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New York ZIP Codes
Franklin County
Saranac Lake, NY
12983
12983 ZIP Code — Saranac Lake, NY
Franklin County, New York
ZIP code 12983 is located in
Saranac Lake ,
New York ,
within Franklin County .
It covers approximately 115.76 square miles and serves a population of
7,336 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 518 .
About ZIP code 12983
The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $187,700. Owner-occupancy sits near the national average at 59%.
The gap between median ($61,237) and mean household income suggests income inequality — a small number of higher earners pull the average up. 38% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 15 minutes is near the national average.
Educational attainment is near the national average, with 40% of residents holding a bachelor's degree or higher.
12983 ZIP code map
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Cities in ZIP code 12983
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
7,336
Population density
63 / sq mi
State FIPS
36
County FIPS
033
Geography
Land area
115.76 sq mi
Water area
14.49 sq mi
Latitude
44.3505
Longitude
-74.2486
Timezone
Eastern (ET)
Area code
518
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
42.8%
46.8%
37.0%
$50k – $100k
33.7%
32.0%
27.0%
$100k – $200k
19.9%
17.5%
24.4%
Over $200k
3.6%
3.8%
11.5%
Demographics & statistics
$61,237
Median household income
$187,700
Median home value
40.4%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 1,286 17.5%
18 and over 6,050 82.5%
65 and over 1,529 20.8%
Median age 44.6 years
Race & ethnicity
Black or African American
2.7%
American Indian / Alaska Native
0.6%
Group Count %
White 6,876 92.8%
Black or African American 203 2.7%
Two or more races 180 2.4%
Hispanic or Latino 76 1%
American Indian / Alaska Native 41 0.6%
Asian 29 0.4%
Other race 7 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
42.8%
46.8%
37.0%
$50k – $100k
33.7%
32.0%
27.0%
$100k – $200k
19.9%
17.5%
24.4%
Over $200k
3.6%
3.8%
11.5%
Range % of households
Under $10k 3.2%
$10k–$15k 6.6%
$15k–$25k 9.5%
$25k–$35k 8.6%
$35k–$50k 10.3%
$50k–$75k 20.3%
$75k–$100k 12.2%
$100k–$150k 15.5%
$150k–$200k 7.4%
$200k+ 6.2%
Median income $61,237
Housing
Housing overview
Metric Value
Median home value $187,700
Median rent / month $791
Owner occupied 59.3%
Renter occupied 40.7%
Vacant 26.4%
Single-family detached 66.1%
Large apartment buildings 7.0%
Mobile homes 1.6%
Median rooms 5.0
Avg household size (owned) 2.18
Year built
Era %
2020 or later 0.4%
2010–2019 1.6%
2000–2009 6.3%
1990–1999 6.6%
1980–1989 8.6%
1970–1979 9.8%
1960–1969 8.6%
1950–1959 6.9%
1940–1949 5.0%
1939 or earlier 46.2%
Bedrooms
Size % of units
No bedroom (studio) 5.7%
1 bedroom 18.0%
2 bedrooms 31.2%
3 bedrooms 29.0%
4 bedrooms 11.6%
5+ bedrooms 4.5%
Vehicles per household
Vehicles % of households
No vehicle 11.7%
1 vehicle 45.8%
2 vehicles 32.6%
3 or more 9.9%
Heating fuel
Fuel type %
Utility gas 5.5%
Electricity 16.1%
Propane / LP gas 16.7%
Fuel oil 55.9%
Wood 4.3%
Households & families
Household type Count %
Married-couple family 1,339 38.7%
Cohabiting couple 496 14.3%
Male householder, no spouse 868 25.1%
Female householder, no spouse 755 21.8%
Households with children under 18 611 17.7%
Households with seniors (65+) 1,111 32.1%
Average household size 2.03
Marital status
Status Male Female
Never married 41.2% 32.9%
Married 44.3% 44.9%
Separated 1.9% 1.5%
Widowed 2.5% 8.7%
Divorced 10.0% 12.0%
Education
Some college, no degree
20.6%
Graduate / professional
19.4%
Metric %
HS diploma or higher 92.5%
Bachelor's or higher 40.4%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 67 4.7%
Kindergarten 27 1.9%
Elementary school 623 43.8%
High school 287 20.2%
College / grad school 417 29.3%
Employment
Industry of employment
Education & healthcare
39.7%
Arts, food & hospitality
11.7%
Professional & management
8.5%
Public administration
6.4%
Finance & real estate
2.9%
Transportation & utilities
2.6%
Agriculture & mining
1.3%
Occupation
Category %
Management, business & arts 40.9%
Service 23.9%
Sales & office 22.1%
Natural resources & construction 6.1%
Production & transportation 7.1%
Employment type
Type %
Private sector 67.6%
Government 24.5%
Self-employed 7.8%
Unpaid family workers 0.0%
Commute
Method %
Drive alone 70.5%
Carpool 13.0%
Public transit 0.4%
Walk 8.2%
Work from home 6.6%
Other means 1.3%
Avg commute (minutes) 14.9
Poverty
Married-couple families
2.1%
Female-led households
25.4%
Income support
Source % of households
Social Security 38.3%
Retirement income 31.1%
Supplemental Security 5.9%
Cash public assistance 3.2%
Food stamps / SNAP 13.7%
Health indicators
Condition %
Obesity 33.2%
High blood pressure 33.0%
High cholesterol 32.7%
Diabetes 9.7%
Heart disease 6.8%
Stroke 3.2%
Asthma 10.6%
Arthritis 25.0%
Kidney disease 3.1%
Pulmonary disease 7.5%
Cancer 7.1%
Behavior / access %
Smoking 17.2%
Binge drinking 18.1%
No physical activity 24.6%
Less than 7 hrs sleep 32.2%
Depression 21.5%
Fair or poor health 12.8%
Poor mental health 14.8%
Poor physical health 10.3%
No health insurance 10.1%
Visited doctor (checkup) 78.8%
Visited dentist 64.7%
Cholesterol screening 90.0%
Teeth loss 13.7%
Veterans & disability
Veterans Count %
Civilian veterans 395 6.5%
Disability %
Any disability 13.0%
Under 18 5.1%
18–64 years 12.5%
65 and over 21.0%
Health insurance coverage
Type %
Private insurance 71.7%
Public insurance 43.0%
No insurance 5.1%
Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 6,985 95.2%
Spanish 23 0.3%
Other Indo-European 2 0.0%
Asian & Pacific Islander 12 0.2%
Other languages 9 0.1%
Place of birth & citizenship
Origin Count %
Native born (US) 7,250 98.8%
Born in same state 7,237 98.7%
Born in different state 5,433 74.1%
Foreign born 13 0.2%
Naturalized citizen 86 1.2%
Not a US citizen 53 61.6%
Ancestry
Ancestry Count %
Italian 1,734 23.6%
French 1,075 14.7%
Arab 445 6.1%
German 153 2.1%
English 141 1.9%
Ancestry Count %
Irish 67 0.9%
Polish 27 0.4%
Norwegian 23 0.3%
Dutch 22 0.3%
Technology access
Metric % of households
Computer access 47.1%
Internet access 89.9%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 12983
What city is ZIP code 12983 in?
ZIP code 12983 is primarily assigned to Saranac Lake, New York.
What county is ZIP code 12983 in?
ZIP code 12983 falls within Franklin County, New York.
Does ZIP code 12983 have a large retiree population?
38% of households in ZIP code 12983 receive Social Security income, suggesting a significant retiree or disability population.
What is the typical home value in ZIP code 12983?
The median home value in ZIP code 12983 is $187,700.
What is the population of ZIP code 12983?
ZIP code 12983 has an estimated population of 7,336 residents, with a density of 63 people per square mile.
What is the median household income in ZIP code 12983?
The median household income in ZIP code 12983 is $61,237, below the national median of ~$75,000.
What timezone is ZIP code 12983 in?
ZIP code 12983 observes the EST timezone.
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