95965 ZIP Code — Oroville, CA

Butte County, California

ZIP code 95965 is located in Oroville, California, within Butte County. It covers approximately 311.42 square miles and serves a population of 20,835 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 530.

About ZIP code 95965

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $258,500. Owner-occupancy sits near the national average at 58%.

Median household income is $45,406. Poverty affects 24% of residents, above the national average. SNAP benefit usage at 24% of households reflects economic stress in the area. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 24 minutes is near the national average.

College attainment at 15% is below the national average, consistent with a trades and production-oriented local economy.

Overall, ZIP code 95965 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

20,835

population

311.42

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

95965 ZIP code map

Cities in ZIP code 95965

Below are the cities the US Postal Service accepts for ZIP code 95965. Using any city not on this list may result in mail delivery delays.

City	Status
Oroville	Acceptable
Oroville	Preferred

Nearby ZIP codes

95969 Paradise (5.2 mi) 95928 Chico (9.8 mi) 95938 Durham (11.2 mi) 95976 Chico (11.5 mi) 95929 Chico (11.5 mi) 95926 Chico (12.2 mi) 95968 Palermo (16 mi) 95916 Berry Creek (16.3 mi) 95917 Biggs (17.5 mi) 95966 Oroville (17.8 mi) 95973 Chico (19 mi) 95954 Magalia (19.8 mi)

Demographics updated 06/2026

Population
Total population	20,835
Population density	67 / sq mi
State FIPS	06
County FIPS	007

Geography
Land area	311.42 sq mi
Water area	22.98 sq mi
Latitude	39.6510
Longitude	-121.6443
Timezone	Pacific (PT)
Area code	530

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.3%	46.4%	32.6%
$50k – $100k	24.7%	27.8%	27.7%
$100k – $200k	12.4%	19.6%	26.4%
Over $200k	2.6%	6.2%	13.3%

Demographics & statistics

20,835

Population

People per sq mi

37.2

Median age

$45,406

Median household income

$25,178

Per capita income

$258,500

Median home value

$1,059

Median monthly rent

57.8%

Home ownership

24.4%

Poverty rate

7.9%

Unemployment

5,046

Housing units

14.8%

Bachelor's or higher

Age distribution

Male Female

646

Under 5

671

599

5–9

623

811

10–14

843

678

15–19

704

697

20–24

724

1,386

25–34

1,440

1,281

35–44

1,331

963

45–54

999

796

55–59

826

615

60–64

638

957

65–74

993

617

75–84

640

175

85+

182

← Male

Female →

Age summary

Group	Count	%
Under 18	4,927	23.6%
18 and over	15,908	76.4%
65 and over	3,564	17.1%
Median age	37.2 years

Race & ethnicity

White 58.7%

Asian 13.4%

Two or more races 10.1%

Hispanic or Latino 8.5%

Black or African American 3.7%

Other race 3.5%

American Indian / Alaska Native 2%

Native Hawaiian / Pacific Islander 0.2%

Group	Count	%
White	13,362	58.7%
Asian	3,047	13.4%
Two or more races	2,293	10.1%
Hispanic or Latino	1,939	8.5%
Black or African American	833	3.7%
Other race	792	3.5%
American Indian / Alaska Native	466	2%
Native Hawaiian / Pacific Islander	42	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	60.3%	46.4%	32.6%
$50k – $100k	24.7%	27.8%	27.7%
$100k – $200k	12.4%	19.6%	26.4%
Over $200k	2.6%	6.2%	13.3%

Under $10k 7.6%

$10k–$15k 3.6%

$15k–$25k 12.4%

$25k–$35k 15.3%

$35k–$50k 15.1%

$50k–$75k 15.2%

$75k–$100k 10.1%

$100k–$150k 11.0%

$150k–$200k 4.8%

$200k+ 5.0%

Range	% of households
Under $10k	7.6%
$10k–$15k	3.6%
$15k–$25k	12.4%
$25k–$35k	15.3%
$35k–$50k	15.1%
$50k–$75k	15.2%
$75k–$100k	10.1%
$100k–$150k	11.0%
$150k–$200k	4.8%
$200k+	5.0%
Median income	$45,406

Housing

Home values

Under $50k 12.7%

$50k–$100k 3.4%

$100k–$150k 6.7%

$150k–$200k 11.8%

$200k–$300k 26.0%

$300k–$500k 25.2%

$500k–$1M 12.6%

$1M+ 1.7%

Housing overview

Metric	Value
Median home value	$258,500
Median rent / month	$1,059
Owner occupied	57.8%
Renter occupied	42.2%
Vacant	9.6%
Single-family detached	55.1%
Large apartment buildings	2.9%
Mobile homes	17.0%
Median rooms	4.8
Avg household size (owned)	2.67

Year built

Era	%
2020 or later	0.3%
2010–2019	3.4%
2000–2009	11.7%
1990–1999	8.1%
1980–1989	16.3%
1970–1979	19.6%
1960–1969	12.7%
1950–1959	10.4%
1940–1949	5.6%
1939 or earlier	11.8%

Bedrooms

Size	% of units
No bedroom (studio)	2.3%
1 bedroom	13.7%
2 bedrooms	39.9%
3 bedrooms	36.2%
4 bedrooms	6.7%
5+ bedrooms	1.3%

Vehicles per household

Vehicles	% of households
No vehicle	8.6%
1 vehicle	34.0%
2 vehicles	31.8%
3 or more	25.6%

Heating fuel

Fuel type	%
Utility gas	46.1%
Electricity	29.6%
Propane / LP gas	11.1%
Fuel oil	0.3%
Wood	10.4%
Solar	1.6%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	2,623	35.6%
Cohabiting couple	1,008	13.7%
Male householder, no spouse	1,509	20.5%
Female householder, no spouse	2,237	30.3%
Households with children under 18	2,332	31.6%
Households with seniors (65+)	2,767	37.5%
Average household size	2.69

Marital status

Status	Male	Female
Never married	45.6%	39.1%
Married	36.5%	32.7%
Separated	2.3%	3.6%
Widowed	2.3%	11.0%
Divorced	13.3%	13.6%

Education

Less than 9th grade 6.2%

Some HS, no diploma 11.3%

HS graduate 31.6%

Some college, no degree 27.4%

Associate's degree 8.8%

Bachelor's degree 9.8%

Graduate / professional 4.9%

Metric	%
HS diploma or higher	82.5%
Bachelor's or higher	14.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	303	6.6%
Kindergarten	338	7.3%
Elementary school	2,049	44.5%
High school	884	19.2%
College / grad school	1,031	22.4%

Employment

Industry of employment

Education & healthcare 25.6%

Arts, food & hospitality 12.9%

Manufacturing 10.9%

Retail trade 9.8%

Professional & management 9.0%

Construction 8.9%

Public administration 5.9%

Finance & real estate 5.7%

Transportation & utilities 3.4%

Agriculture & mining 3.1%

Other services 3.1%

Information 1.1%

Wholesale trade 0.6%

Occupation

Category	%
Management, business & arts	27.8%
Service	24.3%
Sales & office	17.5%
Natural resources & construction	11.8%
Production & transportation	18.7%

Employment type

Type	%
Private sector	76.6%
Government	17.1%
Self-employed	6.3%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	75.9%
Carpool	10.6%
Public transit	1.8%
Walk	3.0%
Work from home	6.7%
Other means	2.1%
Avg commute (minutes)	24.2

Poverty

All people 24.4%

Under 18 years 29.1%

18 and over 22.9%

Married-couple families 12.5%

Female-led households 27.3%

Income support

Source	% of households
Social Security	38.1%
Retirement income	27.5%
Supplemental Security	13.7%
Cash public assistance	9.1%
Food stamps / SNAP	24.3%

Health indicators

Condition	%
Obesity	32.2%
High blood pressure	32.7%
High cholesterol	31.0%
Diabetes	11.6%
Heart disease	7.5%
Stroke	3.9%
Asthma	11.4%
Arthritis	25.6%
Kidney disease	3.5%
Pulmonary disease	9.9%
Cancer	6.2%

Behavior / access	%
Smoking	19.7%
Binge drinking	18.0%
No physical activity	25.4%
Less than 7 hrs sleep	35.2%
Depression	21.2%
Fair or poor health	20.4%
Poor mental health	17.7%
Poor physical health	14.0%
No health insurance	13.0%
Visited doctor (checkup)	67.1%
Visited dentist	54.5%
Cholesterol screening	87.1%
Teeth loss	18.6%

Veterans & disability

Veterans	Count	%
Civilian veterans	963	6.1%

Disability	%
Any disability	19.9%
Under 18	4.0%
18–64 years	19.6%
65 and over	42.6%

Health insurance coverage

Type	%
Private insurance	45.7%
Public insurance	61.5%
No insurance	6.6%
Uninsured under 19	3.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	19,518	93.7%
Spanish	1,705	8.7%
Other Indo-European	627	3.2%
Asian & Pacific Islander	158	0.8%
Other languages	920	4.7%

Place of birth & citizenship

Origin	Count	%
Native born (US)	18,702	89.8%
Born in same state	18,562	89.1%
Born in different state	15,092	72.4%
Foreign born	140	0.7%
Naturalized citizen	2,133	10.2%
Not a US citizen	1,369	64.2%

Ancestry

Ancestry	Count	%
Arab	2,327	11.2%
Italian	1,925	9.2%
French	1,537	7.4%
English	434	2.1%
Norwegian	231	1.1%

Ancestry	Count	%
Dutch	179	0.9%
Polish	159	0.8%
German	48	0.2%
Irish	19	0.1%

Technology access

Metric	% of households
Computer access	35.4%
Internet access	92.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95965

What city is ZIP code 95965 in?

ZIP code 95965 is primarily assigned to Oroville, California.

What county is ZIP code 95965 in?

ZIP code 95965 falls within Butte County, California.

What is the poverty rate in ZIP code 95965?

24% of residents in ZIP code 95965 live below the poverty line, above the national average.

How educated is the population of ZIP code 95965?

15% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 95965 have a large retiree population?

38% of households in ZIP code 95965 receive Social Security income, suggesting a significant retiree or disability population.

What is the median household income in ZIP code 95965?

The median household income in ZIP code 95965 is $45,406, below the national median of ~$75,000.

What timezone is ZIP code 95965 in?

ZIP code 95965 observes the PST timezone.