08848 ZIP Code — Milford, NJ

Hunterdon County, New Jersey

ZIP code 08848 is located in Milford, New Jersey, within Hunterdon County. It covers approximately 32.71 square miles and serves a population of 8,295 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 908.

About ZIP code 08848

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $375,600. Owner-occupancy is high at 93%, well above the national average.

Median household income is $126,705. The poverty rate of 5% is below the national average. 37% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 34 minutes is near the national average.

Educational attainment is high — 46% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 08848 reflects a community defined by high homeownership and a significant Social Security-dependent population.

8,295

population

32.71

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

08848 ZIP code map

Cities in ZIP code 08848

Below are the cities the US Postal Service accepts for ZIP code 08848. Using any city not on this list may result in mail delivery delays.

City	Status
Milford	Preferred

Nearby ZIP codes

18972 Upper Black Eddy (4 mi) 08804 Bloomsbury (4 mi) 18920 Erwinna (6 mi) 08867 Pittstown (6.9 mi) 08825 Frenchtown (7.1 mi) 18930 Kintnersville (7.1 mi) 18077 Riegelsville (7.2 mi) 08865 Phillipsburg (7.5 mi) 08802 Asbury (7.5 mi) 08886 Stewartsville (7.5 mi) 18042 Easton (7.9 mi) 18942 Ottsville (8.5 mi)

Demographics updated 05/2026

Population
Total population	8,295
Population density	254 / sq mi
State FIPS	34
County FIPS	019

Geography
Land area	32.71 sq mi
Water area	0.72 sq mi
Latitude	40.5854
Longitude	-75.1024
Timezone	Eastern (ET)
Area code	908

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	15.1%	17.8%	30.2%
$50k – $100k	26.6%	22.9%	26.7%
$100k – $200k	38.6%	35.2%	28.3%
Over $200k	19.6%	24.1%	14.8%

Demographics & statistics

8,295

Population

254

People per sq mi

44.3

Median age

$126,705

Median household income

$53,520

Per capita income

$375,600

Median home value

$1,581

Median monthly rent

92.9%

Home ownership

4.5%

Poverty rate

6.9%

Unemployment

2,907

Housing units

46.3%

Bachelor's or higher

Age distribution

Male Female

167

Under 5

172

256

5–9

266

339

10–14

351

274

15–19

283

183

20–24

189

342

25–34

354

517

35–44

535

493

45–54

511

331

55–59

342

321

60–64

333

458

65–74

474

302

75–84

312

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,038	24.6%
18 and over	6,257	75.4%
65 and over	1,736	20.9%
Median age	44.3 years

Race & ethnicity

White 95.2%

Two or more races 2.1%

Black or African American 1%

Hispanic or Latino 0.8%

Other race 0.5%

Asian 0.4%

Group	Count	%
White	7,960	95.2%
Two or more races	172	2.1%
Black or African American	84	1%
Hispanic or Latino	69	0.8%
Other race	44	0.5%
Asian	30	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	15.1%	17.8%	30.2%
$50k – $100k	26.6%	22.9%	26.7%
$100k – $200k	38.6%	35.2%	28.3%
Over $200k	19.6%	24.1%	14.8%

Under $10k 2.5%

$10k–$15k 1.1%

$15k–$25k 1.3%

$25k–$35k 4.0%

$35k–$50k 7.1%

$50k–$75k 9.5%

$75k–$100k 10.3%

$100k–$150k 26.4%

$150k–$200k 18.0%

$200k+ 19.9%

Range	% of households
Under $10k	2.5%
$10k–$15k	1.1%
$15k–$25k	1.3%
$25k–$35k	4.0%
$35k–$50k	7.1%
$50k–$75k	9.5%
$75k–$100k	10.3%
$100k–$150k	26.4%
$150k–$200k	18.0%
$200k+	19.9%
Median income	$126,705

Housing

Home values

Under $50k 0.1%

$50k–$100k 0.1%

$100k–$150k 0.3%

$150k–$200k 8.5%

$200k–$300k 20.7%

$300k–$500k 47.7%

$500k–$1M 21.5%

$1M+ 1.1%

Housing overview

Metric	Value
Median home value	$375,600
Median rent / month	$1,581
Owner occupied	92.9%
Renter occupied	7.1%
Vacant	2.6%
Single-family detached	92.1%
Large apartment buildings	0.0%
Mobile homes	0.0%
Median rooms	7.0
Avg household size (owned)	2.75

Year built

Era	%
2020 or later	0.0%
2010–2019	0.7%
2000–2009	5.8%
1990–1999	16.2%
1980–1989	13.0%
1970–1979	17.9%
1960–1969	10.9%
1950–1959	10.8%
1940–1949	3.7%
1939 or earlier	21.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	4.0%
2 bedrooms	12.2%
3 bedrooms	44.1%
4 bedrooms	35.7%
5+ bedrooms	4.0%

Vehicles per household

Vehicles	% of households
No vehicle	1.9%
1 vehicle	19.6%
2 vehicles	41.7%
3 or more	36.8%

Heating fuel

Fuel type	%
Utility gas	8.5%
Electricity	13.1%
Propane / LP gas	19.9%
Fuel oil	51.2%
Wood	5.0%
Solar	0.3%

Households & families

Household type	Count	%
Married-couple family	2,088	68.6%
Cohabiting couple	201	6.6%
Male householder, no spouse	307	10.1%
Female householder, no spouse	447	14.7%
Households with children under 18	1,071	35.2%
Households with seniors (65+)	1,142	37.5%
Average household size	2.72

Marital status

Status	Male	Female
Never married	27.4%	20.8%
Married	63.5%	63.9%
Separated	2.9%	0.4%
Widowed	1.7%	2.2%
Divorced	4.5%	12.8%

Education

Less than 9th grade 1.3%

Some HS, no diploma 2.1%

HS graduate 24.8%

Some college, no degree 17.5%

Associate's degree 8.0%

Bachelor's degree 31.2%

Graduate / professional 15.0%

Metric	%
HS diploma or higher	96.6%
Bachelor's or higher	46.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	131	6.3%
Kindergarten	51	2.4%
Elementary school	1,079	51.7%
High school	569	27.2%
College / grad school	259	12.4%

Employment

Industry of employment

Education & healthcare 23.5%

Professional & management 12.2%

Retail trade 9.4%

Finance & real estate 9.4%

Arts, food & hospitality 9.4%

Manufacturing 8.2%

Public administration 7.1%

Other services 6.8%

Construction 5.6%

Transportation & utilities 2.8%

Wholesale trade 2.6%

Information 1.9%

Agriculture & mining 1.2%

Occupation

Category	%
Management, business & arts	52.1%
Service	16.5%
Sales & office	18.0%
Natural resources & construction	8.8%
Production & transportation	4.5%

Employment type

Type	%
Private sector	70.4%
Government	21.7%
Self-employed	7.9%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	77.8%
Carpool	2.9%
Public transit	2.6%
Walk	0.5%
Work from home	14.8%
Other means	1.4%
Avg commute (minutes)	33.9

Poverty

All people 4.5%

Under 18 years 1.9%

18 and over 5.3%

Married-couple families 1.1%

Female-led households 13.6%

Income support

Source	% of households
Social Security	37.3%
Retirement income	35.8%
Supplemental Security	3.0%
Cash public assistance	0.3%
Food stamps / SNAP	2.4%

Health indicators

Condition	%
Obesity	25.5%
High blood pressure	0.0%
High cholesterol	0.0%
Diabetes	7.6%
Heart disease	5.6%
Stroke	2.4%
Asthma	9.1%
Arthritis	20.6%
Kidney disease	2.4%
Pulmonary disease	5.2%
Cancer	7.2%

Behavior / access	%
Smoking	11.7%
Binge drinking	18.4%
No physical activity	15.8%
Less than 7 hrs sleep	28.7%
Depression	18.1%
Fair or poor health	9.1%
Poor mental health	12.6%
Poor physical health	7.8%
No health insurance	9.2%
Visited doctor (checkup)	74.6%
Visited dentist	73.9%
Cholesterol screening	0.0%
Teeth loss	8.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	384	6.1%

Disability	%
Any disability	10.3%
Under 18	0.7%
18–64 years	9.1%
65 and over	24.5%

Health insurance coverage

Type	%
Private insurance	87.6%
Public insurance	25.4%
No insurance	1.6%
Uninsured under 19	1.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,956	95.9%
Spanish	85	1.1%
Other Indo-European	31	0.4%
Asian & Pacific Islander	43	0.5%
Other languages	4	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,937	95.7%
Born in same state	7,925	95.5%
Born in different state	5,378	64.8%
Foreign born	12	0.1%
Naturalized citizen	358	4.3%
Not a US citizen	265	74.0%

Ancestry

Ancestry	Count	%
Italian	1,817	21.9%
French	920	11.1%
English	259	3.1%
Arab	197	2.4%
Irish	191	2.3%

Ancestry	Count	%
Polish	103	1.2%
Dutch	67	0.8%
German	33	0.4%
Norwegian	22	0.3%

Technology access

Metric	% of households
Computer access	36.7%
Internet access	95.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 08848

What city is ZIP code 08848 in?

ZIP code 08848 is primarily assigned to Milford, New Jersey.

What county is ZIP code 08848 in?

ZIP code 08848 falls within Hunterdon County, New Jersey.

Is ZIP code 08848 mostly owner-occupied?

93% of occupied units in ZIP code 08848 are owner-occupied, well above the national average.

How educated is the population of ZIP code 08848?

46% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 08848 have a large retiree population?

37% of households in ZIP code 08848 receive Social Security income, suggesting a significant retiree or disability population.

What is the median household income in ZIP code 08848?

The median household income in ZIP code 08848 is $126,705, above the national median of ~$75,000.

What timezone is ZIP code 08848 in?

ZIP code 08848 observes the EST timezone.