74865 ZIP Code — Roff, OK

Pontotoc County, Oklahoma

ZIP code 74865 is located in Roff, Oklahoma, within Pontotoc County. It covers approximately 160.48 square miles and serves a population of 2,020 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 580.

About ZIP code 74865

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $119,700. Owner-occupancy is high at 88%, well above the national average.

Median household income is $68,194. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

Educational attainment is near the national average, with 21% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 74865 reflects a community defined by high homeownership and a significant Social Security-dependent population.

2,020

population

160.48

sq mi land

Standard

ZIP type

Central (CT)

timezone

74865 ZIP code map

Cities in ZIP code 74865

Below are the cities the US Postal Service accepts for ZIP code 74865. Using any city not on this list may result in mail delivery delays.

City	Status
Roff	Acceptable
Roff	Preferred

Nearby ZIP codes

74843 Fitzhugh (4.8 mi) 73086 Sulphur (12.8 mi) 74871 Stonewall (15 mi) 74820 Ada (16 mi) 74872 Stratford (16.7 mi) 74856 Mill Creek (17.3 mi) 73460 Tishomingo (19 mi)

Demographics updated 05/2026

Population
Total population	2,020
Population density	13 / sq mi
State FIPS	40
County FIPS	123

Geography
Land area	160.48 sq mi
Water area	0.50 sq mi
Latitude	34.5931
Longitude	-96.7835
Timezone	Central (CT)
Area code	580

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.2%	48.9%	46.5%
$50k – $100k	32.5%	29.3%	31.0%
$100k – $200k	20.2%	19.0%	18.1%
Over $200k	1.1%	2.8%	4.5%

Demographics & statistics

2,020

Population

People per sq mi

36.5

Median age

$68,194

Median household income

$28,346

Per capita income

$119,700

Median home value

$892

Median monthly rent

88.4%

Home ownership

15.4%

Poverty rate

7.3%

Unemployment

735

Housing units

21.1%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

113

25–34

159

35–44

132

129

45–54

106

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	597	29.6%
18 and over	1,423	70.4%
65 and over	333	16.5%
Median age	36.5 years

Race & ethnicity

White 75.9%

American Indian / Alaska Native 14.4%

Two or more races 6.9%

Hispanic or Latino 1.7%

Other race 1.2%

Group	Count	%
White	1,559	75.9%
American Indian / Alaska Native	295	14.4%
Two or more races	141	6.9%
Hispanic or Latino	34	1.7%
Other race	25	1.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	46.2%	48.9%	46.5%
$50k – $100k	32.5%	29.3%	31.0%
$100k – $200k	20.2%	19.0%	18.1%
Over $200k	1.1%	2.8%	4.5%

Under $10k 6.8%

$10k–$15k 10.6%

$15k–$25k 7.3%

$25k–$35k 6.7%

$35k–$50k 8.1%

$50k–$75k 14.1%

$75k–$100k 16.3%

$100k–$150k 22.1%

$150k–$200k 6.1%

$200k+ 1.9%

Range	% of households
Under $10k	6.8%
$10k–$15k	10.6%
$15k–$25k	7.3%
$25k–$35k	6.7%
$35k–$50k	8.1%
$50k–$75k	14.1%
$75k–$100k	16.3%
$100k–$150k	22.1%
$150k–$200k	6.1%
$200k+	1.9%
Median income	$68,194

Housing

Home values

Under $50k 23.7%

$50k–$100k 16.8%

$100k–$150k 17.4%

$150k–$200k 9.7%

$200k–$300k 15.3%

$300k–$500k 9.0%

$500k–$1M 7.9%

$1M+ 0.2%

Housing overview

Metric	Value
Median home value	$119,700
Median rent / month	$892
Owner occupied	88.4%
Renter occupied	11.6%
Vacant	14.1%
Single-family detached	83.2%
Large apartment buildings	0.0%
Mobile homes	15.8%
Median rooms	5.6
Avg household size (owned)	2.75

Year built

Era	%
2020 or later	1.1%
2010–2019	10.2%
2000–2009	9.8%
1990–1999	9.1%
1980–1989	12.7%
1970–1979	20.3%
1960–1969	9.9%
1950–1959	9.8%
1940–1949	5.1%
1939 or earlier	11.9%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	1.5%
2 bedrooms	19.7%
3 bedrooms	63.4%
4 bedrooms	14.3%
5+ bedrooms	1.1%

Vehicles per household

Vehicles	% of households
No vehicle	3.7%
1 vehicle	19.4%
2 vehicles	38.8%
3 or more	38.1%

Heating fuel

Fuel type	%
Utility gas	4.1%
Electricity	48.9%
Propane / LP gas	37.9%
Fuel oil	2.1%
Wood	3.3%
Solar	0.4%

Households & families

Household type	Count	%
Married-couple family	452	64.5%
Cohabiting couple	28	4.0%
Male householder, no spouse	80	11.4%
Female householder, no spouse	141	20.1%
Households with children under 18	302	43.1%
Households with seniors (65+)	224	32.0%
Average household size	2.88

Marital status

Status	Male	Female
Never married	22.5%	10.4%
Married	62.6%	58.6%
Separated	3.2%	11.1%
Widowed	2.1%	12.8%
Divorced	9.5%	7.1%

Education

Less than 9th grade 2.6%

Some HS, no diploma 10.5%

HS graduate 39.7%

Some college, no degree 18.4%

Associate's degree 7.7%

Bachelor's degree 14.8%

Graduate / professional 6.3%

Metric	%
HS diploma or higher	86.9%
Bachelor's or higher	21.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	106	17.3%
Kindergarten	22	3.6%
Elementary school	271	44.2%
High school	140	22.8%
College / grad school	74	12.1%

Employment

Industry of employment

Education & healthcare 25.2%

Agriculture & mining 12.0%

Construction 11.3%

Public administration 8.2%

Manufacturing 8.0%

Retail trade 6.4%

Professional & management 6.0%

Other services 5.9%

Transportation & utilities 5.6%

Arts, food & hospitality 4.2%

Finance & real estate 2.8%

Wholesale trade 2.6%

Information 1.8%

Occupation

Category	%
Management, business & arts	30.5%
Service	14.2%
Sales & office	17.4%
Natural resources & construction	22.1%
Production & transportation	15.8%

Employment type

Type	%
Private sector	61.5%
Government	31.7%
Self-employed	5.8%
Unpaid family workers	1.0%

Commute

Method	%
Drive alone	73.8%
Carpool	20.0%
Public transit	0.0%
Walk	1.7%
Work from home	2.0%
Other means	2.5%
Avg commute (minutes)	23.8

Poverty

All people 15.4%

Under 18 years 17.0%

18 and over 14.8%

Married-couple families 10.2%

Female-led households 65.7%

Income support

Source	% of households
Social Security	34.7%
Retirement income	19.1%
Supplemental Security	2.9%
Cash public assistance	8.8%
Food stamps / SNAP	14.4%

Health indicators

Condition	%
Obesity	39.7%
High blood pressure	38.8%
High cholesterol	38.2%
Diabetes	12.1%
Heart disease	8.0%
Stroke	3.7%
Asthma	10.6%
Arthritis	29.1%
Kidney disease	3.2%
Pulmonary disease	8.9%
Cancer	7.3%

Behavior / access	%
Smoking	20.6%
Binge drinking	13.1%
No physical activity	29.7%
Less than 7 hrs sleep	33.1%
Depression	24.5%
Fair or poor health	17.7%
Poor mental health	16.4%
Poor physical health	12.7%
No health insurance	16.1%
Visited doctor (checkup)	78.0%
Visited dentist	61.1%
Cholesterol screening	88.9%
Teeth loss	17.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	109	7.7%

Disability	%
Any disability	16.8%
Under 18	6.5%
18–64 years	13.3%
65 and over	46.5%

Health insurance coverage

Type	%
Private insurance	58.2%
Public insurance	39.2%
No insurance	14.9%
Uninsured under 19	14.6%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,841	91.1%
Spanish	20	1.1%
Other Indo-European	20	1.1%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,996	98.8%
Born in same state	1,992	98.6%
Born in different state	1,541	76.3%
Foreign born	4	0.2%
Naturalized citizen	24	1.2%
Not a US citizen	4	16.7%

Ancestry

Ancestry	Count	%
French	221	10.9%
Italian	212	10.5%
Arab	105	5.2%

Ancestry	Count	%
English	19	0.9%
Polish	18	0.9%
Irish	3	0.1%

Technology access

Metric	% of households
Computer access	34.7%
Internet access	84.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 74865

What city is ZIP code 74865 in?

ZIP code 74865 is primarily assigned to Roff, Oklahoma.

What county is ZIP code 74865 in?

ZIP code 74865 falls within Pontotoc County, Oklahoma.

Is ZIP code 74865 mostly owner-occupied?

88% of occupied units in ZIP code 74865 are owner-occupied, well above the national average.

What is the poverty rate in ZIP code 74865?

15% of residents in ZIP code 74865 live below the poverty line, above the national average.

What is the typical home value in ZIP code 74865?

The median home value in ZIP code 74865 is $119,700.

What is the population of ZIP code 74865?

ZIP code 74865 has an estimated population of 2,020 residents, with a density of 13 people per square mile.

What timezone is ZIP code 74865 in?

ZIP code 74865 observes the CST timezone.