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Massachusetts ZIP Codes
Barnstable County
North Chatham, MA
02650
02650 ZIP Code — North Chatham, MA
Barnstable County, Massachusetts
ZIP code 02650 is located in
North Chatham ,
Massachusetts ,
within Barnstable County .
It covers approximately 1.36 square miles and serves a population of
1,024 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 508/774 .
About ZIP code 02650
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $846,400. Owner-occupancy is high at 92%, well above the national average.
The gap between median ($61,276) and mean household income suggests income inequality — a small number of higher earners pull the average up. 43% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is management, business, and professional, with manufacturing as the leading industry. An above-average commute of 37 minutes suggests many residents work outside the immediate area. Remote work is prevalent — 39% of workers work from home.
Educational attainment is high — 51% of residents hold a bachelor's degree or higher, well above the national average of 33%.
Overall, ZIP code 02650 reflects a community defined by a highly educated population, high homeownership, a high rate of remote workers, and a significant Social Security-dependent population.
02650 ZIP code map
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Cities in ZIP code 02650
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Nearby ZIP codes
Demographics
updated 06/2026
Population
Total population
1,024
Population density
753 / sq mi
State FIPS
25
County FIPS
001
Geography
Land area
1.36 sq mi
Water area
0.24 sq mi
Latitude
41.7034
Longitude
-69.9668
Timezone
Eastern (ET)
Area code
508/774
Economics
updated 06/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
27.9%
31.6%
31.3%
$50k – $100k
34.8%
30.4%
25.9%
$100k – $200k
28.9%
27.2%
28.5%
Over $200k
8.4%
10.7%
14.3%
Demographics & statistics
$61,276
Median household income
$846,400
Median home value
50.5%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 118 11.5% 18 and over 906 88.5% 65 and over 507 49.5% Median age 62.8 years
Race & ethnicity
Black or African American
0.4%
Group Count % White 972 90.7% Hispanic or Latino 48 4.5% Two or more races 48 4.5% Black or African American 4 0.4%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
27.9%
31.6%
31.3%
$50k – $100k
34.8%
30.4%
25.9%
$100k – $200k
28.9%
27.2%
28.5%
Over $200k
8.4%
10.7%
14.3%
Range % of households Under $10k 7.3% $15k–$25k 5.6% $25k–$35k 10.7% $35k–$50k 4.4% $50k–$75k 34.0% $75k–$100k 8.4% $100k–$150k 12.9% $150k–$200k 2.0% $200k+ 14.7% Median income $61,276
Housing
Housing overview
Metric Value Median home value $846,400 Median rent / month $0 Owner occupied 91.6% Renter occupied 8.4% Vacant 44.4% Single-family detached 76.9% Large apartment buildings 0.0% Mobile homes 0.0% Median rooms 7.1 Avg household size (owned) 1.91
Year built
Era % 2020 or later 0.0% 2010–2019 4.7% 2000–2009 15.1% 1990–1999 9.8% 1980–1989 14.3% 1970–1979 19.6% 1960–1969 6.5% 1950–1959 10.5% 1940–1949 1.4% 1939 or earlier 18.1%
Bedrooms
Size % of units No bedroom (studio) 0.0% 1 bedroom 6.0% 2 bedrooms 26.5% 3 bedrooms 28.3% 4 bedrooms 28.0% 5+ bedrooms 11.1%
Vehicles per household
Vehicles % of households No vehicle 4.2% 1 vehicle 38.4% 2 vehicles 44.7% 3 or more 12.7%
Heating fuel
Fuel type % Utility gas 60.9% Electricity 28.4% Fuel oil 10.7%
Households & families
Household type Count % Married-couple family 212 47.1% Cohabiting couple 5 1.1% Male householder, no spouse 40 8.9% Female householder, no spouse 193 42.9% Households with children under 18 62 13.8% Households with seniors (65+) 242 53.8% Average household size 1.98
Marital status
Status Male Female Never married 19.1% 17.2% Married 57.7% 42.1% Separated 4.3% 0.0% Widowed 10.7% 26.4% Divorced 8.2% 14.4%
Education
Some college, no degree
24.6%
Graduate / professional
21.5%
Metric % HS diploma or higher 95.4% Bachelor's or higher 50.5%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 0 0.0% Kindergarten 0 0.0% Elementary school 60 45.5% High school 58 43.9% College / grad school 14 10.6%
Employment
Industry of employment
Finance & real estate
26.1%
Professional & management
8.4%
Arts, food & hospitality
7.0%
Transportation & utilities
3.5%
Education & healthcare
2.4%
Public administration
2.4%
Occupation
Category % Management, business & arts 42.9% Service 11.9% Sales & office 23.2% Natural resources & construction 3.0% Production & transportation 19.1%
Employment type
Type % Private sector 89.5% Government 4.9% Self-employed 5.7% Unpaid family workers 0.0%
Commute
Method % Drive alone 57.1% Carpool 3.5% Public transit 0.0% Walk 0.0% Work from home 39.4% Other means 0.0% Avg commute (minutes) 37.3
Poverty
Married-couple families
5.2%
Female-led households
0.0%
Income support
Source % of households Social Security 43.3% Retirement income 29.8% Supplemental Security 2.9% Cash public assistance 8.0% Food stamps / SNAP 8.0%
Health indicators
Condition % Obesity 21.4% High blood pressure 39.4% High cholesterol 38.2% Diabetes 10.2% Heart disease 9.6% Stroke 4.0% Asthma 9.3% Arthritis 35.8% Kidney disease 4.1% Pulmonary disease 6.4% Cancer 13.5%
Behavior / access % Smoking 7.7% Binge drinking 11.1% No physical activity 17.7% Less than 7 hrs sleep 24.1% Depression 15.8% Fair or poor health 10.8% Poor mental health 9.6% Poor physical health 8.9% No health insurance 4.2% Visited doctor (checkup) 86.3% Visited dentist 79.6% Cholesterol screening 96.0% Teeth loss 7.4%
Veterans & disability
Veterans Count % Civilian veterans 70 7.7%
Disability % Any disability 15.6% Under 18 0.0% 18–64 years 22.8% 65 and over 12.9%
Health insurance coverage
Type % Private insurance 70.1% Public insurance 48.1% No insurance 0.0% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 1,024 100.0% Spanish 4 0.4% Other Indo-European 0 0.0% Asian & Pacific Islander 4 0.4% Other languages 0 0.0%
Place of birth & citizenship
Origin Count % Native born (US) 1,015 99.1% Born in same state 1,015 99.1% Born in different state 532 52.0% Foreign born 0 0.0% Naturalized citizen 9 0.9% Not a US citizen 9 100.0%
Ancestry
Ancestry Count % Italian 363 35.4% French 281 27.4% Arab 13 1.3%
Ancestry Count % Polish 4 0.4% Dutch 4 0.4%
Technology access
Metric % of households Computer access 43.9% Internet access 89.8%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 02650
What city is ZIP code 02650 in?
ZIP code 02650 is primarily assigned to North Chatham, Massachusetts.
What county is ZIP code 02650 in?
ZIP code 02650 falls within Barnstable County, Massachusetts.
Does ZIP code 02650 have an older population?
50% of residents in ZIP code 02650 are 65 or older, above the national average of ~17%.
Is ZIP code 02650 mostly owner-occupied?
92% of occupied units in ZIP code 02650 are owner-occupied, well above the national average.
How educated is the population of ZIP code 02650?
51% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.
Does ZIP code 02650 have a large retiree population?
43% of households in ZIP code 02650 receive Social Security income, suggesting a significant retiree or disability population.
What timezone is ZIP code 02650 in?
ZIP code 02650 observes the EST timezone.
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