34470 ZIP Code — Ocala, FL

Marion County, Florida

ZIP code 34470 is located in Ocala, Florida, within Marion County. It covers approximately 13.42 square miles and serves a population of 20,903 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 352.

About ZIP code 34470

The housing stock consists of a mix of housing types. Most homes were built in the 1970s, giving the area an established character. Median home value is $152,300. Owner-occupancy sits near the national average at 57%.

Median household income is $47,098. SNAP benefit usage at 21% of households reflects economic stress in the area. 41% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is sales and office, with retail trade as the leading industry. The average commute of 21 minutes is near the national average.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (22%) compared to national benchmarks.

Overall, ZIP code 34470 reflects a community defined by a significant Social Security-dependent population and elevated reliance on food assistance.

20,903

population

13.42

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

34470 ZIP code map

Cities in ZIP code 34470

Below are the cities the US Postal Service accepts for ZIP code 34470. Using any city not on this list may result in mail delivery delays.

City	Status
Ocala	Preferred

Nearby ZIP codes

34471 Ocala (3 mi) 34479 Ocala (5.7 mi) 34472 Ocala (6.8 mi) 32617 Anthony (7.4 mi) 34475 Ocala (7.5 mi) 34480 Ocala (7.7 mi) 34488 Silver Springs (8 mi) 34474 Ocala (8.6 mi) 34420 Belleview (10.3 mi) 34476 Ocala (11.8 mi) 32179 Ocklawaha (12.2 mi) 34491 Summerfield (13.6 mi)

Demographics updated 05/2026

Population
Total population	20,903
Population density	1,558 / sq mi
State FIPS	12
County FIPS	083

Geography
Land area	13.42 sq mi
Water area	0.03 sq mi
Latitude	29.1994
Longitude	-82.0627
Timezone	Eastern (ET)
Area code	352

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	59.4%	53.7%	43.4%
$50k – $100k	26.7%	30.5%	30.8%
$100k – $200k	12.4%	12.7%	19.3%
Over $200k	1.5%	3.0%	6.4%

Demographics & statistics

20,903

Population

1,558

People per sq mi

37.6

Median age

$47,098

Median household income

$26,203

Per capita income

$152,300

Median home value

$1,065

Median monthly rent

56.9%

Home ownership

13.7%

Poverty rate

6.8%

Unemployment

5,985

Housing units

21.8%

Bachelor's or higher

Age distribution

Male Female

510

Under 5

569

617

5–9

689

590

10–14

660

667

15–19

745

646

20–24

722

1,589

25–34

1,776

907

35–44

1,013

967

45–54

1,081

703

55–59

785

555

60–64

621

1,034

65–74

1,155

794

75–84

887

293

85+

328

← Male

Female →

Age summary

Group	Count	%
Under 18	4,478	21.4%
18 and over	16,425	78.6%
65 and over	4,491	21.5%
Median age	37.6 years

Race & ethnicity

White 71.5%

Black or African American 11.4%

Two or more races 9.6%

Hispanic or Latino 5.7%

Asian 1%

Other race 0.6%

American Indian / Alaska Native 0.1%

Group	Count	%
White	15,855	71.5%
Black or African American	2,525	11.4%
Two or more races	2,135	9.6%
Hispanic or Latino	1,265	5.7%
Asian	227	1%
Other race	133	0.6%
American Indian / Alaska Native	28	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	59.4%	53.7%	43.4%
$50k – $100k	26.7%	30.5%	30.8%
$100k – $200k	12.4%	12.7%	19.3%
Over $200k	1.5%	3.0%	6.4%

Under $10k 5.4%

$10k–$15k 6.3%

$15k–$25k 9.9%

$25k–$35k 13.4%

$35k–$50k 17.5%

$50k–$75k 18.8%

$75k–$100k 10.0%

$100k–$150k 14.3%

$150k–$200k 2.8%

$200k+ 1.6%

Range	% of households
Under $10k	5.4%
$10k–$15k	6.3%
$15k–$25k	9.9%
$25k–$35k	13.4%
$35k–$50k	17.5%
$50k–$75k	18.8%
$75k–$100k	10.0%
$100k–$150k	14.3%
$150k–$200k	2.8%
$200k+	1.6%
Median income	$47,098

Housing

Home values

Under $50k 10.0%

$50k–$100k 20.8%

$100k–$150k 18.0%

$150k–$200k 21.6%

$200k–$300k 19.3%

$300k–$500k 7.7%

$500k–$1M 1.5%

$1M+ 1.1%

Housing overview

Metric	Value
Median home value	$152,300
Median rent / month	$1,065
Owner occupied	56.9%
Renter occupied	43.1%
Vacant	10.0%
Single-family detached	56.5%
Large apartment buildings	4.5%
Mobile homes	9.4%
Median rooms	5.2
Avg household size (owned)	2.41

Year built

Era	%
2020 or later	0.6%
2010–2019	2.3%
2000–2009	12.5%
1990–1999	13.1%
1980–1989	19.6%
1970–1979	25.3%
1960–1969	14.1%
1950–1959	4.5%
1940–1949	3.9%
1939 or earlier	4.2%

Bedrooms

Size	% of units
No bedroom (studio)	3.0%
1 bedroom	8.7%
2 bedrooms	33.6%
3 bedrooms	43.6%
4 bedrooms	10.2%
5+ bedrooms	1.0%

Vehicles per household

Vehicles	% of households
No vehicle	10.1%
1 vehicle	46.2%
2 vehicles	27.1%
3 or more	16.5%

Heating fuel

Fuel type	%
Utility gas	17.5%
Electricity	81.2%
Propane / LP gas	0.4%
Fuel oil	0.3%
Solar	0.2%
No fuel used	0.4%

Households & families

Household type	Count	%
Married-couple family	3,127	35.5%
Cohabiting couple	777	8.8%
Male householder, no spouse	1,797	20.4%
Female householder, no spouse	3,106	35.3%
Households with children under 18	2,190	24.9%
Households with seniors (65+)	3,306	37.5%
Average household size	2.33

Marital status

Status	Male	Female
Never married	38.3%	30.1%
Married	39.3%	36.2%
Separated	1.4%	2.3%
Widowed	3.5%	14.0%
Divorced	17.6%	17.4%

Education

Less than 9th grade 4.9%

Some HS, no diploma 5.3%

HS graduate 32.0%

Some college, no degree 26.5%

Associate's degree 9.4%

Bachelor's degree 14.7%

Graduate / professional 7.1%

Metric	%
HS diploma or higher	89.8%
Bachelor's or higher	21.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	228	5.0%
Kindergarten	277	6.1%
Elementary school	1,940	42.7%
High school	1,164	25.6%
College / grad school	935	20.6%

Employment

Industry of employment

Retail trade 19.5%

Education & healthcare 18.1%

Professional & management 12.3%

Arts, food & hospitality 9.7%

Public administration 7.0%

Manufacturing 6.9%

Construction 6.8%

Other services 5.8%

Transportation & utilities 5.7%

Finance & real estate 3.8%

Wholesale trade 2.6%

Agriculture & mining 1.3%

Information 0.5%

Occupation

Category	%
Management, business & arts	26.9%
Service	21.2%
Sales & office	29.8%
Natural resources & construction	9.5%
Production & transportation	12.6%

Employment type

Type	%
Private sector	76.1%
Government	16.0%
Self-employed	7.8%
Unpaid family workers	0.2%

Commute

Method	%
Drive alone	78.1%
Carpool	10.1%
Public transit	0.2%
Walk	1.1%
Work from home	8.1%
Other means	2.4%
Avg commute (minutes)	21.4

Poverty

All people 13.7%

Under 18 years 15.6%

18 and over 13.2%

Married-couple families 2.0%

Female-led households 21.2%

Income support

Source	% of households
Social Security	41.1%
Retirement income	27.5%
Supplemental Security	6.7%
Cash public assistance	1.5%
Food stamps / SNAP	21.3%

Health indicators

Condition	%
Obesity	37.4%
High blood pressure	39.6%
High cholesterol	34.5%
Diabetes	12.6%
Heart disease	9.0%
Stroke	4.6%
Asthma	9.8%
Arthritis	29.9%
Kidney disease	4.0%
Pulmonary disease	11.3%
Cancer	8.0%

Behavior / access	%
Smoking	21.6%
Binge drinking	13.7%
No physical activity	30.5%
Less than 7 hrs sleep	37.0%
Depression	21.0%
Fair or poor health	21.0%
Poor mental health	16.6%
Poor physical health	14.4%
No health insurance	23.0%
Visited doctor (checkup)	76.5%
Visited dentist	49.5%
Cholesterol screening	89.8%
Teeth loss	18.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,676	10.2%

Disability	%
Any disability	18.0%
Under 18	5.5%
18–64 years	14.5%
65 and over	40.4%

Health insurance coverage

Type	%
Private insurance	51.3%
Public insurance	46.0%
No insurance	14.1%
Uninsured under 19	7.9%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	19,824	94.8%
Spanish	503	2.5%
Other Indo-European	376	1.9%
Asian & Pacific Islander	36	0.2%
Other languages	91	0.5%

Place of birth & citizenship

Origin	Count	%
Native born (US)	19,981	95.6%
Born in same state	19,268	92.2%
Born in different state	9,903	47.4%
Foreign born	713	3.4%
Naturalized citizen	922	4.4%
Not a US citizen	625	67.8%

Ancestry

Ancestry	Count	%
French	3,195	15.3%
Italian	2,480	11.9%
Arab	1,134	5.4%
German	302	1.4%
English	297	1.4%

Ancestry	Count	%
Polish	177	0.8%
Irish	58	0.3%
Dutch	35	0.2%
Norwegian	33	0.2%

Technology access

Metric	% of households
Computer access	42.1%
Internet access	89.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 34470

What city is ZIP code 34470 in?

ZIP code 34470 is primarily assigned to Ocala, Florida.

What county is ZIP code 34470 in?

ZIP code 34470 falls within Marion County, Florida.

Does ZIP code 34470 have a large retiree population?

41% of households in ZIP code 34470 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 34470?

The median home value in ZIP code 34470 is $152,300.

Does ZIP code 34470 have a large veteran population?

10% of civilians in ZIP code 34470 are veterans, above the national average of ~7%.

What is the median household income in ZIP code 34470?

The median household income in ZIP code 34470 is $47,098, below the national median of ~$75,000.

What timezone is ZIP code 34470 in?

ZIP code 34470 observes the EST timezone.