94123 ZIP Code — San Francisco, CA

San Francisco County, California

ZIP code 94123 is located in San Francisco, California, within San Francisco County. It covers approximately 1.08 square miles and serves a population of 24,721 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 415.

About ZIP code 94123

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $2,000,000. Renters make up the majority at 72%, typical of denser urban areas.

The gap between median ($211,854) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 5% is below the national average.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 33 minutes is near the national average. Remote work is prevalent — 32% of workers work from home.

Educational attainment is high — 86% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 94123 reflects a community defined by a highly educated population and a high rate of remote workers.

24,721

population

1.08

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

94123 ZIP code map

Cities in ZIP code 94123

Below are the cities the US Postal Service accepts for ZIP code 94123. Using any city not on this list may result in mail delivery delays.

City	Status
San Francisco	Preferred

Nearby ZIP codes

94109 San Francisco (0.9 mi) 94115 San Francisco (1.1 mi) 94133 San Francisco (1.5 mi) 94129 San Francisco (1.6 mi) 94108 San Francisco (1.7 mi) 94102 San Francisco (1.9 mi) 94118 San Francisco (1.9 mi) 94104 San Francisco (2 mi) 94137 San Francisco (2.1 mi) 94141 San Francisco (2.1 mi) 94143 San Francisco (2.1 mi) 94139 San Francisco (2.1 mi)

Demographics updated 06/2026

Population
Total population	24,721
Population density	22,890 / sq mi
State FIPS	06
County FIPS	075

Geography
Land area	1.08 sq mi
Water area	0.29 sq mi
Latitude	37.8018
Longitude	-122.4365
Timezone	Pacific (PT)
Area code	415

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	12.2%	25.4%	32.6%
$50k – $100k	12.5%	18.5%	27.7%
$100k – $200k	31.1%	27.2%	26.4%
Over $200k	44.1%	29.0%	13.3%

Demographics & statistics

24,721

Population

22,890

People per sq mi

33.7

Median age

$211,854

Median household income

$159,220

Per capita income

$2,000,000

Median home value

$3,107

Median monthly rent

28.5%

Home ownership

4.5%

Poverty rate

2.4%

Unemployment

5,739

Housing units

86.3%

Bachelor's or higher

Age distribution

Male Female

691

Under 5

766

286

5–9

317

331

10–14

366

286

15–19

317

569

20–24

630

4,118

25–34

4,566

1,834

35–44

2,034

1,445

45–54

1,602

365

55–59

404

478

60–64

529

708

65–74

785

427

75–84

473

187

85+

207

← Male

Female →

Age summary

Group	Count	%
Under 18	3,251	13.2%
18 and over	21,470	86.8%
65 and over	2,787	11.3%
Median age	33.7 years

Race & ethnicity

White 70.6%

Two or more races 9.9%

Asian 9.7%

Hispanic or Latino 6.7%

Other race 2%

Native Hawaiian / Pacific Islander 0.4%

Black or African American 0.4%

American Indian / Alaska Native 0.2%

Group	Count	%
White	18,716	70.6%
Two or more races	2,630	9.9%
Asian	2,562	9.7%
Hispanic or Latino	1,777	6.7%
Other race	540	2%
Native Hawaiian / Pacific Islander	113	0.4%
Black or African American	101	0.4%
American Indian / Alaska Native	59	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	12.2%	25.4%	32.6%
$50k – $100k	12.5%	18.5%	27.7%
$100k – $200k	31.1%	27.2%	26.4%
Over $200k	44.1%	29.0%	13.3%

Under $10k 1.9%

$10k–$15k 2.0%

$15k–$25k 1.5%

$25k–$35k 0.8%

$35k–$50k 4.2%

$50k–$75k 5.2%

$75k–$100k 5.2%

$100k–$150k 12.0%

$150k–$200k 13.2%

$200k+ 54.0%

Range	% of households
Under $10k	1.9%
$10k–$15k	2.0%
$15k–$25k	1.5%
$25k–$35k	0.8%
$35k–$50k	4.2%
$50k–$75k	5.2%
$75k–$100k	5.2%
$100k–$150k	12.0%
$150k–$200k	13.2%
$200k+	54.0%
Median income	$211,854

Housing

Home values

Under $50k 1.1%

$300k–$500k 1.5%

$500k–$1M 2.9%

$1M+ 94.5%

Housing overview

Metric	Value
Median home value	$2,000,000
Median rent / month	$3,107
Owner occupied	28.5%
Renter occupied	71.5%
Vacant	14.2%
Single-family detached	8.6%
Large apartment buildings	14.3%
Mobile homes	0.1%
Median rooms	3.9
Avg household size (owned)	2.34

Year built

Era	%
2020 or later	0.0%
2010–2019	1.5%
2000–2009	2.6%
1990–1999	3.6%
1980–1989	4.0%
1970–1979	6.8%
1960–1969	9.4%
1950–1959	6.6%
1940–1949	6.8%
1939 or earlier	58.8%

Bedrooms

Size	% of units
No bedroom (studio)	13.1%
1 bedroom	34.0%
2 bedrooms	28.9%
3 bedrooms	15.3%
4 bedrooms	5.4%
5+ bedrooms	3.3%

Vehicles per household

Vehicles	% of households
No vehicle	25.1%
1 vehicle	54.1%
2 vehicles	17.5%
3 or more	3.2%

Heating fuel

Fuel type	%
Utility gas	57.3%
Electricity	30.9%
Propane / LP gas	3.3%
Wood	0.1%
No fuel used	6.6%

Households & families

Household type	Count	%
Married-couple family	3,833	30.1%
Cohabiting couple	1,223	9.6%
Male householder, no spouse	3,396	26.7%
Female householder, no spouse	4,280	33.6%
Households with children under 18	1,874	14.7%
Households with seniors (65+)	2,185	17.2%
Average household size	1.93

Marital status

Status	Male	Female
Never married	54.2%	52.6%
Married	39.5%	34.9%
Separated	2.2%	0.5%
Widowed	1.1%	3.5%
Divorced	3.1%	8.6%

Education

Less than 9th grade 0.7%

Some HS, no diploma 0.8%

HS graduate 3.3%

Some college, no degree 6.8%

Associate's degree 2.1%

Bachelor's degree 52.5%

Graduate / professional 33.8%

Metric	%
HS diploma or higher	98.5%
Bachelor's or higher	86.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	493	16.8%
Kindergarten	88	3.0%
Elementary school	1,014	34.5%
High school	561	19.1%
College / grad school	785	26.7%

Employment

Industry of employment

Professional & management 38.6%

Finance & real estate 17.0%

Education & healthcare 9.6%

Retail trade 9.5%

Information 6.4%

Manufacturing 4.2%

Arts, food & hospitality 3.2%

Construction 2.9%

Wholesale trade 2.6%

Transportation & utilities 2.4%

Other services 2.1%

Public administration 1.5%

Agriculture & mining 0.1%

Occupation

Category	%
Management, business & arts	72.7%
Service	2.7%
Sales & office	22.3%
Natural resources & construction	1.2%
Production & transportation	1.1%

Employment type

Type	%
Private sector	88.6%
Government	4.3%
Self-employed	6.7%
Unpaid family workers	0.4%

Commute

Method	%
Drive alone	24.8%
Carpool	6.3%
Public transit	20.7%
Walk	6.3%
Work from home	31.8%
Other means	10.1%
Avg commute (minutes)	32.6

Poverty

All people 4.5%

Under 18 years 2.1%

18 and over 4.8%

Married-couple families 3.0%

Female-led households 6.0%

Income support

Source	% of households
Social Security	14.7%
Retirement income	10.8%
Supplemental Security	0.3%
Cash public assistance	1.6%
Food stamps / SNAP	1.6%

Health indicators

Condition	%
Obesity	17.8%
High blood pressure	18.0%
High cholesterol	22.9%
Diabetes	4.6%
Heart disease	3.0%
Stroke	1.3%
Asthma	8.6%
Arthritis	13.0%
Kidney disease	1.6%
Pulmonary disease	2.6%
Cancer	5.1%

Behavior / access	%
Smoking	6.1%
Binge drinking	23.0%
No physical activity	9.5%
Less than 7 hrs sleep	25.3%
Depression	16.7%
Fair or poor health	5.7%
Poor mental health	12.2%
Poor physical health	5.0%
No health insurance	5.4%
Visited doctor (checkup)	62.3%
Visited dentist	76.1%
Cholesterol screening	92.0%
Teeth loss	4.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	566	2.6%

Disability	%
Any disability	5.5%
Under 18	0.2%
18–64 years	3.2%
65 and over	26.9%

Health insurance coverage

Type	%
Private insurance	92.8%
Public insurance	14.3%
No insurance	1.3%
Uninsured under 19	0.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	23,264	94.1%
Spanish	608	2.6%
Other Indo-European	286	1.2%
Asian & Pacific Islander	204	0.9%
Other languages	113	0.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	20,674	83.6%
Born in same state	20,153	81.5%
Born in different state	11,360	46.0%
Foreign born	521	2.1%
Naturalized citizen	4,047	16.4%
Not a US citizen	1,981	48.9%

Ancestry

Ancestry	Count	%
Italian	3,428	13.9%
French	2,673	10.8%
Arab	504	2%
Polish	465	1.9%
English	278	1.1%

Ancestry	Count	%
German	181	0.7%
Dutch	154	0.6%
Norwegian	141	0.6%
Irish	92	0.4%

Technology access

Metric	% of households
Computer access	51.5%
Internet access	98.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 94123

What city is ZIP code 94123 in?

ZIP code 94123 is primarily assigned to San Francisco, California.

What county is ZIP code 94123 in?

ZIP code 94123 falls within San Francisco County, California.

How educated is the population of ZIP code 94123?

86% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 94123 mostly rentals?

72% of occupied units in ZIP code 94123 are renter-occupied.

What is the median household income in ZIP code 94123?

The median household income in ZIP code 94123 is $211,854, above the national median of ~$75,000.

What is the typical home value in ZIP code 94123?

The median home value in ZIP code 94123 is $2,000,000.

What timezone is ZIP code 94123 in?

ZIP code 94123 observes the PST timezone.