94108 ZIP Code — San Francisco, CA

San Francisco County, California

ZIP code 94108 is located in San Francisco, California, within San Francisco County. It covers approximately 0.26 square miles and serves a population of 12,070 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 341/415/510/628/650.

About ZIP code 94108

The housing stock consists of a significant share of large multi-unit buildings. Most homes were built in the pre-1940, giving the area an established character. Median home value is $1,295,700. Renters make up the majority at 90%, typical of denser urban areas.

The gap between median ($68,768) and mean household income suggests income inequality — a small number of higher earners pull the average up. Poverty affects 19% of residents, above the national average.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 27 minutes is near the national average. Remote work is prevalent — 24% of workers work from home.

Educational attainment is high — 47% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Notable community characteristics include Spanish spoken in 36% of households.

Overall, ZIP code 94108 reflects a community defined by economic challenges above the national average and a high rate of remote workers.

12,070

population

0.26

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

94108 ZIP code map

Cities in ZIP code 94108

Below are the cities the US Postal Service accepts for ZIP code 94108. Using any city not on this list may result in mail delivery delays.

City	Status
San Francisco	Preferred

Nearby ZIP codes

94104 San Francisco (0.4 mi) 94109 San Francisco (0.8 mi) 94111 San Francisco (0.8 mi) 94105 San Francisco (0.8 mi) 94102 San Francisco (0.9 mi) 94103 San Francisco (1.1 mi) 94141 San Francisco (1.2 mi) 94137 San Francisco (1.2 mi) 94145 San Francisco (1.2 mi) 94143 San Francisco (1.2 mi) 94144 San Francisco (1.2 mi) 94139 San Francisco (1.2 mi)

Demographics updated 06/2026

Population
Total population	12,070
Population density	46,423 / sq mi
State FIPS	06
County FIPS	075

Geography
Land area	0.26 sq mi
Water area	0.00 sq mi
Latitude	37.7909
Longitude	-122.4087
Timezone	Pacific (PT)
Area code	341/415/510/628/650

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.4%	25.4%	32.6%
$50k – $100k	20.7%	18.5%	27.7%
$100k – $200k	23.1%	27.2%	26.4%
Over $200k	12.7%	29.0%	13.3%

Demographics & statistics

12,070

Population

46,423

People per sq mi

43.4

Median age

$68,768

Median household income

$63,658

Per capita income

$1,295,700

Median home value

$1,492

Median monthly rent

10.1%

Home ownership

18.6%

Poverty rate

5.8%

Unemployment

2,139

Housing units

46.8%

Bachelor's or higher

Age distribution

Male Female

140

Under 5

144

148

5–9

152

149

10–14

153

203

15–19

210

327

20–24

338

1,281

25–34

1,321

840

35–44

867

565

45–54

584

524

55–59

540

311

60–64

321

665

65–74

686

506

75–84

522

282

85+

291

← Male

Female →

Age summary

Group	Count	%
Under 18	1,130	9.4%
18 and over	10,940	90.6%
65 and over	2,952	24.5%
Median age	43.4 years

Race & ethnicity

Asian 54.5%

White 29.5%

Two or more races 7%

Hispanic or Latino 4.5%

Other race 2.3%

Black or African American 1.5%

American Indian / Alaska Native 0.7%

Group	Count	%
Asian	6,892	54.5%
White	3,725	29.5%
Two or more races	884	7%
Hispanic or Latino	573	4.5%
Other race	292	2.3%
Black or African American	194	1.5%
American Indian / Alaska Native	83	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	43.4%	25.4%	32.6%
$50k – $100k	20.7%	18.5%	27.7%
$100k – $200k	23.1%	27.2%	26.4%
Over $200k	12.7%	29.0%	13.3%

Under $10k 6.7%

$10k–$15k 9.8%

$15k–$25k 10.7%

$25k–$35k 5.9%

$35k–$50k 9.7%

$50k–$75k 10.1%

$75k–$100k 8.3%

$100k–$150k 14.6%

$150k–$200k 7.8%

$200k+ 16.5%

Range	% of households
Under $10k	6.7%
$10k–$15k	9.8%
$15k–$25k	10.7%
$25k–$35k	5.9%
$35k–$50k	9.7%
$50k–$75k	10.1%
$75k–$100k	8.3%
$100k–$150k	14.6%
$150k–$200k	7.8%
$200k+	16.5%
Median income	$68,768

Housing

Home values

Under $50k 7.0%

$200k–$300k 3.1%

$500k–$1M 25.3%

$1M+ 64.6%

Housing overview

Metric	Value
Median home value	$1,295,700
Median rent / month	$1,492
Owner occupied	10.1%
Renter occupied	89.9%
Vacant	18.6%
Single-family detached	1.0%
Large apartment buildings	63.3%
Mobile homes	0.0%
Median rooms	2.5
Avg household size (owned)	1.76

Year built

Era	%
2020 or later	0.0%
2010–2019	0.4%
2000–2009	2.1%
1990–1999	3.3%
1980–1989	4.2%
1970–1979	7.8%
1960–1969	7.9%
1950–1959	2.2%
1940–1949	4.2%
1939 or earlier	67.9%

Bedrooms

Size	% of units
No bedroom (studio)	45.3%
1 bedroom	28.0%
2 bedrooms	15.8%
3 bedrooms	7.0%
4 bedrooms	1.0%
5+ bedrooms	2.8%

Vehicles per household

Vehicles	% of households
No vehicle	68.6%
1 vehicle	26.5%
2 vehicles	4.2%
3 or more	0.6%

Heating fuel

Fuel type	%
Utility gas	36.3%
Electricity	47.1%
Propane / LP gas	1.6%
Fuel oil	1.2%
No fuel used	9.8%

Households & families

Household type	Count	%
Married-couple family	1,707	26.3%
Cohabiting couple	361	5.6%
Male householder, no spouse	1,882	29.0%
Female householder, no spouse	2,533	39.1%
Households with children under 18	761	11.7%
Households with seniors (65+)	2,236	34.5%
Average household size	1.83

Marital status

Status	Male	Female
Never married	49.9%	38.9%
Married	38.8%	35.6%
Separated	0.7%	1.4%
Widowed	2.7%	12.0%
Divorced	7.9%	12.2%

Education

Less than 9th grade 16.6%

Some HS, no diploma 7.7%

HS graduate 15.7%

Some college, no degree 9.8%

Associate's degree 3.5%

Bachelor's degree 28.5%

Graduate / professional 18.3%

Metric	%
HS diploma or higher	75.7%
Bachelor's or higher	46.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	27	1.4%
Kindergarten	37	2.0%
Elementary school	500	26.5%
High school	320	17.0%
College / grad school	1,001	53.1%

Employment

Industry of employment

Professional & management 29.1%

Education & healthcare 15.4%

Arts, food & hospitality 13.1%

Finance & real estate 11.0%

Retail trade 9.6%

Other services 4.7%

Information 4.2%

Manufacturing 3.9%

Transportation & utilities 3.3%

Public administration 2.2%

Construction 2.1%

Wholesale trade 1.3%

Agriculture & mining 0.2%

Occupation

Category	%
Management, business & arts	54.3%
Service	18.8%
Sales & office	19.8%
Natural resources & construction	1.7%
Production & transportation	5.3%

Employment type

Type	%
Private sector	79.7%
Government	10.6%
Self-employed	9.5%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	9.3%
Carpool	3.6%
Public transit	21.4%
Walk	39.1%
Work from home	23.8%
Other means	3.0%
Avg commute (minutes)	26.7

Poverty

All people 18.6%

Under 18 years 26.6%

18 and over 17.7%

Married-couple families 13.4%

Female-led households 23.7%

Income support

Source	% of households
Social Security	25.0%
Retirement income	11.0%
Supplemental Security	13.0%
Cash public assistance	4.4%
Food stamps / SNAP	16.6%

Health indicators

Condition	%
Obesity	16.7%
High blood pressure	30.0%
High cholesterol	31.2%
Diabetes	13.1%
Heart disease	6.6%
Stroke	3.6%
Asthma	8.2%
Arthritis	19.4%
Kidney disease	3.0%
Pulmonary disease	5.8%
Cancer	5.2%

Behavior / access	%
Smoking	11.4%
Binge drinking	14.2%
No physical activity	24.7%
Less than 7 hrs sleep	29.9%
Depression	13.4%
Fair or poor health	16.1%
Poor mental health	12.2%
Poor physical health	9.5%
No health insurance	11.1%
Visited doctor (checkup)	67.0%
Visited dentist	57.0%
Cholesterol screening	89.8%
Teeth loss	14.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	281	2.6%

Disability	%
Any disability	14.1%
Under 18	1.0%
18–64 years	6.7%
65 and over	39.0%

Health insurance coverage

Type	%
Private insurance	62.3%
Public insurance	45.1%
No insurance	3.4%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	11,786	97.6%
Spanish	4,209	35.7%
Other Indo-European	93	0.8%
Asian & Pacific Islander	128	1.1%
Other languages	3,988	33.8%

Place of birth & citizenship

Origin	Count	%
Native born (US)	6,222	51.5%
Born in same state	5,880	48.7%
Born in different state	3,380	28.0%
Foreign born	342	2.8%
Naturalized citizen	5,848	48.5%
Not a US citizen	3,491	59.7%

Ancestry

Ancestry	Count	%
Italian	789	6.5%
French	464	3.8%
Arab	234	1.9%
Polish	128	1.1%
Irish	55	0.5%

Ancestry	Count	%
English	27	0.2%
Norwegian	23	0.2%
German	17	0.1%
Dutch	10	0.1%

Technology access

Metric	% of households
Computer access	53.7%
Internet access	90.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 94108

What city is ZIP code 94108 in?

ZIP code 94108 is primarily assigned to San Francisco, California.

What county is ZIP code 94108 in?

ZIP code 94108 falls within San Francisco County, California.

Is ZIP code 94108 mostly rentals?

90% of occupied units in ZIP code 94108 are renter-occupied.

Is Spanish widely spoken in ZIP code 94108?

Approximately 36% of households in ZIP code 94108 speak Spanish as a primary language.

What is the poverty rate in ZIP code 94108?

19% of residents in ZIP code 94108 live below the poverty line, above the national average.

How educated is the population of ZIP code 94108?

47% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What timezone is ZIP code 94108 in?

ZIP code 94108 observes the PST timezone.