12861 ZIP Code — Putnam Station, NY

Washington County, New York

ZIP code 12861 is located in Putnam Station, New York, within Washington County. It covers approximately 32.07 square miles and serves a population of 556 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 518.

About ZIP code 12861

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $208,300. Owner-occupancy is high at 89%, well above the national average.

Median household income is $89,000. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.

Overall, ZIP code 12861 reflects a community defined by high homeownership and a significant Social Security-dependent population.

556

population

32.07

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

12861 ZIP code map

Cities in ZIP code 12861

Below are the cities the US Postal Service accepts for ZIP code 12861. Using any city not on this list may result in mail delivery delays.

City	Status
Putnam Station	Acceptable
Putnam Station	Preferred

Nearby ZIP codes

05760 Orwell (6.4 mi) 12836 Hague (6.5 mi) 12874 Silver Bay (7.9 mi) 12883 Ticonderoga (8.1 mi) 05743 Fair Haven (8.9 mi) 05770 Shoreham (9.7 mi) 12819 Clemons (11.2 mi) 12887 Whitehall (12.4 mi) 05732 Bomoseen (13.4 mi) 05778 Whiting (13.8 mi) 05734 Bridport (13.9 mi) 05735 Castleton (14.3 mi)

Demographics updated 05/2026

Population
Total population	556
Population density	17 / sq mi
State FIPS	36
County FIPS	115

Geography
Land area	32.07 sq mi
Water area	2.63 sq mi
Latitude	43.7530
Longitude	-73.4173
Timezone	Eastern (ET)
Area code	518

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.5%	40.6%	37.0%
$50k – $100k	35.7%	35.4%	27.0%
$100k – $200k	28.6%	21.1%	24.4%
Over $200k	2.2%	2.9%	11.5%

Demographics & statistics

556

Population

People per sq mi

46.2

Median age

$89,000

Median household income

$37,385

Per capita income

$208,300

Median home value

$950

Median monthly rent

88.5%

Home ownership

11.6%

Poverty rate

7.5%

Unemployment

498

Housing units

23.5%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	131	23.6%
18 and over	425	76.4%
65 and over	136	24.5%
Median age	46.2 years

Race & ethnicity

White 93.9%

Two or more races 3.8%

Asian 0.9%

Hispanic or Latino 0.7%

Other race 0.7%

Group	Count	%
White	526	93.9%
Two or more races	21	3.8%
Asian	5	0.9%
Hispanic or Latino	4	0.7%
Other race	4	0.7%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	33.5%	40.6%	37.0%
$50k – $100k	35.7%	35.4%	27.0%
$100k – $200k	28.6%	21.1%	24.4%
Over $200k	2.2%	2.9%	11.5%

Under $10k 5.5%

$10k–$15k 2.8%

$15k–$25k 4.6%

$25k–$35k 4.6%

$35k–$50k 7.8%

$50k–$75k 11.0%

$75k–$100k 24.8%

$100k–$150k 26.6%

$150k–$200k 9.6%

$200k+ 2.8%

Range	% of households
Under $10k	5.5%
$10k–$15k	2.8%
$15k–$25k	4.6%
$25k–$35k	4.6%
$35k–$50k	7.8%
$50k–$75k	11.0%
$75k–$100k	24.8%
$100k–$150k	26.6%
$150k–$200k	9.6%
$200k+	2.8%
Median income	$89,000

Housing

Home values

Under $50k 3.1%

$50k–$100k 15.0%

$100k–$150k 15.5%

$150k–$200k 14.5%

$200k–$300k 18.1%

$300k–$500k 19.7%

$500k–$1M 9.8%

$1M+ 4.1%

Housing overview

Metric	Value
Median home value	$208,300
Median rent / month	$950
Owner occupied	88.5%
Renter occupied	11.5%
Vacant	58.3%
Single-family detached	90.8%
Large apartment buildings	0.0%
Mobile homes	6.7%
Median rooms	6.1
Avg household size (owned)	2.49

Year built

Era	%
2020 or later	0.0%
2010–2019	1.9%
2000–2009	11.1%
1990–1999	12.0%
1980–1989	7.1%
1970–1979	16.6%
1960–1969	9.8%
1950–1959	4.6%
1940–1949	2.7%
1939 or earlier	34.2%

Bedrooms

Size	% of units
No bedroom (studio)	1.7%
1 bedroom	5.5%
2 bedrooms	19.1%
3 bedrooms	47.8%
4 bedrooms	18.7%
5+ bedrooms	7.1%

Vehicles per household

Vehicles	% of households
No vehicle	1.8%
1 vehicle	25.2%
2 vehicles	47.7%
3 or more	25.2%

Heating fuel

Fuel type	%
Utility gas	1.8%
Electricity	6.9%
Propane / LP gas	20.6%
Fuel oil	40.4%
Wood	27.5%

Households & families

Household type	Count	%
Married-couple family	144	66.1%
Cohabiting couple	24	11.0%
Male householder, no spouse	18	8.3%
Female householder, no spouse	32	14.7%
Households with children under 18	74	33.9%
Households with seniors (65+)	86	39.4%
Average household size	2.55

Marital status

Status	Male	Female
Never married	25.8%	19.4%
Married	64.4%	66.4%
Separated	1.7%	1.4%
Widowed	0.9%	6.0%
Divorced	7.3%	6.9%

Education

Less than 9th grade 2.6%

Some HS, no diploma 2.1%

HS graduate 30.9%

Some college, no degree 27.8%

Associate's degree 13.1%

Bachelor's degree 11.3%

Graduate / professional 12.1%

Metric	%
HS diploma or higher	95.4%
Bachelor's or higher	23.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	10	7.0%
Kindergarten	8	5.6%
Elementary school	60	42.0%
High school	36	25.2%
College / grad school	29	20.3%

Employment

Industry of employment

Education & healthcare 24.7%

Manufacturing 18.2%

Construction 10.5%

Transportation & utilities 7.3%

Public administration 7.3%

Professional & management 6.9%

Retail trade 5.7%

Other services 5.7%

Arts, food & hospitality 4.5%

Agriculture & mining 3.6%

Wholesale trade 2.4%

Information 2.0%

Finance & real estate 1.2%

Occupation

Category	%
Management, business & arts	34.0%
Service	5.3%
Sales & office	15.8%
Natural resources & construction	20.2%
Production & transportation	24.7%

Employment type

Type	%
Private sector	72.5%
Government	23.1%
Self-employed	4.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	83.5%
Carpool	4.5%
Public transit	0.0%
Walk	0.0%
Work from home	12.0%
Other means	0.0%
Avg commute (minutes)	25.1

Poverty

All people 11.6%

Under 18 years 21.4%

18 and over 8.7%

Married-couple families 4.2%

Female-led households 69.0%

Income support

Source	% of households
Social Security	41.7%
Retirement income	37.6%
Supplemental Security	3.7%
Cash public assistance	0.0%
Food stamps / SNAP	5.5%

Health indicators

Condition	%
Obesity	33.8%
High blood pressure	36.0%
High cholesterol	36.8%
Diabetes	10.9%
Heart disease	7.7%
Stroke	3.6%
Asthma	10.6%
Arthritis	31.4%
Kidney disease	3.4%
Pulmonary disease	8.9%
Cancer	8.8%

Behavior / access	%
Smoking	18.2%
Binge drinking	15.5%
No physical activity	24.4%
Less than 7 hrs sleep	32.1%
Depression	20.9%
Fair or poor health	13.8%
Poor mental health	13.6%
Poor physical health	11.2%
No health insurance	9.8%
Visited doctor (checkup)	79.2%
Visited dentist	66.5%
Cholesterol screening	93.5%
Teeth loss	13.4%

Veterans & disability

Veterans	Count	%
Civilian veterans	42	9.9%

Disability	%
Any disability	9.0%
Under 18	1.5%
18–64 years	8.3%
65 and over	17.6%

Health insurance coverage

Type	%
Private insurance	73.6%
Public insurance	45.0%
No insurance	2.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	530	95.3%
Spanish	5	0.9%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	5	0.9%

Place of birth & citizenship

Origin	Count	%
Native born (US)	546	98.2%
Born in same state	543	97.7%
Born in different state	364	65.5%
Foreign born	3	0.5%
Naturalized citizen	10	1.8%
Not a US citizen	10	100.0%

Ancestry

Ancestry	Count	%
Arab	82	14.7%
Italian	79	14.2%
French	62	11.2%
Polish	5	0.9%

Ancestry	Count	%
Dutch	5	0.9%
German	2	0.4%
English	2	0.4%

Technology access

Metric	% of households
Computer access	39.2%
Internet access	92.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 12861

What city is ZIP code 12861 in?

ZIP code 12861 is primarily assigned to Putnam Station, New York.

What county is ZIP code 12861 in?

ZIP code 12861 falls within Washington County, New York.

Is ZIP code 12861 mostly owner-occupied?

89% of occupied units in ZIP code 12861 are owner-occupied, well above the national average.

Does ZIP code 12861 have a large retiree population?

42% of households in ZIP code 12861 receive Social Security income, suggesting a significant retiree or disability population.

Does ZIP code 12861 have a large veteran population?

10% of civilians in ZIP code 12861 are veterans, above the national average of ~7%.

What is the population of ZIP code 12861?

ZIP code 12861 has an estimated population of 556 residents, with a density of 17 people per square mile.

What timezone is ZIP code 12861 in?

ZIP code 12861 observes the EST timezone.