13407 ZIP Code — Mohawk, NY

Herkimer County, New York

ZIP code 13407 is located in Mohawk, New York, within Herkimer County. It covers approximately 56.42 square miles and serves a population of 5,140 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 315.

About ZIP code 13407

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $125,200. Owner-occupancy is high at 81%, well above the national average.

Median household income is $70,185. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

Overall, ZIP code 13407 reflects a community defined by high homeownership and a significant Social Security-dependent population.

5,140

population

56.42

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

13407 ZIP code map

Cities in ZIP code 13407

Below are the cities the US Postal Service accepts for ZIP code 13407. Using any city not on this list may result in mail delivery delays.

City	Status
Mohawk	Acceptable
Mohawk	Preferred

Nearby ZIP codes

13361 Jordanville (5.6 mi) 13357 Ilion (7.8 mi) 13350 Herkimer (8.1 mi) 13439 Richfield Springs (8.1 mi) 13475 Van Hornesville (8.4 mi) 13468 Springfield Center (9.6 mi) 13340 Frankfort (10.2 mi) 13365 Little Falls (10.3 mi) 13322 Clayville (13.6 mi) 13491 West Winfield (14.1 mi) 13337 Fly Creek (15.1 mi) 13339 Fort Plain (15.1 mi)

Demographics updated 06/2026

Population
Total population	5,140
Population density	91 / sq mi
State FIPS	36
County FIPS	043

Geography
Land area	56.42 sq mi
Water area	0.44 sq mi
Latitude	42.9677
Longitude	-74.9366
Timezone	Eastern (ET)
Area code	315

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.5%	44.6%	37.0%
$50k – $100k	43.0%	32.9%	27.0%
$100k – $200k	12.3%	20.1%	24.4%
Over $200k	3.1%	2.5%	11.5%

Demographics & statistics

5,140

Population

People per sq mi

46.5

Median age

$70,185

Median household income

$31,956

Per capita income

$125,200

Median home value

$693

Median monthly rent

80.6%

Home ownership

12.0%

Poverty rate

2.9%

Unemployment

1,787

Housing units

21.5%

Bachelor's or higher

Age distribution

Male Female

107

Under 5

110

112

5–9

115

174

10–14

178

283

15–19

291

103

20–24

106

199

25–34

204

261

35–44

268

329

45–54

338

197

55–59

202

235

60–64

241

344

65–74

353

144

75–84

149

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,155	22.5%
18 and over	3,985	77.5%
65 and over	1,087	21.1%
Median age	46.5 years

Race & ethnicity

White 88.3%

Two or more races 5.9%

Hispanic or Latino 2.6%

Asian 1.8%

Black or African American 0.8%

Other race 0.6%

Group	Count	%
White	4,661	88.3%
Two or more races	311	5.9%
Hispanic or Latino	138	2.6%
Asian	93	1.8%
Black or African American	43	0.8%
Other race	32	0.6%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	41.5%	44.6%	37.0%
$50k – $100k	43.0%	32.9%	27.0%
$100k – $200k	12.3%	20.1%	24.4%
Over $200k	3.1%	2.5%	11.5%

Under $10k 3.5%

$10k–$15k 2.9%

$15k–$25k 6.4%

$25k–$35k 11.9%

$35k–$50k 13.2%

$50k–$75k 16.8%

$75k–$100k 21.3%

$100k–$150k 12.9%

$150k–$200k 5.3%

$200k+ 5.8%

Range	% of households
Under $10k	3.5%
$10k–$15k	2.9%
$15k–$25k	6.4%
$25k–$35k	11.9%
$35k–$50k	13.2%
$50k–$75k	16.8%
$75k–$100k	21.3%
$100k–$150k	12.9%
$150k–$200k	5.3%
$200k+	5.8%
Median income	$70,185

Housing

Home values

Under $50k 7.0%

$50k–$100k 28.9%

$100k–$150k 23.4%

$150k–$200k 13.4%

$200k–$300k 22.6%

$300k–$500k 2.7%

$500k–$1M 1.0%

$1M+ 1.0%

Housing overview

Metric	Value
Median home value	$125,200
Median rent / month	$693
Owner occupied	80.6%
Renter occupied	19.4%
Vacant	11.0%
Single-family detached	78.2%
Large apartment buildings	2.5%
Mobile homes	8.3%
Median rooms	6.6
Avg household size (owned)	2.74

Year built

Era	%
2020 or later	0.0%
2010–2019	1.7%
2000–2009	4.8%
1990–1999	7.4%
1980–1989	9.2%
1970–1979	6.5%
1960–1969	9.1%
1950–1959	12.8%
1940–1949	5.6%
1939 or earlier	42.9%

Bedrooms

Size	% of units
No bedroom (studio)	2.7%
1 bedroom	7.1%
2 bedrooms	18.0%
3 bedrooms	44.8%
4 bedrooms	19.8%
5+ bedrooms	7.5%

Vehicles per household

Vehicles	% of households
No vehicle	8.6%
1 vehicle	34.5%
2 vehicles	39.7%
3 or more	17.2%

Heating fuel

Fuel type	%
Utility gas	37.5%
Electricity	16.8%
Propane / LP gas	6.5%
Fuel oil	28.6%
Wood	6.2%
No fuel used	1.5%

Households & families

Household type	Count	%
Married-couple family	1,039	54.0%
Cohabiting couple	125	6.5%
Male householder, no spouse	265	13.8%
Female householder, no spouse	495	25.7%
Households with children under 18	490	25.5%
Households with seniors (65+)	728	37.8%
Average household size	2.60

Marital status

Status	Male	Female
Never married	32.2%	29.9%
Married	52.7%	48.0%
Separated	2.1%	1.0%
Widowed	3.3%	7.4%
Divorced	9.7%	13.7%

Education

Less than 9th grade 1.6%

Some HS, no diploma 4.4%

HS graduate 36.5%

Some college, no degree 16.4%

Associate's degree 19.6%

Bachelor's degree 16.4%

Graduate / professional 5.1%

Metric	%
HS diploma or higher	94.0%
Bachelor's or higher	21.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	87	6.8%
Kindergarten	33	2.6%
Elementary school	397	31.0%
High school	504	39.3%
College / grad school	261	20.4%

Employment

Industry of employment

Education & healthcare 26.9%

Retail trade 11.0%

Manufacturing 10.3%

Arts, food & hospitality 7.6%

Public administration 7.6%

Construction 7.3%

Transportation & utilities 6.9%

Professional & management 6.7%

Finance & real estate 5.0%

Other services 4.0%

Agriculture & mining 3.2%

Wholesale trade 2.0%

Information 1.5%

Occupation

Category	%
Management, business & arts	35.7%
Service	15.9%
Sales & office	23.7%
Natural resources & construction	8.6%
Production & transportation	16.1%

Employment type

Type	%
Private sector	68.8%
Government	20.2%
Self-employed	10.3%
Unpaid family workers	0.7%

Commute

Method	%
Drive alone	79.5%
Carpool	6.7%
Public transit	0.0%
Walk	5.8%
Work from home	7.3%
Other means	0.7%
Avg commute (minutes)	26.3

Poverty

All people 12.0%

Under 18 years 8.9%

18 and over 12.9%

Married-couple families 5.0%

Female-led households 25.2%

Income support

Source	% of households
Social Security	41.6%
Retirement income	40.0%
Supplemental Security	3.9%
Cash public assistance	3.0%
Food stamps / SNAP	8.7%

Health indicators

Condition	%
Obesity	30.6%
High blood pressure	36.3%
High cholesterol	33.7%
Diabetes	10.3%
Heart disease	7.5%
Stroke	3.5%
Asthma	10.6%
Arthritis	26.2%
Kidney disease	3.3%
Pulmonary disease	8.4%
Cancer	7.5%

Behavior / access	%
Smoking	19.7%
Binge drinking	17.6%
No physical activity	26.5%
Less than 7 hrs sleep	35.1%
Depression	22.0%
Fair or poor health	14.4%
Poor mental health	14.9%
Poor physical health	11.0%
No health insurance	11.0%
Visited doctor (checkup)	78.9%
Visited dentist	64.1%
Cholesterol screening	90.3%
Teeth loss	16.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	329	8.3%

Disability	%
Any disability	17.4%
Under 18	8.5%
18–64 years	16.0%
65 and over	30.7%

Health insurance coverage

Type	%
Private insurance	68.6%
Public insurance	41.3%
No insurance	7.3%
Uninsured under 19	7.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,923	95.8%
Spanish	94	1.9%
Other Indo-European	31	0.6%
Asian & Pacific Islander	9	0.2%
Other languages	46	0.9%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,952	96.3%
Born in same state	4,936	96.0%
Born in different state	4,226	82.2%
Foreign born	16	0.3%
Naturalized citizen	188	3.7%
Not a US citizen	100	53.2%

Ancestry

Ancestry	Count	%
Italian	927	18%
French	653	12.7%
Arab	189	3.7%
German	114	2.2%
English	87	1.7%

Ancestry	Count	%
Dutch	15	0.3%
Irish	10	0.2%
Polish	6	0.1%
Norwegian	6	0.1%

Technology access

Metric	% of households
Computer access	37.4%
Internet access	88.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 13407

What city is ZIP code 13407 in?

ZIP code 13407 is primarily assigned to Mohawk, New York.

What county is ZIP code 13407 in?

ZIP code 13407 falls within Herkimer County, New York.

Does ZIP code 13407 have a large retiree population?

42% of households in ZIP code 13407 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 13407 mostly owner-occupied?

81% of occupied units in ZIP code 13407 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 13407?

The median home value in ZIP code 13407 is $125,200.

What is the population of ZIP code 13407?

ZIP code 13407 has an estimated population of 5,140 residents, with a density of 91 people per square mile.

What timezone is ZIP code 13407 in?

ZIP code 13407 observes the EST timezone.