45640 ZIP Code — Jackson, OH

Jackson County, Ohio

ZIP code 45640 is located in Jackson, Ohio, within Jackson County. It covers approximately 174.61 square miles and serves a population of 16,217 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 740.

About ZIP code 45640

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $151,900. Owner-occupancy sits near the national average at 73%.

Median household income is $61,007. 34% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

College attainment at 20% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (28%) compared to national benchmarks.

Notable community characteristics include disability rates above the national average at 23%.

16,217

population

174.61

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45640 ZIP code map

Cities in ZIP code 45640

Below are the cities the US Postal Service accepts for ZIP code 45640. Using any city not on this list may result in mail delivery delays.

City	Status
Jackson	Preferred

Nearby ZIP codes

45692 Wellston (7.4 mi) 45656 Oak Hill (11.2 mi) 45685 Thurman (11.5 mi) 45672 Ray (12.9 mi) 45613 Beaver (13 mi) 45634 Hamden (13.2 mi) 45682 South Webster (14.4 mi) 45686 Vinton (14.9 mi) 45653 Minford (15.3 mi) 45695 Wilkesville (15.6 mi) 45673 Richmond Dale (16.2 mi) 45647 Londonderry (19 mi)

Demographics updated 05/2026

Population
Total population	16,217
Population density	93 / sq mi
State FIPS	39
County FIPS	079

Geography
Land area	174.61 sq mi
Water area	0.53 sq mi
Latitude	39.0223
Longitude	-82.6212
Timezone	Eastern (ET)
Area code	740

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.9%	52.1%	43.3%
$50k – $100k	35.6%	33.4%	31.4%
$100k – $200k	12.8%	11.5%	20.0%
Over $200k	2.7%	3.0%	5.2%

Demographics & statistics

16,217

Population

People per sq mi

40.8

Median age

$61,007

Median household income

$31,630

Per capita income

$151,900

Median home value

$749

Median monthly rent

72.7%

Home ownership

13.9%

Poverty rate

5.7%

Unemployment

5,350

Housing units

20.1%

Bachelor's or higher

Age distribution

Male Female

573

Under 5

532

499

5–9

463

387

10–14

359

386

15–19

359

548

20–24

509

1,144

25–34

1,062

971

35–44

901

1,132

45–54

1,052

677

55–59

628

555

60–64

515

912

65–74

846

455

75–84

423

171

85+

158

← Male

Female →

Age summary

Group	Count	%
Under 18	3,241	20.0%
18 and over	12,976	80.0%
65 and over	2,965	18.3%
Median age	40.8 years

Race & ethnicity

White 94.9%

Two or more races 2%

Asian 1.1%

Black or African American 1%

Hispanic or Latino 0.8%

American Indian / Alaska Native 0.2%

Other race 0.1%

Group	Count	%
White	15,510	94.9%
Two or more races	319	2%
Asian	177	1.1%
Black or African American	161	1%
Hispanic or Latino	133	0.8%
American Indian / Alaska Native	37	0.2%
Other race	13	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	48.9%	52.1%	43.3%
$50k – $100k	35.6%	33.4%	31.4%
$100k – $200k	12.8%	11.5%	20.0%
Over $200k	2.7%	3.0%	5.2%

Under $10k 6.1%

$10k–$15k 4.1%

$15k–$25k 7.2%

$25k–$35k 9.5%

$35k–$50k 12.8%

$50k–$75k 21.9%

$75k–$100k 14.7%

$100k–$150k 14.9%

$150k–$200k 4.1%

$200k+ 4.6%

Range	% of households
Under $10k	6.1%
$10k–$15k	4.1%
$15k–$25k	7.2%
$25k–$35k	9.5%
$35k–$50k	12.8%
$50k–$75k	21.9%
$75k–$100k	14.7%
$100k–$150k	14.9%
$150k–$200k	4.1%
$200k+	4.6%
Median income	$61,007

Housing

Home values

Under $50k 10.3%

$50k–$100k 18.6%

$100k–$150k 20.0%

$150k–$200k 18.9%

$200k–$300k 18.9%

$300k–$500k 10.0%

$500k–$1M 2.6%

$1M+ 0.9%

Housing overview

Metric	Value
Median home value	$151,900
Median rent / month	$749
Owner occupied	72.7%
Renter occupied	27.3%
Vacant	10.9%
Single-family detached	72.5%
Large apartment buildings	1.4%
Mobile homes	16.4%
Median rooms	5.7
Avg household size (owned)	2.71

Year built

Era	%
2020 or later	1.1%
2010–2019	4.8%
2000–2009	15.8%
1990–1999	12.9%
1980–1989	11.1%
1970–1979	12.0%
1960–1969	4.6%
1950–1959	13.5%
1940–1949	6.4%
1939 or earlier	17.8%

Bedrooms

Size	% of units
No bedroom (studio)	1.6%
1 bedroom	8.3%
2 bedrooms	29.6%
3 bedrooms	46.1%
4 bedrooms	11.9%
5+ bedrooms	2.5%

Vehicles per household

Vehicles	% of households
No vehicle	7.8%
1 vehicle	22.5%
2 vehicles	38.5%
3 or more	31.2%

Heating fuel

Fuel type	%
Utility gas	31.7%
Electricity	47.5%
Propane / LP gas	11.9%
Fuel oil	1.8%
Wood	5.2%
Solar	0.6%
No fuel used	0.7%

Households & families

Household type	Count	%
Married-couple family	3,790	60.2%
Cohabiting couple	445	7.1%
Male householder, no spouse	845	13.4%
Female householder, no spouse	1,218	19.3%
Households with children under 18	1,810	28.7%
Households with seniors (65+)	1,939	30.8%
Average household size	2.54

Marital status

Status	Male	Female
Never married	27.8%	14.9%
Married	59.8%	61.7%
Separated	0.6%	2.7%
Widowed	2.8%	10.0%
Divorced	9.1%	10.7%

Education

Less than 9th grade 2.9%

Some HS, no diploma 7.0%

HS graduate 44.2%

Some college, no degree 16.4%

Associate's degree 9.4%

Bachelor's degree 14.0%

Graduate / professional 6.0%

Metric	%
HS diploma or higher	90.1%
Bachelor's or higher	20.1%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	120	4.5%
Kindergarten	138	5.1%
Elementary school	1,438	53.3%
High school	592	22.0%
College / grad school	408	15.1%

Employment

Industry of employment

Education & healthcare 24.7%

Manufacturing 19.9%

Retail trade 15.2%

Construction 10.4%

Professional & management 6.1%

Public administration 5.9%

Arts, food & hospitality 4.2%

Transportation & utilities 3.9%

Other services 3.6%

Finance & real estate 3.2%

Wholesale trade 1.9%

Agriculture & mining 0.6%

Information 0.4%

Occupation

Category	%
Management, business & arts	36.6%
Service	12.1%
Sales & office	20.1%
Natural resources & construction	10.6%
Production & transportation	20.7%

Employment type

Type	%
Private sector	77.8%
Government	14.6%
Self-employed	7.6%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	84.0%
Carpool	5.9%
Public transit	0.5%
Walk	3.6%
Work from home	5.1%
Other means	0.8%
Avg commute (minutes)	24.9

Poverty

All people 13.9%

Under 18 years 18.9%

18 and over 12.7%

Married-couple families 5.7%

Female-led households 20.9%

Income support

Source	% of households
Social Security	34.1%
Retirement income	29.1%
Supplemental Security	5.9%
Cash public assistance	3.3%
Food stamps / SNAP	16.4%

Health indicators

Condition	%
Obesity	40.2%
High blood pressure	37.9%
High cholesterol	34.9%
Diabetes	13.1%
Heart disease	8.3%
Stroke	3.9%
Asthma	11.1%
Arthritis	30.9%
Kidney disease	3.4%
Pulmonary disease	11.2%
Cancer	6.9%

Behavior / access	%
Smoking	27.8%
Binge drinking	16.2%
No physical activity	32.8%
Less than 7 hrs sleep	41.1%
Depression	27.1%
Fair or poor health	19.3%
Poor mental health	18.3%
Poor physical health	13.1%
No health insurance	13.2%
Visited doctor (checkup)	77.1%
Visited dentist	50.8%
Cholesterol screening	86.9%
Teeth loss	21.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,056	8.1%

Disability	%
Any disability	22.5%
Under 18	5.7%
18–64 years	21.9%
65 and over	43.9%

Health insurance coverage

Type	%
Private insurance	61.0%
Public insurance	43.9%
No insurance	7.1%
Uninsured under 19	3.3%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	15,112	93.2%
Spanish	168	1.1%
Other Indo-European	0	0.0%
Asian & Pacific Islander	136	0.9%
Other languages	32	0.2%

Place of birth & citizenship

Origin	Count	%
Native born (US)	15,987	98.6%
Born in same state	15,778	97.3%
Born in different state	13,903	85.7%
Foreign born	209	1.3%
Naturalized citizen	230	1.4%
Not a US citizen	97	42.2%

Ancestry

Ancestry	Count	%
Italian	1,962	12.1%
French	1,803	11.1%
Arab	1,334	8.2%
Irish	69	0.4%

Ancestry	Count	%
English	65	0.4%
German	56	0.3%
Polish	24	0.1%

Technology access

Metric	% of households
Computer access	38.8%
Internet access	88.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45640

What city is ZIP code 45640 in?

ZIP code 45640 is primarily assigned to Jackson, Ohio.

What county is ZIP code 45640 in?

ZIP code 45640 falls within Jackson County, Ohio.

What is the typical home value in ZIP code 45640?

The median home value in ZIP code 45640 is $151,900.

What is the population of ZIP code 45640?

ZIP code 45640 has an estimated population of 16,217 residents, with a density of 93 people per square mile.

What is the median household income in ZIP code 45640?

The median household income in ZIP code 45640 is $61,007, below the national median of ~$75,000.

What timezone is ZIP code 45640 in?

ZIP code 45640 observes the EST timezone.