45656 ZIP Code — Oak Hill, OH

Jackson County, Ohio

ZIP code 45656 is located in Oak Hill, Ohio, within Jackson County. It covers approximately 133.82 square miles and serves a population of 6,442 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 740.

About ZIP code 45656

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $101,100. Owner-occupancy is high at 83%, well above the national average.

Median household income is $48,733. Poverty affects 23% of residents, above the national average. 42% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 38 minutes suggests many residents work outside the immediate area.

College attainment at 16% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (28%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 25%.

Overall, ZIP code 45656 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, high homeownership, and a significant Social Security-dependent population.

6,442

population

133.82

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45656 ZIP code map

Cities in ZIP code 45656

Below are the cities the US Postal Service accepts for ZIP code 45656. Using any city not on this list may result in mail delivery delays.

City	Status
Oak Hill	Preferred

Nearby ZIP codes

45682 South Webster (5.5 mi) 45685 Thurman (9.3 mi) 45688 Waterloo (10.4 mi) 45640 Jackson (11.2 mi) 45658 Patriot (11.3 mi) 45694 Wheelersburg (11.8 mi) 45659 Pedro (13.1 mi) 45653 Minford (13.2 mi) 45686 Vinton (16.3 mi) 45692 Wellston (17.6 mi) 45662 Portsmouth (17.8 mi) 45629 Franklin Furnace (18.2 mi)

Demographics updated 05/2026

Population
Total population	6,442
Population density	48 / sq mi
State FIPS	39
County FIPS	079

Geography
Land area	133.82 sq mi
Water area	0.49 sq mi
Latitude	38.8611
Longitude	-82.6024
Timezone	Eastern (ET)
Area code	740

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	53.6%	52.1%	43.3%
$50k – $100k	30.5%	33.4%	31.4%
$100k – $200k	11.3%	11.5%	20.0%
Over $200k	4.6%	3.0%	5.2%

Demographics & statistics

6,442

Population

People per sq mi

40.9

Median age

$48,733

Median household income

$26,648

Per capita income

$101,100

Median home value

$719

Median monthly rent

82.9%

Home ownership

23.2%

Poverty rate

3.2%

Unemployment

2,647

Housing units

15.5%

Bachelor's or higher

Age distribution

Male Female

178

Under 5

204

220

5–9

254

219

10–14

253

161

15–19

185

178

20–24

204

350

25–34

403

364

35–44

419

386

45–54

445

155

55–59

179

216

60–64

248

345

65–74

396

180

75–84

207

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	1,537	23.9%
18 and over	4,905	76.1%
65 and over	1,221	19.0%
Median age	40.9 years

Race & ethnicity

White 94.8%

Two or more races 2.6%

Black or African American 1.2%

Asian 0.7%

American Indian / Alaska Native 0.5%

Hispanic or Latino 0.3%

Group	Count	%
White	6,124	94.8%
Two or more races	165	2.6%
Black or African American	76	1.2%
Asian	44	0.7%
American Indian / Alaska Native	32	0.5%
Hispanic or Latino	21	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	53.6%	52.1%	43.3%
$50k – $100k	30.5%	33.4%	31.4%
$100k – $200k	11.3%	11.5%	20.0%
Over $200k	4.6%	3.0%	5.2%

Under $10k 6.9%

$10k–$15k 6.8%

$15k–$25k 15.9%

$25k–$35k 7.2%

$35k–$50k 14.8%

$50k–$75k 14.7%

$75k–$100k 10.8%

$100k–$150k 12.7%

$150k–$200k 5.0%

$200k+ 5.2%

Range	% of households
Under $10k	6.9%
$10k–$15k	6.8%
$15k–$25k	15.9%
$25k–$35k	7.2%
$35k–$50k	14.8%
$50k–$75k	14.7%
$75k–$100k	10.8%
$100k–$150k	12.7%
$150k–$200k	5.0%
$200k+	5.2%
Median income	$48,733

Housing

Home values

Under $50k 20.6%

$50k–$100k 28.9%

$100k–$150k 18.9%

$150k–$200k 13.6%

$200k–$300k 12.9%

$300k–$500k 3.6%

$500k–$1M 0.7%

$1M+ 0.8%

Housing overview

Metric	Value
Median home value	$101,100
Median rent / month	$719
Owner occupied	82.9%
Renter occupied	17.1%
Vacant	21.6%
Single-family detached	69.6%
Large apartment buildings	0.4%
Mobile homes	28.6%
Median rooms	5.5
Avg household size (owned)	2.79

Year built

Era	%
2020 or later	1.4%
2010–2019	7.0%
2000–2009	13.5%
1990–1999	17.4%
1980–1989	9.8%
1970–1979	11.8%
1960–1969	4.8%
1950–1959	9.6%
1940–1949	7.9%
1939 or earlier	16.7%

Bedrooms

Size	% of units
No bedroom (studio)	1.5%
1 bedroom	8.3%
2 bedrooms	36.6%
3 bedrooms	40.6%
4 bedrooms	8.6%
5+ bedrooms	4.4%

Vehicles per household

Vehicles	% of households
No vehicle	9.2%
1 vehicle	25.9%
2 vehicles	33.1%
3 or more	31.7%

Heating fuel

Fuel type	%
Utility gas	25.2%
Electricity	48.4%
Propane / LP gas	14.7%
Fuel oil	2.2%
Wood	5.0%
No fuel used	0.7%

Households & families

Household type	Count	%
Married-couple family	1,319	55.0%
Cohabiting couple	83	3.5%
Male householder, no spouse	467	19.5%
Female householder, no spouse	528	22.0%
Households with children under 18	736	30.7%
Households with seniors (65+)	915	38.2%
Average household size	2.68

Marital status

Status	Male	Female
Never married	26.5%	23.5%
Married	55.6%	56.5%
Separated	4.1%	2.8%
Widowed	3.7%	12.3%
Divorced	10.1%	5.0%

Education

Less than 9th grade 11.2%

Some HS, no diploma 5.4%

HS graduate 42.5%

Some college, no degree 12.5%

Associate's degree 12.8%

Bachelor's degree 11.4%

Graduate / professional 4.2%

Metric	%
HS diploma or higher	83.4%
Bachelor's or higher	15.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	44	3.6%
Kindergarten	57	4.7%
Elementary school	612	50.5%
High school	352	29.0%
College / grad school	147	12.1%

Employment

Industry of employment

Education & healthcare 27.8%

Manufacturing 24.0%

Construction 10.9%

Retail trade 10.4%

Finance & real estate 6.7%

Arts, food & hospitality 4.9%

Wholesale trade 3.7%

Other services 3.6%

Professional & management 3.5%

Transportation & utilities 2.0%

Agriculture & mining 1.0%

Information 0.8%

Public administration 0.8%

Occupation

Category	%
Management, business & arts	27.5%
Service	12.5%
Sales & office	19.5%
Natural resources & construction	14.5%
Production & transportation	26.0%

Employment type

Type	%
Private sector	87.7%
Government	8.6%
Self-employed	3.7%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	69.8%
Carpool	10.3%
Public transit	0.0%
Walk	9.5%
Work from home	10.4%
Other means	0.0%
Avg commute (minutes)	37.8

Poverty

All people 23.2%

Under 18 years 37.0%

18 and over 18.9%

Married-couple families 11.8%

Female-led households 48.7%

Income support

Source	% of households
Social Security	41.7%
Retirement income	29.9%
Supplemental Security	11.0%
Cash public assistance	2.1%
Food stamps / SNAP	16.1%

Health indicators

Condition	%
Obesity	39.9%
High blood pressure	37.0%
High cholesterol	33.9%
Diabetes	12.5%
Heart disease	7.9%
Stroke	3.7%
Asthma	11.0%
Arthritis	30.0%
Kidney disease	3.2%
Pulmonary disease	10.9%
Cancer	6.6%

Behavior / access	%
Smoking	28.4%
Binge drinking	16.9%
No physical activity	32.4%
Less than 7 hrs sleep	41.1%
Depression	27.2%
Fair or poor health	19.0%
Poor mental health	18.4%
Poor physical health	12.8%
No health insurance	13.5%
Visited doctor (checkup)	76.3%
Visited dentist	51.0%
Cholesterol screening	86.5%
Teeth loss	21.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	460	9.4%

Disability	%
Any disability	25.0%
Under 18	4.6%
18–64 years	25.8%
65 and over	48.2%

Health insurance coverage

Type	%
Private insurance	61.0%
Public insurance	43.4%
No insurance	9.0%
Uninsured under 19	19.4%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	6,060	94.1%
Spanish	48	0.8%
Other Indo-European	0	0.0%
Asian & Pacific Islander	4	0.1%
Other languages	44	0.7%

Place of birth & citizenship

Origin	Count	%
Native born (US)	6,378	99.0%
Born in same state	6,378	99.0%
Born in different state	5,487	85.2%
Foreign born	0	0.0%
Naturalized citizen	64	1.0%
Not a US citizen	60	93.8%

Ancestry

Ancestry	Count	%
French	798	12.4%
Italian	614	9.5%
Arab	325	5%

Ancestry	Count	%
English	16	0.2%
Irish	13	0.2%

Technology access

Metric	% of households
Computer access	37.2%
Internet access	83.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45656

What city is ZIP code 45656 in?

ZIP code 45656 is primarily assigned to Oak Hill, Ohio.

What county is ZIP code 45656 in?

ZIP code 45656 falls within Jackson County, Ohio.

What is the poverty rate in ZIP code 45656?

23% of residents in ZIP code 45656 live below the poverty line, above the national average.

Is ZIP code 45656 mostly owner-occupied?

83% of occupied units in ZIP code 45656 are owner-occupied, well above the national average.

Does ZIP code 45656 have a large retiree population?

42% of households in ZIP code 45656 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 45656?

The median home value in ZIP code 45656 is $101,100.

What timezone is ZIP code 45656 in?

ZIP code 45656 observes the EST timezone.