95131 ZIP Code — San Jose, CA

Santa Clara County, California

ZIP code 95131 is located in San Jose, California, within Santa Clara County. It covers approximately 5.78 square miles and serves a population of 31,335 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 341/408/510/650/669.

About ZIP code 95131

The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $1,112,000. Owner-occupancy sits near the national average at 63%.

The gap between median ($164,227) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 29 minutes is near the national average. Remote work is prevalent — 21% of workers work from home.

Educational attainment is high — 57% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Notable community characteristics include Spanish spoken in 30% of households.

Overall, ZIP code 95131 reflects a community defined by a highly educated population and a high rate of remote workers.

31,335

population

5.78

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

95131 ZIP code map

Cities in ZIP code 95131

Below are the cities the US Postal Service accepts for ZIP code 95131. Using any city not on this list may result in mail delivery delays.

City	Status
San Jose	Preferred

Nearby ZIP codes

95133 San Jose (2.5 mi) 95101 San Jose (3.1 mi) 95110 San Jose (3.1 mi) 95053 Santa Clara (3.3 mi) 95054 Santa Clara (3.3 mi) 95112 San Jose (3.4 mi) 95134 San Jose (3.5 mi) 95190 San Jose (3.6 mi) 95196 San Jose (3.6 mi) 95191 San Jose (3.6 mi) 95194 San Jose (3.6 mi) 95193 San Jose (3.6 mi)

Demographics updated 05/2026

Population
Total population	31,335
Population density	5,421 / sq mi
State FIPS	06
County FIPS	085

Geography
Land area	5.78 sq mi
Water area	0.00 sq mi
Latitude	37.3874
Longitude	-121.9023
Timezone	Pacific (PT)
Area code	341/408/510/650/669

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	15.9%	19.3%	32.6%
$50k – $100k	19.6%	19.7%	27.7%
$100k – $200k	32.3%	31.0%	26.4%
Over $200k	32.2%	30.0%	13.3%

Demographics & statistics

31,335

Population

5,421

People per sq mi

36.7

Median age

$164,227

Median household income

$62,617

Per capita income

$1,112,000

Median home value

$2,964

Median monthly rent

63.2%

Home ownership

7.1%

Poverty rate

5.6%

Unemployment

6,453

Housing units

57.1%

Bachelor's or higher

Age distribution

Male Female

973

Under 5

830

818

5–9

698

944

10–14

806

983

15–19

839

1,116

20–24

953

3,075

25–34

2,624

2,625

35–44

2,239

2,481

45–54

2,117

1,017

55–59

868

754

60–64

643

1,228

65–74

1,048

715

75–84

610

179

85+

152

← Male

Female →

Age summary

Group	Count	%
Under 18	6,037	19.3%
18 and over	25,298	80.7%
65 and over	3,932	12.5%
Median age	36.7 years

Race & ethnicity

Asian 62.7%

Hispanic or Latino 11.2%

White 10.3%

Two or more races 7.8%

Other race 5.9%

Black or African American 1.2%

American Indian / Alaska Native 0.6%

Native Hawaiian / Pacific Islander 0.3%

Group	Count	%
Asian	22,142	62.7%
Hispanic or Latino	3,959	11.2%
White	3,623	10.3%
Two or more races	2,736	7.8%
Other race	2,083	5.9%
Black or African American	422	1.2%
American Indian / Alaska Native	211	0.6%
Native Hawaiian / Pacific Islander	118	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	15.9%	19.3%	32.6%
$50k – $100k	19.6%	19.7%	27.7%
$100k – $200k	32.3%	31.0%	26.4%
Over $200k	32.2%	30.0%	13.3%

Under $10k 1.4%

$10k–$15k 1.2%

$15k–$25k 2.1%

$25k–$35k 3.5%

$35k–$50k 3.3%

$50k–$75k 6.9%

$75k–$100k 9.1%

$100k–$150k 17.9%

$150k–$200k 15.6%

$200k+ 39.1%

Range	% of households
Under $10k	1.4%
$10k–$15k	1.2%
$15k–$25k	2.1%
$25k–$35k	3.5%
$35k–$50k	3.3%
$50k–$75k	6.9%
$75k–$100k	9.1%
$100k–$150k	17.9%
$150k–$200k	15.6%
$200k+	39.1%
Median income	$164,227

Housing

Home values

Under $50k 1.7%

$50k–$100k 1.8%

$100k–$150k 2.1%

$150k–$200k 0.8%

$200k–$300k 4.9%

$300k–$500k 1.9%

$500k–$1M 22.2%

$1M+ 64.5%

Housing overview

Metric	Value
Median home value	$1,112,000
Median rent / month	$2,964
Owner occupied	63.2%
Renter occupied	36.8%
Vacant	2.9%
Single-family detached	46.0%
Large apartment buildings	7.8%
Mobile homes	8.1%
Median rooms	5.1
Avg household size (owned)	3.19

Year built

Era	%
2020 or later	0.0%
2010–2019	4.0%
2000–2009	11.4%
1990–1999	24.4%
1980–1989	27.3%
1970–1979	28.3%
1960–1969	2.5%
1950–1959	1.0%
1940–1949	0.1%
1939 or earlier	1.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.9%
1 bedroom	7.1%
2 bedrooms	26.2%
3 bedrooms	35.5%
4 bedrooms	26.9%
5+ bedrooms	3.4%

Vehicles per household

Vehicles	% of households
No vehicle	2.9%
1 vehicle	25.3%
2 vehicles	39.5%
3 or more	32.3%

Heating fuel

Fuel type	%
Utility gas	68.1%
Electricity	29.2%
Propane / LP gas	1.1%
Solar	0.1%
No fuel used	1.5%

Households & families

Household type	Count	%
Married-couple family	6,291	64.5%
Cohabiting couple	526	5.4%
Male householder, no spouse	1,805	18.5%
Female householder, no spouse	1,132	11.6%
Households with children under 18	3,634	37.3%
Households with seniors (65+)	2,393	24.5%
Average household size	3.19

Marital status

Status	Male	Female
Never married	40.5%	29.5%
Married	54.1%	58.2%
Separated	0.5%	1.7%
Widowed	0.9%	5.4%
Divorced	4.1%	5.2%

Education

Less than 9th grade 8.9%

Some HS, no diploma 3.7%

HS graduate 11.3%

Some college, no degree 11.9%

Associate's degree 7.2%

Bachelor's degree 31.8%

Graduate / professional 25.3%

Metric	%
HS diploma or higher	87.4%
Bachelor's or higher	57.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	372	4.7%
Kindergarten	488	6.2%
Elementary school	2,476	31.4%
High school	1,548	19.7%
College / grad school	2,989	38.0%

Employment

Industry of employment

Manufacturing 23.5%

Professional & management 21.8%

Education & healthcare 17.2%

Retail trade 6.8%

Information 5.6%

Arts, food & hospitality 5.3%

Other services 4.9%

Construction 4.3%

Transportation & utilities 3.3%

Finance & real estate 3.3%

Public administration 1.7%

Wholesale trade 1.5%

Agriculture & mining 0.7%

Occupation

Category	%
Management, business & arts	60.3%
Service	11.1%
Sales & office	15.9%
Natural resources & construction	4.9%
Production & transportation	7.7%

Employment type

Type	%
Private sector	89.3%
Government	7.8%
Self-employed	2.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	62.8%
Carpool	10.7%
Public transit	2.7%
Walk	0.9%
Work from home	21.3%
Other means	1.6%
Avg commute (minutes)	29.4

Poverty

All people 7.1%

Under 18 years 9.9%

18 and over 6.4%

Married-couple families 3.5%

Female-led households 11.5%

Income support

Source	% of households
Social Security	21.0%
Retirement income	16.7%
Supplemental Security	7.1%
Cash public assistance	4.6%
Food stamps / SNAP	4.5%

Health indicators

Condition	%
Obesity	16.5%
High blood pressure	21.6%
High cholesterol	25.7%
Diabetes	8.5%
Heart disease	3.2%
Stroke	1.7%
Asthma	6.7%
Arthritis	12.8%
Kidney disease	1.7%
Pulmonary disease	2.9%
Cancer	3.5%

Behavior / access	%
Smoking	8.6%
Binge drinking	13.9%
No physical activity	19.5%
Less than 7 hrs sleep	29.6%
Depression	10.4%
Fair or poor health	9.7%
Poor mental health	10.5%
Poor physical health	6.2%
No health insurance	9.2%
Visited doctor (checkup)	63.1%
Visited dentist	63.2%
Cholesterol screening	90.2%
Teeth loss	6.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	475	1.9%

Disability	%
Any disability	7.9%
Under 18	2.4%
18–64 years	5.4%
65 and over	30.4%

Health insurance coverage

Type	%
Private insurance	77.4%
Public insurance	27.7%
No insurance	2.9%
Uninsured under 19	1.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	29,532	94.2%
Spanish	8,709	29.5%
Other Indo-European	936	3.2%
Asian & Pacific Islander	345	1.2%
Other languages	7,400	25.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	14,317	45.7%
Born in same state	13,872	44.3%
Born in different state	11,679	37.3%
Foreign born	445	1.4%
Naturalized citizen	17,018	54.3%
Not a US citizen	9,740	57.2%

Ancestry

Ancestry	Count	%
Italian	502	1.6%
French	499	1.6%
Arab	229	0.7%
Polish	79	0.3%

Ancestry	Count	%
Norwegian	41	0.1%
English	22	0.1%
German	9	0%

Technology access

Metric	% of households
Computer access	31.1%
Internet access	98.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95131

What city is ZIP code 95131 in?

ZIP code 95131 is primarily assigned to San Jose, California.

What county is ZIP code 95131 in?

ZIP code 95131 falls within Santa Clara County, California.

Is Spanish widely spoken in ZIP code 95131?

Approximately 30% of households in ZIP code 95131 speak Spanish as a primary language.

How educated is the population of ZIP code 95131?

57% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the median household income in ZIP code 95131?

The median household income in ZIP code 95131 is $164,227, above the national median of ~$75,000.

What is the typical home value in ZIP code 95131?

The median home value in ZIP code 95131 is $1,112,000.

What timezone is ZIP code 95131 in?

ZIP code 95131 observes the PST timezone.