52049 ZIP Code — Garnavillo, IA

Clayton County, Iowa

ZIP code 52049 is located in Garnavillo, Iowa, within Clayton County. It covers approximately 67.71 square miles and serves a population of 1,132 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 563.

About ZIP code 52049

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $152,800. Owner-occupancy is high at 83%, well above the national average.

Median household income is $74,083. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. The average commute of 24 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 52049 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,132
population
67.71
sq mi land
Standard
ZIP type
Central (CT)
timezone
52049 ZIP code map
Cities in ZIP code 52049

Below are the cities the US Postal Service accepts for ZIP code 52049. Using any city not on this list may result in mail delivery delays.

City Status
Garnavillo Acceptable
Garnavillo Preferred
Nearby ZIP codes
52157 Mc Gregor (7.4 mi) 53801 Bagley (7.4 mi) 52047 Farmersburg (9 mi) 52072 Saint Olaf (9.4 mi) 52043 Elkader (10.3 mi) 53810 Glen Haven (11.2 mi) 53821 Prairie Du Chien (11.7 mi) 52052 Guttenberg (12 mi) 52159 Monona (15.3 mi) 53804 Bloomington (15.8 mi) 52035 Colesburg (16.1 mi) 52156 Luana (16.9 mi)
Demographics updated 05/2026
Population
Total population 1,132
Population density 17 / sq mi
State FIPS 19
County FIPS 043
Geography
Land area 67.71 sq mi
Water area 2.41 sq mi
Latitude 42.8920
Longitude -91.2056
Timezone Central (CT)
Area code 563
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 30.5% 44.7% 40.1%
$50k – $100k 42.5% 35.1% 33.4%
$100k – $200k 24.0% 17.0% 21.5%
Over $200k 3.1% 3.2% 5.0%

Demographics & statistics

1,132
Population
17
People per sq mi
43.9
Median age
$74,083
Median household income
$37,245
Per capita income
$152,800
Median home value
$793
Median monthly rent
82.5%
Home ownership
8.8%
Poverty rate
1.0%
Unemployment
539
Housing units
20.4%
Bachelor's or higher

Age distribution

Male Female
38
Under 5
32
39
5–9
33
40
10–14
33
22
15–19
18
31
20–24
27
69
25–34
58
80
35–44
68
36
45–54
31
33
55–59
28
42
60–64
35
77
65–74
66
69
75–84
59
37
85+
31
← Male
Female →

Age summary

GroupCount%
Under 1822419.8%
18 and over90880.2%
65 and over33929.9%
Median age43.9 years

Race & ethnicity

White 95.5%
Two or more races 1.6%
Hispanic or Latino 1.5%
Other race 1.5%
GroupCount%
White1,09795.5%
Two or more races181.6%
Hispanic or Latino171.5%
Other race171.5%

Household income

Income range This ZIP County avg State avg
Under $50k 30.5% 44.7% 40.1%
$50k – $100k 42.5% 35.1% 33.4%
$100k – $200k 24.0% 17.0% 21.5%
Over $200k 3.1% 3.2% 5.0%
Under $10k 2.5%
$10k–$15k 4.4%
$15k–$25k 11.2%
$25k–$35k 10.0%
$35k–$50k 10.0%
$50k–$75k 12.9%
$75k–$100k 16.6%
$100k–$150k 18.1%
$150k–$200k 10.2%
$200k+ 4.0%
Range% of households
Under $10k2.5%
$10k–$15k4.4%
$15k–$25k11.2%
$25k–$35k10.0%
$35k–$50k10.0%
$50k–$75k12.9%
$75k–$100k16.6%
$100k–$150k18.1%
$150k–$200k10.2%
$200k+4.0%
Median income$74,083

Housing

Home values

Under $50k 2.8%
$50k–$100k 18.9%
$100k–$150k 27.1%
$150k–$200k 18.9%
$200k–$300k 18.9%
$300k–$500k 3.3%
$500k–$1M 10.0%

Housing overview

MetricValue
Median home value$152,800
Median rent / month$793
Owner occupied82.5%
Renter occupied17.5%
Vacant17.6%
Single-family detached86.2%
Large apartment buildings0.0%
Mobile homes6.0%
Median rooms6.2
Avg household size (owned)2.19

Year built

Era%
2020 or later0.0%
2010–20190.3%
2000–20095.7%
1990–19996.5%
1980–19898.3%
1970–197923.2%
1960–19699.5%
1950–195914.9%
1940–19496.5%
1939 or earlier25.1%

Bedrooms

Size% of units
No bedroom (studio)2.1%
1 bedroom4.4%
2 bedrooms29.5%
3 bedrooms36.5%
4 bedrooms21.7%
5+ bedrooms5.7%

Vehicles per household

Vehicles% of households
No vehicle5.6%
1 vehicle29.5%
2 vehicles36.4%
3 or more28.5%

Heating fuel

Fuel type%
Utility gas44.7%
Electricity18.5%
Propane / LP gas24.7%
Fuel oil3.5%
Wood8.7%

Households & families

Household typeCount%
Married-couple family29055.9%
Cohabiting couple112.1%
Male householder, no spouse11722.5%
Female householder, no spouse10119.5%
Households with children under 1810319.8%
Households with seniors (65+)22343.0%
Average household size2.14

Marital status

StatusMaleFemale
Never married33.0%9.2%
Married56.0%66.0%
Separated0.0%2.5%
Widowed1.7%16.3%
Divorced9.3%6.0%

Education

Less than 9th grade 3.1%
Some HS, no diploma 8.2%
HS graduate 37.1%
Some college, no degree 22.3%
Associate's degree 8.9%
Bachelor's degree 15.6%
Graduate / professional 4.8%
Metric%
HS diploma or higher88.8%
Bachelor's or higher20.4%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool178.5%
Kindergarten3618.0%
Elementary school10452.0%
High school2311.5%
College / grad school2010.0%

Employment

Industry of employment

Manufacturing 20.0%
Agriculture & mining 17.4%
Education & healthcare 17.1%
Retail trade 16.9%
Arts, food & hospitality 8.2%
Construction 7.0%
Transportation & utilities 4.4%
Professional & management 2.4%
Finance & real estate 2.2%
Other services 2.2%
Wholesale trade 2.0%
Public administration 0.2%

Occupation

Category%
Management, business & arts29.7%
Service11.4%
Sales & office19.6%
Natural resources & construction14.3%
Production & transportation24.9%

Employment type

Type%
Private sector78.7%
Government5.6%
Self-employed13.8%
Unpaid family workers1.9%

Commute

Method%
Drive alone72.6%
Carpool3.4%
Public transit0.0%
Walk5.0%
Work from home17.4%
Other means1.5%
Avg commute (minutes)23.6

Poverty

All people 8.8%
Under 18 years 17.0%
18 and over 6.8%
Married-couple families 2.4%
Female-led households 42.3%

Income support

Source% of households
Social Security42.6%
Retirement income29.1%
Supplemental Security1.3%
Cash public assistance2.1%
Food stamps / SNAP6.6%

Health indicators

Condition%
Obesity41.4%
High blood pressure40.6%
High cholesterol38.3%
Diabetes12.9%
Heart disease9.2%
Stroke4.2%
Asthma9.2%
Arthritis30.2%
Kidney disease3.8%
Pulmonary disease9.1%
Cancer8.9%
Behavior / access%
Smoking18.5%
Binge drinking18.5%
No physical activity29.1%
Less than 7 hrs sleep30.1%
Depression17.4%
Fair or poor health16.3%
Poor mental health12.6%
Poor physical health11.8%
No health insurance10.1%
Visited doctor (checkup)76.8%
Visited dentist63.3%
Cholesterol screening89.9%
Teeth loss16.0%

Veterans & disability

VeteransCount%
Civilian veterans909.9%
Disability%
Any disability12.7%
Under 181.8%
18–64 years9.7%
65 and over25.9%

Health insurance coverage

Type%
Private insurance77.3%
Public insurance40.0%
No insurance6.9%
Uninsured under 192.4%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only1,06293.8%
Spanish70.7%
Other Indo-European70.7%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)1,11998.9%
Born in same state1,11998.9%
Born in different state80471.0%
Foreign born00.0%
Naturalized citizen131.1%
Not a US citizen00.0%

Ancestry

AncestryCount%
Italian968.5%
Polish827.2%
Arab343%
French282.5%
AncestryCount%
English40.4%
German30.3%
Dutch30.3%

Technology access

Metric% of households
Computer access45.8%
Internet access88.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 52049

What city is ZIP code 52049 in?

ZIP code 52049 is primarily assigned to Garnavillo, Iowa.

What county is ZIP code 52049 in?

ZIP code 52049 falls within Clayton County, Iowa.

Does ZIP code 52049 have an older population?

30% of residents in ZIP code 52049 are 65 or older, above the national average of ~17%.

Is ZIP code 52049 mostly owner-occupied?

83% of occupied units in ZIP code 52049 are owner-occupied, well above the national average.

Does ZIP code 52049 have a large retiree population?

43% of households in ZIP code 52049 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 52049?

The median home value in ZIP code 52049 is $152,800.

What timezone is ZIP code 52049 in?

ZIP code 52049 observes the CST timezone.

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