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New Jersey ZIP Codes
Warren County
Phillipsburg, NJ
08865
08865 ZIP Code — Phillipsburg, NJ
Warren County, New Jersey
ZIP code 08865 is located in
Phillipsburg ,
New Jersey ,
within Warren County .
It covers approximately 41.47 square miles and serves a population of
30,561 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 908 .
About ZIP code 08865
The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $225,600. Owner-occupancy sits near the national average at 67%.
Median household income is $73,519. 36% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 31 minutes is near the national average.
Educational attainment is near the national average, with 29% of residents holding a bachelor's degree or higher.
08865 ZIP code map
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Cities in ZIP code 08865
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
30,561
Population density
737 / sq mi
State FIPS
34
County FIPS
041
Geography
Land area
41.47 sq mi
Water area
0.96 sq mi
Latitude
40.6912
Longitude
-75.1320
Timezone
Eastern (ET)
Area code
908
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
36.8%
28.4%
30.2%
$50k – $100k
33.0%
30.6%
26.7%
$100k – $200k
24.6%
31.1%
28.3%
Over $200k
5.6%
9.9%
14.8%
Demographics & statistics
$73,519
Median household income
$225,600
Median home value
$1,226
Median monthly rent
28.7%
Bachelor's or higher
Age distribution
Age summary
Group Count %
Under 18 5,672 18.6%
18 and over 24,889 81.4%
65 and over 5,893 19.3%
Median age 43.4 years
Race & ethnicity
Black or African American
8.1%
American Indian / Alaska Native
0.1%
Native Hawaiian / Pacific Islander
0.1%
Group Count %
White 23,296 70.4%
Two or more races 2,918 8.8%
Black or African American 2,686 8.1%
Hispanic or Latino 2,538 7.7%
Asian 847 2.6%
Other race 764 2.3%
American Indian / Alaska Native 27 0.1%
Native Hawaiian / Pacific Islander 23 0.1%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
36.8%
28.4%
30.2%
$50k – $100k
33.0%
30.6%
26.7%
$100k – $200k
24.6%
31.1%
28.3%
Over $200k
5.6%
9.9%
14.8%
Range % of households
Under $10k 5.9%
$10k–$15k 4.0%
$15k–$25k 10.1%
$25k–$35k 5.8%
$35k–$50k 9.6%
$50k–$75k 15.3%
$75k–$100k 13.0%
$100k–$150k 20.3%
$150k–$200k 9.0%
$200k+ 7.0%
Median income $73,519
Housing
Housing overview
Metric Value
Median home value $225,600
Median rent / month $1,226
Owner occupied 67.2%
Renter occupied 32.8%
Vacant 6.8%
Single-family detached 62.7%
Large apartment buildings 4.6%
Mobile homes 0.1%
Median rooms 6.0
Avg household size (owned) 2.38
Year built
Era %
2020 or later 0.5%
2010–2019 1.6%
2000–2009 7.2%
1990–1999 5.8%
1980–1989 6.6%
1970–1979 11.4%
1960–1969 9.5%
1950–1959 13.8%
1940–1949 9.4%
1939 or earlier 34.2%
Bedrooms
Size % of units
No bedroom (studio) 1.6%
1 bedroom 12.9%
2 bedrooms 21.7%
3 bedrooms 42.7%
4 bedrooms 18.2%
5+ bedrooms 2.9%
Vehicles per household
Vehicles % of households
No vehicle 10.0%
1 vehicle 36.8%
2 vehicles 32.6%
3 or more 20.6%
Heating fuel
Fuel type %
Utility gas 59.1%
Electricity 9.5%
Propane / LP gas 2.0%
Fuel oil 26.8%
Wood 0.9%
No fuel used 0.7%
Households & families
Household type Count %
Married-couple family 5,833 44.0%
Cohabiting couple 1,007 7.6%
Male householder, no spouse 2,347 17.7%
Female householder, no spouse 4,074 30.7%
Households with children under 18 3,442 26.0%
Households with seniors (65+) 4,369 32.9%
Average household size 2.28
Marital status
Status Male Female
Never married 33.1% 26.0%
Married 49.4% 46.2%
Separated 2.3% 1.9%
Widowed 3.6% 10.9%
Divorced 11.6% 15.0%
Education
Some college, no degree
18.4%
Graduate / professional
10.5%
Metric %
HS diploma or higher 92.3%
Bachelor's or higher 28.7%
School enrollment (ages 3–17)
Type Count %
Nursery / preschool 434 7.4%
Kindergarten 535 9.1%
Elementary school 2,460 41.9%
High school 1,158 19.7%
College / grad school 1,285 21.9%
Employment
Industry of employment
Education & healthcare
25.9%
Professional & management
11.9%
Arts, food & hospitality
8.1%
Transportation & utilities
7.4%
Finance & real estate
4.0%
Public administration
3.5%
Agriculture & mining
1.4%
Occupation
Category %
Management, business & arts 38.2%
Service 19.0%
Sales & office 18.8%
Natural resources & construction 8.5%
Production & transportation 15.5%
Employment type
Type %
Private sector 81.7%
Government 15.3%
Self-employed 2.7%
Unpaid family workers 0.3%
Commute
Method %
Drive alone 78.2%
Carpool 8.0%
Public transit 1.2%
Walk 3.1%
Work from home 6.9%
Other means 2.7%
Avg commute (minutes) 31.0
Poverty
Married-couple families
3.9%
Female-led households
31.4%
Income support
Source % of households
Social Security 35.5%
Retirement income 28.6%
Supplemental Security 4.8%
Cash public assistance 3.6%
Food stamps / SNAP 14.1%
Health indicators
Condition %
Obesity 31.6%
High blood pressure 0.0%
High cholesterol 0.0%
Diabetes 9.2%
Heart disease 6.5%
Stroke 3.1%
Asthma 10.1%
Arthritis 22.9%
Kidney disease 2.8%
Pulmonary disease 6.9%
Cancer 6.9%
Behavior / access %
Smoking 16.6%
Binge drinking 18.0%
No physical activity 23.1%
Less than 7 hrs sleep 31.2%
Depression 19.4%
Fair or poor health 13.1%
Poor mental health 14.8%
Poor physical health 10.0%
No health insurance 13.8%
Visited doctor (checkup) 74.9%
Visited dentist 62.7%
Cholesterol screening 0.0%
Teeth loss 13.9%
Veterans & disability
Veterans Count %
Civilian veterans 1,963 7.9%
Disability %
Any disability 12.5%
Under 18 4.1%
18–64 years 9.8%
65 and over 29.9%
Health insurance coverage
Type %
Private insurance 73.1%
Public insurance 37.9%
No insurance 5.4%
Uninsured under 19 3.0%
Language & origin
Language spoken at home (age 5+)
Language Count %
English only 29,116 95.3%
Spanish 1,305 4.5%
Other Indo-European 926 3.2%
Asian & Pacific Islander 80 0.3%
Other languages 216 0.7%
Place of birth & citizenship
Origin Count %
Native born (US) 27,827 91.1%
Born in same state 27,146 88.8%
Born in different state 18,155 59.4%
Foreign born 681 2.2%
Naturalized citizen 2,734 8.9%
Not a US citizen 1,857 67.9%
Ancestry
Ancestry Count %
Italian 5,487 18%
French 2,850 9.3%
Irish 1,246 4.1%
Arab 1,166 3.8%
English 838 2.7%
Ancestry Count %
Norwegian 232 0.8%
Polish 223 0.7%
German 182 0.6%
Dutch 41 0.1%
Technology access
Metric % of households
Computer access 43.4%
Internet access 90.0%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 08865
What city is ZIP code 08865 in?
ZIP code 08865 is primarily assigned to Phillipsburg, New Jersey.
What county is ZIP code 08865 in?
ZIP code 08865 falls within Warren County, New Jersey.
Does ZIP code 08865 have a large retiree population?
36% of households in ZIP code 08865 receive Social Security income, suggesting a significant retiree or disability population.
What is the population of ZIP code 08865?
ZIP code 08865 has an estimated population of 30,561 residents, with a density of 737 people per square mile.
What is the typical home value in ZIP code 08865?
The median home value in ZIP code 08865 is $225,600.
What is the median household income in ZIP code 08865?
The median household income in ZIP code 08865 is $73,519, below the national median of ~$75,000.
What timezone is ZIP code 08865 in?
ZIP code 08865 observes the EST timezone.
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