49076 ZIP Code — Olivet, MI

Eaton County, Michigan

ZIP code 49076 is located in Olivet, Michigan, within Eaton County. It covers approximately 57.09 square miles and serves a population of 4,112 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 269.

About ZIP code 49076

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $182,700. Owner-occupancy is high at 76%, well above the national average.

Median household income is $61,146. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.

Overall, ZIP code 49076 reflects a community defined by high homeownership and a significant Social Security-dependent population.

4,112

population

57.09

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

49076 ZIP code map

Cities in ZIP code 49076

Below are the cities the US Postal Service accepts for ZIP code 49076. Using any city not on this list may result in mail delivery delays.

City	Status
Olivet	Preferred

Nearby ZIP codes

49224 Albion (8.5 mi) 49068 Marshall (9.5 mi) 49284 Springport (10.4 mi) 49021 Bellevue (11 mi) 48813 Charlotte (12.5 mi) 49014 Battle Creek (12.8 mi) 48827 Eaton Rapids (13.7 mi) 49017 Battle Creek (15.8 mi) 49033 Ceresco (15.9 mi) 49269 Parma (16.2 mi) 49245 Homer (17 mi) 49264 Onondaga (17 mi)

Demographics updated 06/2026

Population
Total population	4,112
Population density	72 / sq mi
State FIPS	26
County FIPS	045

Geography
Land area	57.09 sq mi
Water area	0.41 sq mi
Latitude	42.3931
Longitude	-84.8871
Timezone	Eastern (ET)
Area code	269

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.2%	35.0%	42.6%
$50k – $100k	33.1%	38.1%	31.1%
$100k – $200k	21.3%	22.8%	20.6%
Over $200k	3.3%	4.1%	5.7%

Demographics & statistics

4,112

Population

People per sq mi

33.5

Median age

$61,146

Median household income

$27,743

Per capita income

$182,700

Median home value

$858

Median monthly rent

75.9%

Home ownership

9.4%

Poverty rate

9.8%

Unemployment

1,179

Housing units

22.7%

Bachelor's or higher

Age distribution

Male Female

Under 5

112

5–9

108

10–14

421

15–19

349

227

20–24

188

190

25–34

158

227

35–44

189

249

45–54

206

128

55–59

106

132

60–64

110

196

65–74

162

145

75–84

120

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	707	17.2%
18 and over	3,405	82.8%
65 and over	681	16.6%
Median age	33.5 years

Race & ethnicity

White 89.9%

Black or African American 5.2%

Two or more races 2.5%

American Indian / Alaska Native 1.1%

Hispanic or Latino 0.8%

Other race 0.3%

Asian 0.1%

Group	Count	%
White	3,727	89.9%
Black or African American	215	5.2%
Two or more races	105	2.5%
American Indian / Alaska Native	47	1.1%
Hispanic or Latino	32	0.8%
Other race	12	0.3%
Asian	6	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	42.2%	35.0%	42.6%
$50k – $100k	33.1%	38.1%	31.1%
$100k – $200k	21.3%	22.8%	20.6%
Over $200k	3.3%	4.1%	5.7%

Under $10k 5.5%

$10k–$15k 1.9%

$15k–$25k 8.2%

$25k–$35k 8.0%

$35k–$50k 14.7%

$50k–$75k 22.9%

$75k–$100k 13.1%

$100k–$150k 15.1%

$150k–$200k 4.7%

$200k+ 5.9%

Range	% of households
Under $10k	5.5%
$10k–$15k	1.9%
$15k–$25k	8.2%
$25k–$35k	8.0%
$35k–$50k	14.7%
$50k–$75k	22.9%
$75k–$100k	13.1%
$100k–$150k	15.1%
$150k–$200k	4.7%
$200k+	5.9%
Median income	$61,146

Housing

Home values

Under $50k 4.6%

$50k–$100k 13.2%

$100k–$150k 19.8%

$150k–$200k 20.5%

$200k–$300k 24.2%

$300k–$500k 14.5%

$500k–$1M 2.4%

$1M+ 0.8%

Housing overview

Metric	Value
Median home value	$182,700
Median rent / month	$858
Owner occupied	75.9%
Renter occupied	24.1%
Vacant	7.9%
Single-family detached	77.2%
Large apartment buildings	1.3%
Mobile homes	6.3%
Median rooms	6.1
Avg household size (owned)	2.53

Year built

Era	%
2020 or later	0.0%
2010–2019	4.4%
2000–2009	10.2%
1990–1999	11.7%
1980–1989	10.6%
1970–1979	21.0%
1960–1969	10.9%
1950–1959	3.7%
1940–1949	4.6%
1939 or earlier	22.9%

Bedrooms

Size	% of units
No bedroom (studio)	3.1%
1 bedroom	9.2%
2 bedrooms	22.1%
3 bedrooms	38.9%
4 bedrooms	20.3%
5+ bedrooms	6.3%

Vehicles per household

Vehicles	% of households
No vehicle	1.9%
1 vehicle	27.3%
2 vehicles	39.7%
3 or more	31.2%

Heating fuel

Fuel type	%
Utility gas	32.4%
Electricity	11.2%
Propane / LP gas	30.6%
Fuel oil	9.8%
Wood	12.7%
No fuel used	0.8%

Households & families

Household type	Count	%
Married-couple family	732	52.4%
Cohabiting couple	84	6.0%
Male householder, no spouse	302	21.6%
Female householder, no spouse	278	19.9%
Households with children under 18	383	27.4%
Households with seniors (65+)	461	33.0%
Average household size	2.44

Marital status

Status	Male	Female
Never married	49.6%	37.2%
Married	38.9%	47.5%
Separated	0.4%	1.0%
Widowed	4.3%	5.8%
Divorced	6.8%	8.5%

Education

Less than 9th grade 2.8%

Some HS, no diploma 5.8%

HS graduate 34.8%

Some college, no degree 25.6%

Associate's degree 8.3%

Bachelor's degree 14.3%

Graduate / professional 8.5%

Metric	%
HS diploma or higher	91.5%
Bachelor's or higher	22.7%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	43	2.9%
Kindergarten	30	2.0%
Elementary school	311	21.2%
High school	188	12.8%
College / grad school	894	61.0%

Employment

Industry of employment

Education & healthcare 24.8%

Manufacturing 15.7%

Arts, food & hospitality 9.7%

Retail trade 8.3%

Professional & management 8.3%

Finance & real estate 6.8%

Construction 6.6%

Transportation & utilities 5.7%

Other services 4.4%

Public administration 4.4%

Wholesale trade 2.8%

Agriculture & mining 2.3%

Information 0.3%

Occupation

Category	%
Management, business & arts	31.9%
Service	18.8%
Sales & office	16.2%
Natural resources & construction	11.0%
Production & transportation	22.2%

Employment type

Type	%
Private sector	77.5%
Government	15.1%
Self-employed	7.4%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	75.0%
Carpool	6.8%
Public transit	0.0%
Walk	6.7%
Work from home	10.0%
Other means	1.4%
Avg commute (minutes)	25.0

Poverty

All people 9.4%

Under 18 years 10.2%

18 and over 9.2%

Married-couple families 2.0%

Female-led households 25.9%

Income support

Source	% of households
Social Security	38.7%
Retirement income	27.9%
Supplemental Security	4.7%
Cash public assistance	1.9%
Food stamps / SNAP	6.6%

Health indicators

Condition	%
Obesity	35.4%
High blood pressure	28.3%
High cholesterol	30.1%
Diabetes	8.2%
Heart disease	5.1%
Stroke	2.4%
Asthma	11.1%
Arthritis	23.6%
Kidney disease	2.3%
Pulmonary disease	6.5%
Cancer	5.3%

Behavior / access	%
Smoking	19.5%
Binge drinking	21.2%
No physical activity	19.3%
Less than 7 hrs sleep	34.1%
Depression	22.8%
Fair or poor health	12.3%
Poor mental health	17.9%
Poor physical health	9.6%
No health insurance	9.8%
Visited doctor (checkup)	71.2%
Visited dentist	70.3%
Cholesterol screening	87.6%
Teeth loss	12.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	257	7.6%

Disability	%
Any disability	14.4%
Under 18	3.1%
18–64 years	11.5%
65 and over	38.0%

Health insurance coverage

Type	%
Private insurance	73.2%
Public insurance	39.8%
No insurance	5.8%
Uninsured under 19	2.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	3,963	96.4%
Spanish	19	0.5%
Other Indo-European	11	0.3%
Asian & Pacific Islander	8	0.2%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,026	97.9%
Born in same state	3,987	97.0%
Born in different state	3,571	86.8%
Foreign born	39	0.9%
Naturalized citizen	86	2.1%
Not a US citizen	27	31.4%

Ancestry

Ancestry	Count	%
French	581	14.1%
Italian	452	11%
Arab	207	5%
English	104	2.5%

Ancestry	Count	%
German	62	1.5%
Polish	46	1.1%
Dutch	16	0.4%
Irish	7	0.2%

Technology access

Metric	% of households
Computer access	33.9%
Internet access	94.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 49076

What city is ZIP code 49076 in?

ZIP code 49076 is primarily assigned to Olivet, Michigan.

What county is ZIP code 49076 in?

ZIP code 49076 falls within Eaton County, Michigan.

Does ZIP code 49076 have a large retiree population?

39% of households in ZIP code 49076 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 49076?

The median home value in ZIP code 49076 is $182,700.

What is the population of ZIP code 49076?

ZIP code 49076 has an estimated population of 4,112 residents, with a density of 72 people per square mile.

What is the median household income in ZIP code 49076?

The median household income in ZIP code 49076 is $61,146, below the national median of ~$75,000.

What timezone is ZIP code 49076 in?

ZIP code 49076 observes the EST timezone.