47970 ZIP Code — Otterbein, IN

Benton County, Indiana

ZIP code 47970 is located in Otterbein, Indiana, within Benton County. It covers approximately 60.58 square miles and serves a population of 2,195 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 765.

About ZIP code 47970

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $158,700. Owner-occupancy is high at 76%, well above the national average.

The gap between median ($64,762) and mean household income suggests income inequality — a small number of higher earners pull the average up. 33% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 26 minutes is near the national average.

Educational attainment is near the national average, with 24% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Overall, ZIP code 47970 reflects a community defined by high homeownership and a significant Social Security-dependent population.

2,195
population
60.58
sq mi land
Standard
ZIP type
Eastern (ET)
timezone
47970 ZIP code map
Cities in ZIP code 47970

Below are the cities the US Postal Service accepts for ZIP code 47970. Using any city not on this list may result in mail delivery delays.

City Status
Otterbein Preferred
Nearby ZIP codes
47971 Oxford (6.2 mi) 47975 Pine Village (6.7 mi) 47906 West Lafayette (9.7 mi) 47921 Boswell (12 mi) 47918 Attica (12 mi) 47992 Westpoint (12.1 mi) 47907 West Lafayette (12.2 mi) 47944 Fowler (12.5 mi) 47901 Lafayette (13.8 mi) 47904 Lafayette (14 mi) 47923 Brookston (15.1 mi) 47909 Lafayette (17.3 mi)
Demographics updated 06/2026
Population
Total population 2,195
Population density 36 / sq mi
State FIPS 18
County FIPS 007
Geography
Land area 60.58 sq mi
Water area 0.41 sq mi
Latitude 40.4720
Longitude -87.1412
Timezone Eastern (ET)
Area code 765
Total population by age
Gender
Race & ethnicity
Economics updated 06/2026
Household income
Income range This ZIP County avg State avg
Under $50k 46.2% 47.6% 42.9%
$50k – $100k 33.1% 33.8% 32.7%
$100k – $200k 19.9% 16.7% 19.8%
Over $200k 0.7% 1.9% 4.5%

Demographics & statistics

2,195
Population
36
People per sq mi
43.3
Median age
$64,762
Median household income
$42,783
Per capita income
$158,700
Median home value
$852
Median monthly rent
76.1%
Home ownership
14.6%
Poverty rate
3.4%
Unemployment
686
Housing units
23.8%
Bachelor's or higher

Age distribution

Male Female
38
Under 5
43
69
5–9
77
112
10–14
126
66
15–19
75
92
20–24
105
71
25–34
81
129
35–44
145
184
45–54
209
50
55–59
56
37
60–64
42
121
65–74
136
47
75–84
54
14
85+
16
← Male
Female →

Age summary

GroupCount%
Under 1856725.8%
18 and over1,62874.2%
65 and over38817.7%
Median age43.3 years

Race & ethnicity

White 89.4%
Two or more races 7.1%
Hispanic or Latino 1.8%
Black or African American 1.3%
Asian 0.3%
GroupCount%
White2,00089.4%
Two or more races1597.1%
Hispanic or Latino411.8%
Black or African American291.3%
Asian60.3%

Household income

Income range This ZIP County avg State avg
Under $50k 46.2% 47.6% 42.9%
$50k – $100k 33.1% 33.8% 32.7%
$100k – $200k 19.9% 16.7% 19.8%
Over $200k 0.7% 1.9% 4.5%
Under $10k 0.4%
$10k–$15k 6.8%
$15k–$25k 7.9%
$25k–$35k 8.2%
$35k–$50k 11.9%
$50k–$75k 23.9%
$75k–$100k 13.5%
$100k–$150k 23.4%
$150k–$200k 2.3%
$200k+ 1.8%
Range% of households
Under $10k0.4%
$10k–$15k6.8%
$15k–$25k7.9%
$25k–$35k8.2%
$35k–$50k11.9%
$50k–$75k23.9%
$75k–$100k13.5%
$100k–$150k23.4%
$150k–$200k2.3%
$200k+1.8%
Median income$64,762

Housing

Home values

Under $50k 3.4%
$50k–$100k 23.4%
$100k–$150k 19.7%
$150k–$200k 19.9%
$200k–$300k 26.6%
$300k–$500k 5.2%
$500k–$1M 1.7%

Housing overview

MetricValue
Median home value$158,700
Median rent / month$852
Owner occupied76.1%
Renter occupied23.9%
Vacant5.4%
Single-family detached86.1%
Large apartment buildings2.6%
Mobile homes6.5%
Median rooms6.2
Avg household size (owned)2.74

Year built

Era%
2020 or later1.2%
2010–201913.8%
2000–20095.9%
1990–199913.3%
1980–198912.2%
1970–19799.9%
1960–196911.3%
1950–19597.8%
1940–19492.9%
1939 or earlier21.7%

Bedrooms

Size% of units
No bedroom (studio)0.8%
1 bedroom4.1%
2 bedrooms16.9%
3 bedrooms59.3%
4 bedrooms17.8%
5+ bedrooms1.1%

Vehicles per household

Vehicles% of households
No vehicle4.2%
1 vehicle20.3%
2 vehicles37.1%
3 or more38.4%

Heating fuel

Fuel type%
Utility gas38.2%
Electricity22.8%
Propane / LP gas31.0%
Fuel oil0.2%
Wood5.8%
No fuel used1.9%

Households & families

Household typeCount%
Married-couple family42951.2%
Cohabiting couple748.8%
Male householder, no spouse14517.3%
Female householder, no spouse19022.7%
Households with children under 1826331.4%
Households with seniors (65+)25230.1%
Average household size2.62

Marital status

StatusMaleFemale
Never married24.5%29.7%
Married50.6%49.1%
Separated1.3%1.3%
Widowed2.1%7.3%
Divorced21.5%12.6%

Education

Less than 9th grade 3.6%
Some HS, no diploma 6.5%
HS graduate 34.4%
Some college, no degree 23.3%
Associate's degree 8.3%
Bachelor's degree 14.8%
Graduate / professional 9.0%
Metric%
HS diploma or higher89.9%
Bachelor's or higher23.8%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool233.8%
Kindergarten559.1%
Elementary school28146.3%
High school18530.5%
College / grad school6310.4%

Employment

Industry of employment

Education & healthcare 25.1%
Manufacturing 19.5%
Construction 11.5%
Retail trade 10.2%
Other services 6.8%
Agriculture & mining 6.3%
Arts, food & hospitality 5.3%
Finance & real estate 4.0%
Wholesale trade 3.5%
Professional & management 3.0%
Public administration 2.2%
Transportation & utilities 1.3%
Information 1.3%

Occupation

Category%
Management, business & arts29.4%
Service16.4%
Sales & office20.2%
Natural resources & construction19.9%
Production & transportation14.1%

Employment type

Type%
Private sector76.2%
Government13.1%
Self-employed10.7%
Unpaid family workers0.0%

Commute

Method%
Drive alone87.3%
Carpool5.6%
Public transit0.3%
Walk3.7%
Work from home2.2%
Other means0.8%
Avg commute (minutes)26.1

Poverty

All people 14.6%
Under 18 years 18.6%
18 and over 13.2%
Married-couple families 5.8%
Female-led households 11.4%

Income support

Source% of households
Social Security33.2%
Retirement income20.0%
Supplemental Security8.7%
Cash public assistance0.8%
Food stamps / SNAP9.7%

Health indicators

Condition%
Obesity37.5%
High blood pressure31.7%
High cholesterol31.6%
Diabetes9.8%
Heart disease6.1%
Stroke2.8%
Asthma10.1%
Arthritis24.2%
Kidney disease2.6%
Pulmonary disease7.7%
Cancer6.1%
Behavior / access%
Smoking21.4%
Binge drinking17.6%
No physical activity25.4%
Less than 7 hrs sleep34.2%
Depression24.1%
Fair or poor health14.8%
Poor mental health16.4%
Poor physical health10.8%
No health insurance12.9%
Visited doctor (checkup)72.9%
Visited dentist63.2%
Cholesterol screening87.5%
Teeth loss16.2%

Veterans & disability

VeteransCount%
Civilian veterans986.0%
Disability%
Any disability18.7%
Under 187.4%
18–64 years17.3%
65 and over39.7%

Health insurance coverage

Type%
Private insurance66.7%
Public insurance37.7%
No insurance8.0%
Uninsured under 199.4%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only2,11496.3%
Spanish00.0%
Other Indo-European00.0%
Asian & Pacific Islander00.0%
Other languages00.0%

Place of birth & citizenship

OriginCount%
Native born (US)2,15198.0%
Born in same state2,13597.3%
Born in different state1,77480.8%
Foreign born160.7%
Naturalized citizen442.0%
Not a US citizen2556.8%

Ancestry

AncestryCount%
French30513.9%
Arab2059.3%
AncestryCount%
Italian1235.6%
English1064.8%

Technology access

Metric% of households
Computer access38.2%
Internet access98.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 47970

What city is ZIP code 47970 in?

ZIP code 47970 is primarily assigned to Otterbein, Indiana.

What county is ZIP code 47970 in?

ZIP code 47970 falls within Benton County, Indiana.

What is the typical home value in ZIP code 47970?

The median home value in ZIP code 47970 is $158,700.

What is the population of ZIP code 47970?

ZIP code 47970 has an estimated population of 2,195 residents, with a density of 36 people per square mile.

What is the median household income in ZIP code 47970?

The median household income in ZIP code 47970 is $64,762, below the national median of ~$75,000.

What timezone is ZIP code 47970 in?

ZIP code 47970 observes the EST timezone.

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