Median home value

$1,681

Median monthly rent

78.5%

Home ownership

3.8%

Poverty rate

2.2%

Unemployment

8,287

Housing units

55.0%

Bachelor's or higher

Age distribution

Male Female

338

Under 5

362

506

5–9

543

632

10–14

678

735

15–19

788

550

20–24

590

893

25–34

957

1,275

35–44

1,366

1,678

45–54

1,799

840

55–59

901

776

60–64

832

1,284

65–74

1,376

914

75–84

980

244

85+

261

← Male

Female →

Age summary

Group	Count	%
Under 18	3,986	18.0%
18 and over	18,112	82.0%
65 and over	5,059	22.9%
Median age	47.3 years

Race & ethnicity

White 89.8%

Two or more races 4.4%

Hispanic or Latino 2.7%

Asian 2.3%

American Indian / Alaska Native 0.5%

Black or African American 0.2%

Group	Count	%
White	20,399	89.8%
Two or more races	1,001	4.4%
Hispanic or Latino	613	2.7%
Asian	525	2.3%
American Indian / Alaska Native	120	0.5%
Black or African American	52	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	18.0%	32.3%	42.3%
$50k – $100k	30.2%	31.4%	32.3%
$100k – $200k	35.1%	27.4%	20.6%
Over $200k	16.6%	8.9%	4.9%

Under $10k 2.7%

$10k–$15k 0.5%

$15k–$25k 3.4%

$25k–$35k 3.7%

$35k–$50k 6.9%

$50k–$75k 16.4%

$75k–$100k 10.6%

$100k–$150k 16.7%

$150k–$200k 17.2%

$200k+ 21.8%

Range	% of households
Under $10k	2.7%
$10k–$15k	0.5%
$15k–$25k	3.4%
$25k–$35k	3.7%
$35k–$50k	6.9%
$50k–$75k	16.4%
$75k–$100k	10.6%
$100k–$150k	16.7%
$150k–$200k	17.2%
$200k+	21.8%
Median income	$114,395

Housing

Home values

Under $50k 0.7%

$50k–$100k 0.9%

$100k–$150k 2.2%

$150k–$200k 1.3%

$200k–$300k 12.5%

$300k–$500k 40.0%

$500k–$1M 36.0%

$1M+ 6.3%

Housing overview

Metric	Value
Median home value	$463,000
Median rent / month	$1,681
Owner occupied	78.5%
Renter occupied	21.5%
Vacant	11.6%
Single-family detached	71.8%
Large apartment buildings	3.4%
Mobile homes	1.5%
Median rooms	6.3
Avg household size (owned)	2.58

Year built

Era	%
2020 or later	1.7%
2010–2019	11.0%
2000–2009	16.5%
1990–1999	17.2%
1980–1989	14.2%
1970–1979	17.0%
1960–1969	5.3%
1950–1959	4.3%
1940–1949	3.7%
1939 or earlier	9.0%

Bedrooms

Size	% of units
No bedroom (studio)	2.6%
1 bedroom	8.6%
2 bedrooms	22.8%
3 bedrooms	34.1%
4 bedrooms	27.3%
5+ bedrooms	4.6%

Vehicles per household

Vehicles	% of households
No vehicle	1.6%
1 vehicle	31.8%
2 vehicles	42.9%
3 or more	23.7%

Heating fuel

Fuel type	%
Utility gas	14.2%
Electricity	11.2%
Propane / LP gas	16.0%
Fuel oil	55.0%
Wood	1.3%
Solar	0.9%

Households & families

Household type	Count	%
Married-couple family	5,221	57.7%
Cohabiting couple	550	6.1%
Male householder, no spouse	1,224	13.5%
Female householder, no spouse	2,059	22.7%
Households with children under 18	2,396	26.5%
Households with seniors (65+)	3,448	38.1%
Average household size	2.40

Marital status

Status	Male	Female
Never married	23.6%	24.4%
Married	62.0%	55.0%
Separated	0.2%	0.4%
Widowed	5.2%	8.2%
Divorced	9.0%	12.0%

Education

Less than 9th grade 0.5%

Some HS, no diploma 1.5%

HS graduate 17.4%

Some college, no degree 16.6%

Associate's degree 9.1%

Bachelor's degree 34.6%

Graduate / professional 20.4%

Metric	%
HS diploma or higher	98.1%
Bachelor's or higher	55.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	337	7.1%
Kindergarten	126	2.6%
Elementary school	1,920	40.4%
High school	1,192	25.1%
College / grad school	1,180	24.8%

Employment

Industry of employment

Education & healthcare 26.8%

Professional & management 14.8%

Retail trade 12.1%

Finance & real estate 11.2%

Manufacturing 8.3%

Arts, food & hospitality 6.3%

Public administration 4.9%

Other services 4.2%

Wholesale trade 2.7%

Agriculture & mining 2.4%

Construction 2.3%

Transportation & utilities 2.3%

Information 1.8%

Occupation

Category	%
Management, business & arts	49.1%
Service	15.4%
Sales & office	21.9%
Natural resources & construction	4.2%
Production & transportation	9.4%

Employment type

Type	%
Private sector	81.7%
Government	12.7%
Self-employed	5.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	66.8%
Carpool	10.8%
Public transit	0.3%
Walk	1.5%
Work from home	19.5%
Other means	1.2%
Avg commute (minutes)	18.6

Poverty

All people 3.8%

Under 18 years 4.1%

18 and over 3.7%

Married-couple families 1.4%

Female-led households 6.9%

Income support

Source	% of households
Social Security	36.3%
Retirement income	29.5%
Supplemental Security	1.3%
Cash public assistance	1.6%
Food stamps / SNAP	2.9%

Health indicators

Condition	%
Obesity	25.2%
High blood pressure	30.2%
High cholesterol	30.9%
Diabetes	8.0%
Heart disease	5.9%
Stroke	2.5%
Asthma	9.5%
Arthritis	23.7%
Kidney disease	2.6%
Pulmonary disease	5.8%
Cancer	7.9%

Behavior / access	%
Smoking	10.8%
Binge drinking	15.1%
No physical activity	16.8%
Less than 7 hrs sleep	27.4%
Depression	21.9%
Fair or poor health	8.9%
Poor mental health	11.4%
Poor physical health	7.6%
No health insurance	8.6%
Visited doctor (checkup)	78.7%
Visited dentist	76.8%
Cholesterol screening	92.6%
Teeth loss	8.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,651	9.1%

Disability	%
Any disability	10.4%
Under 18	8.4%
18–64 years	6.5%
65 and over	22.6%

Health insurance coverage

Type	%
Private insurance	80.0%
Public insurance	29.1%
No insurance	6.1%
Uninsured under 19	1.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	21,398	96.8%
Spanish	207	1.0%
Other Indo-European	66	0.3%
Asian & Pacific Islander	73	0.3%
Other languages	62	0.3%

Place of birth & citizenship

Origin	Count	%
Native born (US)	21,269	96.2%
Born in same state	20,941	94.8%
Born in different state	11,388	51.5%
Foreign born	328	1.5%
Naturalized citizen	829	3.8%
Not a US citizen	439	53.0%

Ancestry

Ancestry	Count	%
French	4,619	20.9%
Italian	4,470	20.2%
German	1,070	4.8%
Arab	827	3.7%
Dutch	401	1.8%

Ancestry	Count	%
Polish	244	1.1%
Irish	96	0.4%
English	65	0.3%
Norwegian	55	0.2%

Technology access

Metric	% of households
Computer access	41.0%
Internet access	96.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 04074

What city is ZIP code 04074 in?

ZIP code 04074 is primarily assigned to Scarborough, Maine.

What county is ZIP code 04074 in?

ZIP code 04074 falls within Cumberland County, Maine.

How educated is the population of ZIP code 04074?

55% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 04074 have a large retiree population?

36% of households in ZIP code 04074 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 04074?

The median home value in ZIP code 04074 is $463,000.

Does ZIP code 04074 have a large veteran population?

9% of civilians in ZIP code 04074 are veterans, above the national average of ~7%.

What timezone is ZIP code 04074 in?

ZIP code 04074 observes the EST timezone.