74820 ZIP Code — Ada, OK
Pontotoc County, Oklahoma
ZIP code 74820 is located in Ada, Oklahoma, within Pontotoc County. It covers approximately 285.64 square miles and serves a population of 31,368 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 580.
About ZIP code 74820
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $156,000. Owner-occupancy sits near the national average at 63%.
Median household income is $58,703. 31% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 17 minutes is near the national average.
Educational attainment is near the national average, with 30% of residents holding a bachelor's degree or higher.
18% of residents lack health insurance, above the national average.
31,368
population
285.64
sq mi land
Standard
ZIP type
Central (CT)
timezone
74820 ZIP code map
Cities in ZIP code 74820
Below are the cities the US Postal Service accepts for ZIP code 74820. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Ada | Acceptable |
| Ada | Preferred |
Nearby ZIP codes
74849 Konawa (10.9 mi)
74826 Asher (10.9 mi)
74843 Fitzhugh (11.2 mi)
74825 Allen (13.7 mi)
74867 Sasakwa (14.3 mi)
74872 Stratford (15.6 mi)
74865 Roff (16 mi)
74871 Stonewall (18.6 mi)
Demographics
updated 05/2026
| Population | |
|---|---|
| Total population | 31,368 |
| Population density | 110 / sq mi |
| State FIPS | 40 |
| County FIPS | 123 |
| Geography | |
|---|---|
| Land area | 285.64 sq mi |
| Water area | 3.11 sq mi |
| Latitude | 34.8227 |
| Longitude | -96.7530 |
| Timezone | Central (CT) |
| Area code | 580 |
Total population by age
Gender
Race & ethnicity
Economics
updated 05/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 49.0% | 48.9% | 46.5% |
| $50k – $100k | 28.5% | 29.3% | 31.0% |
| $100k – $200k | 19.4% | 19.0% | 18.1% |
| Over $200k | 3.1% | 2.8% | 4.5% |
Demographics & statistics
31,368
Population
110
People per sq mi
36.3
Median age
$58,703
Median household income
$30,888
Per capita income
$156,000
Median home value
$851
Median monthly rent
62.6%
Home ownership
12.8%
Poverty rate
4.1%
Unemployment
9,703
Housing units
29.6%
Bachelor's or higher
Age distribution
Male
Female
975
Under 5
1,039
1,069
5–9
1,139
1,087
10–14
1,158
1,068
15–19
1,138
1,132
20–24
1,207
2,048
25–34
2,183
1,903
35–44
2,029
1,697
45–54
1,809
807
55–59
860
943
60–64
1,005
1,451
65–74
1,547
706
75–84
753
298
85+
317
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 7,702 | 24.6% |
| 18 and over | 23,666 | 75.4% |
| 65 and over | 5,072 | 16.2% |
| Median age | 36.3 years | |
Race & ethnicity
White
61.9%
American Indian / Alaska Native
17.4%
Two or more races
12.5%
Hispanic or Latino
3.5%
Black or African American
2.8%
Asian
1%
Other race
0.8%
Native Hawaiian / Pacific Islander
0.1%
| Group | Count | % |
|---|---|---|
| White | 20,124 | 61.9% |
| American Indian / Alaska Native | 5,647 | 17.4% |
| Two or more races | 4,079 | 12.5% |
| Hispanic or Latino | 1,134 | 3.5% |
| Black or African American | 916 | 2.8% |
| Asian | 316 | 1% |
| Other race | 246 | 0.8% |
| Native Hawaiian / Pacific Islander | 40 | 0.1% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 49.0% | 48.9% | 46.5% |
| $50k – $100k | 28.5% | 29.3% | 31.0% |
| $100k – $200k | 19.4% | 19.0% | 18.1% |
| Over $200k | 3.1% | 2.8% | 4.5% |
Under $10k
4.6%
$10k–$15k
5.7%
$15k–$25k
8.2%
$25k–$35k
10.8%
$35k–$50k
13.6%
$50k–$75k
18.3%
$75k–$100k
11.9%
$100k–$150k
15.3%
$150k–$200k
7.3%
$200k+
4.2%
| Range | % of households |
|---|---|
| Under $10k | 4.6% |
| $10k–$15k | 5.7% |
| $15k–$25k | 8.2% |
| $25k–$35k | 10.8% |
| $35k–$50k | 13.6% |
| $50k–$75k | 18.3% |
| $75k–$100k | 11.9% |
| $100k–$150k | 15.3% |
| $150k–$200k | 7.3% |
| $200k+ | 4.2% |
| Median income | $58,703 |
Housing
Home values
Under $50k
7.8%
$50k–$100k
18.3%
$100k–$150k
21.8%
$150k–$200k
17.2%
$200k–$300k
18.5%
$300k–$500k
11.0%
$500k–$1M
4.9%
$1M+
0.6%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $156,000 |
| Median rent / month | $851 |
| Owner occupied | 62.6% |
| Renter occupied | 37.4% |
| Vacant | 14.6% |
| Single-family detached | 75.2% |
| Large apartment buildings | 2.9% |
| Mobile homes | 8.3% |
| Median rooms | 5.4 |
| Avg household size (owned) | 2.53 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.4% |
| 2010–2019 | 10.9% |
| 2000–2009 | 10.5% |
| 1990–1999 | 8.5% |
| 1980–1989 | 12.9% |
| 1970–1979 | 19.1% |
| 1960–1969 | 13.6% |
| 1950–1959 | 9.4% |
| 1940–1949 | 7.1% |
| 1939 or earlier | 7.6% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 2.5% |
| 1 bedroom | 9.6% |
| 2 bedrooms | 24.1% |
| 3 bedrooms | 47.7% |
| 4 bedrooms | 13.8% |
| 5+ bedrooms | 2.3% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 7.2% |
| 1 vehicle | 35.0% |
| 2 vehicles | 36.4% |
| 3 or more | 21.5% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 47.9% |
| Electricity | 41.6% |
| Propane / LP gas | 8.3% |
| Fuel oil | 0.2% |
| Wood | 1.8% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 5,451 | 44.8% |
| Cohabiting couple | 794 | 6.5% |
| Male householder, no spouse | 2,245 | 18.5% |
| Female householder, no spouse | 3,673 | 30.2% |
| Households with children under 18 | 3,746 | 30.8% |
| Households with seniors (65+) | 3,580 | 29.4% |
| Average household size | 2.47 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 33.3% | 28.2% |
| Married | 48.9% | 42.9% |
| Separated | 1.7% | 2.8% |
| Widowed | 3.2% | 11.9% |
| Divorced | 12.9% | 14.2% |
Education
Less than 9th grade
2.1%
Some HS, no diploma
8.1%
HS graduate
32.3%
Some college, no degree
20.5%
Associate's degree
7.4%
Bachelor's degree
17.8%
Graduate / professional
11.8%
| Metric | % |
|---|---|
| HS diploma or higher | 89.9% |
| Bachelor's or higher | 29.6% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 446 | 5.4% |
| Kindergarten | 586 | 7.1% |
| Elementary school | 3,511 | 42.7% |
| High school | 1,575 | 19.2% |
| College / grad school | 2,097 | 25.5% |
Employment
Industry of employment
Education & healthcare
28.9%
Public administration
10.7%
Retail trade
10.1%
Manufacturing
9.0%
Professional & management
8.9%
Construction
7.2%
Arts, food & hospitality
6.7%
Finance & real estate
4.4%
Other services
4.0%
Transportation & utilities
3.9%
Wholesale trade
2.6%
Agriculture & mining
2.4%
Information
1.1%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 38.7% |
| Service | 14.6% |
| Sales & office | 21.4% |
| Natural resources & construction | 12.0% |
| Production & transportation | 13.3% |
Employment type
| Type | % |
|---|---|
| Private sector | 64.8% |
| Government | 29.2% |
| Self-employed | 5.4% |
| Unpaid family workers | 0.6% |
Commute
| Method | % |
|---|---|
| Drive alone | 83.2% |
| Carpool | 7.5% |
| Public transit | 0.2% |
| Walk | 4.4% |
| Work from home | 3.1% |
| Other means | 1.5% |
| Avg commute (minutes) | 16.9 |
Poverty
All people
12.8%
Under 18 years
16.6%
18 and over
11.5%
Married-couple families
3.9%
Female-led households
23.5%
Income support
| Source | % of households |
|---|---|
| Social Security | 31.1% |
| Retirement income | 19.4% |
| Supplemental Security | 6.2% |
| Cash public assistance | 7.7% |
| Food stamps / SNAP | 15.6% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 38.9% |
| High blood pressure | 35.4% |
| High cholesterol | 34.6% |
| Diabetes | 11.1% |
| Heart disease | 6.9% |
| Stroke | 3.4% |
| Asthma | 11.2% |
| Arthritis | 26.1% |
| Kidney disease | 3.0% |
| Pulmonary disease | 8.1% |
| Cancer | 6.4% |
| Behavior / access | % |
|---|---|
| Smoking | 19.7% |
| Binge drinking | 13.4% |
| No physical activity | 29.0% |
| Less than 7 hrs sleep | 33.2% |
| Depression | 25.2% |
| Fair or poor health | 17.3% |
| Poor mental health | 17.6% |
| Poor physical health | 12.2% |
| No health insurance | 16.3% |
| Visited doctor (checkup) | 77.7% |
| Visited dentist | 60.9% |
| Cholesterol screening | 86.5% |
| Teeth loss | 17.0% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,700 | 7.2% |
| Disability | % |
|---|---|
| Any disability | 15.1% |
| Under 18 | 5.1% |
| 18–64 years | 13.3% |
| 65 and over | 37.8% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 61.0% |
| Public insurance | 32.1% |
| No insurance | 18.4% |
| Uninsured under 19 | 16.5% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 29,354 | 93.6% |
| Spanish | 255 | 0.9% |
| Other Indo-European | 149 | 0.5% |
| Asian & Pacific Islander | 4 | 0.0% |
| Other languages | 75 | 0.3% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 30,766 | 98.1% |
| Born in same state | 30,549 | 97.4% |
| Born in different state | 21,992 | 70.1% |
| Foreign born | 217 | 0.7% |
| Naturalized citizen | 602 | 1.9% |
| Not a US citizen | 387 | 64.3% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 5,342 | 17% |
| Italian | 3,907 | 12.5% |
| Arab | 1,903 | 6.1% |
| Polish | 251 | 0.8% |
| English | 192 | 0.6% |
| Ancestry | Count | % |
|---|---|---|
| Dutch | 68 | 0.2% |
| Norwegian | 34 | 0.1% |
| German | 18 | 0.1% |
| Irish | 7 | 0% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 38.8% |
| Internet access | 93.3% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 74820
What city is ZIP code 74820 in?
ZIP code 74820 is primarily assigned to Ada, Oklahoma.
What county is ZIP code 74820 in?
ZIP code 74820 falls within Pontotoc County, Oklahoma.
What is the typical home value in ZIP code 74820?
The median home value in ZIP code 74820 is $156,000.
What is the population of ZIP code 74820?
ZIP code 74820 has an estimated population of 31,368 residents, with a density of 110 people per square mile.
What is the median household income in ZIP code 74820?
The median household income in ZIP code 74820 is $58,703, below the national median of ~$75,000.
What timezone is ZIP code 74820 in?
ZIP code 74820 observes the CST timezone.