95132 ZIP Code — San Jose, CA

Santa Clara County, California

ZIP code 95132 is located in San Jose, California, within Santa Clara County. It covers approximately 27.35 square miles and serves a population of 40,981 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 408.

About ZIP code 95132

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $1,213,200. Owner-occupancy sits near the national average at 74%.

The gap between median ($164,447) and mean household income suggests income inequality — a small number of higher earners pull the average up.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 31 minutes is near the national average.

Educational attainment is high — 50% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Notable community characteristics include Spanish spoken in 30% of households.

40,981
population
27.35
sq mi land
Standard
ZIP type
Pacific (PT)
timezone
95132 ZIP code map
Cities in ZIP code 95132

Below are the cities the US Postal Service accepts for ZIP code 95132. Using any city not on this list may result in mail delivery delays.

City Status
San Jose Preferred
Nearby ZIP codes
95035 Milpitas (1.1 mi) 95127 San Jose (3.1 mi) 95133 San Jose (3.2 mi) 95116 San Jose (4.3 mi) 95131 San Jose (4.3 mi) 95122 San Jose (5.5 mi) 95112 San Jose (5.5 mi) 95101 San Jose (5.6 mi) 95192 San Jose (5.8 mi) 95148 San Jose (6.1 mi) 95190 San Jose (6.2 mi) 95196 San Jose (6.2 mi)
Demographics updated 05/2026
Population
Total population 40,981
Population density 1,498 / sq mi
State FIPS 06
County FIPS 085
Geography
Land area 27.35 sq mi
Water area 0.00 sq mi
Latitude 37.4090
Longitude -121.8279
Timezone Pacific (PT)
Area code 408
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 18.3% 19.3% 32.6%
$50k – $100k 17.7% 19.7% 27.7%
$100k – $200k 36.5% 31.0% 26.4%
Over $200k 27.4% 30.0% 13.3%

Demographics & statistics

40,981
Population
1,498
People per sq mi
42.5
Median age
$164,447
Median household income
$60,812
Per capita income
$1,213,200
Median home value
$3,065
Median monthly rent
73.7%
Home ownership
8.5%
Poverty rate
5.7%
Unemployment
9,244
Housing units
49.6%
Bachelor's or higher

Age distribution

Male Female
967
Under 5
868
909
5–9
816
984
10–14
882
1,294
15–19
1,160
1,670
20–24
1,497
2,781
25–34
2,495
2,820
35–44
2,529
3,073
45–54
2,757
2,045
55–59
1,835
1,504
60–64
1,348
2,161
65–74
1,938
988
75–84
886
408
85+
366
← Male
Female →

Age summary

GroupCount%
Under 187,11117.4%
18 and over33,87082.6%
65 and over6,74716.5%
Median age42.5 years

Race & ethnicity

Asian 58.2%
White 15.3%
Hispanic or Latino 10.4%
Two or more races 7%
Other race 6.9%
Black or African American 1.4%
American Indian / Alaska Native 0.7%
GroupCount%
Asian26,62958.2%
White7,01815.3%
Hispanic or Latino4,75310.4%
Two or more races3,2127%
Other race3,1556.9%
Black or African American6381.4%
American Indian / Alaska Native3290.7%

Household income

Income range This ZIP County avg State avg
Under $50k 18.3% 19.3% 32.6%
$50k – $100k 17.7% 19.7% 27.7%
$100k – $200k 36.5% 31.0% 26.4%
Over $200k 27.4% 30.0% 13.3%
Under $10k 2.4%
$10k–$15k 1.9%
$15k–$25k 3.8%
$25k–$35k 3.1%
$35k–$50k 3.0%
$50k–$75k 7.4%
$75k–$100k 5.6%
$100k–$150k 17.8%
$150k–$200k 17.3%
$200k+ 37.7%
Range% of households
Under $10k2.4%
$10k–$15k1.9%
$15k–$25k3.8%
$25k–$35k3.1%
$35k–$50k3.0%
$50k–$75k7.4%
$75k–$100k5.6%
$100k–$150k17.8%
$150k–$200k17.3%
$200k+37.7%
Median income$164,447

Housing

Home values

Under $50k 1.8%
$50k–$100k 0.6%
$100k–$150k 1.2%
$150k–$200k 0.1%
$300k–$500k 1.2%
$500k–$1M 16.5%
$1M+ 78.6%

Housing overview

MetricValue
Median home value$1,213,200
Median rent / month$3,065
Owner occupied73.7%
Renter occupied26.3%
Vacant3.0%
Single-family detached77.6%
Large apartment buildings4.4%
Mobile homes0.1%
Median rooms6.1
Avg household size (owned)3.26

Year built

Era%
2020 or later0.0%
2010–20191.2%
2000–20092.7%
1990–19994.4%
1980–19899.7%
1970–197950.5%
1960–196926.4%
1950–19594.1%
1940–19490.7%
1939 or earlier0.3%

Bedrooms

Size% of units
No bedroom (studio)1.1%
1 bedroom3.2%
2 bedrooms14.8%
3 bedrooms32.5%
4 bedrooms39.7%
5+ bedrooms8.6%

Vehicles per household

Vehicles% of households
No vehicle4.1%
1 vehicle16.4%
2 vehicles37.7%
3 or more41.8%

Heating fuel

Fuel type%
Utility gas68.3%
Electricity26.0%
Propane / LP gas3.0%
Fuel oil0.2%
Wood0.5%
Solar1.1%
No fuel used0.9%

Households & families

Household typeCount%
Married-couple family8,28868.8%
Cohabiting couple4904.1%
Male householder, no spouse1,46512.2%
Female householder, no spouse1,80115.0%
Households with children under 184,27335.5%
Households with seniors (65+)4,46437.1%
Average household size3.38

Marital status

StatusMaleFemale
Never married39.8%30.1%
Married53.9%54.9%
Separated0.7%1.7%
Widowed1.5%7.2%
Divorced4.0%6.1%

Education

Less than 9th grade 7.7%
Some HS, no diploma 5.5%
HS graduate 12.9%
Some college, no degree 14.4%
Associate's degree 9.9%
Bachelor's degree 31.4%
Graduate / professional 18.1%
Metric%
HS diploma or higher86.8%
Bachelor's or higher49.6%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool4654.9%
Kindergarten3123.3%
Elementary school2,87230.5%
High school2,13822.7%
College / grad school3,64238.6%

Employment

Industry of employment

Manufacturing 24.1%
Professional & management 17.9%
Education & healthcare 17.9%
Retail trade 8.7%
Arts, food & hospitality 7.9%
Construction 4.8%
Information 3.7%
Finance & real estate 3.5%
Other services 3.4%
Public administration 3.2%
Transportation & utilities 2.9%
Wholesale trade 1.8%
Agriculture & mining 0.4%

Occupation

Category%
Management, business & arts51.8%
Service15.4%
Sales & office16.9%
Natural resources & construction5.5%
Production & transportation10.3%

Employment type

Type%
Private sector85.0%
Government10.5%
Self-employed4.4%
Unpaid family workers0.1%

Commute

Method%
Drive alone70.2%
Carpool10.5%
Public transit2.6%
Walk0.5%
Work from home14.6%
Other means1.7%
Avg commute (minutes)30.8

Poverty

All people 8.5%
Under 18 years 11.4%
18 and over 7.8%
Married-couple families 3.8%
Female-led households 10.9%

Income support

Source% of households
Social Security29.0%
Retirement income22.4%
Supplemental Security6.7%
Cash public assistance4.6%
Food stamps / SNAP6.4%

Health indicators

Condition%
Obesity18.0%
High blood pressure24.3%
High cholesterol28.0%
Diabetes9.6%
Heart disease4.1%
Stroke2.1%
Asthma7.2%
Arthritis15.6%
Kidney disease2.1%
Pulmonary disease3.7%
Cancer4.5%
Behavior / access%
Smoking8.9%
Binge drinking14.0%
No physical activity20.4%
Less than 7 hrs sleep29.1%
Depression11.2%
Fair or poor health10.9%
Poor mental health10.8%
Poor physical health7.1%
No health insurance9.6%
Visited doctor (checkup)64.9%
Visited dentist63.8%
Cholesterol screening90.9%
Teeth loss7.2%

Veterans & disability

VeteransCount%
Civilian veterans1,0233.0%
Disability%
Any disability9.4%
Under 182.0%
18–64 years5.2%
65 and over34.5%

Health insurance coverage

Type%
Private insurance77.2%
Public insurance27.8%
No insurance4.3%
Uninsured under 193.0%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only39,14695.5%
Spanish11,68629.9%
Other Indo-European1,4983.8%
Asian & Pacific Islander5581.4%
Other languages9,62224.6%

Place of birth & citizenship

OriginCount%
Native born (US)19,66148.0%
Born in same state19,08946.6%
Born in different state16,01739.1%
Foreign born5721.4%
Naturalized citizen21,32052.0%
Not a US citizen14,62168.6%

Ancestry

AncestryCount%
French9542.3%
Italian5791.4%
Arab3610.9%
Polish1090.3%
AncestryCount%
English850.2%
German610.1%
Dutch510.1%
Irish110%

Technology access

Metric% of households
Computer access29.4%
Internet access96.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95132

What city is ZIP code 95132 in?

ZIP code 95132 is primarily assigned to San Jose, California.

What county is ZIP code 95132 in?

ZIP code 95132 falls within Santa Clara County, California.

Is Spanish widely spoken in ZIP code 95132?

Approximately 30% of households in ZIP code 95132 speak Spanish as a primary language.

How educated is the population of ZIP code 95132?

50% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the median household income in ZIP code 95132?

The median household income in ZIP code 95132 is $164,447, above the national median of ~$75,000.

What is the typical home value in ZIP code 95132?

The median home value in ZIP code 95132 is $1,213,200.

What timezone is ZIP code 95132 in?

ZIP code 95132 observes the PST timezone.

Need the complete ZIP code database? Download all 42,000+ US ZIP codes — Excel, CSV, or Access. Includes lat/lng, county FIPS & timezone.
Download database →