34491 ZIP Code — Summerfield, FL

Marion County, Florida

ZIP code 34491 is located in Summerfield, Florida, within Marion County. It covers approximately 44.93 square miles and serves a population of 32,062 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 352.

About ZIP code 34491

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $219,400. Owner-occupancy is high at 86%, well above the national average.

Median household income is $64,546. 57% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.

College attainment at 21% is below the national average, consistent with a trades and production-oriented local economy.

Notable community characteristics include a notable veteran presence at 11% of civilians, above the national average of 7%.

Overall, ZIP code 34491 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

32,062

population

44.93

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

34491 ZIP code map

Cities in ZIP code 34491

Below are the cities the US Postal Service accepts for ZIP code 34491. Using any city not on this list may result in mail delivery delays.

City	Status
Summerfield	Preferred

Nearby ZIP codes

34420 Belleview (3.3 mi) 34484 Oxford (6 mi) 32162 The Villages (6.3 mi) 34480 Ocala (7 mi) 32195 Weirsdale (8.3 mi) 34472 Ocala (8.8 mi) 32159 Lady Lake (9.1 mi) 34473 Ocala (9.5 mi) 32179 Ocklawaha (10.3 mi) 34785 Wildwood (11.1 mi) 34476 Ocala (11.2 mi) 34471 Ocala (11.9 mi)

Demographics updated 05/2026

Population
Total population	32,062
Population density	714 / sq mi
State FIPS	12
County FIPS	083

Geography
Land area	44.93 sq mi
Water area	2.00 sq mi
Latitude	29.0039
Longitude	-82.0369
Timezone	Eastern (ET)
Area code	352

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.0%	53.7%	43.4%
$50k – $100k	36.2%	30.5%	30.8%
$100k – $200k	9.9%	12.7%	19.3%
Over $200k	1.9%	3.0%	6.4%

Demographics & statistics

32,062

Population

714

People per sq mi

56.2

Median age

$64,546

Median household income

$33,889

Per capita income

$219,400

Median home value

$1,037

Median monthly rent

86.1%

Home ownership

11.3%

Poverty rate

6.5%

Unemployment

13,584

Housing units

20.9%

Bachelor's or higher

Age distribution

Male Female

644

Under 5

752

767

5–9

897

769

10–14

899

455

15–19

531

404

20–24

472

1,545

25–34

1,805

1,024

35–44

1,196

1,670

45–54

1,951

815

55–59

952

982

60–64

1,148

2,926

65–74

3,418

2,191

75–84

2,560

594

85+

695

← Male

Female →

Age summary

Group	Count	%
Under 18	5,423	16.9%
18 and over	26,639	83.1%
65 and over	12,384	38.6%
Median age	56.2 years

Race & ethnicity

White 80.2%

Hispanic or Latino 5.5%

Black or African American 5.1%

Two or more races 4.8%

Other race 2.2%

Asian 2.2%

Group	Count	%
White	27,208	80.2%
Hispanic or Latino	1,876	5.5%
Black or African American	1,726	5.1%
Two or more races	1,627	4.8%
Other race	759	2.2%
Asian	738	2.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	52.0%	53.7%	43.4%
$50k – $100k	36.2%	30.5%	30.8%
$100k – $200k	9.9%	12.7%	19.3%
Over $200k	1.9%	3.0%	6.4%

Under $10k 5.0%

$10k–$15k 4.5%

$15k–$25k 7.3%

$25k–$35k 8.8%

$35k–$50k 13.1%

$50k–$75k 23.0%

$75k–$100k 15.6%

$100k–$150k 12.5%

$150k–$200k 6.7%

$200k+ 3.4%

Range	% of households
Under $10k	5.0%
$10k–$15k	4.5%
$15k–$25k	7.3%
$25k–$35k	8.8%
$35k–$50k	13.1%
$50k–$75k	23.0%
$75k–$100k	15.6%
$100k–$150k	12.5%
$150k–$200k	6.7%
$200k+	3.4%
Median income	$64,546

Housing

Home values

Under $50k 7.5%

$50k–$100k 10.6%

$100k–$150k 9.5%

$150k–$200k 15.3%

$200k–$300k 33.7%

$300k–$500k 19.9%

$500k–$1M 3.0%

$1M+ 0.5%

Housing overview

Metric	Value
Median home value	$219,400
Median rent / month	$1,037
Owner occupied	86.1%
Renter occupied	13.9%
Vacant	10.2%
Single-family detached	76.1%
Large apartment buildings	0.7%
Mobile homes	20.2%
Median rooms	5.6
Avg household size (owned)	2.21

Year built

Era	%
2020 or later	0.4%
2010–2019	8.3%
2000–2009	35.2%
1990–1999	27.1%
1980–1989	15.9%
1970–1979	10.7%
1960–1969	1.5%
1950–1959	1.0%
1940–1949	0.0%
1939 or earlier	0.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.3%
1 bedroom	1.8%
2 bedrooms	37.8%
3 bedrooms	50.3%
4 bedrooms	9.2%
5+ bedrooms	0.7%

Vehicles per household

Vehicles	% of households
No vehicle	3.7%
1 vehicle	49.0%
2 vehicles	30.3%
3 or more	17.0%

Heating fuel

Fuel type	%
Utility gas	7.9%
Electricity	88.9%
Propane / LP gas	0.5%
Wood	0.1%
Solar	0.1%
No fuel used	2.4%

Households & families

Household type	Count	%
Married-couple family	7,318	52.5%
Cohabiting couple	884	6.3%
Male householder, no spouse	2,181	15.6%
Female householder, no spouse	3,558	25.5%
Households with children under 18	2,431	17.4%
Households with seniors (65+)	8,071	57.9%
Average household size	2.30

Marital status

Status	Male	Female
Never married	23.5%	18.3%
Married	61.6%	53.3%
Separated	1.9%	1.3%
Widowed	3.7%	14.0%
Divorced	9.3%	13.1%

Education

Less than 9th grade 3.2%

Some HS, no diploma 9.2%

HS graduate 36.0%

Some college, no degree 20.7%

Associate's degree 9.9%

Bachelor's degree 12.8%

Graduate / professional 8.2%

Metric	%
HS diploma or higher	87.6%
Bachelor's or higher	20.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	112	2.1%
Kindergarten	894	16.6%
Elementary school	2,215	41.2%
High school	1,115	20.8%
College / grad school	1,037	19.3%

Employment

Industry of employment

Education & healthcare 16.6%

Retail trade 12.6%

Construction 12.1%

Arts, food & hospitality 11.1%

Other services 9.9%

Professional & management 9.5%

Finance & real estate 8.2%

Transportation & utilities 5.7%

Manufacturing 4.8%

Public administration 4.4%

Wholesale trade 2.9%

Agriculture & mining 1.2%

Information 0.9%

Occupation

Category	%
Management, business & arts	20.9%
Service	25.8%
Sales & office	25.1%
Natural resources & construction	15.8%
Production & transportation	12.4%

Employment type

Type	%
Private sector	81.3%
Government	10.2%
Self-employed	8.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	84.1%
Carpool	10.3%
Public transit	0.0%
Walk	0.4%
Work from home	4.9%
Other means	0.3%
Avg commute (minutes)	27.3

Poverty

All people 11.3%

Under 18 years 9.8%

18 and over 11.6%

Married-couple families 5.3%

Female-led households 12.8%

Income support

Source	% of households
Social Security	56.9%
Retirement income	43.8%
Supplemental Security	6.7%
Cash public assistance	2.2%
Food stamps / SNAP	9.5%

Health indicators

Condition	%
Obesity	34.8%
High blood pressure	45.3%
High cholesterol	40.7%
Diabetes	14.1%
Heart disease	11.2%
Stroke	5.0%
Asthma	8.8%
Arthritis	35.6%
Kidney disease	4.5%
Pulmonary disease	12.1%
Cancer	10.9%

Behavior / access	%
Smoking	17.8%
Binge drinking	11.3%
No physical activity	29.0%
Less than 7 hrs sleep	33.3%
Depression	19.0%
Fair or poor health	19.9%
Poor mental health	13.6%
Poor physical health	14.1%
No health insurance	21.3%
Visited doctor (checkup)	80.0%
Visited dentist	55.7%
Cholesterol screening	93.4%
Teeth loss	14.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	3,001	11.3%

Disability	%
Any disability	17.6%
Under 18	8.6%
18–64 years	13.4%
65 and over	26.3%

Health insurance coverage

Type	%
Private insurance	58.3%
Public insurance	51.3%
No insurance	14.5%
Uninsured under 19	16.7%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	30,666	95.6%
Spanish	1,253	4.1%
Other Indo-European	863	2.8%
Asian & Pacific Islander	113	0.4%
Other languages	277	0.9%

Place of birth & citizenship

Origin	Count	%
Native born (US)	29,664	92.5%
Born in same state	28,942	90.3%
Born in different state	8,871	27.7%
Foreign born	722	2.3%
Naturalized citizen	2,398	7.5%
Not a US citizen	1,619	67.5%

Ancestry

Ancestry	Count	%
Italian	4,307	13.4%
French	3,817	11.9%
Arab	1,523	4.8%
Polish	489	1.5%
German	302	0.9%

Ancestry	Count	%
English	272	0.8%
Irish	212	0.7%
Norwegian	150	0.5%
Dutch	77	0.2%

Technology access

Metric	% of households
Computer access	43.5%
Internet access	95.6%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 34491

What city is ZIP code 34491 in?

ZIP code 34491 is primarily assigned to Summerfield, Florida.

What county is ZIP code 34491 in?

ZIP code 34491 falls within Marion County, Florida.

Does ZIP code 34491 have an older population?

39% of residents in ZIP code 34491 are 65 or older, above the national average of ~17%.

Does ZIP code 34491 have a large retiree population?

57% of households in ZIP code 34491 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 34491 mostly owner-occupied?

86% of occupied units in ZIP code 34491 are owner-occupied, well above the national average.

Does ZIP code 34491 have a large veteran population?

11% of civilians in ZIP code 34491 are veterans, above the national average of ~7%.

What timezone is ZIP code 34491 in?

ZIP code 34491 observes the EST timezone.