01864 ZIP Code — North Reading, MA

Middlesex County, Massachusetts

ZIP code 01864 is located in North Reading, Massachusetts, within Middlesex County. It covers approximately 13.16 square miles and serves a population of 15,529 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 978.

About ZIP code 01864

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1960s, giving the area an established character. Median home value is $664,900. Owner-occupancy is high at 84%, well above the national average.

The gap between median ($141,442) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 3% is below the national average.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. An above-average commute of 36 minutes suggests many residents work outside the immediate area. Remote work is prevalent — 22% of workers work from home.

Educational attainment is high — 57% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 01864 reflects a community defined by a highly educated population, high homeownership, and a high rate of remote workers.

15,529

population

13.16

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

01864 ZIP code map

Cities in ZIP code 01864

Below are the cities the US Postal Service accepts for ZIP code 01864. Using any city not on this list may result in mail delivery delays.

City	Status
North Reading	Acceptable
North Reading	Preferred

Nearby ZIP codes

01889 North Reading (0.5 mi) 01867 Reading (3.4 mi) 01949 Middleton (4 mi) 01940 Lynnfield (4.1 mi) 01887 Wilmington (4.6 mi) 01880 Wakefield (5.6 mi) 01812 Andover (6 mi) 01899 Andover (6 mi) 01810 Andover (6.2 mi) 01960 Peabody (6.7 mi) 05501 Andover (6.9 mi) 01923 Danvers (6.9 mi)

Demographics updated 06/2026

Population
Total population	15,529
Population density	1,180 / sq mi
State FIPS	25
County FIPS	017

Geography
Land area	13.16 sq mi
Water area	0.33 sq mi
Latitude	42.5805
Longitude	-71.0870
Timezone	Eastern (ET)
Area code	978

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	15.6%	23.8%	31.3%
$50k – $100k	25.1%	23.1%	25.9%
$100k – $200k	35.3%	32.1%	28.5%
Over $200k	24.0%	20.9%	14.3%

Demographics & statistics

15,529

Population

1,180

People per sq mi

43.9

Median age

$141,442

Median household income

$74,826

Per capita income

$664,900

Median home value

$2,255

Median monthly rent

83.5%

Home ownership

2.7%

Poverty rate

5.2%

Unemployment

4,952

Housing units

57.0%

Bachelor's or higher

Age distribution

Male Female

376

Under 5

366

494

5–9

482

476

10–14

464

486

15–19

474

469

20–24

457

755

25–34

736

985

35–44

960

1,329

45–54

1,296

728

55–59

711

646

60–64

631

693

65–74

677

360

75–84

351

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	3,415	22.0%
18 and over	12,114	78.0%
65 and over	2,208	14.2%
Median age	43.9 years

Race & ethnicity

White 85%

Two or more races 5.1%

Asian 4.2%

Hispanic or Latino 3.7%

Black or African American 1.1%

Other race 0.9%

Group	Count	%
White	13,710	85%
Two or more races	823	5.1%
Asian	676	4.2%
Hispanic or Latino	591	3.7%
Black or African American	177	1.1%
Other race	143	0.9%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	15.6%	23.8%	31.3%
$50k – $100k	25.1%	23.1%	25.9%
$100k – $200k	35.3%	32.1%	28.5%
Over $200k	24.0%	20.9%	14.3%

Under $10k 2.6%

$15k–$25k 1.9%

$25k–$35k 1.7%

$35k–$50k 9.7%

$50k–$75k 11.0%

$75k–$100k 11.9%

$100k–$150k 15.3%

$150k–$200k 15.5%

$200k+ 30.4%

Range	% of households
Under $10k	2.6%
$15k–$25k	1.9%
$25k–$35k	1.7%
$35k–$50k	9.7%
$50k–$75k	11.0%
$75k–$100k	11.9%
$100k–$150k	15.3%
$150k–$200k	15.5%
$200k+	30.4%
Median income	$141,442

Housing

Home values

Under $50k 0.5%

$50k–$100k 0.8%

$150k–$200k 0.4%

$200k–$300k 1.5%

$300k–$500k 14.4%

$500k–$1M 67.4%

$1M+ 15.0%

Housing overview

Metric	Value
Median home value	$664,900
Median rent / month	$2,255
Owner occupied	83.5%
Renter occupied	16.5%
Vacant	1.1%
Single-family detached	76.8%
Large apartment buildings	7.0%
Mobile homes	1.0%
Median rooms	7.0
Avg household size (owned)	2.80

Year built

Era	%
2020 or later	0.1%
2010–2019	5.3%
2000–2009	10.1%
1990–1999	13.1%
1980–1989	11.5%
1970–1979	13.5%
1960–1969	17.8%
1950–1959	16.3%
1940–1949	3.0%
1939 or earlier	9.2%

Bedrooms

Size	% of units
No bedroom (studio)	1.2%
1 bedroom	7.9%
2 bedrooms	18.1%
3 bedrooms	33.7%
4 bedrooms	35.3%
5+ bedrooms	3.9%

Vehicles per household

Vehicles	% of households
No vehicle	3.8%
1 vehicle	24.5%
2 vehicles	45.2%
3 or more	26.5%

Heating fuel

Fuel type	%
Utility gas	46.5%
Electricity	8.3%
Propane / LP gas	5.0%
Fuel oil	38.4%
Wood	0.5%
No fuel used	1.0%

Households & families

Household type	Count	%
Married-couple family	3,706	63.3%
Cohabiting couple	300	5.1%
Male householder, no spouse	657	11.2%
Female householder, no spouse	1,188	20.3%
Households with children under 18	2,101	35.9%
Households with seniors (65+)	1,597	27.3%
Average household size	2.63

Marital status

Status	Male	Female
Never married	29.7%	25.9%
Married	62.4%	56.9%
Separated	0.3%	1.5%
Widowed	1.0%	6.6%
Divorced	6.5%	9.0%

Education

Less than 9th grade 1.3%

Some HS, no diploma 1.7%

HS graduate 18.1%

Some college, no degree 13.9%

Associate's degree 7.9%

Bachelor's degree 34.2%

Graduate / professional 22.7%

Metric	%
HS diploma or higher	97.0%
Bachelor's or higher	57.0%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	351	9.3%
Kindergarten	312	8.2%
Elementary school	1,402	37.0%
High school	924	24.4%
College / grad school	799	21.1%

Employment

Industry of employment

Education & healthcare 22.7%

Professional & management 17.1%

Retail trade 11.0%

Construction 10.7%

Manufacturing 9.3%

Finance & real estate 7.9%

Public administration 4.8%

Arts, food & hospitality 4.6%

Other services 4.1%

Wholesale trade 2.9%

Transportation & utilities 2.5%

Information 2.3%

Agriculture & mining 0.1%

Occupation

Category	%
Management, business & arts	59.0%
Service	9.9%
Sales & office	22.8%
Natural resources & construction	4.9%
Production & transportation	3.4%

Employment type

Type	%
Private sector	78.6%
Government	14.2%
Self-employed	7.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	70.5%
Carpool	3.0%
Public transit	2.1%
Walk	1.8%
Work from home	21.7%
Other means	1.0%
Avg commute (minutes)	36.4

Poverty

All people 2.7%

Under 18 years 0.8%

18 and over 3.2%

Married-couple families 0.6%

Female-led households 3.6%

Income support

Source	% of households
Social Security	26.9%
Retirement income	20.7%
Supplemental Security	5.0%
Cash public assistance	1.9%
Food stamps / SNAP	7.3%

Health indicators

Condition	%
Obesity	21.8%
High blood pressure	26.5%
High cholesterol	30.1%
Diabetes	7.0%
Heart disease	4.8%
Stroke	2.2%
Asthma	9.9%
Arthritis	21.3%
Kidney disease	2.3%
Pulmonary disease	4.4%
Cancer	7.1%

Behavior / access	%
Smoking	10.4%
Binge drinking	17.1%
No physical activity	14.8%
Less than 7 hrs sleep	27.9%
Depression	18.3%
Fair or poor health	8.0%
Poor mental health	12.4%
Poor physical health	7.1%
No health insurance	4.7%
Visited doctor (checkup)	76.2%
Visited dentist	77.7%
Cholesterol screening	92.9%
Teeth loss	8.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	652	5.4%

Disability	%
Any disability	11.8%
Under 18	5.4%
18–64 years	11.4%
65 and over	24.4%

Health insurance coverage

Type	%
Private insurance	86.3%
Public insurance	25.5%
No insurance	1.4%
Uninsured under 19	1.2%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	14,787	95.2%
Spanish	408	2.8%
Other Indo-European	30	0.2%
Asian & Pacific Islander	228	1.5%
Other languages	150	1.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	14,278	91.9%
Born in same state	14,164	91.2%
Born in different state	11,430	73.6%
Foreign born	114	0.7%
Naturalized citizen	1,251	8.1%
Not a US citizen	813	65.0%

Ancestry

Ancestry	Count	%
Italian	4,843	31.2%
French	2,123	13.7%
Arab	750	4.8%
German	464	3%
Polish	151	1%

Ancestry	Count	%
Norwegian	125	0.8%
English	51	0.3%
Irish	9	0.1%
Dutch	7	0%

Technology access

Metric	% of households
Computer access	37.7%
Internet access	99.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 01864

What city is ZIP code 01864 in?

ZIP code 01864 is primarily assigned to North Reading, Massachusetts.

What county is ZIP code 01864 in?

ZIP code 01864 falls within Middlesex County, Massachusetts.

How educated is the population of ZIP code 01864?

57% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 01864 mostly owner-occupied?

84% of occupied units in ZIP code 01864 are owner-occupied, well above the national average.

What is the median household income in ZIP code 01864?

The median household income in ZIP code 01864 is $141,442, above the national median of ~$75,000.

What is the typical home value in ZIP code 01864?

The median home value in ZIP code 01864 is $664,900.

What timezone is ZIP code 01864 in?

ZIP code 01864 observes the EST timezone.