54651 ZIP Code — Ontario, WI

Vernon County, Wisconsin

ZIP code 54651 is located in Ontario, Wisconsin, within Vernon County. It covers approximately 59.34 square miles and serves a population of 1,231 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 608.

About ZIP code 54651

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $191,300. Owner-occupancy is high at 81%, well above the national average.

Median household income is $63,000. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is production, transportation, and material moving, with manufacturing as the leading industry. The average commute of 28 minutes is near the national average.

College attainment at 18% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks. 21% of residents lack health insurance, above the national average.

Overall, ZIP code 54651 reflects a community defined by a trades-oriented workforce, high homeownership, and a significant Social Security-dependent population.

1,231

population

59.34

sq mi land

Standard

ZIP type

Central (CT)

timezone

54651 ZIP code map

Cities in ZIP code 54651

Below are the cities the US Postal Service accepts for ZIP code 54651. Using any city not on this list may result in mail delivery delays.

City	Status
Ontario	Preferred

Nearby ZIP codes

54648 Norwalk (8.1 mi) 54670 Wilton (8.2 mi) 54639 La Farge (8.9 mi) 54638 Kendall (10.1 mi) 54634 Hillsboro (11 mi) 54619 Cashton (11.3 mi) 53929 Elroy (14 mi) 54667 Westby (14.7 mi) 54664 Viola (17.4 mi) 54653 Rockland (18.5 mi) 53968 Wonewoc (19 mi) 54652 Readstown (19.9 mi)

Demographics updated 05/2026

Population
Total population	1,231
Population density	21 / sq mi
State FIPS	55
County FIPS	123

Geography
Land area	59.34 sq mi
Water area	0.13 sq mi
Latitude	43.7271
Longitude	-90.5694
Timezone	Central (CT)
Area code	608

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.8%	45.4%	39.4%
$50k – $100k	38.2%	33.0%	33.0%
$100k – $200k	11.5%	18.5%	22.4%
Over $200k	0.5%	3.0%	5.2%

Demographics & statistics

1,231

Population

People per sq mi

33.5

Median age

$63,000

Median household income

$25,915

Per capita income

$191,300

Median home value

$663

Median monthly rent

80.7%

Home ownership

10.0%

Poverty rate

2.4%

Unemployment

466

Housing units

17.9%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	402	32.7%
18 and over	829	67.3%
65 and over	214	17.4%
Median age	33.5 years

Race & ethnicity

White 89.3%

Two or more races 4.2%

Hispanic or Latino 4.1%

Other race 1.2%

Asian 1.2%

Group	Count	%
White	1,146	89.3%
Two or more races	54	4.2%
Hispanic or Latino	53	4.1%
Other race	16	1.2%
Asian	15	1.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	49.8%	45.4%	39.4%
$50k – $100k	38.2%	33.0%	33.0%
$100k – $200k	11.5%	18.5%	22.4%
Over $200k	0.5%	3.0%	5.2%

Under $10k 2.4%

$10k–$15k 5.7%

$15k–$25k 6.4%

$25k–$35k 5.2%

$35k–$50k 15.8%

$50k–$75k 22.9%

$75k–$100k 14.6%

$100k–$150k 20.3%

$150k–$200k 4.7%

$200k+ 2.1%

Range	% of households
Under $10k	2.4%
$10k–$15k	5.7%
$15k–$25k	6.4%
$25k–$35k	5.2%
$35k–$50k	15.8%
$50k–$75k	22.9%
$75k–$100k	14.6%
$100k–$150k	20.3%
$150k–$200k	4.7%
$200k+	2.1%
Median income	$63,000

Housing

Home values

Under $50k 12.9%

$50k–$100k 12.3%

$100k–$150k 13.2%

$150k–$200k 14.0%

$200k–$300k 30.1%

$300k–$500k 8.2%

$500k–$1M 9.4%

Housing overview

Metric	Value
Median home value	$191,300
Median rent / month	$663
Owner occupied	80.7%
Renter occupied	19.3%
Vacant	22.6%
Single-family detached	85.8%
Large apartment buildings	0.0%
Mobile homes	7.8%
Median rooms	5.8
Avg household size (owned)	2.83

Year built

Era	%
2020 or later	0.5%
2010–2019	5.8%
2000–2009	16.2%
1990–1999	15.7%
1980–1989	9.5%
1970–1979	14.4%
1960–1969	6.6%
1950–1959	3.3%
1940–1949	3.1%
1939 or earlier	24.8%

Bedrooms

Size	% of units
No bedroom (studio)	2.9%
1 bedroom	6.9%
2 bedrooms	32.8%
3 bedrooms	33.0%
4 bedrooms	21.0%
5+ bedrooms	3.3%

Vehicles per household

Vehicles	% of households
No vehicle	13.9%
1 vehicle	21.7%
2 vehicles	34.2%
3 or more	30.2%

Heating fuel

Fuel type	%
Utility gas	5.4%
Electricity	4.7%
Propane / LP gas	56.8%
Fuel oil	1.7%
Wood	30.2%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	273	64.4%
Cohabiting couple	14	3.3%
Male householder, no spouse	46	10.8%
Female householder, no spouse	91	21.5%
Households with children under 18	145	34.2%
Households with seniors (65+)	159	37.5%
Average household size	2.89

Marital status

Status	Male	Female
Never married	33.0%	17.2%
Married	59.9%	60.7%
Separated	0.0%	0.4%
Widowed	2.2%	10.0%
Divorced	4.9%	11.6%

Education

Less than 9th grade 12.8%

Some HS, no diploma 5.5%

HS graduate 34.3%

Some college, no degree 20.4%

Associate's degree 9.1%

Bachelor's degree 11.0%

Graduate / professional 6.9%

Metric	%
HS diploma or higher	81.7%
Bachelor's or higher	17.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	5	1.8%
Kindergarten	12	4.2%
Elementary school	179	62.8%
High school	73	25.6%
College / grad school	16	5.6%

Employment

Industry of employment

Manufacturing 24.9%

Education & healthcare 19.1%

Agriculture & mining 11.9%

Retail trade 11.7%

Arts, food & hospitality 7.2%

Construction 6.1%

Transportation & utilities 4.9%

Professional & management 4.3%

Other services 2.9%

Wholesale trade 2.5%

Finance & real estate 2.0%

Public administration 2.0%

Information 0.4%

Occupation

Category	%
Management, business & arts	19.8%
Service	16.9%
Sales & office	15.5%
Natural resources & construction	16.2%
Production & transportation	31.7%

Employment type

Type	%
Private sector	77.8%
Government	11.7%
Self-employed	8.8%
Unpaid family workers	1.8%

Commute

Method	%
Drive alone	69.7%
Carpool	13.1%
Public transit	0.0%
Walk	1.4%
Work from home	6.7%
Other means	9.2%
Avg commute (minutes)	27.6

Poverty

All people 10.0%

Under 18 years 8.7%

18 and over 10.6%

Married-couple families 3.7%

Female-led households 40.9%

Income support

Source	% of households
Social Security	35.4%
Retirement income	26.7%
Supplemental Security	4.2%
Cash public assistance	1.7%
Food stamps / SNAP	11.1%

Health indicators

Condition	%
Obesity	37.2%
High blood pressure	35.0%
High cholesterol	36.6%
Diabetes	11.5%
Heart disease	8.0%
Stroke	4.0%
Asthma	10.8%
Arthritis	27.8%
Kidney disease	3.6%
Pulmonary disease	9.3%
Cancer	7.2%

Behavior / access	%
Smoking	23.5%
Binge drinking	22.3%
No physical activity	27.0%
Less than 7 hrs sleep	31.9%
Depression	22.0%
Fair or poor health	17.7%
Poor mental health	15.2%
Poor physical health	13.2%
No health insurance	14.1%
Visited doctor (checkup)	72.6%
Visited dentist	58.7%
Cholesterol screening	84.7%
Teeth loss	18.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	44	5.3%

Disability	%
Any disability	12.3%
Under 18	3.0%
18–64 years	11.1%
65 and over	33.6%

Health insurance coverage

Type	%
Private insurance	59.1%
Public insurance	31.5%
No insurance	21.3%
Uninsured under 19	29.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,109	90.1%
Spanish	62	5.6%
Other Indo-European	31	2.8%
Asian & Pacific Islander	31	2.8%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,206	98.0%
Born in same state	1,192	96.8%
Born in different state	1,012	82.2%
Foreign born	14	1.1%
Naturalized citizen	25	2.0%
Not a US citizen	0	0.0%

Ancestry

Ancestry	Count	%
Italian	165	13.4%
Polish	100	8.1%
French	78	6.3%
Arab	21	1.7%
English	18	1.5%

Ancestry	Count	%
Irish	12	1%
Dutch	6	0.5%
Norwegian	3	0.2%
German	1	0.1%

Technology access

Metric	% of households
Computer access	34.4%
Internet access	77.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 54651

What city is ZIP code 54651 in?

ZIP code 54651 is primarily assigned to Ontario, Wisconsin.

What county is ZIP code 54651 in?

ZIP code 54651 falls within Vernon County, Wisconsin.

Is ZIP code 54651 family-oriented?

33% of residents in ZIP code 54651 are under 18, reflecting a younger, family-oriented community.

Is ZIP code 54651 mostly owner-occupied?

81% of occupied units in ZIP code 54651 are owner-occupied, well above the national average.

Does ZIP code 54651 have a large retiree population?

35% of households in ZIP code 54651 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 54651?

The median home value in ZIP code 54651 is $191,300.

What timezone is ZIP code 54651 in?

ZIP code 54651 observes the CST timezone.