95446 ZIP Code — Guerneville, CA

Sonoma County, California

ZIP code 95446 is located in Guerneville, California, within Sonoma County. It covers approximately 31.05 square miles and serves a population of 4,709 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 707.

About ZIP code 95446

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $584,400. Owner-occupancy sits near the national average at 69%.

The gap between median ($82,706) and mean household income suggests income inequality — a small number of higher earners pull the average up. 40% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 32 minutes is near the national average. Remote work is prevalent — 23% of workers work from home.

Educational attainment is near the national average, with 39% of residents holding a bachelor's degree or higher.

Overall, ZIP code 95446 reflects a community defined by a high rate of remote workers and a significant Social Security-dependent population.

4,709

population

31.05

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

95446 ZIP code map

Cities in ZIP code 95446

Below are the cities the US Postal Service accepts for ZIP code 95446. Using any city not on this list may result in mail delivery delays.

City	Status
Guerneville	Acceptable
Guerneville	Preferred

Nearby ZIP codes

95462 Monte Rio (3.7 mi) 95436 Forestville (5.8 mi) 95465 Occidental (8 mi) 95450 Jenner (9.1 mi) 95444 Graton (10 mi) 95492 Windsor (10.8 mi) 95472 Sebastopol (10.9 mi) 95448 Healdsburg (10.9 mi) 94923 Bodega Bay (11.8 mi) 95439 Fulton (12.5 mi) 95401 Santa Rosa (13.1 mi) 94922 Bodega (13.2 mi)

Demographics updated 05/2026

Population
Total population	4,709
Population density	152 / sq mi
State FIPS	06
County FIPS	097

Geography
Land area	31.05 sq mi
Water area	0.17 sq mi
Latitude	38.5190
Longitude	-123.0079
Timezone	Pacific (PT)
Area code	707

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.5%	27.9%	32.6%
$50k – $100k	31.6%	29.7%	27.7%
$100k – $200k	26.8%	30.2%	26.4%
Over $200k	7.1%	12.2%	13.3%

Demographics & statistics

4,709

Population

152

People per sq mi

54.3

Median age

$82,706

Median household income

$56,817

Per capita income

$584,400

Median home value

$1,463

Median monthly rent

68.8%

Home ownership

8.9%

Poverty rate

9.3%

Unemployment

2,495

Housing units

38.8%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

107

10–14

104

15–19

20–24

367

25–34

283

249

35–44

193

360

45–54

278

269

55–59

208

255

60–64

197

602

65–74

465

147

75–84

114

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	368	7.8%
18 and over	4,341	92.2%
65 and over	1,399	29.7%
Median age	54.3 years

Race & ethnicity

White 70.1%

Two or more races 12.3%

Hispanic or Latino 10.8%

Other race 3.1%

American Indian / Alaska Native 2%

Asian 1.2%

Black or African American 0.4%

Group	Count	%
White	3,701	70.1%
Two or more races	652	12.3%
Hispanic or Latino	572	10.8%
Other race	165	3.1%
American Indian / Alaska Native	108	2%
Asian	64	1.2%
Black or African American	19	0.4%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	34.5%	27.9%	32.6%
$50k – $100k	31.6%	29.7%	27.7%
$100k – $200k	26.8%	30.2%	26.4%
Over $200k	7.1%	12.2%	13.3%

Under $10k 3.0%

$10k–$15k 5.4%

$15k–$25k 7.0%

$25k–$35k 7.4%

$35k–$50k 11.0%

$50k–$75k 12.2%

$75k–$100k 18.9%

$100k–$150k 13.4%

$150k–$200k 9.1%

$200k+ 12.5%

Range	% of households
Under $10k	3.0%
$10k–$15k	5.4%
$15k–$25k	7.0%
$25k–$35k	7.4%
$35k–$50k	11.0%
$50k–$75k	12.2%
$75k–$100k	18.9%
$100k–$150k	13.4%
$150k–$200k	9.1%
$200k+	12.5%
Median income	$82,706

Housing

Home values

Under $50k 4.0%

$100k–$150k 1.4%

$200k–$300k 3.0%

$300k–$500k 31.3%

$500k–$1M 44.4%

$1M+ 15.9%

Housing overview

Metric	Value
Median home value	$584,400
Median rent / month	$1,463
Owner occupied	68.8%
Renter occupied	31.2%
Vacant	25.8%
Single-family detached	84.7%
Large apartment buildings	0.0%
Mobile homes	2.9%
Median rooms	4.4
Avg household size (owned)	2.06

Year built

Era	%
2020 or later	0.0%
2010–2019	3.5%
2000–2009	2.5%
1990–1999	10.4%
1980–1989	5.5%
1970–1979	8.4%
1960–1969	16.2%
1950–1959	16.3%
1940–1949	14.0%
1939 or earlier	23.3%

Bedrooms

Size	% of units
No bedroom (studio)	4.0%
1 bedroom	16.8%
2 bedrooms	40.5%
3 bedrooms	31.4%
4 bedrooms	6.9%
5+ bedrooms	0.5%

Vehicles per household

Vehicles	% of households
No vehicle	7.4%
1 vehicle	29.7%
2 vehicles	38.4%
3 or more	24.6%

Heating fuel

Fuel type	%
Utility gas	15.5%
Electricity	27.5%
Propane / LP gas	40.3%
Fuel oil	0.6%
Wood	12.8%
Solar	0.6%
No fuel used	0.7%

Households & families

Household type	Count	%
Married-couple family	904	37.6%
Cohabiting couple	259	10.8%
Male householder, no spouse	769	31.9%
Female householder, no spouse	475	19.7%
Households with children under 18	301	12.5%
Households with seniors (65+)	995	41.3%
Average household size	1.95

Marital status

Status	Male	Female
Never married	38.7%	27.2%
Married	41.1%	48.8%
Separated	0.6%	3.4%
Widowed	2.5%	6.5%
Divorced	17.1%	14.1%

Education

Less than 9th grade 1.9%

Some HS, no diploma 3.3%

HS graduate 16.8%

Some college, no degree 28.0%

Associate's degree 11.1%

Bachelor's degree 24.5%

Graduate / professional 14.4%

Metric	%
HS diploma or higher	94.8%
Bachelor's or higher	38.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	35	6.5%
Elementary school	179	33.4%
High school	130	24.3%
College / grad school	192	35.8%

Employment

Industry of employment

Education & healthcare 23.0%

Retail trade 16.2%

Arts, food & hospitality 15.3%

Construction 11.2%

Professional & management 8.7%

Manufacturing 7.0%

Wholesale trade 4.2%

Transportation & utilities 3.4%

Finance & real estate 3.1%

Public administration 2.3%

Other services 2.2%

Agriculture & mining 1.7%

Information 1.4%

Occupation

Category	%
Management, business & arts	39.2%
Service	22.4%
Sales & office	23.6%
Natural resources & construction	6.6%
Production & transportation	8.2%

Employment type

Type	%
Private sector	75.6%
Government	9.4%
Self-employed	15.0%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	59.7%
Carpool	13.5%
Public transit	2.1%
Walk	0.6%
Work from home	22.5%
Other means	1.6%
Avg commute (minutes)	32.1

Poverty

All people 8.9%

Under 18 years 0.0%

18 and over 9.6%

Married-couple families 0.9%

Female-led households 0.0%

Income support

Source	% of households
Social Security	40.3%
Retirement income	31.7%
Supplemental Security	5.8%
Cash public assistance	3.5%
Food stamps / SNAP	6.7%

Health indicators

Condition	%
Obesity	27.0%
High blood pressure	31.4%
High cholesterol	32.7%
Diabetes	10.2%
Heart disease	6.7%
Stroke	3.1%
Asthma	10.3%
Arthritis	26.4%
Kidney disease	3.0%
Pulmonary disease	7.4%
Cancer	7.1%

Behavior / access	%
Smoking	13.8%
Binge drinking	19.0%
No physical activity	18.6%
Less than 7 hrs sleep	29.7%
Depression	18.6%
Fair or poor health	14.1%
Poor mental health	14.0%
Poor physical health	11.1%
No health insurance	8.5%
Visited doctor (checkup)	66.0%
Visited dentist	64.7%
Cholesterol screening	92.7%
Teeth loss	9.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	294	6.8%

Disability	%
Any disability	15.9%
Under 18	9.2%
18–64 years	16.3%
65 and over	16.9%

Health insurance coverage

Type	%
Private insurance	67.9%
Public insurance	49.8%
No insurance	4.5%
Uninsured under 19	0.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	4,661	99.0%
Spanish	156	3.3%
Other Indo-European	140	3.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	4,392	93.3%
Born in same state	4,349	92.4%
Born in different state	2,789	59.2%
Foreign born	43	0.9%
Naturalized citizen	317	6.7%
Not a US citizen	222	70.0%

Ancestry

Ancestry	Count	%
Italian	648	13.8%
French	530	11.3%
Arab	156	3.3%
Polish	146	3.1%
German	64	1.4%

Ancestry	Count	%
English	39	0.8%
Norwegian	29	0.6%
Dutch	28	0.6%
Irish	7	0.1%

Technology access

Metric	% of households
Computer access	51.1%
Internet access	94.9%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 95446

What city is ZIP code 95446 in?

ZIP code 95446 is primarily assigned to Guerneville, California.

What county is ZIP code 95446 in?

ZIP code 95446 falls within Sonoma County, California.

Does ZIP code 95446 have an older population?

30% of residents in ZIP code 95446 are 65 or older, above the national average of ~17%.

Does ZIP code 95446 have a large retiree population?

40% of households in ZIP code 95446 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 95446?

The median home value in ZIP code 95446 is $584,400.

What is the population of ZIP code 95446?

ZIP code 95446 has an estimated population of 4,709 residents, with a density of 152 people per square mile.

What timezone is ZIP code 95446 in?

ZIP code 95446 observes the PST timezone.