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New York ZIP Codes
Otsego County
Richfield Springs, NY
13439
13439 ZIP Code — Richfield Springs, NY
Otsego County, New York
ZIP code 13439 is located in
Richfield Springs ,
New York ,
within Otsego County .
It covers approximately 87.87 square miles and serves a population of
3,715 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 315 .
About ZIP code 13439
The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $177,500. Owner-occupancy is high at 79%, well above the national average.
Median household income is $56,364. 40% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 34 minutes is near the national average.
Educational attainment is near the national average, with 29% of residents holding a bachelor's degree or higher.
Overall, ZIP code 13439 reflects a community defined by high homeownership and a significant Social Security-dependent population.
13439 ZIP code map
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Cities in ZIP code 13439
Below are the cities the US Postal Service accepts for ZIP code 13439. Using any city not on this list may result in mail delivery delays.
Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
3,715
Population density
42 / sq mi
State FIPS
36
County FIPS
077
Geography
Land area
87.87 sq mi
Water area
3.51 sq mi
Latitude
42.8556
Longitude
-74.9841
Timezone
Eastern (ET)
Area code
315
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
50.4%
44.3%
37.0%
$50k – $100k
29.4%
33.2%
27.0%
$100k – $200k
19.1%
19.2%
24.4%
Over $200k
1.1%
3.3%
11.5%
Demographics & statistics
$56,364
Median household income
$177,500
Median home value
29.1%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 832 22.4%
18 and over 2,883 77.6%
65 and over 702 18.9%
Median age 38.6 years
Race & ethnicity
Black or African American
1%
Group Count %
White 3,612 95.9%
Hispanic or Latino 52 1.4%
Two or more races 49 1.3%
Black or African American 37 1%
Asian 10 0.3%
Other race 7 0.2%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
50.4%
44.3%
37.0%
$50k – $100k
29.4%
33.2%
27.0%
$100k – $200k
19.1%
19.2%
24.4%
Over $200k
1.1%
3.3%
11.5%
Range % of households
Under $10k 4.0%
$10k–$15k 2.6%
$15k–$25k 11.4%
$25k–$35k 9.2%
$35k–$50k 16.6%
$50k–$75k 19.1%
$75k–$100k 11.5%
$100k–$150k 15.7%
$150k–$200k 4.9%
$200k+ 5.0%
Median income $56,364
Housing
Housing overview
Metric Value
Median home value $177,500
Median rent / month $815
Owner occupied 79.2%
Renter occupied 20.8%
Vacant 38.2%
Single-family detached 80.8%
Large apartment buildings 0.0%
Mobile homes 9.4%
Median rooms 6.2
Avg household size (owned) 2.72
Year built
Era %
2020 or later 0.8%
2010–2019 3.7%
2000–2009 8.7%
1990–1999 11.4%
1980–1989 9.8%
1970–1979 4.1%
1960–1969 4.3%
1950–1959 7.8%
1940–1949 5.3%
1939 or earlier 44.3%
Bedrooms
Size % of units
No bedroom (studio) 1.5%
1 bedroom 10.6%
2 bedrooms 16.6%
3 bedrooms 46.0%
4 bedrooms 21.6%
5+ bedrooms 3.7%
Vehicles per household
Vehicles % of households
No vehicle 6.3%
1 vehicle 33.0%
2 vehicles 38.3%
3 or more 22.4%
Heating fuel
Fuel type %
Utility gas 12.7%
Electricity 11.3%
Propane / LP gas 10.9%
Fuel oil 44.3%
Wood 15.0%
No fuel used 0.5%
Households & families
Household type Count %
Married-couple family 679 49.8%
Cohabiting couple 115 8.4%
Male householder, no spouse 217 15.9%
Female householder, no spouse 353 25.9%
Households with children under 18 390 28.6%
Households with seniors (65+) 504 37.0%
Average household size 2.71
Marital status
Status Male Female
Never married 29.9% 28.4%
Married 49.5% 47.2%
Separated 1.4% 2.8%
Widowed 4.2% 8.9%
Divorced 15.0% 12.7%
Education
Some college, no degree
17.0%
Graduate / professional
11.0%
Metric %
HS diploma or higher 87.8%
Bachelor's or higher 29.1%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 33 4.8%
Kindergarten 33 4.8%
Elementary school 316 45.7%
High school 267 38.6%
College / grad school 42 6.1%
Employment
Industry of employment
Education & healthcare
33.0%
Agriculture & mining
10.1%
Arts, food & hospitality
9.3%
Finance & real estate
5.2%
Professional & management
3.4%
Transportation & utilities
1.9%
Public administration
1.0%
Occupation
Category %
Management, business & arts 42.9%
Service 17.5%
Sales & office 18.3%
Natural resources & construction 11.9%
Production & transportation 9.3%
Employment type
Type %
Private sector 79.9%
Government 11.1%
Self-employed 8.8%
Unpaid family workers 0.2%
Commute
Method %
Drive alone 73.8%
Carpool 6.7%
Public transit 1.6%
Walk 3.6%
Work from home 12.2%
Other means 2.1%
Avg commute (minutes) 34.3
Poverty
Married-couple families
5.6%
Female-led households
24.2%
Income support
Source % of households
Social Security 40.0%
Retirement income 28.7%
Supplemental Security 4.2%
Cash public assistance 0.7%
Food stamps / SNAP 9.8%
Health indicators
Condition %
Obesity 32.1%
High blood pressure 34.2%
High cholesterol 34.8%
Diabetes 11.2%
Heart disease 8.1%
Stroke 3.7%
Asthma 10.7%
Arthritis 26.9%
Kidney disease 3.5%
Pulmonary disease 8.7%
Cancer 8.3%
Behavior / access %
Smoking 19.1%
Binge drinking 15.1%
No physical activity 23.9%
Less than 7 hrs sleep 33.4%
Depression 22.1%
Fair or poor health 14.2%
Poor mental health 14.0%
Poor physical health 11.2%
No health insurance 10.5%
Visited doctor (checkup) 80.3%
Visited dentist 62.4%
Cholesterol screening 91.8%
Teeth loss 15.9%
Veterans & disability
Veterans Count %
Civilian veterans 271 9.4%
Disability %
Any disability 14.6%
Under 18 4.7%
18–64 years 13.5%
65 and over 29.8%
Health insurance coverage
Type %
Private insurance 65.8%
Public insurance 49.3%
No insurance 3.6%
Uninsured under 19 3.6%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 3,471 93.4%
Spanish 55 1.6%
Other Indo-European 18 0.5%
Asian & Pacific Islander 31 0.9%
Other languages 6 0.2%
Place of birth & citizenship
Origin Count %
Native born (US) 3,627 97.6%
Born in same state 3,616 97.3%
Born in different state 2,905 78.2%
Foreign born 11 0.3%
Naturalized citizen 88 2.4%
Not a US citizen 51 58.0%
Ancestry
Ancestry Count %
Italian 718 19.3%
French 693 18.7%
Arab 191 5.1%
English 103 2.8%
Norwegian 56 1.5%
Ancestry Count %
German 30 0.8%
Irish 14 0.4%
Dutch 11 0.3%
Polish 6 0.2%
Technology access
Metric % of households
Computer access 36.7%
Internet access 88.3%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 13439
What city is ZIP code 13439 in?
ZIP code 13439 is primarily assigned to Richfield Springs, New York.
What county is ZIP code 13439 in?
ZIP code 13439 falls within Otsego County, New York.
Does ZIP code 13439 have a large retiree population?
40% of households in ZIP code 13439 receive Social Security income, suggesting a significant retiree or disability population.
Does ZIP code 13439 have a large veteran population?
9% of civilians in ZIP code 13439 are veterans, above the national average of ~7%.
What is the typical home value in ZIP code 13439?
The median home value in ZIP code 13439 is $177,500.
What is the population of ZIP code 13439?
ZIP code 13439 has an estimated population of 3,715 residents, with a density of 42 people per square mile.
What timezone is ZIP code 13439 in?
ZIP code 13439 observes the EST timezone.
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