04107 ZIP Code — Cape Elizabeth, ME

Cumberland County, Maine

ZIP code 04107 is located in Cape Elizabeth, Maine, within Cumberland County. It covers approximately 14.86 square miles and serves a population of 9,519 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 207.

About ZIP code 04107

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $600,200. Owner-occupancy is high at 88%, well above the national average.

The gap between median ($144,250) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 4% is below the national average. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 22 minutes is near the national average. Remote work is prevalent — 25% of workers work from home.

Educational attainment is high — 76% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 04107 reflects a community defined by a highly educated population, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.

9,519

population

14.86

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

04107 ZIP code map

Cities in ZIP code 04107

Below are the cities the US Postal Service accepts for ZIP code 04107. Using any city not on this list may result in mail delivery delays.

City	Status
Cape Elizabeth	Acceptable
Cape Elizabeth	Preferred

Nearby ZIP codes

04106 South Portland (3.9 mi) 04109 Portland (4.5 mi) 04124 Portland (4.8 mi) 04123 Portland (4.8 mi) 04122 Portland (4.8 mi) 04101 Portland (4.8 mi) 04108 Peaks Island (5.8 mi) 04102 Portland (5.8 mi) 04074 Scarborough (6.7 mi) 04103 Portland (7.4 mi) 04050 Long Island (8 mi) 04064 Old Orchard Beach (9 mi)

Demographics updated 05/2026

Population
Total population	9,519
Population density	641 / sq mi
State FIPS	23
County FIPS	005

Geography
Land area	14.86 sq mi
Water area	6.26 sq mi
Latitude	43.5933
Longitude	-70.2387
Timezone	Eastern (ET)
Area code	207

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	20.6%	32.3%	42.3%
$50k – $100k	18.4%	31.4%	32.3%
$100k – $200k	35.5%	27.4%	20.6%
Over $200k	25.6%	8.9%	4.9%

Demographics & statistics

9,519

Population

641

People per sq mi

48.6

Median age

$144,250

Median household income

$77,581

Per capita income

$600,200

Median home value

$2,238

Median monthly rent

88.1%

Home ownership

4.1%

Poverty rate

2.2%

Unemployment

3,694

Housing units

75.5%

Bachelor's or higher

Age distribution

Male Female

172

Under 5

192

356

5–9

400

340

10–14

382

285

15–19

319

124

20–24

140

211

25–34

236

519

35–44

582

632

45–54

709

380

55–59

425

375

60–64

421

698

65–74

782

277

75–84

310

119

85+

133

← Male

Female →

Age summary

Group	Count	%
Under 18	2,214	23.3%
18 and over	7,305	76.7%
65 and over	2,319	24.4%
Median age	48.6 years

Race & ethnicity

White 94.9%

Two or more races 2.1%

Asian 2%

Hispanic or Latino 0.9%

Group	Count	%
White	9,122	94.9%
Two or more races	205	2.1%
Asian	192	2%
Hispanic or Latino	90	0.9%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	20.6%	32.3%	42.3%
$50k – $100k	18.4%	31.4%	32.3%
$100k – $200k	35.5%	27.4%	20.6%
Over $200k	25.6%	8.9%	4.9%

Under $10k 2.6%

$10k–$15k 2.7%

$15k–$25k 0.9%

$25k–$35k 5.8%

$35k–$50k 5.8%

$50k–$75k 9.5%

$75k–$100k 8.6%

$100k–$150k 17.5%

$150k–$200k 14.5%

$200k+ 32.2%

Range	% of households
Under $10k	2.6%
$10k–$15k	2.7%
$15k–$25k	0.9%
$25k–$35k	5.8%
$35k–$50k	5.8%
$50k–$75k	9.5%
$75k–$100k	8.6%
$100k–$150k	17.5%
$150k–$200k	14.5%
$200k+	32.2%
Median income	$144,250

Housing

Home values

$150k–$200k 0.4%

$200k–$300k 6.0%

$300k–$500k 30.1%

$500k–$1M 47.9%

$1M+ 15.6%

Housing overview

Metric	Value
Median home value	$600,200
Median rent / month	$2,238
Owner occupied	88.1%
Renter occupied	11.9%
Vacant	7.3%
Single-family detached	92.8%
Large apartment buildings	0.4%
Mobile homes	0.0%
Median rooms	7.3
Avg household size (owned)	2.49

Year built

Era	%
2020 or later	0.9%
2010–2019	4.0%
2000–2009	6.6%
1990–1999	6.6%
1980–1989	13.7%
1970–1979	11.5%
1960–1969	17.4%
1950–1959	8.1%
1940–1949	10.3%
1939 or earlier	20.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	2.6%
2 bedrooms	18.2%
3 bedrooms	41.3%
4 bedrooms	27.4%
5+ bedrooms	10.5%

Vehicles per household

Vehicles	% of households
No vehicle	3.9%
1 vehicle	26.3%
2 vehicles	51.9%
3 or more	17.9%

Heating fuel

Fuel type	%
Utility gas	7.4%
Electricity	10.5%
Propane / LP gas	10.4%
Fuel oil	68.6%
Wood	2.0%
Solar	0.2%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	2,552	66.3%
Cohabiting couple	151	3.9%
Male householder, no spouse	294	7.6%
Female householder, no spouse	850	22.1%
Households with children under 18	1,211	31.5%
Households with seniors (65+)	1,535	39.9%
Average household size	2.47

Marital status

Status	Male	Female
Never married	19.8%	15.2%
Married	74.7%	63.4%
Separated	0.2%	0.0%
Widowed	1.1%	6.2%
Divorced	4.3%	15.2%

Education

Less than 9th grade 0.3%

Some HS, no diploma 0.4%

HS graduate 9.5%

Some college, no degree 7.1%

Associate's degree 7.2%

Bachelor's degree 34.4%

Graduate / professional 41.2%

Metric	%
HS diploma or higher	99.3%
Bachelor's or higher	75.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	149	6.1%
Kindergarten	229	9.4%
Elementary school	1,174	48.3%
High school	510	21.0%
College / grad school	369	15.2%

Employment

Industry of employment

Education & healthcare 28.3%

Professional & management 15.3%

Finance & real estate 13.3%

Transportation & utilities 7.6%

Construction 6.2%

Manufacturing 5.9%

Retail trade 4.9%

Arts, food & hospitality 4.8%

Other services 3.6%

Wholesale trade 3.3%

Agriculture & mining 2.4%

Public administration 2.3%

Information 2.1%

Occupation

Category	%
Management, business & arts	64.2%
Service	5.2%
Sales & office	15.2%
Natural resources & construction	6.5%
Production & transportation	8.8%

Employment type

Type	%
Private sector	80.5%
Government	8.8%
Self-employed	10.6%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	67.5%
Carpool	6.9%
Public transit	0.0%
Walk	1.1%
Work from home	24.5%
Other means	0.0%
Avg commute (minutes)	21.8

Poverty

All people 4.1%

Under 18 years 2.4%

18 and over 4.6%

Married-couple families 1.6%

Female-led households 9.3%

Income support

Source	% of households
Social Security	33.8%
Retirement income	31.8%
Supplemental Security	1.2%
Cash public assistance	0.9%
Food stamps / SNAP	2.9%

Health indicators

Condition	%
Obesity	24.3%
High blood pressure	29.7%
High cholesterol	31.1%
Diabetes	7.7%
Heart disease	5.5%
Stroke	2.2%
Asthma	9.3%
Arthritis	23.6%
Kidney disease	2.5%
Pulmonary disease	5.0%
Cancer	8.2%

Behavior / access	%
Smoking	8.1%
Binge drinking	14.6%
No physical activity	13.8%
Less than 7 hrs sleep	25.8%
Depression	21.1%
Fair or poor health	7.4%
Poor mental health	10.3%
Poor physical health	6.8%
No health insurance	6.3%
Visited doctor (checkup)	79.8%
Visited dentist	81.1%
Cholesterol screening	94.4%
Teeth loss	6.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	534	7.3%

Disability	%
Any disability	6.6%
Under 18	1.4%
18–64 years	4.2%
65 and over	16.8%

Health insurance coverage

Type	%
Private insurance	83.6%
Public insurance	26.1%
No insurance	1.3%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	9,155	96.2%
Spanish	51	0.6%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	51	0.6%

Place of birth & citizenship

Origin	Count	%
Native born (US)	8,811	92.6%
Born in same state	8,520	89.5%
Born in different state	3,508	36.9%
Foreign born	291	3.1%
Naturalized citizen	708	7.4%
Not a US citizen	365	51.6%

Ancestry

Ancestry	Count	%
Italian	2,553	26.8%
French	1,845	19.4%
German	431	4.5%
Arab	309	3.2%
Norwegian	124	1.3%

Ancestry	Count	%
Polish	90	0.9%
English	79	0.8%
Irish	46	0.5%
Dutch	12	0.1%

Technology access

Metric	% of households
Computer access	40.4%
Internet access	97.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 04107

What city is ZIP code 04107 in?

ZIP code 04107 is primarily assigned to Cape Elizabeth, Maine.

What county is ZIP code 04107 in?

ZIP code 04107 falls within Cumberland County, Maine.

How educated is the population of ZIP code 04107?

76% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 04107 mostly owner-occupied?

88% of occupied units in ZIP code 04107 are owner-occupied, well above the national average.

What is the median household income in ZIP code 04107?

The median household income in ZIP code 04107 is $144,250, above the national median of ~$75,000.

What is the typical home value in ZIP code 04107?

The median home value in ZIP code 04107 is $600,200.

What timezone is ZIP code 04107 in?

ZIP code 04107 observes the EST timezone.