95465 ZIP Code — Occidental, CA

Sonoma County, California

ZIP code 95465 is located in Occidental, California, within Sonoma County. It covers approximately 48.08 square miles and serves a population of 1,251 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 707.

About ZIP code 95465

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $1,110,500. Owner-occupancy sits near the national average at 65%.

The gap between median ($104,792) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 29 minutes is near the national average.

Educational attainment is high — 55% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 95465 reflects a community defined by a highly educated population and a significant Social Security-dependent population.

1,251

population

48.08

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

95465 ZIP code map

Cities in ZIP code 95465

Below are the cities the US Postal Service accepts for ZIP code 95465. Using any city not on this list may result in mail delivery delays.

City	Status
Occidental	Preferred

Nearby ZIP codes

94923 Bodega Bay (3.9 mi) 95462 Monte Rio (4.3 mi) 94922 Bodega (6.3 mi) 94972 Valley Ford (7.9 mi) 95472 Sebastopol (7.9 mi) 95446 Guerneville (8 mi) 95444 Graton (8.8 mi) 95436 Forestville (9 mi) 95450 Jenner (10.4 mi) 95401 Santa Rosa (13.4 mi) 95439 Fulton (14.6 mi) 95407 Santa Rosa (14.6 mi)

Demographics updated 05/2026

Population
Total population	1,251
Population density	26 / sq mi
State FIPS	06
County FIPS	097

Geography
Land area	48.08 sq mi
Water area	0.29 sq mi
Latitude	38.4043
Longitude	-123.0208
Timezone	Pacific (PT)
Area code	707

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	35.7%	27.9%	32.6%
$50k – $100k	33.7%	29.7%	27.7%
$100k – $200k	22.1%	30.2%	26.4%
Over $200k	8.4%	12.2%	13.3%

Demographics & statistics

1,251

Population

People per sq mi

47.5

Median age

$104,792

Median household income

$62,550

Per capita income

$1,110,500

Median home value

$1,871

Median monthly rent

65.2%

Home ownership

6.7%

Poverty rate

2.0%

Unemployment

797

Housing units

55.2%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

105

35–44

100

45–54

119

55–59

60–64

132

65–74

158

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	173	13.8%
18 and over	1,078	86.2%
65 and over	397	31.7%
Median age	47.5 years

Race & ethnicity

White 88.2%

Asian 3.6%

Hispanic or Latino 2.9%

Other race 2.4%

Two or more races 1.8%

American Indian / Alaska Native 1.2%

Group	Count	%
White	1,136	88.2%
Asian	46	3.6%
Hispanic or Latino	37	2.9%
Other race	31	2.4%
Two or more races	23	1.8%
American Indian / Alaska Native	15	1.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	35.7%	27.9%	32.6%
$50k – $100k	33.7%	29.7%	27.7%
$100k – $200k	22.1%	30.2%	26.4%
Over $200k	8.4%	12.2%	13.3%

Under $10k 2.4%

$10k–$15k 1.9%

$15k–$25k 0.8%

$25k–$35k 5.6%

$35k–$50k 1.5%

$50k–$75k 20.2%

$75k–$100k 15.6%

$100k–$150k 16.8%

$150k–$200k 12.4%

$200k+ 22.8%

Range	% of households
Under $10k	2.4%
$10k–$15k	1.9%
$15k–$25k	0.8%
$25k–$35k	5.6%
$35k–$50k	1.5%
$50k–$75k	20.2%
$75k–$100k	15.6%
$100k–$150k	16.8%
$150k–$200k	12.4%
$200k+	22.8%
Median income	$104,792

Housing

Home values

Under $50k 4.0%

$100k–$150k 0.6%

$300k–$500k 10.4%

$500k–$1M 22.8%

$1M+ 62.1%

Housing overview

Metric	Value
Median home value	$1,110,500
Median rent / month	$1,871
Owner occupied	65.2%
Renter occupied	34.8%
Vacant	45.9%
Single-family detached	84.0%
Large apartment buildings	0.0%
Mobile homes	11.0%
Median rooms	4.3
Avg household size (owned)	2.19

Year built

Era	%
2020 or later	0.0%
2010–2019	2.7%
2000–2009	12.8%
1990–1999	6.8%
1980–1989	22.4%
1970–1979	28.4%
1960–1969	13.3%
1950–1959	6.1%
1940–1949	0.0%
1939 or earlier	7.3%

Bedrooms

Size	% of units
No bedroom (studio)	2.5%
1 bedroom	20.0%
2 bedrooms	32.2%
3 bedrooms	24.6%
4 bedrooms	19.7%
5+ bedrooms	1.0%

Vehicles per household

Vehicles	% of households
No vehicle	1.3%
1 vehicle	11.5%
2 vehicles	42.9%
3 or more	44.3%

Heating fuel

Fuel type	%
Utility gas	8.3%
Electricity	18.3%
Propane / LP gas	43.7%
Wood	29.8%

Households & families

Household type	Count	%
Married-couple family	192	36.2%
Cohabiting couple	80	15.1%
Male householder, no spouse	113	21.3%
Female householder, no spouse	146	27.5%
Households with children under 18	113	21.3%
Households with seniors (65+)	285	53.7%
Average household size	2.34

Marital status

Status	Male	Female
Never married	30.4%	27.6%
Married	57.1%	40.0%
Separated	2.6%	0.5%
Widowed	3.0%	11.4%
Divorced	6.9%	20.5%

Education

Less than 9th grade 1.2%

Some HS, no diploma 5.3%

HS graduate 13.7%

Some college, no degree 17.2%

Associate's degree 7.3%

Bachelor's degree 35.2%

Graduate / professional 20.0%

Metric	%
HS diploma or higher	93.5%
Bachelor's or higher	55.2%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	39	21.9%
Elementary school	103	57.9%
High school	21	11.8%
College / grad school	15	8.4%

Employment

Industry of employment

Education & healthcare 25.0%

Manufacturing 20.6%

Finance & real estate 10.4%

Professional & management 9.7%

Arts, food & hospitality 8.0%

Retail trade 7.2%

Public administration 4.8%

Other services 4.5%

Construction 3.8%

Agriculture & mining 2.4%

Transportation & utilities 2.4%

Information 1.3%

Occupation

Category	%
Management, business & arts	53.9%
Service	14.8%
Sales & office	18.2%
Natural resources & construction	1.4%
Production & transportation	11.6%

Employment type

Type	%
Private sector	52.8%
Government	25.5%
Self-employed	21.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	73.5%
Carpool	4.0%
Public transit	1.8%
Walk	5.3%
Work from home	15.5%
Other means	0.0%
Avg commute (minutes)	29.2

Poverty

All people 6.7%

Under 18 years 0.0%

18 and over 7.8%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	40.9%
Retirement income	29.6%
Supplemental Security	3.2%
Cash public assistance	3.6%
Food stamps / SNAP	1.1%

Health indicators

Condition	%
Obesity	24.7%
High blood pressure	29.5%
High cholesterol	32.3%
Diabetes	8.9%
Heart disease	6.0%
Stroke	2.7%
Asthma	9.9%
Arthritis	25.3%
Kidney disease	2.7%
Pulmonary disease	6.3%
Cancer	7.4%

Behavior / access	%
Smoking	11.4%
Binge drinking	18.9%
No physical activity	15.8%
Less than 7 hrs sleep	28.0%
Depression	18.1%
Fair or poor health	11.6%
Poor mental health	13.0%
Poor physical health	9.5%
No health insurance	6.7%
Visited doctor (checkup)	66.4%
Visited dentist	69.7%
Cholesterol screening	93.8%
Teeth loss	7.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	40	3.7%

Disability	%
Any disability	5.9%
Under 18	0.0%
18–64 years	1.8%
65 and over	15.6%

Health insurance coverage

Type	%
Private insurance	71.9%
Public insurance	44.5%
No insurance	1.5%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,220	97.5%
Spanish	16	1.3%
Other Indo-European	0	0.0%
Asian & Pacific Islander	16	1.3%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,176	94.0%
Born in same state	1,138	91.0%
Born in different state	638	51.0%
Foreign born	38	3.0%
Naturalized citizen	75	6.0%
Not a US citizen	43	57.3%

Ancestry

Ancestry	Count	%
Italian	180	14.4%
French	145	11.6%
German	77	6.2%

Ancestry	Count	%
Arab	20	1.6%
Polish	16	1.3%
English	5	0.4%

Technology access

Metric	% of households
Computer access	42.4%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95465

What city is ZIP code 95465 in?

ZIP code 95465 is primarily assigned to Occidental, California.

What county is ZIP code 95465 in?

ZIP code 95465 falls within Sonoma County, California.

Does ZIP code 95465 have an older population?

32% of residents in ZIP code 95465 are 65 or older, above the national average of ~17%.

How educated is the population of ZIP code 95465?

55% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 95465 have a large retiree population?

41% of households in ZIP code 95465 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 95465?

The median home value in ZIP code 95465 is $1,110,500.

What timezone is ZIP code 95465 in?

ZIP code 95465 observes the PST timezone.