95973 ZIP Code — Chico, CA
Butte County, California
ZIP code 95973 is located in Chico, California, within Butte County. It covers approximately 300.10 square miles and serves a population of 38,323 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 530.
About ZIP code 95973
The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $464,400. Owner-occupancy sits near the national average at 62%.
The gap between median ($87,667) and mean household income suggests income inequality — a small number of higher earners pull the average up.
The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 19 minutes is near the national average.
Educational attainment is near the national average, with 41% of residents holding a bachelor's degree or higher.
38,323
population
300.10
sq mi land
Standard
ZIP type
Pacific (PT)
timezone
95973 ZIP code map
Cities in ZIP code 95973
Below are the cities the US Postal Service accepts for ZIP code 95973. Using any city not on this list may result in mail delivery delays.
| City | Status |
|---|---|
| Chico | Acceptable |
| Chico | Preferred |
Nearby ZIP codes
95926 Chico (8.5 mi)
95929 Chico (9.5 mi)
95976 Chico (9.5 mi)
95928 Chico (11 mi)
95969 Paradise (14.9 mi)
96055 Los Molinos (17.6 mi)
95954 Magalia (17.7 mi)
95938 Durham (17.9 mi)
95965 Oroville (19 mi)
Demographics
updated 06/2026
| Population | |
|---|---|
| Total population | 38,323 |
| Population density | 128 / sq mi |
| State FIPS | 06 |
| County FIPS | 007 |
| Geography | |
|---|---|
| Land area | 300.10 sq mi |
| Water area | 1.99 sq mi |
| Latitude | 39.8642 |
| Longitude | -121.8697 |
| Timezone | Pacific (PT) |
| Area code | 530 |
Total population by age
Gender
Race & ethnicity
Economics
updated 06/2026
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 34.9% | 46.4% | 32.6% |
| $50k – $100k | 29.3% | 27.8% | 27.7% |
| $100k – $200k | 26.2% | 19.6% | 26.4% |
| Over $200k | 9.5% | 6.2% | 13.3% |
Demographics & statistics
38,323
Population
128
People per sq mi
37.5
Median age
$87,667
Median household income
$45,763
Per capita income
$464,400
Median home value
$1,394
Median monthly rent
62.3%
Home ownership
11.5%
Poverty rate
6.2%
Unemployment
10,383
Housing units
41.1%
Bachelor's or higher
Age distribution
Male
Female
1,085
Under 5
1,115
1,279
5–9
1,314
1,197
10–14
1,230
1,060
15–19
1,089
1,357
20–24
1,394
2,779
25–34
2,857
2,782
35–44
2,860
2,013
45–54
2,069
1,166
55–59
1,199
1,119
60–64
1,150
1,742
65–74
1,791
869
75–84
893
451
85+
463
← Male
Female →
Age summary
| Group | Count | % |
|---|---|---|
| Under 18 | 8,474 | 22.1% |
| 18 and over | 29,849 | 77.9% |
| 65 and over | 6,209 | 16.2% |
| Median age | 37.5 years | |
Race & ethnicity
White
69%
Hispanic or Latino
10.4%
Two or more races
8.2%
Other race
5.5%
Asian
4.7%
American Indian / Alaska Native
0.9%
Black or African American
0.9%
Native Hawaiian / Pacific Islander
0.4%
| Group | Count | % |
|---|---|---|
| White | 29,520 | 69% |
| Hispanic or Latino | 4,469 | 10.4% |
| Two or more races | 3,518 | 8.2% |
| Other race | 2,342 | 5.5% |
| Asian | 2,009 | 4.7% |
| American Indian / Alaska Native | 379 | 0.9% |
| Black or African American | 371 | 0.9% |
| Native Hawaiian / Pacific Islander | 184 | 0.4% |
Household income
| Income range | This ZIP | County avg | State avg |
|---|---|---|---|
| Under $50k | 34.9% | 46.4% | 32.6% |
| $50k – $100k | 29.3% | 27.8% | 27.7% |
| $100k – $200k | 26.2% | 19.6% | 26.4% |
| Over $200k | 9.5% | 6.2% | 13.3% |
Under $10k
4.7%
$10k–$15k
1.0%
$15k–$25k
6.8%
$25k–$35k
8.2%
$35k–$50k
9.3%
$50k–$75k
14.0%
$75k–$100k
11.8%
$100k–$150k
20.0%
$150k–$200k
10.4%
$200k+
13.8%
| Range | % of households |
|---|---|
| Under $10k | 4.7% |
| $10k–$15k | 1.0% |
| $15k–$25k | 6.8% |
| $25k–$35k | 8.2% |
| $35k–$50k | 9.3% |
| $50k–$75k | 14.0% |
| $75k–$100k | 11.8% |
| $100k–$150k | 20.0% |
| $150k–$200k | 10.4% |
| $200k+ | 13.8% |
| Median income | $87,667 |
Housing
Home values
Under $50k
8.0%
$50k–$100k
5.5%
$100k–$150k
1.0%
$150k–$200k
0.9%
$200k–$300k
3.5%
$300k–$500k
39.1%
$500k–$1M
34.2%
$1M+
7.9%
Housing overview
| Metric | Value |
|---|---|
| Median home value | $464,400 |
| Median rent / month | $1,394 |
| Owner occupied | 62.3% |
| Renter occupied | 37.7% |
| Vacant | 6.0% |
| Single-family detached | 58.4% |
| Large apartment buildings | 6.3% |
| Mobile homes | 11.5% |
| Median rooms | 5.2 |
| Avg household size (owned) | 2.67 |
Year built
| Era | % |
|---|---|
| 2020 or later | 0.3% |
| 2010–2019 | 17.0% |
| 2000–2009 | 16.5% |
| 1990–1999 | 15.0% |
| 1980–1989 | 19.7% |
| 1970–1979 | 19.9% |
| 1960–1969 | 6.1% |
| 1950–1959 | 3.6% |
| 1940–1949 | 1.1% |
| 1939 or earlier | 0.9% |
Bedrooms
| Size | % of units |
|---|---|
| No bedroom (studio) | 0.9% |
| 1 bedroom | 10.3% |
| 2 bedrooms | 26.1% |
| 3 bedrooms | 41.7% |
| 4 bedrooms | 18.9% |
| 5+ bedrooms | 2.1% |
Vehicles per household
| Vehicles | % of households |
|---|---|
| No vehicle | 4.7% |
| 1 vehicle | 29.2% |
| 2 vehicles | 38.4% |
| 3 or more | 27.6% |
Heating fuel
| Fuel type | % |
|---|---|
| Utility gas | 49.8% |
| Electricity | 33.7% |
| Propane / LP gas | 8.3% |
| Wood | 4.7% |
| Solar | 2.9% |
| No fuel used | 0.1% |
Households & families
| Household type | Count | % |
|---|---|---|
| Married-couple family | 6,858 | 45.4% |
| Cohabiting couple | 1,958 | 13.0% |
| Male householder, no spouse | 2,422 | 16.0% |
| Female householder, no spouse | 3,868 | 25.6% |
| Households with children under 18 | 4,702 | 31.1% |
| Households with seniors (65+) | 4,423 | 29.3% |
| Average household size | 2.50 | |
Marital status
| Status | Male | Female |
|---|---|---|
| Never married | 34.8% | 32.6% |
| Married | 50.5% | 45.8% |
| Separated | 1.9% | 1.1% |
| Widowed | 1.9% | 8.8% |
| Divorced | 10.8% | 11.7% |
Education
Less than 9th grade
2.3%
Some HS, no diploma
4.3%
HS graduate
17.9%
Some college, no degree
24.8%
Associate's degree
9.6%
Bachelor's degree
27.4%
Graduate / professional
13.7%
| Metric | % |
|---|---|
| HS diploma or higher | 93.4% |
| Bachelor's or higher | 41.1% |
School enrollment (ages 3–17)
| Type | Count | % |
|---|---|---|
| Nursery / preschool | 527 | 5.2% |
| Kindergarten | 689 | 6.8% |
| Elementary school | 3,671 | 36.4% |
| High school | 1,902 | 18.9% |
| College / grad school | 3,289 | 32.6% |
Employment
Industry of employment
Education & healthcare
28.9%
Professional & management
10.7%
Retail trade
10.0%
Arts, food & hospitality
9.6%
Finance & real estate
8.4%
Manufacturing
6.3%
Construction
5.9%
Other services
4.9%
Transportation & utilities
3.9%
Agriculture & mining
3.3%
Public administration
3.1%
Information
2.7%
Wholesale trade
2.2%
Occupation
| Category | % |
|---|---|
| Management, business & arts | 47.3% |
| Service | 15.3% |
| Sales & office | 22.2% |
| Natural resources & construction | 7.3% |
| Production & transportation | 7.8% |
Employment type
| Type | % |
|---|---|
| Private sector | 72.7% |
| Government | 16.4% |
| Self-employed | 10.7% |
| Unpaid family workers | 0.2% |
Commute
| Method | % |
|---|---|
| Drive alone | 77.6% |
| Carpool | 7.4% |
| Public transit | 0.3% |
| Walk | 2.3% |
| Work from home | 11.1% |
| Other means | 1.3% |
| Avg commute (minutes) | 18.9 |
Poverty
All people
11.5%
Under 18 years
9.8%
18 and over
11.9%
Married-couple families
2.1%
Female-led households
19.1%
Income support
| Source | % of households |
|---|---|
| Social Security | 29.2% |
| Retirement income | 22.2% |
| Supplemental Security | 5.1% |
| Cash public assistance | 3.5% |
| Food stamps / SNAP | 6.3% |
Health indicators
| Condition | % |
|---|---|
| Obesity | 28.3% |
| High blood pressure | 27.6% |
| High cholesterol | 29.7% |
| Diabetes | 8.3% |
| Heart disease | 5.6% |
| Stroke | 2.7% |
| Asthma | 10.1% |
| Arthritis | 21.8% |
| Kidney disease | 2.7% |
| Pulmonary disease | 6.3% |
| Cancer | 6.4% |
| Behavior / access | % |
|---|---|
| Smoking | 13.1% |
| Binge drinking | 20.0% |
| No physical activity | 17.7% |
| Less than 7 hrs sleep | 31.6% |
| Depression | 19.5% |
| Fair or poor health | 12.9% |
| Poor mental health | 15.1% |
| Poor physical health | 9.8% |
| No health insurance | 9.5% |
| Visited doctor (checkup) | 66.7% |
| Visited dentist | 67.3% |
| Cholesterol screening | 90.4% |
| Teeth loss | 10.9% |
Veterans & disability
| Veterans | Count | % |
|---|---|---|
| Civilian veterans | 1,683 | 5.6% |
| Disability | % |
|---|---|
| Any disability | 12.9% |
| Under 18 | 3.9% |
| 18–64 years | 10.8% |
| 65 and over | 33.0% |
Health insurance coverage
| Type | % |
|---|---|
| Private insurance | 69.9% |
| Public insurance | 37.5% |
| No insurance | 5.1% |
| Uninsured under 19 | 1.8% |
Language & origin
Language spoken at home (age 5+)
| Language | Count | % |
|---|---|---|
| English only | 36,123 | 94.3% |
| Spanish | 1,552 | 4.3% |
| Other Indo-European | 921 | 2.5% |
| Asian & Pacific Islander | 108 | 0.3% |
| Other languages | 518 | 1.4% |
Place of birth & citizenship
| Origin | Count | % |
|---|---|---|
| Native born (US) | 35,162 | 91.8% |
| Born in same state | 34,977 | 91.3% |
| Born in different state | 28,167 | 73.5% |
| Foreign born | 185 | 0.5% |
| Naturalized citizen | 3,161 | 8.2% |
| Not a US citizen | 1,756 | 55.6% |
Ancestry
| Ancestry | Count | % |
|---|---|---|
| French | 4,933 | 12.9% |
| Italian | 4,060 | 10.6% |
| Arab | 1,399 | 3.7% |
| Polish | 615 | 1.6% |
| English | 425 | 1.1% |
| Ancestry | Count | % |
|---|---|---|
| Dutch | 276 | 0.7% |
| Irish | 100 | 0.3% |
| German | 77 | 0.2% |
| Norwegian | 37 | 0.1% |
Technology access
| Metric | % of households |
|---|---|
| Computer access | 39.4% |
| Internet access | 96.4% |
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 95973
What city is ZIP code 95973 in?
ZIP code 95973 is primarily assigned to Chico, California.
What county is ZIP code 95973 in?
ZIP code 95973 falls within Butte County, California.
What is the typical home value in ZIP code 95973?
The median home value in ZIP code 95973 is $464,400.
What is the population of ZIP code 95973?
ZIP code 95973 has an estimated population of 38,323 residents, with a density of 128 people per square mile.
What is the median household income in ZIP code 95973?
The median household income in ZIP code 95973 is $87,667, above the national median of ~$75,000.
What timezone is ZIP code 95973 in?
ZIP code 95973 observes the PST timezone.