00728 ZIP Code — Ponce, PR

Ponce County, Puerto Rico

ZIP code 00728 is located in Ponce, Puerto Rico, within Ponce County. It covers approximately 15.40 square miles and serves a population of 38,590 residents. This is a standard ZIP code in the Atlantic (AT) — no DST timezone, served by area code 939/787.

About ZIP code 00728

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $105,900. Owner-occupancy is high at 78%, well above the national average.

Median household income is $21,239. Poverty affects 50% of residents, above the national average. SNAP benefit usage at 54% of households reflects economic stress in the area. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

Overall, ZIP code 00728 reflects a community defined by economic challenges above the national average, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

38,590

population

15.40

sq mi land

Standard

ZIP type

Atlantic (AT) — no DST

timezone

00728 ZIP code map

Cities in ZIP code 00728

Below are the cities the US Postal Service accepts for ZIP code 00728. Using any city not on this list may result in mail delivery delays.

City	Status
Ponce	Preferred
Ponce	Acceptable

Nearby ZIP codes

00730 Ponce (2.1 mi) 00717 Ponce (2.9 mi) 00716 Ponce (2.9 mi) 00716 Ponce (2.9 mi) 00731 Ponce (5.3 mi) 00624 Penuelas (6 mi) 00715 Mercedita (6.3 mi) 00715 Mercedita (6.3 mi) 00780 Coto Laurel (6.9 mi) 00780 Coto Laurel (6.9 mi) 00656 Guayanilla (9.5 mi) 00795 Juana Diaz (10.5 mi)

Demographics updated 05/2026

Population
Total population	38,590
Population density	2,506 / sq mi
State FIPS	72
County FIPS	113

Geography
Land area	15.40 sq mi
Water area	8.35 sq mi
Latitude	18.0192
Longitude	-66.6534
Timezone	Atlantic (AT) — no DST
Area code	939/787

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	83.0%	85.4%	80.8%
$50k – $100k	15.2%	11.2%	14.5%
$100k – $200k	1.4%	2.7%	3.8%
Over $200k	0.3%	0.8%	1.0%

Demographics & statistics

38,590

Population

2,506

People per sq mi

40.4

Median age

$21,239

Median household income

$12,568

Per capita income

$105,900

Median home value

$489

Median monthly rent

78.2%

Home ownership

49.8%

Poverty rate

8.6%

Unemployment

12,808

Housing units

0.0%

Bachelor's or higher

Age distribution

Male Female

908

Under 5

890

1,008

5–9

988

1,084

10–14

1,062

1,334

15–19

1,307

1,419

20–24

1,389

2,806

25–34

2,749

2,280

35–44

2,233

2,468

45–54

2,417

1,232

55–59

1,207

1,152

60–64

1,129

2,125

65–74

2,081

1,295

75–84

1,268

383

85+

376

← Male

Female →

Age summary

Group	Count	%
Under 18	7,510	19.5%
18 and over	31,080	80.5%
65 and over	7,528	19.5%
Median age	40.4 years

Race & ethnicity

White 46.7%

Hispanic or Latino 23.4%

Two or more races 16.2%

Other race 8.5%

Black or African American 5%

Asian 0.1%

American Indian / Alaska Native 0.1%

Group	Count	%
White	23,528	46.7%
Hispanic or Latino	11,760	23.4%
Two or more races	8,181	16.2%
Other race	4,279	8.5%
Black or African American	2,520	5%
Asian	44	0.1%
American Indian / Alaska Native	38	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	83.0%	85.4%	80.8%
$50k – $100k	15.2%	11.2%	14.5%
$100k – $200k	1.4%	2.7%	3.8%
Over $200k	0.3%	0.8%	1.0%

Under $10k 26.0%

$10k–$15k 11.2%

$15k–$25k 19.7%

$25k–$35k 11.1%

$35k–$50k 12.3%

$50k–$75k 10.2%

$75k–$100k 4.7%

$100k–$150k 3.7%

$150k–$200k 0.8%

$200k+ 0.4%

Range	% of households
Under $10k	26.0%
$10k–$15k	11.2%
$15k–$25k	19.7%
$25k–$35k	11.1%
$35k–$50k	12.3%
$50k–$75k	10.2%
$75k–$100k	4.7%
$100k–$150k	3.7%
$150k–$200k	0.8%
$200k+	0.4%
Median income	$21,239

Housing

Home values

Under $50k 11.9%

$50k–$100k 32.3%

$100k–$150k 38.3%

$150k–$200k 12.3%

$200k–$300k 3.1%

$300k–$500k 0.9%

$500k–$1M 0.8%

$1M+ 0.4%

Housing overview

Metric	Value
Median home value	$105,900
Median rent / month	$489
Owner occupied	78.2%
Renter occupied	21.8%
Vacant	16.6%
Single-family detached	82.7%
Large apartment buildings	1.0%
Mobile homes	0.5%
Median rooms	4.8
Avg household size (owned)	2.75

Year built

Era	%
2020 or later	0.2%
2010–2019	1.3%
2000–2009	5.5%
1990–1999	16.7%
1980–1989	17.7%
1970–1979	35.8%
1960–1969	15.0%
1950–1959	6.3%
1940–1949	1.3%
1939 or earlier	0.3%

Bedrooms

Size	% of units
No bedroom (studio)	1.0%
1 bedroom	5.5%
2 bedrooms	16.7%
3 bedrooms	55.6%
4 bedrooms	19.1%
5+ bedrooms	2.1%

Vehicles per household

Vehicles	% of households
No vehicle	10.1%
1 vehicle	44.5%
2 vehicles	33.4%
3 or more	12.0%

Heating fuel

Fuel type	%
Utility gas	0.1%
Electricity	15.0%
Propane / LP gas	0.4%
Solar	1.2%
No fuel used	83.2%

Households & families

Household type	Count	%
Married-couple family	0	0.0%
Cohabiting couple	0	0.0%
Male householder, no spouse	0	0.0%
Female householder, no spouse	0	0.0%
Households with children under 18	0	0.0%
Households with seniors (65+)	0	0.0%
Average household size	0.00

Marital status

Status	Male	Female
Never married	0.0%	0.0%
Married	0.0%	0.0%
Separated	0.0%	0.0%
Widowed	0.0%	0.0%
Divorced	0.0%	0.0%

Education

Less than 9th grade 0.0%

Some HS, no diploma 0.0%

HS graduate 0.0%

Some college, no degree 0.0%

Associate's degree 0.0%

Bachelor's degree 0.0%

Graduate / professional 0.0%

Metric	%
HS diploma or higher	0.0%
Bachelor's or higher	0.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	0	0.0%
High school	0	0.0%
College / grad school	0	0.0%

Employment

Industry of employment

Education & healthcare 26.7%

Retail trade 14.3%

Manufacturing 9.0%

Arts, food & hospitality 9.0%

Professional & management 8.6%

Public administration 8.6%

Construction 6.2%

Other services 5.2%

Finance & real estate 4.9%

Wholesale trade 2.7%

Transportation & utilities 2.6%

Information 1.2%

Agriculture & mining 1.0%

Occupation

Category	%
Management, business & arts	33.6%
Service	20.5%
Sales & office	25.3%
Natural resources & construction	7.8%
Production & transportation	12.8%

Employment type

Type	%
Private sector	73.7%
Government	19.7%
Self-employed	6.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	86.7%
Carpool	8.8%
Public transit	0.0%
Walk	0.4%
Work from home	2.7%
Other means	1.5%
Avg commute (minutes)	24.8

Poverty

All people 49.8%

Under 18 years 70.5%

18 and over 44.4%

Married-couple families 33.2%

Female-led households 67.0%

Income support

Source	% of households
Social Security	40.0%
Retirement income	16.5%
Supplemental Security	0.7%
Cash public assistance	11.7%
Food stamps / SNAP	54.3%

Health indicators

Condition	%
Obesity	0.0%
High blood pressure	0.0%
High cholesterol	0.0%
Diabetes	0.0%
Heart disease	0.0%
Stroke	0.0%
Asthma	0.0%
Arthritis	0.0%
Kidney disease	0.0%
Pulmonary disease	0.0%
Cancer	0.0%

Behavior / access	%
Smoking	0.0%
Binge drinking	0.0%
No physical activity	0.0%
Less than 7 hrs sleep	0.0%
Depression	0.0%
Fair or poor health	0.0%
Poor mental health	0.0%
Poor physical health	0.0%
No health insurance	0.0%
Visited doctor (checkup)	0.0%
Visited dentist	0.0%
Cholesterol screening	0.0%
Teeth loss	0.0%

Veterans & disability

Veterans	Count	%
Civilian veterans	0	0.0%

Disability	%
Any disability	0.0%
Under 18	0.0%
18–64 years	0.0%
65 and over	0.0%

Health insurance coverage

Type	%
Private insurance	31.0%
Public insurance	69.1%
No insurance	5.0%
Uninsured under 19	2.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	0	0.0%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	0	0.0%
Born in same state	0	0.0%
Born in different state	0	0.0%
Foreign born	0	0.0%
Naturalized citizen	0	0.0%
Not a US citizen	0	0.0%

Technology access

Metric	% of households
Computer access	0.0%
Internet access	0.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 00728

What city is ZIP code 00728 in?

ZIP code 00728 is primarily assigned to Ponce, Puerto Rico.

What county is ZIP code 00728 in?

ZIP code 00728 falls within Ponce County, Puerto Rico.

What is the poverty rate in ZIP code 00728?

50% of residents in ZIP code 00728 live below the poverty line, above the national average.

Does ZIP code 00728 have a large retiree population?

40% of households in ZIP code 00728 receive Social Security income, suggesting a significant retiree or disability population.

What is the median household income in ZIP code 00728?

The median household income in ZIP code 00728 is $21,239, below the national median of ~$75,000.

What is the typical home value in ZIP code 00728?

The median home value in ZIP code 00728 is $105,900.

What timezone is ZIP code 00728 in?

ZIP code 00728 observes the AST timezone.