52072 ZIP Code — Saint Olaf, IA

Clayton County, Iowa

ZIP code 52072 is located in Saint Olaf, Iowa, within Clayton County. It covers approximately 33.22 square miles and serves a population of 792 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 563.

About ZIP code 52072

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $112,500. Owner-occupancy sits near the national average at 52%.

Median household income is $75,150. Poverty affects 46% of residents, above the national average. 45% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with education and healthcare as the leading industry. The average commute of 21 minutes is near the national average.

College attainment at 7% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include disability rates above the national average at 52%.

Overall, ZIP code 52072 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, and a significant Social Security-dependent population.

792

population

33.22

sq mi land

Standard

ZIP type

Central (CT)

timezone

52072 ZIP code map

Cities in ZIP code 52072

Below are the cities the US Postal Service accepts for ZIP code 52072. Using any city not on this list may result in mail delivery delays.

City	Status
Saint Olaf	Preferred

Nearby ZIP codes

52047 Farmersburg (3.6 mi) 52043 Elkader (6.2 mi) 52157 Mc Gregor (8.9 mi) 52049 Garnavillo (9.4 mi) 52156 Luana (9.5 mi) 52077 Volga (11.1 mi) 52159 Monona (11.5 mi) 52141 Elgin (12.7 mi) 52162 Postville (14.3 mi) 52169 Wadena (15.7 mi) 53801 Bagley (16.1 mi) 52135 Clermont (16.3 mi)

Demographics updated 05/2026

Population
Total population	792
Population density	24 / sq mi
State FIPS	19
County FIPS	043

Geography
Land area	33.22 sq mi
Water area	0.00 sq mi
Latitude	42.9286
Longitude	-91.3854
Timezone	Central (CT)
Area code	563

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	22.5%	44.7%	40.1%
$50k – $100k	68.3%	35.1%	33.4%
$100k – $200k	9.2%	17.0%	21.5%
Over $200k	0.0%	3.2%	5.0%

Demographics & statistics

792

Population

People per sq mi

62.2

Median age

$75,150

Median household income

$21,138

Per capita income

$112,500

Median home value

Median monthly rent

52.4%

Home ownership

45.8%

Poverty rate

1.2%

Unemployment

113

Housing units

6.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

126

65–74

75–84

← Male

Female →

Age summary

Group	Count	%
Under 18	67	8.5%
18 and over	725	91.5%
65 and over	293	37.0%
Median age	62.2 years

Race & ethnicity

White 96.5%

Two or more races 2.3%

Black or African American 1.3%

Group	Count	%
White	764	96.5%
Two or more races	18	2.3%
Black or African American	10	1.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	22.5%	44.7%	40.1%
$50k – $100k	68.3%	35.1%	33.4%
$100k – $200k	9.2%	17.0%	21.5%
Over $200k	0.0%	3.2%	5.0%

$10k–$15k 1.6%

$15k–$25k 1.1%

$25k–$35k 18.2%

$35k–$50k 17.1%

$50k–$75k 11.2%

$75k–$100k 19.8%

$100k–$150k 28.9%

$150k–$200k 2.1%

Range	% of households
$10k–$15k	1.6%
$15k–$25k	1.1%
$25k–$35k	18.2%
$35k–$50k	17.1%
$50k–$75k	11.2%
$75k–$100k	19.8%
$100k–$150k	28.9%
$150k–$200k	2.1%
Median income	$75,150

Housing

Home values

Under $50k 11.2%

$50k–$100k 17.3%

$100k–$150k 51.0%

$150k–$200k 2.0%

$200k–$300k 17.3%

$1M+ 1.0%

Housing overview

Metric	Value
Median home value	$112,500
Median rent / month	$0
Owner occupied	52.4%
Renter occupied	47.6%
Vacant	7.4%
Single-family detached	75.7%
Large apartment buildings	0.0%
Mobile homes	0.5%
Median rooms	7.3
Avg household size (owned)	1.99

Year built

Era	%
2020 or later	0.0%
2010–2019	0.0%
2000–2009	3.0%
1990–1999	0.0%
1980–1989	7.9%
1970–1979	24.3%
1960–1969	2.5%
1950–1959	3.5%
1940–1949	9.4%
1939 or earlier	49.5%

Bedrooms

Size	% of units
No bedroom (studio)	14.4%
1 bedroom	0.0%
2 bedrooms	25.7%
3 bedrooms	31.2%
4 bedrooms	18.3%
5+ bedrooms	10.4%

Vehicles per household

Vehicles	% of households
No vehicle	10.7%
1 vehicle	16.0%
2 vehicles	24.1%
3 or more	49.2%

Heating fuel

Fuel type	%
Utility gas	21.4%
Electricity	28.9%
Propane / LP gas	41.7%
Wood	8.0%

Households & families

Household type	Count	%
Married-couple family	88	47.1%
Cohabiting couple	9	4.8%
Male householder, no spouse	79	42.2%
Female householder, no spouse	11	5.9%
Households with children under 18	30	16.0%
Households with seniors (65+)	82	43.9%
Average household size	3.83

Marital status

Status	Male	Female
Never married	37.9%	32.7%
Married	24.8%	42.0%
Separated	0.0%	0.0%
Widowed	9.6%	4.3%
Divorced	27.7%	21.0%

Education

Less than 9th grade 2.8%

Some HS, no diploma 6.8%

HS graduate 56.8%

Some college, no degree 14.2%

Associate's degree 12.5%

Bachelor's degree 1.8%

Graduate / professional 5.0%

Metric	%
HS diploma or higher	90.4%
Bachelor's or higher	6.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	2	9.5%
Elementary school	12	57.1%
High school	2	9.5%
College / grad school	5	23.8%

Employment

Industry of employment

Education & healthcare 20.8%

Arts, food & hospitality 13.8%

Information 13.5%

Retail trade 11.6%

Manufacturing 11.3%

Construction 7.9%

Agriculture & mining 7.5%

Wholesale trade 5.7%

Other services 3.5%

Professional & management 2.5%

Transportation & utilities 0.6%

Finance & real estate 0.6%

Public administration 0.6%

Occupation

Category	%
Management, business & arts	17.6%
Service	26.4%
Sales & office	32.7%
Natural resources & construction	6.9%
Production & transportation	16.4%

Employment type

Type	%
Private sector	89.0%
Government	4.1%
Self-employed	6.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	88.7%
Carpool	4.7%
Public transit	0.0%
Walk	0.6%
Work from home	6.0%
Other means	0.0%
Avg commute (minutes)	21.2

Poverty

All people 45.8%

Under 18 years 3.0%

18 and over 49.8%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	44.9%
Retirement income	31.6%
Supplemental Security	10.7%
Cash public assistance	1.1%
Food stamps / SNAP	1.1%

Health indicators

Condition	%
Obesity	42.2%
High blood pressure	36.5%
High cholesterol	34.9%
Diabetes	11.5%
Heart disease	7.6%
Stroke	3.6%
Asthma	9.8%
Arthritis	26.8%
Kidney disease	3.3%
Pulmonary disease	8.4%
Cancer	7.3%

Behavior / access	%
Smoking	19.9%
Binge drinking	20.3%
No physical activity	28.1%
Less than 7 hrs sleep	31.1%
Depression	18.9%
Fair or poor health	15.6%
Poor mental health	14.0%
Poor physical health	11.4%
No health insurance	10.6%
Visited doctor (checkup)	74.8%
Visited dentist	62.4%
Cholesterol screening	87.9%
Teeth loss	16.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	38	5.2%

Disability	%
Any disability	52.4%
Under 18	0.0%
18–64 years	37.0%
65 and over	86.3%

Health insurance coverage

Type	%
Private insurance	51.4%
Public insurance	55.2%
No insurance	1.3%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	783	98.9%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	792	100.0%
Born in same state	768	97.0%
Born in different state	594	75.0%
Foreign born	24	3.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Polish	30	3.8%
French	24	3%

Ancestry	Count	%
Arab	17	2.1%
Italian	4	0.5%

Technology access

Metric	% of households
Computer access	23.6%
Internet access	88.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 52072

What city is ZIP code 52072 in?

ZIP code 52072 is primarily assigned to Saint Olaf, Iowa.

What county is ZIP code 52072 in?

ZIP code 52072 falls within Clayton County, Iowa.

What is the poverty rate in ZIP code 52072?

46% of residents in ZIP code 52072 live below the poverty line, above the national average.

Does ZIP code 52072 have an older population?

37% of residents in ZIP code 52072 are 65 or older, above the national average of ~17%.

How educated is the population of ZIP code 52072?

7% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 52072 have a large retiree population?

45% of households in ZIP code 52072 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 52072 in?

ZIP code 52072 observes the CST timezone.